I will use the loan to set up a website and increase my stock
Joyann
Nyeri( Ruringu), Kenya
62% repaid
Entrepreneur
Name
Joyann
Member since
January 2014
On-time repayments
225 installments • 14%
About Me
Joyann is a 21 year old lady and a mother to one princess. I am the first born in a family of six. I live with my mum and my four siblings in the suburb of Nyeri town. My parents separated sometime back last year and dad who was the main bread winner do not support us anymore. Life has been tought since then. We survive on mum's peanut pay and God's grace.
I was a second year university student taking Agribusiness management and trade but had to discontinue my studies due to alot of financial constrains. Since then( August last year) i have been vending different items to earn a living and save up for my school fees. My greatest wish is to complete my studies, raise my daughter, support my mum and siblings financially and be a very successful business lady.
My Business
I vend a collection of products such as tops, pants, fancy jackets, shoes,handbags, jewellery, African wear, etc. My main sales Channel have been students hostels, offices, estate( door to door) , friends, and through the social media( Facebook). My products are always in demand since they are fashionable, unique and latest designs. My main challenge has been encounters with the city council. The marketing style is also time consuming and tedious.
I would like to expand my business by taking it online by creating an ONLINE BOUTIQUE. This will help me cub the current challenges and also attract more customers.I inturn plan to diversify my products by incorporating products with high returns ($20) ; that is artworks(pencil art and paintings) and unique baby products.
Currently business returns are okay. On average i sell 3 items a day, each giving an average of $4, totaling to $12 daily. In a month i make estimately $300. The online boutique will produce estimately double the current returns that is $600.
I will use the loan to set up a website and increase my stock. I intend to pay it back using returns from the business.
Loan Proposal
The loan will take my business to a different level. Having an online shop will give me more time to spend with my daughter and attend school. I will also be able to improve my living standards and save up comfortably. This loan will help create a great shopping site, the likes of eBay and Amazon, that will benefit the community in the long run . I will be grateful if you support me to bring out the best in me.
Feedback
Positive
None
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$60.00
Date disbursed
Feb 3, 2014
Repayment status
Late
