Incorporating M-Pesa services into my cybercafé

Isaac Wangila

Kitale, Kenya

100% repaid

Entrepreneur

Name

Isaac Wangila

Member since

February 2015

On-time repayments

132 installments  •  85%

About Me

My name is Isaac Wangila. I am a Kenyan man aged 35 years old married with a family. Currently, I live in Kitale Town, Trans-Nzoia County in the Northern part of the Rift Valley Region. I was brought up by a single parent since my mother died when I was a year; my father remarried; since I never got along with my stepmother, I went and stayed with an uncle who catered for my education up to Form four. Later on I moved to Nairobi in search of a job; fortunately I landed a job opportunity where I worked on casual basis; with the proceeds from this job, I managed to pay my tuition fee for an IT Course. After my course, I relocated to Kitale where I was employed in one of the local school as a tutor. Two years later, I started a local cyber cafe with just two computers. With my good public relation, I grew my market base with majority of my customers being teachers. I have had a lot of experience in this life. I always express my warm gratitude to all those who have helped me in my journey through life till this day. My aim in life is to become a social entrepreneur and grow my cyber café into a big ICT consultancy where I can open many branches in the whole of North Rift Region and nationwide. As a young man, my greatest philosophy has always been to be self employed; all along I had envisioned to link up with financial institutions that would help me grow. But when I was introduced to Zidisha, I have seen a breakthrough. Currently, my business is doing well courtesy of Zidisha. I have employed two staffs who assist me in the daily running of the business.

My Business

I run a cyber café within Kitale Town of Trans Nzoia County. It is a licensed business. I offer typesetting and printing services, Photocopying services, internet and emailing services and maintenance of computers.
After my college, I had the desire to venture into the IT market which was yet to be flooded in the Northern part of the Rift Valley thus I decided to settle in Kitale of Trans-Nzoia County.
During the day-to-day running of my business, I do incur some costs which range from Printing/ Photocopying Paper, Wages for my two assistants, rent, electricity bills, security, licence/ permit and wages.
The average daily turnover has risen from $40 to around $60 . Out this turnover, I do some savings which guarantees me repayment of the loan on time as per the repayment schedule; apart from that a fraction of it is ploughed back into the business and also support my family.

Loan Proposal

After moving to the new shop, it offered me a lot of working space which I felt should be put into maximum utilization. My previous loan helped me stock my Cyber Cafe. I have stocked my Cyber with all the accessories/ stationery that my customers/ clients may require.

Since my business has been growing day after day, I have decided to incorporate M-pesa services in my business. This idea came up after most of my customers kept on requesting to make their payments after the service through Mpesa. In most cases, I have been forced to give Agent Number of the nearby Mpesa so that I can receive my payment. With this loan, I will be able to apply for my own Mpesa line and have enough float/ money in my Mpesa shop which will serve my customers and my neighbours in general. With the commission earned from the Mpesa services and money from the business, I will be able to repay my loan without any problem.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$818.00

