Racheal

Nakuru, Kenya

100% repaid

Entrepreneur

Name

Racheal

Member since

January 2012

On-time repayments

305 installments  •  11%

About Me

My name is Rachael Wangari Gicheha. I am married with three children who are in school. We work very hard to Educate them and give them the best if possible.
I come from Bahati at centre called Maili Kumi along Nakuru/Nyahururu road as you reach Maili Kumi you branch on your right you leave the road to Solai then you go towards Bahati centre before you reach Jomo Kenyatta High School you alight at St. Marks PCEA Church called Corner Stage, as you alight on your left just after the church you count two plots down hill on your left hand side the third one is our home Mama Mukuria’s home. we lived in nakuru county at aplace called kabazi i went to primary school , secondary and teachers training college. i am a taecher by profession and also have a business of farming. my last born child is in university college and working hard to to make sure that he has finished school.

My Business

I do the farming business I grow crops like maize , beans potatoes etc. From this business we get our food and also we are able to raise some money to pay for the school fees of our children and other bills. We do not pay house rent because we live in our plot. We get about 450000 per year.i would like to this opportunity to thank zidisha team for the good work . This time i am preparing to plant now that the long rain have started in our country and at least every farmer is planting and others are preparing their farms those who not done the same.i will improve my farming because the loan have increased and so i can add more farm. i am doing this business because i am able to get food for my family and also i get some income for educating my children.

Loan Proposal

I would like to prepare my farm for planting season I have some money to buy seed so I would need money to prepare and buy fertilizer, i would want to plant tomatoes during this season when the other crops have been harvested so would money to prepare the farm and by chemicals.I would need to buy upgraded seed and fertilizer to raise the production of farming business to get more income for my family.

Feedback

8

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Loan Info

Project Type

Classic Loan

Disbursed amount

$722.00

Date disbursed

Jul 22, 2012

Repayment status

On Time

Projected term

12 months

Lenders

M

Monarch84

Las Vegas, United States

P

Philippe

Adliswil, Switzerland

V

vamPierchen

Luxembourg, Luxembourg

Judith

London, United Kingdom

A

Anonymous2

United States

SteveW

Birmingham, United States

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  • Racheal    Aug 24, 2015

    I would like to reduce my payment up to SH 300 due to financial strain i am having trouble to pay more than that so please i will very comfortable with paying KSH 300/= please bear with me, as i recover i will increase my payment to be able to complete my loan at the right time.

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  • Racheal    May 15, 2015

    Ia m unable to pay the installment simply because for the last two weeks i have used money for treatment and medication. for now i am having money problem but i am trusting that after maybe for some few months about three or four i will be back to the track. so this time i will be paying 1000 kes.
    Thank you.

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  • Racheal    May 15, 2015

    Thanks zidisha lenders for the of 119,969 KES . i bought the seeds 50,000 kes and fertilizer 60,000 kes and fertilizer. i have already planted now thanks to lender for the loan came at the right time.

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  • jan73    Sep 8, 2014

    If your loan does not reach 100%, please re-post your loan. There seemed to be more loans than usual resulting in more expired loans. Please do not give up hope. Try again!

    Jan

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  • MDILLENB    Jul 2, 2014

    Dear Racheal
    for your planting season i wish you all the best, good weather, rain and not to much insects or herbs on your fields.

    Best regards
    Marco

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  • James    Jun 29, 2014

    This is very impressive. keep it up Racheal. I deal in handicrafts..

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  • Racheal    Jun 23, 2014

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  • Racheal    Jun 20, 2014

    i have edited my profile and my photo i hope it is now good for the lender.

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  • Racheal    Apr 17, 2014

    I would like to be pay 57000 this because the business have been doing very well and i am very much grateful for the good work you are doing it has really helped us very much and i trust we will continue with the same work together to improve the life of many people who interact with you zidisha team and also all those who depend on me those who are close and near.

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    • KM    Apr 20, 2014

      Hi Racheal - I'm afraid a lot of potential lenders will not lend to you right now, because your photo is of a man, and yet the rest of your profile and comments suggest that you are a lady. Perhaps you can make it more clear?

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  • mewesten    Sep 30, 2013

    Hello Mrs Gicheha,
    Your third loan payment arrived today, and I thank you for that.
    I took part in your loan because you sound like a very good and hard working mother. I admire you for that.
    If you have a little time I would be interested in hearing more about your farming business.
    My best wishes for you and your family,
    Marvin

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  • Racheal    Jul 23, 2013

    I would like to reschedule my account ,instead of paying 11,110 I would like to be paying 8,000 for some time to enable me to pay school fees and also be able to continue with my business and later as I finish paying school fees I will be able to reverse back to the normal payment of 11,110. I would also like to thank you zidisha team for the good work you are doing of lending money. thank you very much.

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  • Racheal    Mar 7, 2012

    I thank the ZIidisha Team because of lending me money especially at the right time for preparing the farm now i have bought the seeds and fertilizer .thank you.

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    • SteveW    Oct 30, 2012

      I saw you bought seeds and fertilizer in March. How are things coming? Anything growing yet? Best of luck!

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    • SteveW    Oct 30, 2012

      I saw you bought seeds and fertilizer in March. How are things coming? Anything growing yet? Best of luck!

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