In crease stock in preparation for christmas sales
Betty
Eldoret ,kamukunji Bondeni Estate, Kenya
52% repaid
Entrepreneur
Name
Betty
Member since
January 2015
On-time repayments
235 installments • 54%
About Me
I am a single mother aged 42 years old ,born in Trans nzoia district (kitale -kenya) .I have two children ,the first one is a daughter just completed primary school education and joining form one next month.The other child is a boy in class seven .I myself have completed O level education but did not continue with college due to financial problems .After two years of my O Level I joined a course of knitting in catholic church near by .I finished the course in nine months time then I was employed as a knitter of sweaters in a private sector .
I found it difficult because the wages which I was being given were Not enough to meet my needs.I moved from trans-nzoia kitale place called Bikeke to Eldoret .In Eldoret I was still employed in private sector though at a much better pay than before.
My Business
During the period of my employment I was working under hash conditions which made me uncomfortable ,I was unable to tolerate so I decided to open up my own business ,I saved some money which enabled me to buy my own knitting machine and started working .I normally knitting sweaters and sell at a friendly price which attract many customers than my competitors. I decided to venture into such business because many pupil go to school in the area and the region where I live more than half of it is normally cold during the year thus demand every parent has to but sweaters for their children. Demand is high but the only challenge that I face is lack of enough capital especially when school are opening because the orders I normally have are always more than I can handle .My major market is supply of sweaters to schools and open air markets. My monthly cost of running the business is US Dollars 280 while average Gross profit before the expenses is usually approximately US Dollars 390
The following is how I normally use profits from the business:-30% School fees,50% Up keep i.e food and rent,5% Savings ,10% increase my business stock and 5% I support my aged mother.
Loan Proposal
Thanks Zidisha lenders for giving me the third chance to be part of the beneficiaries of your loan funding.
If I will be funded then I will use the loan i.e all the 445 US Dollars to wool for making sweaters for resale in the near by open air market .That funding will enable me have high sale during the coming Christmas festive season ,I expect sales to go high.
I believe that through your funding stocks will increase and I will never be stranded again for under supply.
Looking forward to our wise and best consideration.God bless you abundantly
