Entrepreneur
Name
Abigael
Member since
June 2013
On-time repayments
42 installments • 40%
About Me
My names are Abigael Birine M Nyachwaya , I am a married woman with one husband Vincent Momanyi. we have 4 children and 3 are in school in a private school. I was born Kisii South District, Gucha In Kisii Town. I am business woman selling secondhand clothing's (Mitumba) situated at Kisii daraja Mbili market opposite Kisii Industrial Area in Kisii county. I completed my College Level in Egerton University in 2003 as Secretary, thereafter I joined Kenya Education Partnership (NGO) from UK and worked for 8 years although the payment was less. Year 2010 I started my own business of Selling clothes and designs in the year 2010. This is the year my husband got road accident and broke both his legs, and forehead and he stayed in hospital for long till 2011 and my business had to sustain the family although I had to use even my stock, so later my husband came home from hospital and I had to feed him and the kids till he started to gain his health with crutches. in 2012 I resumed my business again but with a few stock as I still cannot manage to get the full bales of clothing's.
My Business
My Business is located in Kisii County at Dara Mbili Market, Monday and Thursdays. I also prefer to do my business moving office to office in government offices during weekdays when not a market days, and also house to house where my customers are located. The business is profitable and that is why I want to increase my stock so that my customers can have a variety to choose to buy.
In My business I sell ladies and kids clothing's which are quick selling as men's clothing's are not that much marketable since man's don't purchase clothing's all the time as women and kids.
The risks to the business are their when you sell a clothing on credit whether be house to house or office to office, this due when you customer who you sold cloth on credit goes fro transfer or leave and sometimes other run away without paying or others refuse to pay the agreed amount during the credit note sell.
Loan Proposal
I would like to thank Zidisha team and lenders too for giving another opportunity to apply for a loan. I am also happy that this will enable me to add more stock during this Christmas session and new fashions to attract my current and new customers. I also hope that through this will enable me to repay in time and to make me increase my loan limit.
Feedback
Positive
3
Neutral
None
Negative
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Loan Info
Project Type
Classic Loan
Disbursed amount
$302.00
Date disbursed
Dec 9, 2013
Repayment status
On Time
Projected term
11 months
Other loans
Lenders
Canmore, Canada
Germany
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Summary
Amount repaid
$317.87
Amount remaining
$0.00
Date repaid
Dec 17, 2014
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Jan 30, 2014 | $22.98 | Jan 30, 2014 | $22.98 |
| Feb 27, 2014 | $22.98 | Jan 30, 2014 | $0.55 |
| Feb 27, 2014 | $22.42 | ||
| Mar 31, 2014 | $22.98 | Feb 27, 2014 | $1.11 |
| Apr 1, 2014 | $21.87 | ||
| Apr 30, 2014 | $1.66 | Apr 1, 2014 | $1.66 |
| May 31, 2014 | $47.06 | Jun 2, 2014 | $47.06 |
| Jun 30, 2014 | $23.53 | Jun 2, 2014 | $23.53 |
| Jul 31, 2014 | $94.12 | Jun 4, 2014 | $70.59 |
| Aug 14, 2014 | $23.53 | ||
| Aug 31, 2014 | $5.88 | Sep 30, 2014 | $5.88 |
| Oct 1, 2014 | $0.00 | ||
| Nov 1, 2014 | $47.06 | Dec 17, 2014 | $47.06 |
| Nov 30, 2014 | $29.64 | Dec 17, 2014 | $29.64 |
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