analinjsaturria    Apr 10, 2013

Dear lenders,
This is Analin Saturria McGregor, Communications Associate with Zidisha.
A loan officer who had worked with Mr. Kamwaro previously has met with him to assess the current state of his business. Peter's business is not going quite as expected, but he remains optimistic as always. His plan is to continue making small repayments until he catches up with his past due amount to allow time for his business to recover and generate more revenue. Thank you for your continued support!

• Hope2012    May 14, 2013

  Thanks for letting us know, personally I don't mind a delay a long as I know that the borrower is genuine.

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Peter    Feb 26, 2013

Hi dear zidisha lenders,actually i am still going on well about with the loan.surely since i joined i have really seen the greatness of the organization and so far i have gone i really appreciate you support,Thank you,best regards from
Peter kamwaro

• Hope2012    Mar 26, 2013

  Thanks for your march repayment, It's really impressive that you were able to get back on track, and I agree that Zidisha is a great organisation.

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Peter    Dec 1, 2012

dear lenders this is not my intention to reschedule my loan ,but it is because of circumstances that forced me to reschedule and because i don't want to be silence when i am hurting inside ,there is a problem in my business that made me not to be able to commit my repayment but if i can be given this two month i will be able to recover in my business loss, and also able to return to the normal repayment.

• Hope2012    Dec 1, 2012

  No problem I hope things improve for you soon :)

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Peter    Aug 8, 2012

as i explain in my loan profile my business entail in cereal and i have bought much in my store because it is harvest time and i was hoping to sell in a good price, but the price go down because of high supply in the area. in that case i notice that if i sell in that price at this time i will get a big loss and i will not be able to pay my loan so i suggested to reschedule my loan so to look for the profitable market.the main reason to do that is because the money i was suppose to pay i cant make it in this season but if i can pay 5000 i can afford from my other business i have and i will have the time to wait for the better profit after i sell my cereal

Brian    May 4, 2012

Peter, thanks for paying off your previous loan early. Do I assume your business is doing well? It is a blessing to be able to lend to you again. All the best.

Peter    Mar 11, 2012

Hi Lenders,
It is my sincere hope that you are all doing well. My business is doing well and my family is fine too. I was very much assisted by the loan I got from Zidisha. I have already started repaying the loan. I am grateful to Zidisha team and all the lenders for their role they are playing in changing our lives. God bless Zidisha and long live Zidisha.

Brian    Feb 20, 2012

Peter, it sounds like your business is going well. I am very happy for you, and pray for your continued success. God bless you.

• Peter    Mar 11, 2012

  Thank you Brian. My business has really picked on well and am very grateful that I was given the loan to expand my business. May you be blessed.

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AchintyaRai    Feb 3, 2012

Hello Lenders,

My name is Achintya Rai

Yesterday I visited Peter Kamwaro at his business premises in Kiptangwanyi. Peter runs a “Video Room” which he opens everyday, including the weekends. He has a beautiful business model- he buys CDs (for 50 shillings each) and DVDs (for 100 shillings each) from Nakuru (the town nearby) and shows them in his video room where he charges 10 shillings per head. He shows 5 (different) movies each day, and more on weekends. And once he has used a CD, he sells it for 60 shillings and he sells his used DVDs for 150 shillings each. So, he makes money from his video room (on week days he get 30-40 viewers per day), and he also makes a small profit out of the CDs/DVDs he purchases. That's like buying sugarcane and taking out the juice to make sugar to sell, while also selling the remaining husk at price higher than that of sugarcane.

Peter used his first Zidisha loan of 40,000 shillings to buy this plot with a video room where he runs his business. Earlier he used to rent the premises where he ran his business. He paid a rent of 5000 shillings a month, and his installment for the Zidisha loan is around 4300 shillings. Understandably, he is very happy with Zidisha.

Peter has 3 children, 2 of whom are in school. His wife runs a small boutique from the premises.

Achintya
3rd Feb 2012
Mugaa Village, Kenya

Peter    Oct 6, 2011

thank you everyone for your generous biddings. I promise to use the loan well and improve my business status and i will not let you down during payback.

Peter    Sep 12, 2011

Hi mblue0953. I am very grateful for your generous bidding.

Peter    Sep 12, 2011

Hi EricDamonWalters. Thank you very much for your generous bidding.

Peter    Sep 9, 2011

Hi Rurumm. Thank you for coming to my aid. May god bless you.

Peter    Sep 7, 2011

Hi Errol. Thank you very much Errol for coming to my aid. There is a lot of rainfall here in Kiptangwanyi, Kenya and the place is so cold but all in all am working hard to make sure that I am offering my commodities to my customers. Wish you well in your endevours.