Elizabeth

Nakuru, Kenya

0% repaid

Entrepreneur

Name

Elizabeth

Member since

May 2013

On-time repayments

26 installments  •  4%

About Me

my name is Elizabeth Wambui Muchangi and a resident of Kiti estate of Nakuru town.am a graduate of bachelor in commerce and not married. after completing my education and searching for a white collar job with no success l opted for self employment so as to earn a living.l started first by selling clothes to my friends and neighbors. at first l did it as a mobile as l would visit my friends in their places of work and at home so as to sell to them but later l managed to open a store in town where l am located to date.l use the income from the business to support my siblings who are still in school and save the other so that l can enroll for masters degree.

My Business

l have a boutique shop here in nakuru town where am located along the kenyatta avenue.l sell mostly ladies suits and men suit and assorted handbags and office wear shoes.this is because the profit margin of these clothes is big. l get the stock from kampala and at times in Nairobi depending on the trend.l make ks 20,000 as net profit and after deducting all the expenses. l also ensure my prices are very competitive so as to retain and attract new customers as the competition is very high here in town.at times l do offer discount to my customers so as to retain them.if advanced with the loan l will add more stock to the business.

Loan Proposal

i will use the loan to restock my shop and also put up some more shelves in my shop and also do some renovations that will enable my shop to attract more customers.i will also use the loan to invest in rearing chicken for meat because it is a booming business back here in Kenya. the remaining amount will be used for my school fees

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$175.00

Date disbursed

Sep 25, 2013

Repayment status

Late

Projected term

24 months

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Fabrizio

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randy98109

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M

mtaylor

Houston, United States

Bobrm2k3

Charleston, United States

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  • jjonas    Oct 30, 2014

    Hi Elizabeth Muchangi,
    I appreciated watching your story but
    please dont leave us in vain!
    What happend?? Why 0% Repaiment :(?
    Thanks

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  • Elizabeth    Oct 24, 2013

    most of my customers are very curious to know how to take care of dry skin,and therefore ii am very proud of the zidisha group because it has pushed me to learn a bit of skin therapy.I never imagined that my business would take me in a different direction.I am learning each and every day.I have been asked how i could tell that one has a dry skin,what causes dry skin,and caring for dry skin.which i have been able to answer

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  • Elizabeth    Oct 24, 2013

    dear lenders , i am so glad that you accepted my loan request and granted me the money, so far i have added more to my stock to my boutique. i was also able to introduce new products like some cosmetics into my shop. i am glad to say that you have motivated me and i am very grateful for your consideration. i am sure that i will be able to repay my loan in due time in order to get the next amount. thank you so much and may God bless you all.

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  • Elizabeth    Sep 9, 2013

    zidisha has been a blessing in my life it has made achieve some of my dreams and i hope that with the help of the next loan i will be able to achieve more in my life.my business is now stable,i can add more stock and also import from neighbouring countries.thank you zidisha.

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  • Elizabeth    Sep 5, 2013

    i am proud because today i was able to pay the first installment

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  • Elizabeth    Sep 5, 2013

    i have seen God in my business.before i joined the zidisha group i went through many hardships looking for a loan that would boost my business.but through a good Samaritan i discovered the zidisha group.it is so amazing how one can change their lives in a twinkle of an eye.my business is having a good stock that when my customers come in, i am not ashamed.thank you so much

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  • Elizabeth    Sep 5, 2013

    Dear lenders l am doing well with my family.Recently.l have been able to come across a business idea about opening a money transaction business called M-Pesa here in our country.In order to kip this business one must first find a small business shop which is located in a place where there are most people.Two,it requires a capital of around 10000 shillings.People come to withdraw money and to keep money for a fee.it is a very good job because there are always customers.l think of venturing into this business.

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  • Elizabeth    Sep 5, 2013

    Hi lenders,about my cyber cafe business,l have been able to find a business shop for starting the business.l was successful enough to locate one around the central business district in Nakuru town.l have been able to locate it in a busy area and also l am not experiencing any competition because l am the only one who has such a business.It has been doing well through the days and l thank God very much.l wish you all nice times.

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  • Elizabeth    Sep 5, 2013

    Hi lenders and the entire Zidisha team.l am so grateful for the loan you gave me.l have been able to add more stock to my shop and l am starting to get the profits.l have been able to expand my business and l am receiving more customers each day.Thanks again and God bless you all.

