Benard

Nakuru, Kenya

47% repaid

Entrepreneur

Name

Benard

Member since

November 2010

On-time repayments

41 installments  •  39%

About Me

am 32 years old married with one lovely three year old boy. i would like to improve my life economicaly by expanding business.

My Business

my business located at Wanyororo Nakuru North district, involve a cyber cafe, photocopying machine, printing service and laminating of documents. currently my business is located near a goverment office hence good business. i want to revamp my outlet to cater for the customers demand. information communication technology popularly known as ICT is being used by each and every one neccesitation funds to uplift my business with the latest and efficient machines.

Loan Proposal

I would first all like to thank zidisha team for the previous loan they have granted to me. Let me say they have been of grate help to me and my family. It has helped me to improve my business which in return have earned me a good profit, this have enabled me to repay back the loan without having any problem also, it have helped to improve the income of my business because of stock , with the incoming loan i will improve and uplift my business i will add stock to my business. thank you very much for this incoming loan once again thank you.

Feedback

13

None

1



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Loan Info

Project Type

Classic Loan

Disbursed amount

$760.00

Date disbursed

May 21, 2013

Repayment status

Late

Projected term

20 months

Lenders

C

chkuo

Taipei, Taiwan

nicole

Worcester, Ma, United States

L

lmuenchen

Munich, Germany

G

guido

Valladolid, Spain

Rdcmole

Cincinnati, United States

J

JBosshardt

Redmond, United States

J

jgillard

Winchester, United Kingdom

P

PeaceandLove

Morro Bay, United States

J

jjonas

berlin, Germany

russell

leicester, United Kingdom

mossuto

Milano, Italy

E

elhanan

Columbus, United States

T

Travelbear

Asheville, United States

P

Patrick5678

Beijing, China

B

BassFamily

Tremonton, United States

S

solarkismet

Logan, United States

Ask Benard a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • jjonas    Oct 30, 2014

    Dear Benard Murage ,
    Please dont leave me in vain!:(
    What happend??
    Thanks

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  • Benard    Jan 16, 2014

    My name is Benard Murage from Bahati in Nakuru county Nakuru North Sub County. I happen to be a lender with Zidisha from the year 2011 to date. The assistance that this initiative has done to my business is marvellous.
    The main reason am rescheduling my loan is due to an order I supplied to a customer of goods worth close to 20,000 whom business premises was broken into by thugs last year and he is facing difficulties in settling my debt but he has promised to pay when he stabilises.
    I may pay the remaining loan upfront if the challenges that am facing now subside as the famous saying goes “the earlier the better” thank you

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  • Benard    Apr 19, 2013

    I would like to be paying more because I am now able since my business has now picked up. Those people who owed me money have now started paying me as business is picking up after the election tension is over. I would like to thank my lenders as they were patient with me when my business was down. Thank you very much. I appreciate so much. I will always be grateful for what they did. They showed that they were concerned. Once again thank you very much

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    • jgillard    May 20, 2013

      That's great news Benard. Keep up the good work and I wish you all the best

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    • jgillard    May 20, 2013

      That's great new Benard. Keep up the good work and I wish you all the best

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  • Benard    Dec 4, 2012

    having bought the seven computers, i enrolled the students and expanded the room where the students were to learn.this meant shifting from the wanyororo to a near by town centre where there was space. the landlord demanded some down payment and deposits which amounted to higher amount than i had ealier anticipated because there were many persons who had booked the room and the competation was high making the owner to hike the price. i did not have an alternative because i had already enrolled the students and had also agreed with them on the terms of payment of their tuition fee which was to be paid termly and at the end of the term for many of the parents.this means that although i am hoping to get the money paid, i am right now at a fix and am not ablke to hounor my installments as earlier stated. but i intend to pay as much as i will be getting as soon as iam able to pay. the good thing is that i have hope of getting the money especially after those students with balances start to clear.

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  • Benard    Nov 11, 2011

    i have been paying faithfully my monthly loan repayments because my business has been doing well in the past.with time i decided to diversify my business to maximise the profit as is the order of the day in kenya to try ones hand in many different ventures as a away of earning more. i bought some commodities to resell later before the time of my october loan repayment was to be due. however the buyers have taken long to pay and this has affected my cash flow. iam hoping that things will be okey soon. i wish to have this loan rescheduled so that i may be able to wait for my customers to pay.

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  • cperkins    Jul 11, 2011

    Hello,
    I'm the communications associate for Zidisha this summer, and I recently talked to Benard. He said that with this loan, he was able to buy a new printer for his cyber cafe and that he uses his profits to help his family. Although he also re-invests in his business, he told me, "family comes first, business second." With help from the loan profits, he is able to clothe and feed his family better. I wish all the best of luck to Benard in the future!

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    • Walsung1of9    Nov 18, 2012

      Hälsa Bernard!

      Am so happy to hear that you got a new printer. Have a blessed morning!

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  • Benard    Jul 7, 2011

    assistance from Zidisha is the best thing that has happened to my business and my entire family. i have just uploaded a photo of my customers browsing the internet via my laptop computer

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  • Benard    May 5, 2011

    my customers are now enjoying state of the art laser print out and photocopies after i bought the latest HP 3 in 1 laser printer thanks to your help. may God bless you and expand your boundaries.

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    • Daniel    May 5, 2011

      Great to hear, Benard. Glad to see both your bussiness and your customers benefitting from the loan.

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  • Andre    Feb 19, 2011

    I cross fingers for you and your family. I will keep an eye on you for the case that you want another loan.
    Best regards,
    Andre

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  • johnfay    Feb 8, 2011

    Best of luck with expanding your business Benard!

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  • Benard    Feb 8, 2011

    thanks zidisha for your help. ave uploaded a photo of my clients browsing the internet in search for information

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  • Benard    Dec 29, 2010

    this morning my customers were excited to see that i had bought one more new computer. however they were still too many for the ones that are available and felt that they would prefer that they were increased futher. iam therefore hopeful that i will have ready market as soon as i have enough of the computers. iam looking forward to this with alot of excitement

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