If granted this loan, i will buy more inputs and seeds for my farm and increase the acreage. this will increase my yield...
Kwabena
Tema, Ghana
38% repaid
Entrepreneur
Name
Kwabena
Member since
January 2014
On-time repayments
213 installments • 11%
About Me
My name is kwabena ofosu-okyere, my friends call me kobby. I live in tema, Ghana. My brothers are in Kumasi and are into petty trading. I on the other hand have started a farm on my father’s piece of land in the Kwahu South District of Ghana. This is land that my father used to farm on. The land is fertile and very productive. I have some professional skills in agriculture and have a good relationship with extension officers from the ministry of food and agriculture. My vision is to become the best farmer in Ghana one day and be awarded by the president. The money i make from the farm goes into paying the hired hands and buying more seeds, and also to support myself and the family. Farming is a hobby for me, so i do it most of the time.
My Business
I am a farmer. I have some professional agriculture training. I have been farming for four years now. Farming in Ghana is mostly manual but in order to make it higher, every farmer needs to add a little mechanisation into the business. I have a few people who help me weed, plant and harvest. I have a vegetable farm and a sorghum farm. My association with the ministry ensures that my grain is bought by the government but i have to sell my own vegetables. I spend about $500 per acre of crops and i make about 30-40% of that from the sales. The sale of vegetables is high and brings in a lot of money but storage is a problem sometimes so i want to buy a refrigerator. Also, cost of inputs like NPK fertilizer and insecticides is high, and if not done well, you can lose all your crops. With the training from the ministry extension agents, we are able to avoid losses. There is more land that i want to farm on and get more help. I will then produce more and make more money. One major problem i have is transportation to the market site. This is why I want to buy a truck to carry vegetables from the farm to the market. I will use this truck to transport other farmers’ crops too at a fee.
Loan Proposal
If granted this loan, i will buy more inputs and seeds for the farm and increase the acreage. This will increase my yield and profit. This will go a long way to make things a bit easier in the business. i will gradually save money for a refrigerator and then aim at buying the tractor. With the help from Zidisha i will grow my farm into the national standard and get closer to my aim of becoming the best farmer in Ghana. thanks to all the lenders and Zidisha.
Feedback
Positive
None
Neutral
None
Negative
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Loan Info
Project Type
Classic Loan
Disbursed amount
$150.00
Date disbursed
Jan 23, 2014
Repayment status
Late
Projected term
50 months
Lenders
Summary
Amount repaid
$116.00
Amount remaining
$183.00
Expected completion
Mar 5, 2018
Status
Repaying late
Installment amount
$1.00
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Feb 3, 2014 | $18.50 | Feb 3, 2014 | $18.50 |
| Feb 10, 2014 | $18.50 | Feb 3, 2014 | $1.50 |
| Feb 11, 2014 | $17.00 | ||