Feedback
Positive
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Neutral
None
Negative
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Loan Info
Project Type
Classic Loan
Disbursed amount
$440.00
Date disbursed
Dec 9, 2017
Repayment status
Late
Projected term
21 months
Other loans
Lenders
Glasgow, United Kingdom
Taiwan
United States
Hong Kong
United States
Bruno Sanchez-Andrade Nuño (brunosan)
United States
Canada
Canada
Venice, Italy, Italy
United Kingdom
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Summary
Amount repaid
$229.58
Amount remaining
$209.42
Expected completion
Sep 29, 2019
Status
Repaying late
Installment amount
$4.93
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Dec 17, 2017 | $4.93 | Dec 17, 2017 | $4.93 |
| Dec 24, 2017 | $4.93 | Dec 17, 2017 | $4.93 |
| Dec 31, 2017 | $4.93 | Dec 31, 2017 | $4.91 |
| Jan 7, 2018 | $0.02 | ||
| Jan 7, 2018 | $4.93 | Jan 7, 2018 | $4.93 |
| Jan 14, 2018 | $4.93 | Jan 7, 2018 | $4.91 |
| Jan 22, 2018 | $0.02 | ||
| Jan 21, 2018 | $4.93 | Jan 22, 2018 | $4.93 |
| Jan 28, 2018 | $4.93 | Jan 22, 2018 | $4.93 |
| Feb 4, 2018 | $4.93 | Jan 22, 2018 | $0.18 |
| Feb 4, 2018 | $4.75 | ||
| Feb 11, 2018 | $4.93 | Feb 4, 2018 | $4.93 |
| Feb 18, 2018 | $4.93 | Feb 4, 2018 | $0.18 |
| Feb 19, 2018 | $4.75 | ||
| Feb 25, 2018 | $4.93 | Feb 19, 2018 | $4.93 |
| Mar 4, 2018 | $4.93 | Feb 19, 2018 | $0.18 |
| Mar 5, 2018 | $4.73 | ||
| Mar 18, 2018 | $0.02 | ||
| Mar 11, 2018 | $4.93 | Mar 18, 2018 | $4.93 |
| Mar 18, 2018 | $4.93 | Mar 18, 2018 | $4.93 |
| Mar 25, 2018 | $4.93 | Mar 18, 2018 | $0.13 |
| Apr 2, 2018 | $4.80 | ||
| Apr 1, 2018 | $4.93 | Apr 2, 2018 | $4.93 |
| Apr 8, 2018 | $4.93 | Apr 2, 2018 | $0.13 |
| Apr 16, 2018 | $4.80 | ||
| Apr 15, 2018 | $4.93 | Apr 16, 2018 | $4.93 |
| Apr 22, 2018 | $4.93 | Apr 16, 2018 | $0.13 |
| May 4, 2018 | $4.80 | ||
| Apr 29, 2018 | $4.93 | May 4, 2018 | $4.93 |
| May 6, 2018 | $4.93 | May 4, 2018 | $0.13 |
| May 17, 2018 | $4.80 | ||
| May 13, 2018 | $4.93 | May 17, 2018 | $4.93 |
| May 20, 2018 | $4.93 | May 17, 2018 | $0.13 |
| May 31, 2018 | $4.80 | ||
| May 27, 2018 | $4.93 | May 31, 2018 | $4.93 |
| Jun 3, 2018 | $4.93 | May 31, 2018 | $0.13 |
| Jun 15, 2018 | $4.80 | ||
| Jun 10, 2018 | $4.93 | Jun 15, 2018 | $4.93 |
| Jun 17, 2018 | $4.93 | Jun 15, 2018 | $0.13 |
| Jun 29, 2018 | $4.80 | ||
| Jun 24, 2018 | $4.93 | Jun 29, 2018 | $4.93 |
| Jul 1, 2018 | $4.93 | Jun 29, 2018 | $0.13 |
| Jul 14, 2018 | $4.80 | ||
| Jul 8, 2018 | $4.93 | Jul 14, 2018 | $4.93 |
| Jul 15, 2018 | $0.13 | Jul 14, 2018 | $0.13 |
| Jul 22, 2018 | $1.98 | Nov 2, 2018 | $1.97 |
| Nov 14, 2018 | $0.01 | ||
| Jul 29, 2018 | $1.98 | Nov 14, 2018 | $1.98 |
| Aug 5, 2018 | $1.98 | Nov 14, 2018 | $1.98 |
| Aug 12, 2018 | $1.98 | Nov 14, 2018 | $0.96 |
