Entrepreneur
Name
Pheobe
Member since
January 2014
On-time repayments
145 installments • 34%
About Me
I am a married woman with four children. I live in BONDO Town to the East of Migingo Open Air Market. I am learned up to Form Four {K.C.S.E} level. I was prompted to start my personal business because salary from employment was inadequate to
sustain the family and meet other financial obligations. I use the money earned from the business for paying school fees for my children, turning around the business and general maintenance of the family. I desire to improve and expand the business and hence i would be grateful if i am granted the loan to enable me improve and expand the business. I therefore
undertake to repay the loan without defaulting
My Business
I own a personal Eye Design Optician Shop in Bondo Town, Siaya County Kenya. My business handles eye glasses and other medical equipments such as Refraction sets which is used for diagnosing clients with eye problems.There is high demand for my goods and services because it is one of it's kind in the area. My customers prefer my business to the competition because of my good customer care service. I also deliver the services at affordable rate and faster.The risk my business faces is very minimal since my goods are not
perishable and the security arrangement against theft is tight.My monthly cost is approximately Ksh 35,000.00 and sales revenue is about Ksh 60,000.00 which leaves me a profit of Ksh.25,000.00 per month.If I AM GRANTED THE LOAN, I WILL INVEST IT to improve and expand the
business to enable repay the loan without defaulting.
Loan Proposal
When i get the loan, i will buy the following additional materials:
1> 5 Bifocal eye glasses @ 3,500/= =17,500KES
2>5Single vision reading glasses @ 1,500/= =7,500KES
3>2Progressive lenses@ 8,000/= =16,000KES
4>3 Ordinary reading glasses@ 1,800/= =5,400KES
5>5 Eye designer frames@ 1,800/= =9,000KES
TOTAL =55,400KES
The benefit to me in this case will be to put confidence in my client that they are
sure of reliable service.
For the business, the profit margin will reasonably increase due to big turn around of sales.
Feedback
Positive
6
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$414.00
Date disbursed
Nov 7, 2015
Repayment status
Late
Projected term
21 months
Other loans
Lenders
I want my "My loans" page back, Qatar
Fontvielle, Monaco, Yemen
United States
United States
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Summary
Amount repaid
$77.00
Amount remaining
$355.61
Expected completion
Aug 6, 2017
Status
Repaying late
Installment amount
$5.00
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Nov 15, 2015 | $31.00 | Nov 9, 2015 | $31.00 |
| Nov 22, 2015 | $20.00 | Nov 20, 2015 | $10.00 |
| Nov 24, 2015 | $10.00 | ||
| Nov 29, 2015 | $0.00 | ||
| Dec 6, 2015 | $0.00 | ||
| Dec 13, 2015 | $0.00 | ||
| Dec 20, 2015 | $0.00 | ||
| Dec 27, 2015 | $0.00 | ||
| Jan 3, 2016 | $0.00 | ||
| Jan 10, 2016 | $0.00 | ||
| Jan 17, 2016 | $0.00 | ||
| Jan 24, 2016 | $0.00 | ||
| Jan 31, 2016 | $0.00 | ||
| Feb 7, 2016 | $0.00 | ||
| Feb 14, 2016 | $0.00 | ||
| Feb 21, 2016 | $5.00 | Feb 27, 2016 | $5.00 |
| Feb 28, 2016 | $5.00 | Feb 27, 2016 | $1.00 |
| Mar 12, 2016 | $4.00 | ||
| Mar 6, 2016 | $5.00 | Mar 12, 2016 | $5.00 |
| Mar 13, 2016 | $5.00 | Mar 22, 2016 | $5.00 |
| Mar 20, 2016 | $5.00 | Apr 1, 2016 | $5.00 |
| Mar 27, 2016 | $5.00 | Apr 1, 2016 | $1.00 |
| Apr 3, 2016 | $5.00 | ||
| Apr 10, 2016 | $5.00 | ||
| Apr 17, 2016 | $5.00 | ||
| Apr 24, 2016 | $5.00 | ||
| May 1, 2016 | $5.00 | ||
| May 8, 2016 | $5.00 | ||
| May 15, 2016 | $5.00 | ||
| May 22, 2016 | $5.00 | ||
| May 29, 2016 | $5.00 | ||
| Jun 5, 2016 | $5.00 | ||
| Jun 12, 2016 | $5.00 | ||
| Jun 19, 2016 | $5.00 | ||
| Jun 26, 2016 | $5.00 | ||
| Jul 3, 2016 | $5.00 | ||
| Jul 10, 2016 | $5.00 | ||
| Jul 17, 2016 | $5.00 | ||
| Jul 24, 2016 | $5.00 | ||
| Jul 31, 2016 | $5.00 | ||
| Aug 7, 2016 | $5.00 | ||
| Aug 14, 2016 | $5.00 | ||
| Aug 21, 2016 | $5.00 | ||
| Aug 28, 2016 | $5.00 | ||
| Sep 4, 2016 | $5.00 | ||
| Sep 11, 2016 | $5.00 | ||
| Sep 18, 2016 | $5.00 | ||
| Sep 25, 2016 | $5.00 | ||
| Oct 2, 2016 | $5.00 | ||
| Oct 9, 2016 | $5.00 | ||
| Oct 16, 2016 | $5.00 | ||
| Oct 23, 2016 | $5.00 | ||
| Oct 30, 2016 | $5.00 | ||
| Nov 6, 2016 | $5.00 | ||
| Nov 13, 2016 | $5.00 | ||
| Nov 20, 2016 | $5.00 | ||
| Nov 27, 2016 | $5.00 | ||
| Dec 4, 2016 | $5.00 | ||
| Dec 11, 2016 | $5.00 | ||
| Dec 18, 2016 | $5.00 | ||
| Dec 25, 2016 | $5.00 | ||
| Jan 1, 2017 | $5.00 | ||
| Jan 8, 2017 | $5.00 | ||
| Jan 15, 2017 | $5.00 | ||
| Jan 22, 2017 | $5.00 | ||
| Jan 29, 2017 | $5.00 | ||
| Feb 5, 2017 | $5.00 | ||
| Feb 12, 2017 | $5.00 | ||
| Feb 19, 2017 | $5.00 | ||
| Feb 26, 2017 | $5.00 | ||
| Mar 5, 2017 | $5.00 | ||
| Mar 12, 2017 | $5.00 | ||
| Mar 19, 2017 | $5.00 | ||
| Mar 26, 2017 | $5.00 | ||
| Apr 2, 2017 | $5.00 | ||
| Apr 9, 2017 | $5.00 | ||
| Apr 16, 2017 | $5.00 | ||
| Apr 23, 2017 | $5.00 | ||
| Apr 30, 2017 | $5.00 | ||
| May 7, 2017 | $5.00 | ||
| May 14, 2017 | $5.00 | ||
| May 21, 2017 | $5.00 | ||
| May 28, 2017 | $5.00 | ||
| Jun 4, 2017 | $5.00 | ||
| Jun 11, 2017 | $5.00 | ||
| Jun 18, 2017 | $5.00 | ||
| Jun 25, 2017 | $5.00 | ||
| Jul 2, 2017 | $5.00 | ||
| Jul 9, 2017 | $5.00 | ||
| Jul 16, 2017 | $5.00 | ||
| Jul 23, 2017 | $5.00 | ||
| Jul 30, 2017 | $5.00 | ||
| Aug 6, 2017 | $1.61 | ||
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