Name
Stephen
Member since
January 2012
On-time repayments
167 installments • 72%
My name is Stephen Njoroge Ngonyo, am maried, born in twenty seventh December nineteen eighty one in rift valley province, Nakuru north district in a village known as Gatitu. My parents are Mary Ngonyo and John Kariuki, we were born me together with three siblings, two brothers and one sister. I joined Our Lady of Mercy primary school in Bahati Division for standard one to class eight. I did my KCPE in the year nineteen ninety eight. I did not proceed to Secondary level due to lack of finance. Now if you want to reach me,I come from Engashura Kabatini, from Nakuru/nyahururu you stop at Maili Sita and drive to Kabatini route a right at kabatini centre walk for about 600mtrs ask Miriam Wairimu’s home who is my famous Grandmother.
I am milk dealer. I started a daily in the year of two thousand and ten; I liked the job very much since when I was in high school. I used to help my sister in her daily shop .Thereafter is where I was employed employed by a family friend , where I worked for seven months .There after I had saved thirty five thousand where I raised another fifty thousand from my family ,so I was able to start my business. Though it was challenging to get customers because of other dealers who had ventured earlier, I persevere with the situation .Then I managed to get customers gradually because I made sure I gave them discount to attract them. My daily shop became firm and stable eventually. The first few months I was able to pay the money I had borrowed, so the year ended. In the first months of the year I made sure that my daily was full of the products needed. This came about by my negotiating for better prices from the whole sellers. I did all this using the amount I had gained in the previous year. I get income of about kshs 10,000 so the total annually is kshs 400,000. From the earning am able to pay my bills, buy food, clothes and I also help my family back at home.
I would like to buy a deep freezer for my milk business it cost about 150,000
Positive
10
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$598.00
Date disbursed
Feb 1, 2012
Repayment status
On Time
Projected term
12 months
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Amount repaid
$668.89
Amount remaining
$0.00
Date repaid
Aug 7, 2012
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Apr 1, 2012 | $60.81 | Mar 25, 2012 | $60.81 |
May 1, 2012 | $60.81 | Mar 25, 2012 | $3.05 |
Apr 27, 2012 | $57.76 | ||
Jun 1, 2012 | $60.81 | Apr 27, 2012 | $6.46 |
May 6, 2012 | $54.35 | ||
Jul 1, 2012 | $60.81 | May 6, 2012 | $60.81 |
Aug 1, 2012 | $60.81 | May 6, 2012 | $6.53 |
Jul 5, 2012 | $54.28 | ||
Sep 1, 2012 | $60.81 | Jul 5, 2012 | $60.81 |
Oct 1, 2012 | $60.81 | Jul 5, 2012 | $60.81 |
Nov 1, 2012 | $60.81 | Jul 5, 2012 | $60.81 |
Dec 1, 2012 | $60.81 | Jul 5, 2012 | $10.29 |
Aug 7, 2012 | $50.52 | ||
Jan 1, 2013 | $60.81 | Aug 7, 2012 | $60.81 |
Feb 1, 2013 | $60.81 | Aug 7, 2012 | $60.81 |
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