282 installments • 56%
Am third in family of Four. Born in Nakuru County and started my Primary Education at Nakuru West Primary School later shifted to Mwireri Primary School Subukia. I later Joined Maryland Secondary School and then transferred to Kieni Secondary School.I joined African institute for Computer course and later started a course in Information and Technology at Kenyatta University. i was brought up in a poor background that i had to work on weekend and raise part of my school fees. also i was sponsored at University by NGOs.getting a job in kenya is very hard so i had to start my job, i bought second handcomputer and a photocopy machine . where i come from people live to believe in what they do. all of our us we have a small piece of land this makes us busy not even concentrating on development or outside. I have got one kid who loves music and maths he tells me that he want to start his own bank not being employed by bank. am sure i will do anything to make his dream come true. on my free time i love reading business books and taking my family out.
I operate a cyber in Nakuru town where i have 10 computers which i just bought new ones from zidisha loan., most of thing nowadays are done through internet so there is great demand of internet and people love fast computers and and a good internet. i chose this type of business because i love inquiring new ideas from the internet and i noticed that most of the people want to be in digital world. i usually make Kes 120,000 to kes 150,000 per month. i pay rent of KES 15,000 and kes 5,000 for my internet and kes10,000 for my employee. I use my profit for my family and for my kid school fees, and save because i want to open another cyber and i want to buy a digital printer. Am also planning on importing computers and sell them in Kenya.
I would like to apply zidisha loan for the second time the first time was successful I was able to open my business a cyber café now I want to expand it. I have the potential all I need is finance I want to purchase more computers and printer and expand my business by expanding my premises. A lot of people usually comes to my business because the services I offers to them I offers quality services and even I have employed one person to assist me. Idf given this loan I am sure it will help me alot Thank you
Dec 23, 2013
Cost to entrepreneur
Lender interest: $741.68 at 4.01% annual rate over 19 months = $48.83
Service fee: $42.98