Increase stock for my food kiosk

Moses Ichingwa

Kakamega, Kenya

61% repaid

Entrepreneur

Name

Moses Ichingwa

Member since

December 2014

On-time repayments

293 installments  •  47%

About Me

I'm Moses Ichingwa Born in Kakamega County,35 years ago . I joined a local primary school there and studied from nursery.I later joined primary education for eight years and passed well and was enrolled for secondary school where i also passed with flying colours. I had a vision to become a business manager in my own business and employ people in my own company. After my Secondary course, I could not get a job. This really contributed to the end of my education and then I had to start looking for an alternative to this. I was now on my own since my parents could not get enough considering there are many siblings in our family. I eventually overcame all these Misfortunes and began to have at least a smile a few weeks after establishing my small business shop along the road. I targeted people from my community since they have to walk long distances to the market to get foodstuffs for their family. I still own ashop a shop along the road which makes me earn a living am undergoing a computer course since i started receing funding from zidisha

My Business

I own a food kiosk(a small shop/place) where I sell different kinds of local foods and stuffs for people especially the locals in my village . Since I started this business, I have developed instantly. I started with selling paraffin, I eventually introduced other heavier stuffs like wheat floor, cooking oil, peas, maize and beans etc. I earn at least 10 dollars daily after paying my attendant and materials. I save 5 dollars, for my future, while the rest I invest in the business. l want to establish my own provision (shopkeeping) firm..I purchase various items:detergents,food stuffs,plastics,milk,clothes,fuel etc.l Hope to expand my business increase profit and income where i will continue the trend of just meeting my potential, only taking on new challenges when someone brought it to my attention that I’d be perfect for the opportunity.
Since i started getting funding from zidisha life has never remained the same.i sell foodstuffs to the locals including bread,wheat flour,salt,cooking oil,soda,juice,milk,detergent and kerosene.These are the main goods that I sell to the local community around.These goods become very useful the community because most of my customers hail from the village and the shop is a village shop.It has reduced the long distances thy travel to markets and town.I chose this business because its easy to operate and has readily available customers who permanently stay in the village.I make daily sales of 40 to 50 dollars out of which I earn 15dollars and save 5 dollars.My family leads a better life for am able to take my children to god schools,we cant go without having atleast three meals a day.From the savings I have been able to purchase some materials which I indent to put up a good house for our shelter.am also taking part time studies to improve my knowledge.If it were not for this business then I would be a begger




My sales have been improving day in day out from 40 to between 60 to 100 dollars daily.i have continued to sell sugar, salt,bread,juice,wheat and maize flour,blue band,rice,green grams etc to the locals.making a daily profit of 5 to 15 dollars daily where am able to 3 dollar at least daily.the rest i use to feed my family, pay rent, pay fees for my children, provide basic needs for my parents and also assist the needy in my local church and home improvement.i have a drastic change in my life.my life is comfortable for i dont strain in doing my daily activities.i capitalise on the ready market from the local community.this is because the nearest market is some kilometres away therefore coexisting
.We live a happy life because of the business







































































































































































































































































































From this business, I pay my house rent, I buy my clothes, and I support my younger siblings who are still in school

Loan Proposal

i will buy more stock to enable me maximize profit i will buy
1.wheat flour10 bundles at150dollas
2.blue band at15dollas
3.sugar 2 bags at 160 dollars
4.green grams 2 bales at 760 dollars
5.maize flour 10 bales at 120 dollas.
this will enable my stock increase and my neighbour will benefit by not going for long distances to look for the food stuffs especially this time when the country is undergoing food shortage by so doing my life will change economically. the profits will increase by 30 percent