| Feb 17, 2014 | $18.50 | Feb 11, 2014 | $3.00 |
| Feb 18, 2014 | $15.50 | ||
| Feb 24, 2014 | $18.50 | Feb 18, 2014 | $4.50 |
| Mar 3, 2014 | $14.00 | ||
| Mar 3, 2014 | $12.00 | Mar 3, 2014 | $11.00 |
| Mar 25, 2014 | $1.00 | ||
| Mar 11, 2014 | $0.00 | ||
| Mar 18, 2014 | $0.00 | ||
| Mar 25, 2014 | $2.50 | Mar 25, 2014 | $2.50 |
| Apr 1, 2014 | $2.50 | Mar 25, 2014 | $2.50 |
| Apr 8, 2014 | $2.50 | Mar 25, 2014 | $2.50 |
| Apr 15, 2014 | $2.50 | Mar 25, 2014 | $2.50 |
| Apr 22, 2014 | $2.50 | Mar 25, 2014 | $2.50 |
| Apr 29, 2014 | $2.50 | Mar 25, 2014 | $1.50 |
| Jun 11, 2014 | $1.00 | ||
| May 6, 2014 | $0.00 | ||
| May 13, 2014 | $0.00 | ||
| May 20, 2014 | $0.00 | ||
| May 27, 2014 | $1.00 | Jun 11, 2014 | $1.00 |
| Jun 3, 2014 | $1.00 | Jun 11, 2014 | $1.00 |
| Jun 10, 2014 | $1.00 | Jun 11, 2014 | $1.00 |
| Jun 17, 2014 | $1.00 | Jun 11, 2014 | $1.00 |
| Jun 24, 2014 | $1.00 | Jun 11, 2014 | $1.00 |
| Jul 1, 2014 | $1.00 | Jun 11, 2014 | $1.00 |
| Jul 8, 2014 | $1.00 | Jun 11, 2014 | $1.00 |
| Jul 15, 2014 | $1.00 | Jun 11, 2014 | $1.00 |
| Jul 22, 2014 | $1.00 | Jun 11, 2014 | $1.00 |
| Jul 29, 2014 | $1.00 | Aug 12, 2014 | $1.00 |
| Aug 5, 2014 | $1.00 | Aug 12, 2014 | $1.00 |
| Aug 12, 2014 | $1.00 | Aug 12, 2014 | $1.00 |
| Aug 19, 2014 | $1.00 | Aug 12, 2014 | $1.00 |
| Aug 26, 2014 | $1.00 | Aug 12, 2014 | $1.00 |
| Sep 2, 2014 | $1.00 | ||
| Sep 9, 2014 | $1.00 | ||
| Sep 16, 2014 | $1.00 | ||
| Sep 23, 2014 | $1.00 | ||
| Sep 30, 2014 | $1.00 | ||
| Oct 7, 2014 | $1.00 | ||
| Oct 14, 2014 | $1.00 | ||
| Oct 21, 2014 | $1.00 | ||
| Oct 28, 2014 | $1.00 | ||
| Nov 3, 2014 | $1.00 | ||
| Nov 10, 2014 | $1.00 | ||
| Nov 17, 2014 | $1.00 | ||
| Nov 24, 2014 | $1.00 | ||
| Dec 1, 2014 | $1.00 | ||
| Dec 8, 2014 | $1.00 | ||
| Dec 15, 2014 | $1.00 | ||
| Dec 22, 2014 | $1.00 | ||
| Dec 29, 2014 | $1.00 | ||
| Jan 5, 2015 | $1.00 | ||
| Jan 12, 2015 | $1.00 | ||
| Jan 19, 2015 | $1.00 | ||
| Jan 26, 2015 | $1.00 | ||
| Feb 2, 2015 | $1.00 | ||
| Feb 9, 2015 | $1.00 | ||
| Feb 16, 2015 | $1.00 | ||
| Feb 23, 2015 | $1.00 | ||
| Mar 2, 2015 | $1.00 | ||
| Mar 10, 2015 | $1.00 | ||
| Mar 17, 2015 | $1.00 | ||
| Mar 24, 2015 | $1.00 | ||
| Mar 31, 2015 | $1.00 | ||
| Apr 7, 2015 | $1.00 | ||
| Apr 14, 2015 | $1.00 | ||
| Apr 21, 2015 | $1.00 | ||
| Apr 28, 2015 | $1.00 | ||
| May 5, 2015 | $1.00 | ||
| May 12, 2015 | $1.00 | ||
| May 19, 2015 | $1.00 | ||
| May 26, 2015 | $1.00 | ||
| Jun 2, 2015 | $1.00 | ||
| Jun 9, 2015 | $1.00 | ||
| Jun 16, 2015 | $1.00 | ||
| Jun 23, 2015 | $1.00 | ||
| Jun 30, 2015 | $1.00 | ||
| Jul 7, 2015 | $1.00 | ||
| Jul 14, 2015 | $1.00 | ||
| Jul 21, 2015 | $1.00 | ||
| Jul 28, 2015 | $1.00 | ||
| Aug 4, 2015 | $1.00 | ||
| Aug 11, 2015 | $1.00 | ||
| Aug 18, 2015 | $1.00 | ||
| Aug 25, 2015 | $1.00 | ||
| Sep 1, 2015 | $1.00 | ||
| Sep 8, 2015 | $1.00 | ||
| Sep 15, 2015 | $1.00 | ||
| Sep 22, 2015 | $1.00 | ||
| Sep 29, 2015 | $1.00 | ||
| Oct 6, 2015 | $1.00 | ||
| Oct 13, 2015 | $1.00 | ||
| Oct 20, 2015 | $1.00 | ||
| Oct 27, 2015 | $1.00 | ||
| Nov 2, 2015 | $1.00 | ||
| Nov 9, 2015 | $1.00 | ||
| Nov 16, 2015 | $1.00 | ||
| Nov 23, 2015 | $1.00 | ||
| Nov 30, 2015 | $1.00 | ||
| Dec 7, 2015 | $1.00 | ||
| Dec 14, 2015 | $1.00 | ||
| Dec 21, 2015 | $1.00 | ||
