Zidisha |

David

Nakuru, Kenya

88% repaid

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How it Works

Entrepreneur

Name

David

Member since

October 2011

On-time repayments

31 installments • 26%

About Me

My name is David Gichina Muraya.I come from Arahuka from Maili Kumi Bahati you go to Wanyororo centre then to a place called Kimchochi Centre then to Arahuka Centre you branch on your right hand about 100meters you branch to the left then you go 200meters branch on your right hand take another Conner walk for hundred meters take another conner on your left walk again for 150meter you find P.C.E.A Church.Our home is there just next to that church (Muraya’s Home ).Iam a young man newly married with a lovely ,daughter so we work hand in hand with my dear wife to raise her and give her the best we can. Also, we are laying the foundation of our family.

My Business

I do the business of transport best known as Boda Boda in our country. I have motor bike which I use to transport people and goods with I get about 10000 monthly and 150000 annually also do I the farming business at home where i grow crop for sell and for our use at our home like i grow maize, beans potatoes tomatoes ect. Form this business I get about 300000 annually so the total annual income is 420000.

Loan Proposal

I would like to start another business of buying and selling cereals especially now because it is harvest season I would be able buy commodities at a good price so I would need about 100000 for that purpose.

Feedback

Positive

Neutral

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Negative

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Loan Info

Project Type

Classic Loan

Disbursed amount

$978.00

Date disbursed

Apr 25, 2012

Repayment status

Late

Projected term

27 months

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roberta.zenere Feb 6, 2014

Dear Lenders,

my name is Roberta Zenere I am coordinating the Zidisha's MPESA team, responsible for processing loan repayments and disbursements.

Today, while reviewing our accounts, I noticed that a loan repayment of 400 KES (4.89 USD) sent by Mr Muraya on January, 24 was not registered in his repayment schedule which has been updated accordingly.

Mr Muraya, we are sorry for this inconvenience and we wish you all the best with your business!

Best regards,

Roberta
Zidisha Team

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David Oct 30, 2013

Thank you Zidisha team for the good work . My business is doing very well and we are very fine with my family, thank you very much.

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MaxEmerika Jul 19, 2013

Dear David,
We appreciate the payments you've made and send best wishes to you and your family!

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Eliduc Nov 11, 2012

Dear David,
Thank you for your repayments. I hope your business has improved at least a bit as you are able to pay back. For us - lenders - it is important to know we have lent the money to a right person who is trying to pay back. Don´t bother you pay in smaller sums: the more often you pay the more I think about you (we get a message from Zidisha with every repayment) and wish you, your business and your family all the best!

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David Jul 12, 2012

my business have gone down a bite and i would not be able to to be paying the total amount of 8,045 for this time because my income from very the business is less it only able to pay 3000 per month for the time being. i know the issue of the business going down is just for season with time it will go up like from September i promise not to fail you zidisha because you have been good people i try and honor .my word .

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- MaxEmerika Jul 12, 2012
  
  Dear David Muraya,
  Thank you for the update. We have faith in you and know you will succeed. Best of luck to you!
  
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- Charmonica Dec 28, 2012
  
  Hi David - how are things going? Is your business going up?
  
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MaxEmerika Jul 11, 2012

Dear David Muraya,
We hope this finds you well and that you will update lenders regarding the reason for your partial/late payment. Best wishes to you and your family!

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