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$559.20

Date disbursed

Jun 7, 2017

Repayment status

Late

Projected term

40 months

Cost to entrepreneur

Service fee: $23.49

Lenders

Daniel

Brussels, Belgium

T

Tmann

Los Angeles, United States

W

WilsonLending

Atlanta, United States

C

Christian

Saarbruecken, Germany

sworthington

San Francisco, United States

investor

Candiac, Canada

karestan

Toronto, Canada

davelowe100

Perryville, United States

Umair Mahmood

Raleigh, United States

BelleStarr

Albuquerque, United States

AltruisticSelfishnes

Chicago, United States

G

Gastao

Covilhã, Portugal

macmartin

Berlin, Germany, Germany

B

Bpryse

Long beach, United States

ErikN

Stockholm, Sweden

J

jozua

Delft, Netherlands

Martin

Manama, Bahrain

T

Tallago3

Munich, Germany

R

Roman

Barcelona, Spain

Pere

Barcelona, Spain

johnandmoliehi

Canton, New York, United States

T

ToddK

Indianapolis, IN, USA, United States

S

Steveandson

Arlington, United States

J

JacobZ

Bend, United States

S

Senryu91

caldogno, Italy

D

Darish

Clarksville, United States

Tavin

Ottawa, Canada

beverly

Vancouver, Canada

I

Icegirl531

Inuvik, Canada

indeh

London, United Kingdom

P

portlandloans

Portland, United States

SeeMeeFi

Ontario, Canada

B

bgj21

Cambridge, United Kingdom

Cloudways

Malta, Malta

IA

Ismini and Jerry

Stamford, USA, United States

P

PhilACK

Brampton, Canada

pentatonicscale

Niiza-shi, Japan

Namaste250

Pittsford, United States

L

loistf

Madrid, Spain

G

Goodwill

Oakland, United States

ads68

Melbourne, Australia

JillV

Corning, United States

Christopher

Copenhagen, Denmark

Bhayl

Stavanger, Norway

P

Peksa

Espoo, Finland

Bruno

São Paulo, Brazil

A

alkemyst

Geneve, Switzerland

hugomesser

Blokker, Netherlands

fairspirit

Utrecht, Netherlands

Cricketca

San Jose, United States

J

Johannes

Pirmasens, Germany

D

ddandipu

Calgary, Canada

A

acolomitchi

Eynesbury, Australia

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

M

marcmesich

Kaohsiung, Taiwan

Zal0m0n

Atlantis!!!! x), Mauritania

I

idakaren

bonlez, Belgium

P

Pavane

Kungsbacka, Sweden

JonB

London, United Kingdom

H

Habroukema

Austin, United States

ibc123

Seattle, United States

A

Alexxa

Vancouver, Canada

E

E

Marin county, United States

B

Baldnerd69

Cross Plains, United States

C

Clben7

Cincinnati, United States

Evan Lamos

Brussels, Belgium

D

dbuksh

United States

B

Berkeley100

Berkeley, CA, United States

sderickson

Berkeley, CA, United States

A

axienjii

Amsterdam, United Kingdom

D

drorm

United States

R

roozbeh

United States

DavidHS

United Kingdom

M

Mal57

Australia

lyalljellyman

Wellington, New Zealand

P

plhughes

United States

B

bugdaniel

Switzerland

mepster

San Francisco, Ca, United States

V

vbud

United States

J

JonAlec

United States

D

Desteli

United States

Grant Xavier Storer

Seattle, Wa, United States

I

idris

United States

Bryan

Houston, United States

Otto Barten

Amsterdam, Netherlands

adrianz

United States

H

harriet

United Kingdom

S

StefanB

Stockholm, Sweden

PolarBearCapital

United States

E

egines

United States

SuperMario28

Cudahy, United States

Voscke

Utrecht, Netherlands

Mike and Jacqui

United Kingdom

S

Stephan

Netherlands

JP

James Parker

Sacramento, United States

Sarah

Tangier, Morocco

Matthias

Frankfurt Am Main, Germany

J

Joas

Hannover, Germany

BM

Brian Mickel

United States

Dave Bogard

New York, United States

Villa Maria Outliers

Montreal, Canada

Rod Scholl

United States

Cathy

Melbourne, Australia

Fabian Linzberger

Vienna, Austria

JD

Jo Dane

Melbourne, Australia

PT

Pattie Thomas

United States

Jake Badger

Roskilde, Denmark

SK

Stefan Kruell

Muenster, Germany

Lou Kaucic

Sanbornton, NH, United States

KO

Kevin OBrien

Denver, CO USA, United States

ES

Ed Sikorski

United States

E

erica

antwerpen, Belgium

CN

Cyprien Noel

United States

T

thedan33

Czech Republic

Kevin

San Francisco, United States

JC

JD Conley

