Need to Increase the Stock of Produce & Other Food Items for My Food-Retail Business

Baya Tsofa

Ngala Phase 3., Kenya

100% repaid

Entrepreneur

Name

Baya Tsofa

Member since

July 2015

On-time repayments

194 installments  •  25%

About Me

My names are BAYA TSOFA MWENI, from Malindi Kenya. I was very bright in primary school but that didn't help me much in secondary school. Coming from a very poor family I mostly missed classes to do some work to get fees. I ended getting a lower grade (c-) and that why I ended working as a Cleaner at Casino Malindi. The salary being small I couldn't manage to assist anyone as every penny went to debts. We started a merry go round with my work mates and I invested my share in buying tomatoes, cabbages. Bananas, onions for resale at a profit. Am now able to get my daily bread from their. I feel exploited working for ten thousand a month but because I do work night shifts am able to run both my business and the job. Am still doing. my business outside someone, house but God willing Intend to have a secure place where I can leave my stock at close of business..

My Business

The sources of my Income for now are from the business and the salary from my job. I have a very fertile piece of land which is 300 metres away from a lake. My plan is to grow my business and become the wholesaler of my products . My stock that is the cereals, the tomatoes. Potatoes., Brinjals, onion s, bananas are available all round the year and so I can feel secure doing this business as it is a must for people to eat.

Loan Proposal

I need to increase the stock of my business as follows. .
Rice local 100kgs@6000.
Rice Pakistan 100kgs@5000.
Onions 1net@2000.
Matoke bananas@1000
Green banana for 500
Beans Soya for 8500
Beans s/mbaya @ 5500
Passion fruits for 500
Carrot's for 350
Potatoes 1sack @3500
Garlic for 500
Cabbage 10pcs@1000
Kales for 500
Lime/lemon for 300
Sweet and hot peeper for 350
Mangoes for 500
Fresh maize for 1000
Coconut s for 500
Peers for 500
Transport 2000
Other expenses 1808

