Kelvin

Nakuru, Kenya

11% repaid

Entrepreneur

Name

Kelvin

Member since

July 2013

On-time repayments

18 installments  •  17%

About Me

.To me i have always known that , given the chance , i would do well in business, as early as when i was in year 7 of my schooling i ventured into chicken farming . From then , i knew , this is what i would do .Am running a small cyber in Nakuru town. My dream is to offer my customers the best services in town. This goal will be realized upon getting the Zidisha loan.
My education background is biased towards business , since i have a diploma in business management, further before i ventured into my current business , i did work for various supermarkets both in Nakuru and Nairobi.With these wide business experience i believe am ready to go places.The sky should be my limit.
I come from a family of four, am the eldest . My parents moved to Nakuru , while i was in class two. My primary schooling was done in Nakuru, but i moved to Western Kenya for my High school.
MY college education was done in Rift Valley Institute, Nakuru.

My Business

I run a small cyber cafe of 5 computers, the income accrued from this business will be used to repay the loan. This is my personal business which i have been running for the last one years. The services i offer include , cyber services , printing , photocopying , plastic card making and computer services . Nakuru has become an educational town , with so many colleges and universities, , there is a huge market , for my services .So far i do not ssee a big risk in my business , there are many customers, of which i have been unable to serve them all. My monthly revenue is about Ksh. 20,000, with a profit of Ks. 10, 0000 after i have paid all my bills.
I intend to use the loan to add two more machines and buy some stationery .

Loan Proposal

I wish to thank zidisha team and my lenders for the loan advanced to me. Business had slowed down towards the end of last year due to the festive seasons and this resulted to the late payments of my loan installments. However, business has now resumed as usual and we hope to achieve all our targets. I will use this loan to purchase a good printer and more printing and photocopying papers since most of the colleges have resumed and the demand for printing services is also very high.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$170.00

Date disbursed

Jan 28, 2014

Repayment status

Late

Projected term

2 months

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  • Jason    Apr 26, 2014

    Hi Kelvin,

    How is your business going? I see your loan is nearing its full repayment dates.

    Will you be able to pay back the loan on time?


    Regards

    Jason

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  • S E C King    Feb 5, 2014

    Dear Mr Savala

    Can you please provide some update regarding Mrs Hannah Wangari's business, and if/when she might be able to make some repayments?

    Many thanks.

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  • Kelvin    Sep 7, 2013

    Dear lenders and other friends,
    It’s yet another time to comment on my progress with my business. So far I have been doing well. The Month of August was a busy and good one for me in business , am hopefully the same will happen to me this month of September. The ever present of my services as a cyber café service provider , I have observed some trends , which I must try to capture in order to attract more customers to my business.
    One of this trend / thing I must change , is to do with space , most of the cyber cafés in town , lack enough space , hence customers sit tight and uncomfortable in order to browse. The same applies to my cyber café. There are new buildings which are coming up. Hopefully, I intend to get one which is spacious so that I can get more room. The second issue is to do with the chairs, which my customers are using; I find them a bit uncomfortable. If one sits on them for more than one hour, they become very uncomfortable. I intend to purchase better and more comfortable chairs, so that I can attract more customers.
    Other additional improvement to my business include, to let those you are using laptops, to be able to access the net, by providing some empty tables and chairs , and also having extra net connected cables. I have observed of late that, many people insist that, they want to use their laptop. Most of the cyber cafes in town do not provide this service.
    Last but not least, the mouse and keyboards which am using sometime can become very cumbersome. I intend to get better, technologically latest good mouse and keyboards to enable my customers to enjoy my services at all times they visit my cyber café.

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  • Kelvin    Aug 23, 2013

    Nakuru town has many Cyber Cafes , but most of them , do not offer good services due to low speed , and dirty/poor environment(rooms). I want to change all that , by providing high speed internet connectivity and a clean environment. Spacing is also an issue , I need to provide a spacious place for my customers to surf the net .
    it is now two weeks since I got your loan, the business is doing well and hopefully, I hope things will work well. Initial, Initially, I was apprehensive on the way the business would go, but thank God, it has started picking up well.
    This time of the month is always a busy one. The month of August sees schools closing and the beginning of the school holiday.

    What is important i believe is to plan and do all the necessary survey in order for whatever product you intend to introduce to the market does not make a lose. I have surveyed the market and i believe this a great area to invest. Cyber Café is a competitive business and you must always be on top of the other competitors in order to succeed.
    Cyber Café , is not an expensive business to run , though ,initial capital is heavy, you need to have enough cash at hand in order to make it. The other issue is there no many fast speed internet cyber Cafes in town, I intend to make my caber café one of the fastest in town , so that I can attract many customers.
    Business is such an interesting area , especially if you have the right skills and experience . i have been running this business for the last one year , and i can see myself now taking off. With the help of Zidisha Organization and the good people the lenders; I see my self going well in this business.

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  • Kelvin    Aug 20, 2013

    Hello friends.

