Name
Joseph
Member since
March 2013
On-time repayments
74 installments • 22%
Am Joseph kamau wambui married and with two children who are twins they are in the 2nd year of nursery education.i have a matatu which operates within the town of nakuru. I have operated the matatu sinc 2007,i have a diploma in electrical engineering which i attained from komboni polytechnic.I do engineering as a part time job and on contract basis but my main source is the matatu.i take my matatu for service every Sunday to ensure smooth running of the business throughout the week without any breakdown.
I have one matatu operating route 46 in nakuru town,i have been in this business since 2007 when i cleared my education and was employed in the matatu industry for one year.i was determined to acquire my own since it is a good business with a reasonable income and that when i saved for it and acquired it.Am good to my clients and friendly and that the key thing for my success in the industry.I also get transport jobs from institutions and other people during functions.people prefer my matatu since it is well maintained.
i will use the loan to the loan to paint my vehicle which is not in good condition,i will use half of the money to paint the vehicle and the other half to buy tyres of the vehicle. i have been using the vehicle to transport passengers from Nakuru town route number 46 which is just outskirts of Nakuru town. am planning to repair the matatu by painting it to look neat so that i can ferry passengers from Nakuru to kisumu and kericho, which is long distance. during the festive season there is very high demand for the service along Nakuru/Kisumu and kericho routes. the pasengers along this route are very selective to vehicles of their choice and they pay high prices i.e fare, if i get the loan i will be able to service the vehicle and pay my loan within the shortest time possible.
Positive
2
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$1,007.00
Date disbursed
Oct 30, 2013
Repayment status
Late
Projected term
68 months
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