Projected term
52 months
Lenders
Seattle, United States
Summary
Amount repaid
$120.07
Amount remaining
$72.13
Expected completion
Jun 8, 2018
Status
Repaying late
Installment amount
$0.47
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Feb 13, 2014 | $21.60 | Feb 13, 2014 | $21.60 |
| Feb 20, 2014 | $21.60 | Feb 21, 2014 | $21.60 |
| Feb 27, 2014 | $21.60 | Feb 21, 2014 | $0.05 |
| Feb 27, 2014 | $21.55 | ||
| Mar 6, 2014 | $0.21 | Feb 27, 2014 | $0.21 |
| Mar 14, 2014 | $0.00 | ||
| Mar 21, 2014 | $5.88 | Apr 4, 2014 | $5.88 |
| Mar 28, 2014 | $5.88 | Apr 12, 2014 | $5.88 |
| Apr 4, 2014 | $5.88 | Apr 12, 2014 | $5.88 |
| Apr 11, 2014 | $5.88 | Apr 12, 2014 | $5.88 |
| Apr 18, 2014 | $5.88 | Apr 12, 2014 | $1.18 |
| Apr 18, 2014 | $4.71 | ||
| Apr 25, 2014 | $1.18 | Apr 18, 2014 | $1.18 |
| May 2, 2014 | $0.00 | ||
| May 9, 2014 | $0.00 | ||
| May 16, 2014 | $0.00 | ||
| May 23, 2014 | $0.00 | ||
| May 30, 2014 | $0.00 | ||
| Jun 6, 2014 | $0.59 | Jun 16, 2014 | $0.59 |
| Jun 13, 2014 | $0.59 | Jul 1, 2014 | $0.59 |
| Jun 20, 2014 | $0.59 | Jul 20, 2014 | $0.59 |
| Jun 27, 2014 | $0.59 | Jul 27, 2014 | $0.59 |
| Jul 4, 2014 | $0.00 | ||
| Jul 11, 2014 | $0.00 | ||
| Jul 18, 2014 | $0.00 | ||
| Jul 25, 2014 | $0.00 | ||
| Aug 1, 2014 | $0.00 | ||
| Aug 8, 2014 | $0.47 | Aug 9, 2014 | $0.41 |
| Aug 28, 2014 | $0.06 | ||
| Aug 15, 2014 | $0.47 | Aug 28, 2014 | $0.47 |
| Aug 22, 2014 | $0.47 | Sep 21, 2014 | $0.47 |
| Aug 29, 2014 | $0.47 | Sep 21, 2014 | $0.47 |
| Sep 5, 2014 | $0.47 | Sep 21, 2014 | $0.47 |
| Sep 12, 2014 | $0.47 | Sep 21, 2014 | $0.47 |
| Sep 19, 2014 | $0.47 | Sep 21, 2014 | $0.47 |
| Sep 26, 2014 | $0.47 | Sep 21, 2014 | $0.47 |
| Oct 3, 2014 | $0.47 | Sep 21, 2014 | $0.47 |
| Oct 10, 2014 | $0.47 | Sep 21, 2014 | $0.24 |
| Nov 10, 2014 | $0.24 | ||
| Oct 17, 2014 | $0.47 | Nov 10, 2014 | $0.47 |
| Oct 24, 2014 | $0.47 | Nov 10, 2014 | $0.47 |
| Oct 31, 2014 | $0.47 | Nov 30, 2014 | $0.47 |
| Nov 6, 2014 | $0.47 | Nov 30, 2014 | $0.47 |
| Nov 13, 2014 | $0.47 | Nov 30, 2014 | $0.47 |
| Nov 20, 2014 | $0.47 | Nov 30, 2014 | $0.35 |
| Jan 2, 2015 | $0.12 | ||
| Nov 27, 2014 | $0.47 | Jan 2, 2015 | $0.47 |
| Dec 4, 2014 | $0.47 | Jan 2, 2015 | $0.47 |
| Dec 11, 2014 | $0.47 | Jan 2, 2015 | $0.47 |
| Dec 18, 2014 | $0.47 | Jan 2, 2015 | $0.47 |
| Dec 25, 2014 | $0.47 | Jan 2, 2015 | $0.47 |
| Jan 1, 2015 | $0.47 | Jan 2, 2015 | $0.47 |
| Jan 8, 2015 | $0.47 | Jan 2, 2015 | $0.47 |
| Jan 15, 2015 | $0.47 | Jan 2, 2015 | $0.12 |
| Jan 14, 2015 | $0.35 | ||
| Jan 22, 2015 | $0.47 | Jan 14, 2015 | $0.12 |
| Jan 22, 2015 | $0.35 | ||
| Jan 29, 2015 | $0.47 | Feb 10, 2015 | $0.47 |
| Feb 5, 2015 | $0.47 | Mar 5, 2015 | $0.47 |