| Nov 22, 2018 | $1.02 | ||
| Aug 19, 2018 | $1.98 | Nov 22, 2018 | $0.45 |
| Nov 30, 2018 | $1.03 | ||
| Jan 14, 2019 | $0.49 | ||
| Aug 26, 2018 | $4.93 | Jan 14, 2019 | $1.48 |
| Jan 24, 2019 | $3.45 | ||
| Sep 2, 2018 | $4.93 | Jan 24, 2019 | $1.56 |
| Jan 31, 2019 | $3.37 | ||
| Sep 9, 2018 | $4.93 | Jan 31, 2019 | $1.56 |
| Feb 7, 2019 | $2.96 | ||
| Feb 14, 2019 | $0.41 | ||
| Sep 16, 2018 | $4.93 | Feb 14, 2019 | $2.56 |
| Feb 21, 2019 | $2.37 | ||
| Sep 23, 2018 | $4.93 | Feb 21, 2019 | $0.64 |
| Feb 28, 2019 | $2.96 | ||
| Mar 7, 2019 | $1.33 | ||
| Sep 30, 2018 | $4.93 | Mar 7, 2019 | $1.63 |
| Mar 14, 2019 | $3.01 | ||
| Mar 21, 2019 | $0.30 | ||
| Oct 7, 2018 | $4.93 | Mar 21, 2019 | $2.71 |
| Mar 28, 2019 | $2.22 | ||
| Oct 14, 2018 | $4.93 | Mar 28, 2019 | $0.74 |
| Apr 4, 2019 | $2.96 | ||
| Apr 11, 2019 | $1.23 | ||
| Oct 21, 2018 | $4.93 | Apr 11, 2019 | $1.72 |
| Apr 18, 2019 | $3.05 | ||
| Apr 25, 2019 | $0.15 | ||
| Oct 28, 2018 | $4.93 | Apr 25, 2019 | $3.01 |
| May 2, 2019 | $1.92 | ||
| Nov 4, 2018 | $4.93 | May 2, 2019 | $1.33 |
| May 9, 2019 | $2.96 | ||
| May 17, 2019 | $0.64 | ||
| Nov 11, 2018 | $4.93 | May 17, 2019 | $2.32 |
| May 23, 2019 | $2.61 | ||
| Nov 18, 2018 | $4.93 | May 23, 2019 | $0.54 |
| May 31, 2019 | $3.05 | ||
| Jun 7, 2019 | $1.33 | ||
| Nov 25, 2018 | $4.93 | Jun 7, 2019 | $1.68 |
| Jun 28, 2019 | $3.05 | ||
| Jul 11, 2019 | $0.20 | ||
| Dec 2, 2018 | $4.93 | Jul 11, 2019 | $2.76 |
| Dec 9, 2018 | $4.93 | ||
| Dec 16, 2018 | $4.93 | ||
| Dec 23, 2018 | $4.93 | ||
| Dec 30, 2018 | $4.93 | ||
| Jan 6, 2019 | $4.93 | ||
| Jan 13, 2019 | $4.93 | ||
| Jan 20, 2019 | $4.93 | ||
| Jan 27, 2019 | $4.93 | ||
| Feb 3, 2019 | $4.93 | ||
| Feb 10, 2019 | $4.93 | ||
| Feb 17, 2019 | $4.93 | ||
| Feb 24, 2019 | $4.93 | ||
| Mar 3, 2019 | $4.93 | ||
| Mar 10, 2019 | $4.93 | ||
| Mar 17, 2019 | $4.93 | ||
| Mar 24, 2019 | $4.93 | ||
| Mar 31, 2019 | $4.93 | ||
| Apr 7, 2019 | $4.93 | ||
| Apr 14, 2019 | $4.93 | ||
| Apr 21, 2019 | $4.93 | ||
| Apr 28, 2019 | $4.93 | ||
| May 5, 2019 | $4.93 | ||
| May 12, 2019 | $4.93 | ||
| May 19, 2019 | $4.93 | ||
| May 26, 2019 | $4.93 | ||
| Jun 2, 2019 | $4.93 | ||
| Jun 9, 2019 | $4.93 | ||
| Jun 16, 2019 | $4.93 | ||
| Jun 23, 2019 | $4.93 | ||
| Jun 30, 2019 | $4.93 | ||
| Jul 7, 2019 | $4.93 | ||
| Jul 14, 2019 | $4.93 | ||
| Jul 21, 2019 | $4.93 | ||
| Jul 28, 2019 | $4.93 | ||
| Aug 4, 2019 | $4.93 | ||
| Aug 11, 2019 | $4.93 | ||
| Aug 18, 2019 | $4.93 | ||
| Aug 25, 2019 | $4.93 | ||
| Sep 1, 2019 | $4.93 | ||
| Sep 8, 2019 | $4.93 | ||
| Sep 15, 2019 | $4.93 | ||
| Sep 22, 2019 | $4.93 | ||
| Sep 29, 2019 | $0.32 | ||
nicole Nov 22, 2017
BernadetteV Nov 22, 2017
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