    My improved , that is faster and more efficient server computer , which i had to upgrade from 256 Mb to 1Gb is serving me very well. It means i serve the customers faster and more efficient. Slowly by slowly , i have started receiving more customers about of this improvement i have made.
    Two things i plan to do in a near future;
    i. To employ an assistance on a more permanent basis so that i can start moving out to look for customers. some of my past customers came to me through contacts i had earlier made. This time around i want to get more customer as a result of proper marketing.
    It is yet another good day . The business received a big number of customers. We have a big Christian crusade this weekend , people have come from all over the country and some from beyond. I did a lot of printing . Thanks to the added stock a had put into the business, it really come in handy.
    Further , we are having National music festivals which are also happening in our Town. I got some connections from the organizers . I got a tender to print certificates for them. It seems the weekend has come with a lot of blessing to my business.
    I have been saving some money so that come end of the month , i will be able to start repaying the loan. Now, that this weekend was really okay , i believe , i will strive to repay the loan soonest , sot that i can qualify for the next one.
    ii. I also intend to take my business online so that i can capture even a more wider market.
    I have started dream big , since I am seeing big things happening to me. Thank you and God bless.

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  • Kelvin    Aug 12, 2013

    It has been a week since i was advanced the loan from Zidisha organization. The organization which i will always thank and talk of among my friends and business associates. The business has been going on well. I was able to buy a new server . It is more faster and am able to multitask without the computer hanging. I do a lot of designing using a heavy programme that is coral , this one needs a faster computer machine. As a server , it is the main computer in my cyber cafe , so as it is very fast am very happy to say that am able to work without any problem.
    Two things happened in Nakuru town this past week . One, there was a big crusade my Dr. Awuor , this is a renown evangelical pastor . Over one million people visited this town. The business was very good.I welcomed so many people in my cyber that , i thank God for it.
    The second thing which happened in the town , was a National music festival .Which was being held in town. This also added more people in the town. This two events made the town so busy, and for us , it was harvesting time.
    The business got the best boost as the loan come in handy . It made my cyber a bee hive of activity for this weekend . I am hoping a lot will still be coming my way as the year advances. As i have now a more steady source of loaning facility i.e Zidisha Organization , i am now ready to start planning my business finances . On how i intend to repay the and also on what i will use the next loan for .
    Bravo Zidisha Organization and Bravo for the brain behind this organization. I feel already the sky is the limit. Long live all those who make this organization function well.

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  • Kelvin    Aug 5, 2013

    Dear Lenders, Bavarian , Bpryse and Foreclosedjapan, First i want to take this opportunity to thank you so much for coming to my assistance , by offering me a loan. It was long overdue. We among those who are running small businesses in Nakuru town , we have been having difficulties in getting affordable loans. But thanks to Zidisha Organization we are now getting these loans.
    I truly, thank you for being there for me and the other small business community in the parts of the world where you offer the loans. This came at the right time . We small business people, have the ideas but lack the capital , but now with Zidisha Organization services , I see a bright future upon us.
    I used the money to purchase the following , a computer machine , which is supposed to serve as a server. With this loan , I have been able to buy two more machines and some stationery. I am expecting to get more customers as the services are bound to improve.
    Since , now , I believe , I have found a donor (s) , I can now start planning as , there is a better way of funding which is sure to boost my business. With funding , this is the surest way for a small business to grow. I have been running this business fro at least one year , with very little funding .But with Zidisha Organization , we are sure to get to the top.
    Let , the almighty God grant you wisdom , peace and prosperity , so that you can assist more people to achieve in business. The assisted ones , one day , will also be at the top and will assist others to climb the ladder of prosperity.
    Thank again , and may God bless you.

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  • Kelvin    Aug 5, 2013

    Dear Lenders, Bavarian , Bpryse and Foreclosedjapan, First i want to take this opportunity to thank you so much for coming to my assistance , by offering me a loan. It was long overdue. We among those who are running small businesses in Nakuru town , we have been having difficulties in getting affordable loans. But thanks to Zidisha Organization we are now getting these loans.
    I truly, thank you for being there for me and the other small business community in the parts of the world where you offer the loans. This came at the right time . We small business people, have the ideas but lack the capital , but now with Zidisha Organization services , I see a bright future upon us.
    I used the money to purchase the following , a computer machine , which is supposed to serve as a server. With this loan , I have been able to buy two more machines and some stationery. I am expecting to get more customers as the services are bound to improve.
    Since , now , I believe , I have found a donor (s) , I can now start planning as , there is a better way of funding which is sure to boost my business. With funding , this is the surest way for a small business to grow. I have been running this business fro at least one year , with very little funding .But with Zidisha Organization , we are sure to get to the top.
    Let , the almighty God grant you wisdom , peace and prosperity , so that you can assist more people to achieve in business. The assisted ones , one day , will also be at the top and will assist others to climb the ladder of prosperity.
    Thank again , and may God bless you.

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  • Kelvin    Jul 26, 2013

    I run a small cyber cafe of 5 computers, the income accrued from this business will be used to repay the loan. This is my personal business which i have been running for the last one years. The services i offer include , cyber services , printing , photocopying , plastic card making and computer services . Nakuru has become an educational town , with so many colleges and universities, , there is a huge market , for my services .So far i do not ssee a big risk in my business , there are many customers, of which i have been unable to serve them all but through such arrangements which we realy appriciate we can now be able to expand and grow our economy at a rapid rate we wish to thank the zidisha team for a good service they have offerd to us my God bless u

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