| Feb 12, 2015 | $0.47 | Mar 5, 2015 | $0.47 |
| Feb 19, 2015 | $0.47 | Mar 5, 2015 | $0.47 |
| Feb 26, 2015 | $0.47 | Mar 5, 2015 | $0.47 |
| Mar 5, 2015 | $0.47 | Mar 5, 2015 | $0.47 |
| Mar 13, 2015 | $0.47 | Mar 5, 2015 | $0.47 |
| Mar 20, 2015 | $0.47 | Mar 5, 2015 | $0.47 |
| Mar 27, 2015 | $0.47 | Mar 5, 2015 | $0.24 |
| May 11, 2015 | $0.24 | ||
| Apr 3, 2015 | $0.47 | May 11, 2015 | $0.47 |
| Apr 10, 2015 | $0.47 | May 11, 2015 | $0.47 |
| Apr 17, 2015 | $0.47 | May 11, 2015 | $0.47 |
| Apr 24, 2015 | $0.47 | May 11, 2015 | $0.47 |
| May 1, 2015 | $0.47 | May 11, 2015 | $0.47 |
| May 8, 2015 | $0.47 | May 11, 2015 | $0.47 |
| May 15, 2015 | $0.47 | May 11, 2015 | $0.47 |
| May 22, 2015 | $0.47 | May 22, 2015 | $0.47 |
| May 29, 2015 | $0.47 | May 22, 2015 | $0.47 |
| Jun 5, 2015 | $0.47 | May 22, 2015 | $0.24 |
| Jul 6, 2015 | $0.24 | ||
| Jun 12, 2015 | $0.47 | Jul 6, 2015 | $0.24 |
| Jul 19, 2015 | $0.24 | ||
| Jun 19, 2015 | $0.47 | Jul 19, 2015 | $0.35 |
| Jul 30, 2015 | $0.12 | ||
| Jun 26, 2015 | $0.47 | Jul 30, 2015 | $0.47 |
| Jul 3, 2015 | $0.47 | ||
| Jul 10, 2015 | $0.47 | ||
| Jul 17, 2015 | $0.47 | ||
| Jul 24, 2015 | $0.47 | ||
| Jul 31, 2015 | $0.47 | ||
| Aug 7, 2015 | $0.47 | ||
| Aug 14, 2015 | $0.47 | ||
| Aug 21, 2015 | $0.47 | ||
| Aug 28, 2015 | $0.47 | ||
| Sep 4, 2015 | $0.47 | ||
| Sep 11, 2015 | $0.47 | ||
| Sep 18, 2015 | $0.47 | ||
| Sep 25, 2015 | $0.47 | ||
| Oct 2, 2015 | $0.47 | ||
| Oct 9, 2015 | $0.47 | ||
| Oct 16, 2015 | $0.47 | ||
| Oct 23, 2015 | $0.47 | ||
| Oct 30, 2015 | $0.47 | ||
| Nov 5, 2015 | $0.47 | ||
| Nov 12, 2015 | $0.47 | ||
| Nov 19, 2015 | $0.47 | ||
| Nov 26, 2015 | $0.47 | ||
| Dec 3, 2015 | $0.47 | ||
| Dec 10, 2015 | $0.47 | ||
| Dec 17, 2015 | $0.47 | ||
| Dec 24, 2015 | $0.47 | ||
| Dec 31, 2015 | $0.47 | ||
| Jan 7, 2016 | $0.47 | ||
| Jan 14, 2016 | $0.47 | ||
| Jan 21, 2016 | $0.47 | ||
| Jan 28, 2016 | $0.47 | ||
| Feb 4, 2016 | $0.47 | ||
| Feb 11, 2016 | $0.47 | ||
| Feb 18, 2016 | $0.47 | ||
| Feb 25, 2016 | $0.47 | ||
| Mar 3, 2016 | $0.47 | ||
| Mar 10, 2016 | $0.47 | ||
| Mar 18, 2016 | $0.47 | ||
| Mar 25, 2016 | $0.47 | ||
| Apr 1, 2016 | $0.47 | ||
| Apr 8, 2016 | $0.47 | ||
| Apr 15, 2016 | $0.47 | ||
| Apr 22, 2016 | $0.47 | ||
| Apr 29, 2016 | $0.47 | ||
| May 6, 2016 | $0.47 | ||
| May 13, 2016 | $0.47 | ||
| May 20, 2016 | $0.47 | ||
| May 27, 2016 | $0.47 | ||
| Jun 3, 2016 | $0.47 | ||
| Jun 10, 2016 | $0.47 | ||
| Jun 17, 2016 | $0.47 | ||
| Jun 24, 2016 | $0.47 | ||
| Jul 1, 2016 | $0.47 | ||
| Jul 8, 2016 | $0.47 | ||
| Jul 15, 2016 | $0.47 | ||
| Jul 22, 2016 | $0.47 | ||
| Jul 29, 2016 | $0.47 | ||
| Aug 5, 2016 | $0.47 | ||
| Aug 12, 2016 | $0.47 | ||