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  • Elizabeth    Sep 5, 2013

    it is true as the saying says that every choice has an end results.i am pleased to have made a choice of joining zidisha group because i am beginning to see the results.I have a dream of doing masters and now i can see that my dream will come true.my siblings dream will also come to pass because i have faith that GOD will bless me through the zidisha family.my customers are even impressed by my good moods because i used to be very dull,but now am happy because i have hope.GOD bless you

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  • Elizabeth    Sep 5, 2013

    dear lenders i am sorry for the delay in payment but i managed to start the payment today although i encountered some difficulties because i sent some money to another account but i have called the safari-com customer care and i know everything will be okay.before the end of this month i will have been able to pay the whole amount so that i can be able to apply for another loan so that i can stock my shop to the fullest therefore attracting more customers in my business.thank you zidisha group.

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  • Elizabeth    Sep 5, 2013

    Jambo lenders and the entire zidisha team.l am grateful to all of you for the support and also for the loan.Since you came,zidisha has been of help to many a people.You have enabled people like me to expand my businesses and l am very grateful.Also you have enabled people to expand their business ideas because at the end of the day,the zidisha team will see to it that one persons goal of starting a business or expanding it comes into reality.God bless you all and keep up with the good work.

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  • Elizabeth    Sep 4, 2013

    i promised that i will start paying the loan from this week,this is true because the week will not end before i send some money to my account as my business has greatly improved.the delay was because i had so many debts but through the help of zidisha i have been able to clear most of them.i really appreciate what the zidisha group is doing to my life and also to the life of many other kenyans

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  • Elizabeth    Sep 4, 2013

    God has been faithful to me because every day i have seen his hand upon my life.his blessings are also upon my business.for the last two weeks i have seen a great difference in my shop because customers are flowing in and out.at-least with them coming in and out they can see what is new in business.and also i am gaining more customers in my shop

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  • Elizabeth    Sep 3, 2013

    dear lenders i have closed the day happy now am having dinner and am having rice and beef stew and am really enjoying it.i bought a piece of meat for the stew and i am truely enjoying the food. i am having thoughts of adding manicure and pedicure kits to my stock many people are really asking for them .

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  • Elizabeth    Sep 3, 2013

    dear lenders am actually so happy this evening i have gotten another cusomer whon wants a suplly for gold chains and earings which will be paid on delivery . this is going to really boost my sales . i really have to put more effort inorder to ensure that my customer recieves the goods on time.i also have to give them the best quality of goods to make sure they will come for more. to add to that i met a lady today who wants diffrent earings to match with her diffrent outfits . she has given me a variety of her colours which i will try and get. dont you think thats great . well am feeling very happy because my income is raising.

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  • Elizabeth    Sep 3, 2013

    dear lenders though cold it was a good day having made wonderful sales and my customers came in and out of the shop satisfied . i truly thank God for every thing because i have never seen such a turnout in my shop. as i had said it is the back to school season and i have a lot of customers especially university students.well i must confess i have turned my business around thanks to you . i really appreciate you generosity . i am just about to have my dinner and a cup of tea . thank you so much my lenders

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  • Elizabeth    Sep 3, 2013

    today was a very cold day here in nakuru but my business was doing good.most of the customers are coming for school uniforms but i had not stocked so well;because i have been concentrating with cosmetics and fashionable clothes,but as i had commented ,i will have to add uniforms to my stock when i get my second loan from the zidisha group i have seen a change in my business,and i hope that my goal is going to be fulfilled through the zidisha group.

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  • Evah    Sep 2, 2013

    most of Sudanese people has remained in our country. this has made the business to pick in Avery high rate. actually, am collecting second hands cloths from Nairobi which is our capital city and then i sell the cloths to people in Nakuru county. this is very wonderful. this business in in a very high demand. most of the customers are now collecting rain coat in my shop, since this is the season for rain. its very cold and this made the business to pick in Avery high rate.

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    • Elizabeth    Sep 3, 2013

      thank you for that comment.Mrs Eva karinga,it is true that here in Kenya so many Sudanese have come to take refuge here in nakuru and therefore.creating so many opportunities in our country.most of the sudanese love pimping their wardrobes with new clothes,and it is therefore advisable to have a stock of new clothes,and shoes.

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  • Elizabeth    Sep 2, 2013

    hi lenders my business is so good doing. i hope this is fantastic. my businesses very much attractive to most of the customers. i hope to start selling shoes at the end of September. this is because most of the people in this region, is harvesting their maize and beans. i hope this is going to be my high time, since i will have a lot of stock in my shop.i hope to stock ladies wear and men shoes since those commodities are in high demand

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