Entrepreneur
Name
Isaac
Member since
January 2015
On-time repayments
238 installments • 30%
About Me
My name is Isaac Muthiani.I come from kilimabogo Division.I come from a family of six and i am the 5th born.I completed my secondary school education in the year 2007.In the year 2008,i traveled to the Nairobi to look for a job since my family did not have money to pay for my college fee.After a long struggle of looking job in vain, i got the idea of starting a business of distributing snacks to supermarkets using a bicycle.I did not have enough money to start the business but by good luck my brother offered to give me a bicycle to start the business.At the start,the business had lots of challenges since i had to market my products.But now,it is well established and i don't struggle in marketing .In the year 2012,i got married and i was blessed with a baby girl who is 3 years now.i would like to see my girl grow and become a prominent person in our nation.During my free time i like taking my young girl for a nature walk.
My Business
Thank you for the opportunity again. My business is majorly supplying snacks in supermarkets and shops.i have been in the business for at least 5 years. These goods are fast moving since many people in our country prefer them for breakfast.These products include breads,cakes,biscuits among other snacks.I choose to do this kind of business because the market was available and unexploited by many in the country.Many people do not prefer to this of business since its much involving.In a day, i manage to sell goods worth 225 dollars.Out of this sales, i get an average profit of 55 dollars.Since i sell on credit,that is payments are collected the following day,i use this profit to buy stock and use the remaining in pay school fees for my daughter and also pay bills for my house. This has seen me grow my business since the year 2008 up to day.
Loan Proposal
Hi Lenders,
I will make a deposit of Kes 10,000 to my suppliers so as to increase my capital base. This will increase my credit worthiness and guarantee me stock even in the time i do not have enough money.
The remaining Kes 7,000 will be used to buy new products which i want introduce in the market. These are small cakes which are being made by a different company and i would like to invest in different commodities so as to increase my profits.
This will increase my current profit margin by atleast 30%.
Feedback
Positive
1
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$352.00
Date disbursed
Jun 3, 2016
Repayment status
Late
Projected term
42 months
Other loans
Lenders
San Francisco, United States
Ghent 9000, Belgium
United States
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Summary
Amount repaid
$109.04
Amount remaining
$260.56
Expected completion
Dec 15, 2019
Status
Repaying late
Installment amount
$2.03
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Jun 12, 2016 | $5.07 | Jun 21, 2016 | $5.07 |
| Jun 19, 2016 | $5.07 | Jun 21, 2016 | $5.07 |
| Jun 26, 2016 | $5.07 | Jul 2, 2016 | $5.07 |
| Jul 3, 2016 | $5.07 | Jul 2, 2016 | $5.07 |
| Jul 10, 2016 | $0.00 | ||
| Jul 17, 2016 | $0.00 | ||
| Jul 24, 2016 | $0.00 | ||
| Jul 31, 2016 | $2.03 | Jul 31, 2016 | $2.03 |
| Aug 7, 2016 | $2.03 | Jul 31, 2016 | $2.03 |