| Aug 19, 2016 | $0.47 | ||
| Aug 26, 2016 | $0.47 | ||
| Sep 2, 2016 | $0.47 | ||
| Sep 9, 2016 | $0.47 | ||
| Sep 16, 2016 | $0.47 | ||
| Sep 23, 2016 | $0.47 | ||
| Sep 30, 2016 | $0.47 | ||
| Oct 7, 2016 | $0.47 | ||
| Oct 14, 2016 | $0.47 | ||
| Oct 21, 2016 | $0.47 | ||
| Oct 28, 2016 | $0.47 | ||
| Nov 4, 2016 | $0.47 | ||
| Nov 10, 2016 | $0.47 | ||
| Nov 17, 2016 | $0.47 | ||
| Nov 24, 2016 | $0.47 | ||
| Dec 1, 2016 | $0.47 | ||
| Dec 8, 2016 | $0.47 | ||
| Dec 15, 2016 | $0.47 | ||
| Dec 22, 2016 | $0.47 | ||
| Dec 29, 2016 | $0.47 | ||
| Jan 5, 2017 | $0.47 | ||
| Jan 12, 2017 | $0.47 | ||
| Jan 19, 2017 | $0.47 | ||
| Jan 26, 2017 | $0.47 | ||
| Feb 2, 2017 | $0.47 | ||
| Feb 9, 2017 | $0.47 | ||
| Feb 16, 2017 | $0.47 | ||
| Feb 23, 2017 | $0.47 | ||
| Mar 2, 2017 | $0.47 | ||
| Mar 9, 2017 | $0.47 | ||
| Mar 17, 2017 | $0.47 | ||
| Mar 24, 2017 | $0.47 | ||
| Mar 31, 2017 | $0.47 | ||
| Apr 7, 2017 | $0.47 | ||
| Apr 14, 2017 | $0.47 | ||
| Apr 21, 2017 | $0.47 | ||
| Apr 28, 2017 | $0.47 | ||
| May 5, 2017 | $0.47 | ||
| May 12, 2017 | $0.47 | ||
| May 19, 2017 | $0.47 | ||
| May 26, 2017 | $0.47 | ||
| Jun 2, 2017 | $0.47 | ||
| Jun 9, 2017 | $0.47 | ||
| Jun 16, 2017 | $0.47 | ||
| Jun 23, 2017 | $0.47 | ||
| Jun 30, 2017 | $0.47 | ||
| Jul 7, 2017 | $0.47 | ||
| Jul 14, 2017 | $0.47 | ||
| Jul 21, 2017 | $0.47 | ||
| Jul 28, 2017 | $0.47 | ||
| Aug 4, 2017 | $0.47 | ||
| Aug 11, 2017 | $0.47 | ||
| Aug 18, 2017 | $0.47 | ||
| Aug 25, 2017 | $0.47 | ||
| Sep 1, 2017 | $0.47 | ||
| Sep 8, 2017 | $0.47 | ||
| Sep 15, 2017 | $0.47 | ||
| Sep 22, 2017 | $0.47 | ||
| Sep 29, 2017 | $0.47 | ||
| Oct 6, 2017 | $0.47 | ||
| Oct 13, 2017 | $0.47 | ||
| Oct 20, 2017 | $0.47 | ||
| Oct 27, 2017 | $0.47 | ||
| Nov 3, 2017 | $0.47 | ||
| Nov 9, 2017 | $0.47 | ||
| Nov 16, 2017 | $0.47 | ||
| Nov 23, 2017 | $0.47 | ||
| Nov 30, 2017 | $0.47 | ||
| Dec 7, 2017 | $0.47 | ||
| Dec 14, 2017 | $0.47 | ||
| Dec 21, 2017 | $0.47 | ||
| Dec 28, 2017 | $0.47 | ||
| Jan 4, 2018 | $0.47 | ||
| Jan 11, 2018 | $0.47 | ||
| Jan 18, 2018 | $0.47 | ||
| Jan 25, 2018 | $0.47 | ||
| Feb 1, 2018 | $0.47 | ||
| Feb 8, 2018 | $0.47 | ||
| Feb 15, 2018 | $0.47 | ||
| Feb 22, 2018 | $0.47 | ||
| Mar 1, 2018 | $0.47 | ||
| Mar 8, 2018 | $0.47 | ||
| Mar 16, 2018 | $0.47 | ||
| Mar 23, 2018 | $0.47 | ||
| Mar 30, 2018 | $0.47 | ||
| Apr 6, 2018 | $0.47 | ||
| Apr 13, 2018 | $0.47 | ||
| Apr 20, 2018 | $0.47 | ||
| Apr 27, 2018 | $0.47 | ||
| May 4, 2018 | $0.47 | ||
| May 11, 2018 | $0.47 | ||
| May 18, 2018 | $0.47 | ||
| May 25, 2018 | $0.47 | ||
| Jun 1, 2018 | $0.47 | ||
| Jun 8, 2018 | $0.13 | ||
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