| Dec 28, 2015 | $1.00 | ||
| Jan 4, 2016 | $1.00 | ||
| Jan 11, 2016 | $1.00 | ||
| Jan 18, 2016 | $1.00 | ||
| Jan 25, 2016 | $1.00 | ||
| Feb 1, 2016 | $1.00 | ||
| Feb 8, 2016 | $1.00 | ||
| Feb 15, 2016 | $1.00 | ||
| Feb 22, 2016 | $1.00 | ||
| Feb 29, 2016 | $1.00 | ||
| Mar 7, 2016 | $1.00 | ||
| Mar 15, 2016 | $1.00 | ||
| Mar 22, 2016 | $1.00 | ||
| Mar 29, 2016 | $1.00 | ||
| Apr 5, 2016 | $1.00 | ||
| Apr 12, 2016 | $1.00 | ||
| Apr 19, 2016 | $1.00 | ||
| Apr 26, 2016 | $1.00 | ||
| May 3, 2016 | $1.00 | ||
| May 10, 2016 | $1.00 | ||
| May 17, 2016 | $1.00 | ||
| May 24, 2016 | $1.00 | ||
| May 31, 2016 | $1.00 | ||
| Jun 7, 2016 | $1.00 | ||
| Jun 14, 2016 | $1.00 | ||
| Jun 21, 2016 | $1.00 | ||
| Jun 28, 2016 | $1.00 | ||
| Jul 5, 2016 | $1.00 | ||
| Jul 12, 2016 | $1.00 | ||
| Jul 19, 2016 | $1.00 | ||
| Jul 26, 2016 | $1.00 | ||
| Aug 2, 2016 | $1.00 | ||
| Aug 9, 2016 | $1.00 | ||
| Aug 16, 2016 | $1.00 | ||
| Aug 23, 2016 | $1.00 | ||
| Aug 30, 2016 | $1.00 | ||
| Sep 6, 2016 | $1.00 | ||
| Sep 13, 2016 | $1.00 | ||
| Sep 20, 2016 | $1.00 | ||
| Sep 27, 2016 | $1.00 | ||
| Oct 4, 2016 | $1.00 | ||
| Oct 11, 2016 | $1.00 | ||
| Oct 18, 2016 | $1.00 | ||
| Oct 25, 2016 | $1.00 | ||
| Nov 1, 2016 | $1.00 | ||
| Nov 7, 2016 | $1.00 | ||
| Nov 14, 2016 | $1.00 | ||
| Nov 21, 2016 | $1.00 | ||
| Nov 28, 2016 | $1.00 | ||
| Dec 5, 2016 | $1.00 | ||
| Dec 12, 2016 | $1.00 | ||
| Dec 19, 2016 | $1.00 | ||
| Dec 26, 2016 | $1.00 | ||
| Jan 2, 2017 | $1.00 | ||
| Jan 9, 2017 | $1.00 | ||
| Jan 16, 2017 | $1.00 | ||
| Jan 23, 2017 | $1.00 | ||
| Jan 30, 2017 | $1.00 | ||
| Feb 6, 2017 | $1.00 | ||
| Feb 13, 2017 | $1.00 | ||
| Feb 20, 2017 | $1.00 | ||
| Feb 27, 2017 | $1.00 | ||
| Mar 6, 2017 | $1.00 | ||
| Mar 14, 2017 | $1.00 | ||
| Mar 21, 2017 | $1.00 | ||
| Mar 28, 2017 | $1.00 | ||
| Apr 4, 2017 | $1.00 | ||
| Apr 11, 2017 | $1.00 | ||
| Apr 18, 2017 | $1.00 | ||
| Apr 25, 2017 | $1.00 | ||
| May 2, 2017 | $1.00 | ||
| May 9, 2017 | $1.00 | ||
| May 16, 2017 | $1.00 | ||
| May 23, 2017 | $1.00 | ||
| May 30, 2017 | $1.00 | ||
| Jun 6, 2017 | $1.00 | ||
| Jun 13, 2017 | $1.00 | ||
| Jun 20, 2017 | $1.00 | ||
| Jun 27, 2017 | $1.00 | ||
| Jul 4, 2017 | $1.00 | ||
| Jul 11, 2017 | $1.00 | ||
| Jul 18, 2017 | $1.00 | ||
| Jul 25, 2017 | $1.00 | ||
| Aug 1, 2017 | $1.00 | ||
| Aug 8, 2017 | $1.00 | ||
| Aug 15, 2017 | $1.00 | ||
| Aug 22, 2017 | $1.00 | ||
| Aug 29, 2017 | $1.00 | ||
| Sep 5, 2017 | $1.00 | ||
| Sep 12, 2017 | $1.00 | ||
| Sep 19, 2017 | $1.00 | ||
| Sep 26, 2017 | $1.00 | ||
| Oct 3, 2017 | $1.00 | ||
| Oct 10, 2017 | $1.00 | ||
| Oct 17, 2017 | $1.00 | ||
| Oct 24, 2017 | $1.00 | ||
| Oct 31, 2017 | $1.00 | ||
| Nov 6, 2017 | $1.00 | ||
| Nov 13, 2017 | $1.00 | ||
| Nov 20, 2017 | $1.00 | ||
| Nov 27, 2017 | $1.00 | ||
| Dec 4, 2017 | $1.00 | ||
| Dec 11, 2017 | $1.00 | ||
| Dec 18, 2017 | $1.00 | ||
| Dec 25, 2017 | $1.00 | ||
| Jan 1, 2018 | $1.00 | ||
| Jan 8, 2018 | $1.00 | ||
| Jan 15, 2018 | $1.00 | ||
| Jan 22, 2018 | $1.00 | ||
| Jan 29, 2018 | $1.00 | ||
| Feb 5, 2018 | $1.00 | ||
| Feb 12, 2018 | $1.00 | ||
| Feb 19, 2018 | $1.00 | ||
| Feb 26, 2018 | $1.00 | ||
| Mar 5, 2018 | $1.00 | ||
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