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$417.00

Date disbursed

Feb 12, 2016

Repayment status

On Time

Projected term

5 months

Lenders

M

marvin24

Giessen, Germany

C

Christian

Saarbruecken, Germany

Elinor

Maple Lake, MN, United States

Scott

Oregon, United States

johnandmoliehi

Canton, New York, United States

MienDeGraeve

Ouagadougou, Burkina Faso

C

cjmenchaca

Austin, United States

A

anonymous123

United States

G

graememoss

Amsterdam, Netherlands

M

McCoys

London, United Kingdom

SeeMeeFi

Ontario, Canada

mtnsailor

Harrisonburg, United States

jimmycarterforever

Missoula, United States

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

M

marcmesich

Kaohsiung, Taiwan

K

kingcamo1095

Mountain Home, United States

R

RCHeying

Marietta, United States

stever

Cape Coral, United States

L

Lolababalola

Ames, United States

B

BMcDermott

Washington, DC, United States

D

DogFort1

Sydney, Australia

O

OrientExpress

Tokyo, Japan

Bivouac

Hillsboro, United States

Paul Buchheit

Mountain View, United States

B

bugdaniel

Switzerland

W

ww1137

United States

T

tmarkus

Netherlands

B

bscent

Hong Kong

AAE USA Team

United States

G

Gavin

New Zealand

Jamal Hamou

Cascadia, Canada

N

nshekher

United States

Otto Barten

Amsterdam, Netherlands

B

Bennphoto

United Kingdom

D

ddm08

United States

C

cactusgirl

London, United Kingdom

Y

Yanque

Madrid, Spain

Dave

Ede, Netherlands

C

Crainster

Chapel Hill, United States

T

twm3823

United States

P

pnrjulius

United States

D

djlayton4

United States

Gab

Singapore

Roy

Espoo, Finland

Kostas

Montreal, Canada

Paul

Auckland, New Zealand

W

Wade

United States

Kai

Nuremberg, Germany

MB

michael breen

United Kingdom

The Bayiates Family

Chicago, IL, United States

E

erica

antwerpen, Belgium

ME

Mike Engsberg

United States

Julia

United States

KL

Kevin Law

United States

JC

JD Conley

United States

A

Amanda

United States

RM

Robert Mulley

United States

NW

Nelson Wong

United States

AH

Adam Hill

United States

Caroline Cress

Seattle, WA, United States

Corina King

Calgary, Canada

Framework Eyewear

Utrecht, Netherlands

B

Brent

United States

Martin Nielsen

Aarhus, Denmark

F

Frits

Rotterdam, Netherlands

M

Mart

United Kingdom

JW

John Walsh

Alicante, Spain

K

Kevin

Australia

Robin Padberg

Pétion-Ville, Haiti

Kavitha Amarnath

Sydney, Australia

K

Keefer

United States

Joey Jenkins

Portland, United States

LD

Laura Dobroth

United States

E

ebahlquist

United States

Hana

United Arab Emirates

Jason Ormand

New York City, United States

Rosario von Li

San Jose, Ca, United States

A

Andrei

United States

MC

Marilyn Cole

United States

Heidy

N J, United States

MT

Marco Tietz

United States

Carlos Raphael Rocha

Joinville, Brazil

L

LK

United States

Derek Haney

New Orleans, United States

TW

Tyler Wood

United States

JC

Justin cohan

United States

S

stevensau

United States

YV

Yuri Vanin

United States

DJ

David Jones

United Kingdom

V

Vidar

Oslo, Norway

JG

James Greer

United States

DS

Dana Smith

United States

DK

Danny Kelly

United States

JC

juli camrud

United States

RC

Rudi Chen

United States

A

Ashley

United Kingdom

B

Boris

Bern, Switzerland

Carla

United States

TF

Todd Fonseca

United States

MB

Mark Blatter

United States

SV

Salim Virji

United States

WG

Waqar Ghani

United States

HPK

Switzerland, Switzerland

Ask Baya Tsofa a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Amos    Jan 1, 2019

    Dear Lenders mine is to wish you well and a promising new year 2019

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  • Baya Tsofa    Nov 7, 2018

    Am still in financial difficulties

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  • Baya Tsofa    Oct 29, 2018

    My financial standing is not ok for now.

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  • Amos    May 17, 2018

    Dear Tsofa kindly communicate to Lenders to inform them on your progress ..They do understand incase you have challenges.. You can email them though I expect yuo to make an effort

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  • Amos    Apr 15, 2018

    Dear Lenders Tsofa has promised to make payments and I also intend to visit him after two weeks.Amos Shutu V M Mtwapa

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  • Amos    Mar 13, 2018

    dear lenders I talked to Baya and he promised to make payments soon as his things are improving

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  • Amos    Jan 24, 2018

    Dear Lenders I have decided to travel to malindi and establish the main prpblem he is facing and also see how best I can advice him..Otherwise let us wish him the best that he can start making payments.Amos Shutu V.M Mtwapa

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  • Emmanuel    Apr 20, 2017

    Lenders, I am glad to inform you that today I talked to Baya via the phone, and he explained that he had missed some repayments due to some difficulties he was undergoing , non the less he has promised to pay by tomorrow. Thank you for being patient.

    Kind regards,
    Emmanuel.
    V.M

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  • Emmanuel    Apr 17, 2017

    I have called Baya, to know about his progress but unfortunately he did not pick the call maybe he was busy but I will call again to find out where the problem is so far and know what is he doing or how he is progressing from the bad experience he had reported earlier. Kindly bear with the situation.

    Kind regards,
    Emmanuel.
    V.M

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  • Emmanuel    Apr 17, 2017

    I have calld Baya, to know about his progress but unfortunaltly he didi not pick the call maybe he was busy but I will call again to find out where the problem is so far and know what is he doing or how he is progressing from the bad experience he had reported earlier. Kindly bear with the situation.

    Kind regards,
    Emmanuel.
    V.M

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  • Emmanuel    Dec 2, 2016

    Sorry for that experience, Baya, I hope now you are slowly recovering.

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  • Baya Tsofa    Oct 1, 2016

    When I bought my stock I was vandalised and ahad to acquire other items on credit.
    Afterwards I became sick and all pershables spoilt.
    After me my sistet was admitted for an operation and now she has been discharged. The land lord decided to do business himsef and i have sold the remaining stock to him.
    I can pay the skipped paymenys at once but that will mean running out of business and thus I reduce the payment as I seek to start afresh.
    Zidisha had been the best thing in my life and God help me I WONT DISSAPOINT THE LENDERS.

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  • Baya Tsofa    Aug 10, 2016

    Was vandalised after buying my stock but due to my good relation with my suppliers I managed to acquire new Items on credit.
    In two months I will have totally paid them and will increase the instalment.

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  • Baya Tsofa    Jul 27, 2016

    Received my eargerly aeaited LOAN.
    Thanks and let me get down to business.
    Very soon in thr Future Zidisha shall get another person funding ithe loanz.

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  • Baya Tsofa    Jul 22, 2016

    I lack the words to express my appriciation for your continued support for the many less fortunate. I can only pray to God to reward you abundantly.
    Thank you fir funding my loan.
    I shall not dissspoint you!

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  • Emmanuel    Jul 6, 2016

    Wow!! This is wonderful!!
    Congratulations!!

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  • Baya Tsofa    Jul 3, 2016

    I have sold in bulky to neighbours who had a weeding and made enough profit to increase the instalment

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  • Baya Tsofa    Jul 2, 2016

    Hi my beloved Lenders.
    The last loan has brought joy and happines to me and my family .
    I have now paid the last instalment and am now ready for a new loan.
    In Kenya the countries vision 2030 is becoming true to me.Infact my is becoming vision 2020 and that is because of your continued support.My God pay you back in abundance!
    God bless ZIDISHA.

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  • Baya Tsofa    Jun 23, 2016

    Business has started picking again aftet the rains have subsided in our area.

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  • Baya Tsofa    Jun 23, 2016

    My niece at my maize garden

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