United States

M

Marc

Newcastle upon Tyne, United Kingdom

KL

Ket Lin

United States

C

cota

United States

JD

Jeff DePree

United States

Sandra

Böblingen, Germany

ME

Manaal Eisa

Washington DC, United States

TH

tom hd

United Kingdom

Carla

Amsterdam, Netherlands

Framework Eyewear

Utrecht, Netherlands

Martin Nielsen

Aarhus, Denmark

G

GS2

Germany

JM

john meserve

United States

Isabella

UK, United Kingdom

RV

Rob Van Dam

United States

J

Jeff

United States

E

eriklonnroth

United Kingdom

A

Allie

Australia

Aran Dunlop

United States

A

Andrei

United States

terveer

Netherlands

Christopher Hey

Sudbury, Canada

EB

Ellen Batten

Kalamazoo, Michigan, United States

M

Maggie

Australia

LF

Lee Fisher

United States

R

Ryan

United States

SH

Steven Huntington

London, United Kingdom

Rory McLaughlin

Dallas, United States

Thomas

Sweden, Sweden

M

michelle

United States

Y

YTSJ

London, United Kingdom

Philip Schueler

Newbridge, Ireland, Ireland

JC

Justin cohan

United States

K

Katka

St Albans, United Kingdom

T

tonym

Australia

MF

Marissa Fiore

United States

V

Vidar

Oslo, Norway

S

Stephanie

Zurich, Switzerland

AC

Aaron Curtis

United States

H

Huub

Switzerland

I

isaac

United Kingdom

DK

Danny Kelly

United States

A

anniewynkoop

United States

SB

Sue Bucholz

Sacramento, United States

L

LuZi44

Basel, Switzerland

Myria

New Mexico, United States

RG

Ravi Gadad

United States

Bill Ballew

Kansas City, Missouri, United States

J Laufs

Germany

RC

Roy Chicky Arad

tel aviv, Israel, Israel

I

ixeldog

atlanta, United States

GA

Giovanni and Yelena

New York, Ny, United States

JA

Jan Andresen

Hamburg, Germany

Craig Newmark

United States

The Zinc Team

San Francisco, United States

Benjamin Kniaz

Boston, United States

SH

Stephanie He

United States

WS

Warren Shen

United States

Humble Bundle Community

San Francisco, United States

ES

Evan Simons

United States

RS

Rich Stein

United States

Cora and Andi

Frankfurt, Germany

KJ

Kevin J Baird

Cleveland, OH, United States

JA

Joshua Axtell

United States

SM

Sue MacFarlane

United Kingdom

Katie

United States

VC

Victor Chong

United States

MG

Morten Gade

Copenhagen, Romania

HD

Hardik Desai

United Kingdom

BE

Bob Ewing

United States

V

VJ

Canberra, Australia

Christie Young

Boston, Ma, United States

SS

Sara Sobota

United States

K

Kyle

Durban, United Kingdom

Mary Norton

Byron Bay, Australia

D

Dalton

San Francisco, United States

Haroon S

United States

Dean Suminski

Portland, Oregon, United States

The Weltys

Averill Park, NY, United States

GS

Gary Sinard

Franklin, TN, United States

Bo Rosén

Eslöv, Sweden

GB

George Bohlender

Kuala Lumpur, Malaysia

John Sercel

Florence, United States

EH

Elena H-S

United States

JU

jeremy upsal

United States

D

David

United States

GC

Gabriel Collins

United Kingdom

Philipp Lehmann

Zurich, Switzerland

R

RMIM

United States

A

Aaron

United States

Mike

Indianapolis, United States

WC

Walter Clarke

Phoenix, United States

BB

Ben Breen

United States

W

Will

United States

CA

Carles Alcolea

Barcelona, Spain

Paul Buchheit

Mountain View, United States

Bryce Bow

Bloomington, In, United States

SS

Sandi Smith

Pimpama. Queensland, Australia

AH

Antioch House Church

Kansas City, Kansas, United States

S

Symballesthai

United States

JW

Jeslyn Wegner

United States

Sean Richards

Wilmette, United States

B

Bartl

United States

CN

Craig Newmark

United States

L

Lisa

United States

AB

Ashira Blazer

United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

HB

Hugo Boss

United Kingdom

BB

Brad Brunz

United States

CC

Chuck Cassel

United States

Kelsey Lesko

San Francisco, United States

JT

Joanne Thompson

United Kingdom

JN

Julie Noel

United States

JF

Jon Freach

United States

A

Alex

United States

LM

Lee Montecucco

Washington State, United States

V

Vienna

United States

K

Khoa

United States

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