Date disbursed

Jun 23, 2016

Repayment status

On Time

Projected term

5 months

Lenders

C

Christian

Saarbruecken, Germany

Elinor

Maple Lake, MN, United States

mbunifu

San Jose, United States

eagle3

Grand Ledge, United States

ErikN

Stockholm, Sweden

Vanamo

Helsinki, Finland

J

jgillard

Winchester, United Kingdom

A

anonymus

Moon, United States

johnandmoliehi

Canton, New York, United States

MienDeGraeve

Ouagadougou, Burkina Faso

sebastienrosa

Quebec, Canada

Svenip

Vienna, Austria

S

simranandtyler

London, Ontario, Canada

B

blahblah

Nuernberg, Germany

Raymondo

Dublin, Ireland

A

anonymous123

United States

G

graememoss

Amsterdam, Netherlands

SeeMeeFi

Ontario, Canada

E

ebronken

Oslo, Norway

Cloudways

Malta, Malta

P

Piotr

London, United Kingdom

AdvancingCompassion

San Diego, United States

C

ckd25n

san francisco, United States

ads68

Melbourne, Australia

P

Prysdahl

Marshall, United States

jimmycarterforever

Missoula, United States

E

eboleaga

Mexico City, Mexico

rfriedenberg

New Jersey, United States

E

erogers

Vancouver, Canada

G

GrandmaMae

Wausau, United States

V

Valis

Singapore, Singapore

Gordons28

Santa Monica, United States

S

SheilaB

Nashville, United States

N

Neveda

Flagstaff, United States

T

Taupe

Balzers, Liechtenstein

A

Andrii

Kiev, Ukraine

Zal0m0n

Atlantis!!!! x), Mauritania

K

kingcamo1095

Mountain Home, United States

D

DavidJSmu

North Attleboro, MA, United States

mojobob

Hayward, United States

R

run426

DeBary, United States

JonB

London, United Kingdom

L

Lolababalola

Ames, United States

E

Esukken

Göteborg, Sweden

M

marki

NY, Turkey

B

BMcDermott

Washington, DC, United States

O

OrientExpress

Tokyo, Japan

C

Clben7

Cincinnati, United States

Déméter&Kotler

Paris, France

Y

Yasmine

Edinburgh, United Kingdom

M

martyb

United States

E

EjLehar

Galesburg, United States

M

Malibu

Westwood, United States

D

dregier

Ozark, MO, United States

D

drorm

United States

M

Mullagh

United Kingdom

NA

NO ACCOUNT

Bluba, Germany

M

misaheat

United States

J

Jonas

Linköping, Sweden

DavidHS

United Kingdom

Paul Buchheit

Mountain View, United States

V

valiy

Switzerland

N

nlane

Vietnam

F

FSO

Canada

M

merk85

United States

poorinvest

Sandefjord, Norway

B

bugdaniel

Switzerland

C

condo86

United States

mepster

San Francisco, Ca, United States

VK

Vasily Kudrin

Moscow, Russia

L

luckiestmonkey

United States

B

bscent

Hong Kong

AAE USA Team

United States

Taylor Hanna

United States

M

Microfinance

United States

Loungin

United States

S

sarahb

United States

K

Keith

Luxembourg

Otto Barten

Amsterdam, Netherlands

B

Bennphoto

United Kingdom

adrianz

United States

I

ident

Horsholm, Denmark

C

Crainster

Chapel Hill, United States

reluck

Marseille, France, France

Kyle Hoback

Omaha, United States

D

djlayton4

United States

Mike and Jacqui

United Kingdom

K

Kristiina

All Countries

Benjamin Charlton

Dubai, United Arab Emirates

Frank Termathe

Frankfurt Main, Germany

UN

Uwe Neumann

Frankfurt Germany, Denmark

Gab

Singapore

Amina Ebrahim

South Africa

Veeti

Helsinki, Finland

S

sa

Canada

K

Kristen

United States

MW

Matt Willis

United States

W

Wade

United States

JD

Jo Dane

Melbourne, Australia

Elly

Woudrichem, United Kingdom

Jake Badger

Roskilde, Denmark

jtreyes

United States

BS

Bart Sturm

Amsterdam, Brazil

Kate Courteau

United States

B

Beth

United States

V

Vantine

United States

R

Ryan

United States

E

erica

antwerpen, Belgium

CN

Cyprien Noel

United States

United States

Kevin

San Francisco, United States

JC

JD Conley

United States

Anonymous

United States

TB

Taylor Brown

United States

BS

Bruno Silva

United States

Pedro Lopez

United States

MG

Meron Gribetz

United States

JD

Jeff DePree

United States

Oliver Hasenberg

Iserlohn, Germany

George

Corvallis, Oregon, United States

CNV

United States

RM

Robert Mulley

United States

BB

Ben Bellows

United States

MR

Michiel Rauws

San Francisco, Netherlands

B

Brent

United States

Pedro R-C

Cambridge, United States

Martin Nielsen

Aarhus, Denmark

M

Mart

United Kingdom

D

Daniel

United States

Mattie Shaw

Seattle, United States

Mark Grey

Redding, CT, United States

AH

ajay hampapur

United States

E

eriklonnroth

United Kingdom

Aran Dunlop

United States

I

Irene

Switzerland

DL

Dan Lawrence

United States

Rosario von Li

San Jose, Ca, United States

Eugen Stamm

Zurich, Switzerland

R

Roanna

Alberta, Canada, Canada

DM

Dimitri Malarme

Brussels, Belgium, Belgium

Elise E

United States

MT

Marco Tietz

United States

WS

william smith

United States

Dan Michael

Oslo, Norway

JC

Justin cohan

United States

S

stevensau

United States

Mojoe

Atlanta, United States

philippelazaro

Eugene, Oregon, United States

KE

Karen Epolito

Syracuse, NY, United States

YV

Yuri Vanin

United States

MF

Marissa Fiore

United States

DJ

David Jones

United Kingdom

Kayleigh George

Glasgow, United Kingdom

S

Stephanie

Zurich, Switzerland

Iris

Ireland

DK

Danny Kelly

United States

JC

juli camrud

United States

RC

Rudi Chen

United States

A

Ashley

United Kingdom

B

Boris

Bern, Switzerland

A

Alain

United States

JB

John Brown

United States

HPK

Switzerland, Switzerland

KirstenAlana

Los Angeles, United States

C

Carlene

United States

GA

Giovanni and Yelena

New York, Ny, United States

JA

Jan Andresen

Hamburg, Germany

L

Linn

United Kingdom

Sinan Taifour

Munich, Germany, Germany

SM

Sachet Marion

United States

E

Elle

New York, United States

T

Tony

United States

JM

Jane Mattoon

United States

RK

Robin Kline

United States

E

El

United States

L

lanham

United States

J

Jon

United States

L

Lucy

Australia

K

Katharina

Germany, Germany

Lulu

Germany

Caitlin Campbell

Chicago, United States

LR

Laetitia Rocha

United Kingdom

WS

Warren Shen

United States

Humble Bundle Community

San Francisco, United States

Geoguillot

California, United States

JA

Joshua Axtell

United States

SM

Sue MacFarlane

United Kingdom

NM

Nitya Marepally

San Ramon, CA, United States

Megan Strickland

Los Angeles, United States

BE

Bob Ewing

United States

V

Veronica

United States

JD

JASON DORSETT

United States

AB

Andrew Bent

United States

RG

Ryan Gough

United States

Nadia Tuchman

New York City, United States

BP

Bill Piper

United States

A

Alice

Ireland

Perlita Domingo

San Miguel Guimba, Nueva Ecija, PH 3115, Philippines

AD

Amy Dinh

United States

PC

Peter Cordier

United States

MB

Mimi Botkin

United States

Dean Suminski

Portland, Oregon, United States

A

Anonymous

United States

A

Anonymous

United States

Ask Isaac a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

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