| Aug 14, 2016 | $2.03 | Jul 31, 2016 | $2.03 |
| Aug 21, 2016 | $2.03 | Jul 31, 2016 | $2.03 |
| Aug 28, 2016 | $2.03 | Jul 31, 2016 | $2.03 |
| Sep 4, 2016 | $2.03 | Sep 12, 2016 | $2.03 |
| Sep 11, 2016 | $2.03 | Sep 12, 2016 | $2.03 |
| Sep 18, 2016 | $2.03 | Sep 12, 2016 | $1.01 |
| Sep 18, 2016 | $1.01 | ||
| Sep 25, 2016 | $2.03 | Sep 27, 2016 | $2.03 |
| Oct 2, 2016 | $2.03 | Oct 2, 2016 | $2.03 |
| Oct 9, 2016 | $2.03 | Oct 12, 2016 | $2.03 |
| Oct 16, 2016 | $2.03 | Oct 18, 2016 | $2.03 |
| Oct 23, 2016 | $2.03 | Nov 4, 2016 | $2.03 |
| Oct 30, 2016 | $2.03 | Nov 4, 2016 | $2.03 |
| Nov 6, 2016 | $2.03 | Nov 4, 2016 | $1.01 |
| Nov 13, 2016 | $1.01 | ||
| Nov 13, 2016 | $2.03 | Nov 13, 2016 | $1.01 |
| Nov 22, 2016 | $1.01 | ||
| Nov 20, 2016 | $2.03 | Nov 22, 2016 | $1.01 |
| Dec 19, 2016 | $1.01 | ||
| Nov 27, 2016 | $2.03 | Dec 19, 2016 | $2.03 |
| Dec 4, 2016 | $2.03 | Dec 19, 2016 | $1.01 |
| Jan 3, 2017 | $1.01 | ||
| Dec 11, 2016 | $1.01 | Jan 3, 2017 | $1.01 |
| Dec 18, 2016 | $0.00 | ||
| Dec 25, 2016 | $0.00 | ||
| Jan 1, 2017 | $0.00 | ||
| Jan 8, 2017 | $0.00 | ||
| Jan 15, 2017 | $2.03 | Feb 16, 2017 | $1.01 |
| Feb 22, 2017 | $1.01 | ||
| Jan 22, 2017 | $2.03 | Feb 22, 2017 | $1.01 |
| Feb 28, 2017 | $1.01 | ||
| Jan 29, 2017 | $2.03 | Feb 28, 2017 | $1.01 |
| Mar 7, 2017 | $1.01 | ||
| Feb 5, 2017 | $2.03 | Mar 7, 2017 | $1.01 |
| Mar 12, 2017 | $1.01 | ||
| Feb 12, 2017 | $2.03 | Mar 12, 2017 | $1.01 |
| Mar 25, 2017 | $1.01 | ||
| Feb 19, 2017 | $2.03 | Mar 25, 2017 | $2.03 |
| Feb 26, 2017 | $2.03 | Mar 25, 2017 | $1.01 |
| May 2, 2017 | $1.01 | ||
| Mar 5, 2017 | $2.03 | May 2, 2017 | $1.01 |
| Oct 28, 2018 | $0.51 | ||
| Nov 5, 2018 | $0.51 | ||
| Mar 12, 2017 | $2.03 | Nov 10, 2018 | $0.51 |
| Nov 16, 2018 | $0.51 | ||
| Nov 19, 2018 | $0.51 | ||
| Jan 20, 2019 | $0.51 | ||
| Mar 19, 2017 | $2.03 | Jan 20, 2019 | $1.52 |
| Jan 25, 2019 | $0.51 | ||
| Mar 26, 2017 | $2.03 | Jan 25, 2019 | $1.52 |
| Jan 30, 2019 | $0.51 | ||
| Apr 2, 2017 | $2.03 | Jan 30, 2019 | $2.03 |
| Apr 9, 2017 | $2.03 | Jan 30, 2019 | $0.51 |
| Feb 6, 2019 | $1.52 | ||
| Apr 16, 2017 | $2.03 | Feb 6, 2019 | $0.51 |
| Feb 12, 2019 | $1.52 | ||
| Apr 23, 2017 | $2.03 | Feb 12, 2019 | $0.51 |
| Feb 23, 2019 | $1.52 | ||
| Apr 30, 2017 | $2.03 | Feb 23, 2019 | $0.51 |
| Mar 3, 2019 | $1.52 | ||
| May 7, 2017 | $2.03 | Mar 3, 2019 | $1.52 |
| Mar 16, 2019 | $0.51 | ||
| May 14, 2017 | $2.03 | Mar 16, 2019 | $1.52 |
| Mar 25, 2019 | $0.51 | ||
| May 21, 2017 | $2.03 | Mar 25, 2019 | $1.52 |
| Apr 6, 2019 | $0.51 | ||
| May 28, 2017 | $2.03 | Apr 6, 2019 | $1.52 |
| Apr 30, 2019 | $0.51 | ||
| Jun 4, 2017 | $2.03 | Apr 30, 2019 | $1.52 |
| May 20, 2019 | $0.51 | ||
| Jun 11, 2017 | $2.03 | May 20, 2019 | $0.51 |
| Jun 5, 2019 | $1.52 | ||
| Jun 18, 2017 | $2.03 | Jun 5, 2019 | $0.51 |
| Jun 16, 2019 | $1.52 | ||
| Jun 25, 2017 | $2.03 | Jun 16, 2019 | $0.51 |
| Jul 10, 2019 | $1.52 | ||
| Jul 2, 2017 | $2.03 | Jul 10, 2019 | $0.51 |
| Jul 9, 2017 | $2.03 | ||
| Jul 16, 2017 | $2.03 | ||
| Jul 23, 2017 | $2.03 | ||
| Jul 30, 2017 | $2.03 | ||
| Aug 6, 2017 | $2.03 | ||
| Aug 13, 2017 | $2.03 | ||
| Aug 20, 2017 | $2.03 | ||
| Aug 27, 2017 | $2.03 | ||
| Sep 3, 2017 | $2.03 | ||
| Sep 10, 2017 | $2.03 | ||
| Sep 17, 2017 | $2.03 | ||
