Entrepreneur
Name
Joseph
Member since
March 2013
On-time repayments
74 installments • 22%
About Me
Am Joseph kamau wambui married and with two children who are twins they are in the 2nd year of nursery education.i have a matatu which operates within the town of nakuru. I have operated the matatu sinc 2007,i have a diploma in electrical engineering which i attained from komboni polytechnic.I do engineering as a part time job and on contract basis but my main source is the matatu.i take my matatu for service every Sunday to ensure smooth running of the business throughout the week without any breakdown.
My Business
I have one matatu operating route 46 in nakuru town,i have been in this business since 2007 when i cleared my education and was employed in the matatu industry for one year.i was determined to acquire my own since it is a good business with a reasonable income and that when i saved for it and acquired it.Am good to my clients and friendly and that the key thing for my success in the industry.I also get transport jobs from institutions and other people during functions.people prefer my matatu since it is well maintained.
Loan Proposal
i will use the loan to the loan to paint my vehicle which is not in good condition,i will use half of the money to paint the vehicle and the other half to buy tyres of the vehicle. i have been using the vehicle to transport passengers from Nakuru town route number 46 which is just outskirts of Nakuru town. am planning to repair the matatu by painting it to look neat so that i can ferry passengers from Nakuru to kisumu and kericho, which is long distance. during the festive season there is very high demand for the service along Nakuru/Kisumu and kericho routes. the pasengers along this route are very selective to vehicles of their choice and they pay high prices i.e fare, if i get the loan i will be able to service the vehicle and pay my loan within the shortest time possible.
Feedback
Positive
2
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$1,007.00
Date disbursed
Oct 30, 2013
Repayment status
Late
Projected term
68 months
Other loans
Lenders
Sarasota// Phnom Penh, United States
Amsterdam, Netherlands
Belfast, United Kingdom
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Summary
Amount repaid
$392.48
Amount remaining
$1,149.98
Expected completion
Jul 15, 2019
Status
Repaying late
Installment amount
$20.33
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Dec 14, 2013 | $49.92 | Nov 14, 2013 | $49.92 |
| Jan 14, 2014 | $49.92 | Nov 14, 2013 | $0.67 |
| Dec 14, 2013 | $49.25 | ||
| Feb 14, 2014 | $49.92 | Dec 14, 2013 | $3.69 |
| Jan 12, 2014 | $40.00 | ||
| Jan 13, 2014 | $6.22 | ||
| Mar 15, 2014 | $49.92 | Jan 13, 2014 | $12.60 |
| Feb 14, 2014 | $37.32 | ||
| Apr 15, 2014 | $49.92 | Feb 14, 2014 | $12.09 |
| Mar 13, 2014 | $37.82 | ||
| May 15, 2014 | $49.92 | Mar 13, 2014 | $11.59 |
| Apr 15, 2014 | $38.33 | ||
| Jun 15, 2014 | $11.09 | Apr 15, 2014 | $11.08 |
| May 15, 2014 | $0.01 | ||
| Jul 15, 2014 | $20.33 | May 15, 2014 | $20.33 |
| Aug 15, 2014 | $20.33 | May 15, 2014 | $0.84 |
| Jun 15, 2014 | $19.49 | ||
| Sep 15, 2014 | $20.33 | Jun 15, 2014 | $1.68 |
| Jul 15, 2014 | $18.65 | ||
| Oct 15, 2014 | $20.33 | Jul 15, 2014 | $2.06 |
| Sep 4, 2014 | $9.41 | ||
| Sep 11, 2014 | $2.35 | ||
| Sep 14, 2014 | $2.35 | ||
| Oct 29, 2014 | $2.35 | ||
| Jan 8, 2015 | $1.80 | ||
| Nov 14, 2014 | $20.33 | Jan 8, 2015 | $0.55 |
| Dec 14, 2014 | $20.33 | ||
| Jan 14, 2015 | $20.33 | ||
| Feb 14, 2015 | $20.33 | ||
| Mar 15, 2015 | $20.33 | ||
| Apr 15, 2015 | $20.33 | ||
| May 15, 2015 | $20.33 | ||
| Jun 15, 2015 | $20.33 | ||
| Jul 15, 2015 | $20.33 | ||
| Aug 15, 2015 | $20.33 | ||
| Sep 15, 2015 | $20.33 | ||
| Oct 15, 2015 | $20.33 | ||
| Nov 14, 2015 | $20.33 | ||
| Dec 14, 2015 | $20.33 | ||
| Jan 14, 2016 | $20.33 | ||
| Feb 14, 2016 | $20.33 | ||
| Mar 15, 2016 | $20.33 | ||
| Apr 15, 2016 | $20.33 | ||
| May 15, 2016 | $20.33 | ||
| Jun 15, 2016 | $20.33 | ||
| Jul 15, 2016 | $20.33 | ||
| Aug 15, 2016 | $20.33 | ||
| Sep 15, 2016 | $20.33 | ||
| Oct 15, 2016 | $20.33 | ||
| Nov 14, 2016 | $20.33 | ||
| Dec 14, 2016 | $20.33 | ||
| Jan 14, 2017 | $20.33 | ||
| Feb 14, 2017 | $20.33 | ||
| Mar 15, 2017 | $20.33 | ||
| Apr 15, 2017 | $20.33 | ||
| May 15, 2017 | $20.33 | ||
| Jun 15, 2017 | $20.33 | ||
| Jul 15, 2017 | $20.33 | ||
| Aug 15, 2017 | $20.33 | ||
| Sep 15, 2017 | $20.33 | ||
| Oct 15, 2017 | $20.33 | ||
| Nov 14, 2017 | $20.33 | ||
| Dec 14, 2017 | $20.33 | ||
| Jan 14, 2018 | $20.33 | ||
| Feb 14, 2018 | $20.33 | ||
| Mar 15, 2018 | $20.33 | ||
| Apr 15, 2018 | $20.33 | ||
| May 15, 2018 | $20.33 | ||
| Jun 15, 2018 | $20.33 | ||
| Jul 15, 2018 | $20.33 | ||
| Aug 15, 2018 | $20.33 | ||
| Sep 15, 2018 | $20.33 | ||
| Oct 15, 2018 | $20.33 | ||
| Nov 14, 2018 | $20.33 | ||
| Dec 14, 2018 | $20.33 | ||
| Jan 14, 2019 | $20.33 | ||
| Feb 14, 2019 | $20.33 | ||
| Mar 15, 2019 | $20.33 | ||
| Apr 15, 2019 | $20.33 | ||
| May 15, 2019 | $20.33 | ||
| Jun 15, 2019 | $20.33 | ||
| Jul 15, 2019 | $12.09 | ||
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