| Sep 24, 2017 | $2.03 | ||
| Oct 1, 2017 | $2.03 | ||
| Oct 8, 2017 | $2.03 | ||
| Oct 15, 2017 | $2.03 | ||
| Oct 22, 2017 | $2.03 | ||
| Oct 29, 2017 | $2.03 | ||
| Nov 5, 2017 | $2.03 | ||
| Nov 12, 2017 | $2.03 | ||
| Nov 19, 2017 | $2.03 | ||
| Nov 26, 2017 | $2.03 | ||
| Dec 3, 2017 | $2.03 | ||
| Dec 10, 2017 | $2.03 | ||
| Dec 17, 2017 | $2.03 | ||
| Dec 24, 2017 | $2.03 | ||
| Dec 31, 2017 | $2.03 | ||
| Jan 7, 2018 | $2.03 | ||
| Jan 14, 2018 | $2.03 | ||
| Jan 21, 2018 | $2.03 | ||
| Jan 28, 2018 | $2.03 | ||
| Feb 4, 2018 | $2.03 | ||
| Feb 11, 2018 | $2.03 | ||
| Feb 18, 2018 | $2.03 | ||
| Feb 25, 2018 | $2.03 | ||
| Mar 4, 2018 | $2.03 | ||
| Mar 11, 2018 | $2.03 | ||
| Mar 18, 2018 | $2.03 | ||
| Mar 25, 2018 | $2.03 | ||
| Apr 1, 2018 | $2.03 | ||
| Apr 8, 2018 | $2.03 | ||
| Apr 15, 2018 | $2.03 | ||
| Apr 22, 2018 | $2.03 | ||
| Apr 29, 2018 | $2.03 | ||
| May 6, 2018 | $2.03 | ||
| May 13, 2018 | $2.03 | ||
| May 20, 2018 | $2.03 | ||
| May 27, 2018 | $2.03 | ||
| Jun 3, 2018 | $2.03 | ||
| Jun 10, 2018 | $2.03 | ||
| Jun 17, 2018 | $2.03 | ||
| Jun 24, 2018 | $2.03 | ||
| Jul 1, 2018 | $2.03 | ||
| Jul 8, 2018 | $2.03 | ||
| Jul 15, 2018 | $2.03 | ||
| Jul 22, 2018 | $2.03 | ||
| Jul 29, 2018 | $2.03 | ||
| Aug 5, 2018 | $2.03 | ||
| Aug 12, 2018 | $2.03 | ||
| Aug 19, 2018 | $2.03 | ||
| Aug 26, 2018 | $2.03 | ||
| Sep 2, 2018 | $2.03 | ||
| Sep 9, 2018 | $2.03 | ||
| Sep 16, 2018 | $2.03 | ||
| Sep 23, 2018 | $2.03 | ||
| Sep 30, 2018 | $2.03 | ||
| Oct 7, 2018 | $2.03 | ||
| Oct 14, 2018 | $2.03 | ||
| Oct 21, 2018 | $2.03 | ||
| Oct 28, 2018 | $2.03 | ||
| Nov 4, 2018 | $2.03 | ||
| Nov 11, 2018 | $2.03 | ||
| Nov 18, 2018 | $2.03 | ||
| Nov 25, 2018 | $2.03 | ||
| Dec 2, 2018 | $2.03 | ||
| Dec 9, 2018 | $2.03 | ||
| Dec 16, 2018 | $2.03 | ||
| Dec 23, 2018 | $2.03 | ||
| Dec 30, 2018 | $2.03 | ||
| Jan 6, 2019 | $2.03 | ||
| Jan 13, 2019 | $2.03 | ||
| Jan 20, 2019 | $2.03 | ||
| Jan 27, 2019 | $2.03 | ||
| Feb 3, 2019 | $2.03 | ||
| Feb 10, 2019 | $2.03 | ||
| Feb 17, 2019 | $2.03 | ||
| Feb 24, 2019 | $2.03 | ||
| Mar 3, 2019 | $2.03 | ||
| Mar 10, 2019 | $2.03 | ||
| Mar 17, 2019 | $2.03 | ||
| Mar 24, 2019 | $2.03 | ||
| Mar 31, 2019 | $2.03 | ||
| Apr 7, 2019 | $2.03 | ||
| Apr 14, 2019 | $2.03 | ||
| Apr 21, 2019 | $2.03 | ||
| Apr 28, 2019 | $2.03 | ||
| May 5, 2019 | $2.03 | ||
| May 12, 2019 | $2.03 | ||
| May 19, 2019 | $2.03 | ||
| May 26, 2019 | $2.03 | ||
| Jun 2, 2019 | $2.03 | ||
| Jun 9, 2019 | $2.03 | ||
| Jun 16, 2019 | $2.03 | ||
| Jun 23, 2019 | $2.03 | ||
| Jun 30, 2019 | $2.03 | ||
| Jul 7, 2019 | $2.03 | ||
| Jul 14, 2019 | $2.03 | ||
| Jul 21, 2019 | $2.03 | ||
| Jul 28, 2019 | $2.03 | ||
| Aug 4, 2019 | $2.03 | ||
| Aug 11, 2019 | $2.03 | ||
| Aug 18, 2019 | $2.03 | ||
| Aug 25, 2019 | $2.03 | ||
| Sep 1, 2019 | $2.03 | ||
| Sep 8, 2019 | $2.03 | ||
| Sep 15, 2019 | $2.03 | ||
| Sep 22, 2019 | $2.03 | ||
| Sep 29, 2019 | $2.03 | ||
| Oct 6, 2019 | $2.03 | ||
| Oct 13, 2019 | $2.03 | ||
| Oct 20, 2019 | $2.03 | ||
| Oct 27, 2019 | $2.03 | ||
| Nov 3, 2019 | $2.03 | ||
| Nov 10, 2019 | $2.03 | ||
| Nov 17, 2019 | $2.03 | ||
| Nov 24, 2019 | $2.03 | ||
| Dec 1, 2019 | $2.03 | ||
| Dec 8, 2019 | $2.03 | ||
| Dec 15, 2019 | $1.40 | ||
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