Emily
Olenguruone, Kenya
100% repaid
Name
Emily
Member since
July 2015
On-time repayments
363 installments • 76%
My name is Emily Njeri Karanja. I reside in olenguruone in Nakuru county.I am a second born in a family of 6 whereby all are unemployed. I studied in a school called Temoyetta Primary School, Njoro Girls , Mwangaza College and Kenya Methodist University. I have come from a very humble background but have realized that everything is possible if you believe that the sky is the limit to your future. I am married with one kid and would wish that my children live a better life than how I was brought up: not necessarily offering everything but reduce poverty life.
Due to limited jobs and the short durations they live, I started a business to help me manage my expenditures, take care of my parents at home and educate my brothers and sisters.
My main areas of expenditure are:rent for my business, bills, stock, school fees for my brothers and sisters, maintenance of my parents at home, my household expenditure in the family.
I hold a small business whereby I sell kids products. I find kids products an interesting job since every parent would wish to make his or her kid happy and will offer her kid the best out of her or his ability. in this regard I offer toys and clothing which are attractive and affordable to mostly the common mwananchi. I chose this kind of business because for one I like interacting with kids a lot as in even if I don't sell anything they always ask as they find it interesting and will give me a hope of selling the product another day. two: kids influences their parents and thus making your sales to rise. I also incorporated a cosmetic shop in the same job after loaning me previously. The most challenging costs in this business is transport since I operate in remote area where roads are very poor but at least I manage. The profits i get in this business is re-invested back to the business so as to expand the business, pay rent and bills and save.
Kids are now on holidays and this is the right time to purchase school uniforms. I am intending to add stock on school uniforms before the end of the holidays which will cost me 900 dollors. I am also planing on introducing cosmetics in the business. To do this I will do some adjustments to the business to creat some space in the shop. This will cost 100 dollars. Then I will stock the cosmetics with 500.I am very hopefull that with the invention of cosmetics and more uniforms I will increase my profits by more than 30%. I am also expecting that in the near future I will be able to buy a piece of land. Thanks alot zidisha.
Positive
1
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$1,522.00
Date disbursed
Aug 22, 2017
Repayment status
On Time
Projected term
30 months
Other loans
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Amount repaid
$1,513.46
Amount remaining
$0.00
Date repaid
May 14, 2019
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Aug 29, 2017 | $29.46 | Aug 28, 2017 | $29.46 |
Sep 5, 2017 | $29.46 | Sep 4, 2017 | $29.46 |
Sep 12, 2017 | $29.46 | Sep 12, 2017 | $29.46 |
Sep 19, 2017 | $29.46 | Sep 18, 2017 | $29.46 |
Sep 26, 2017 | $29.46 | Sep 23, 2017 | $29.46 |
Oct 3, 2017 | $29.46 | Oct 2, 2017 | $29.46 |
Oct 10, 2017 | $29.46 | Oct 9, 2017 | $29.46 |
Oct 17, 2017 | $29.46 | Oct 15, 2017 | $29.46 |
Oct 24, 2017 | $29.46 | Oct 22, 2017 | $29.46 |
Oct 31, 2017 | $29.46 | Oct 29, 2017 | $29.46 |
Nov 7, 2017 | $29.46 | Nov 2, 2017 | $29.46 |
Nov 14, 2017 | $29.46 | Nov 10, 2017 | $29.46 |
Nov 21, 2017 | $29.46 | Nov 15, 2017 | $29.46 |
Nov 28, 2017 | $29.46 | Nov 24, 2017 | $29.46 |
Dec 5, 2017 | $29.46 | Nov 29, 2017 | $29.46 |
Dec 12, 2017 | $29.46 | Dec 1, 2017 | $29.46 |
Dec 19, 2017 | $29.46 | Dec 8, 2017 | $29.46 |
Dec 26, 2017 | $29.46 | Dec 15, 2017 | $29.46 |
Jan 2, 2018 | $29.46 | Jan 2, 2018 | $29.46 |
Jan 9, 2018 | $29.46 | Jan 8, 2018 | $29.46 |
Jan 16, 2018 | $29.46 | Jan 16, 2018 | $29.46 |
Jan 23, 2018 | $29.46 | Jan 22, 2018 | $29.46 |
Jan 30, 2018 | $0.49 | Jan 29, 2018 | $0.49 |
Feb 6, 2018 | $0.49 | Feb 6, 2018 | $0.49 |
Feb 13, 2018 | $0.49 | Feb 6, 2018 | $0.49 |
Feb 20, 2018 | $0.49 | Feb 12, 2018 | $0.49 |
Feb 27, 2018 | $0.49 | Feb 12, 2018 | $0.49 |
Mar 6, 2018 | $0.49 | Feb 12, 2018 | $0.49 |
Mar 13, 2018 | $0.49 | Feb 12, 2018 | $0.49 |
Mar 20, 2018 | $0.69 | Feb 14, 2018 | $0.69 |
Mar 27, 2018 | $0.69 | Feb 14, 2018 | $0.69 |
Apr 3, 2018 | $0.69 | Feb 14, 2018 | $0.59 |
Feb 19, 2018 | $0.10 | ||
Apr 10, 2018 | $0.69 | Feb 19, 2018 | $0.69 |
Apr 17, 2018 | $0.69 | Feb 19, 2018 | $0.69 |
Apr 24, 2018 | $0.69 | Feb 19, 2018 | $0.49 |
Feb 27, 2018 | $0.20 | ||
May 1, 2018 | $0.69 | Feb 27, 2018 | $0.69 |
May 8, 2018 | $0.69 | Feb 27, 2018 | $0.69 |
May 15, 2018 | $0.69 | Feb 27, 2018 | $0.39 |
Mar 13, 2018 | $0.29 | ||
May 22, 2018 | $0.69 | Mar 13, 2018 | $0.69 |
May 29, 2018 | $0.69 | Mar 13, 2018 | $0.69 |
Jun 5, 2018 | $0.29 | Mar 13, 2018 | $0.29 |
Jun 12, 2018 | $0.98 | Mar 19, 2018 | $0.98 |
Jun 19, 2018 | $0.98 | Mar 19, 2018 | $0.98 |
Jun 26, 2018 | $0.98 | Apr 8, 2018 | $0.98 |
Jul 3, 2018 | $0.98 | Apr 8, 2018 | $0.98 |
Jul 10, 2018 | $0.98 | Apr 14, 2018 | $0.98 |
Jul 17, 2018 | $0.98 | Apr 14, 2018 | $0.98 |
Jul 24, 2018 | $0.98 | Apr 20, 2018 | $0.98 |
Jul 31, 2018 | $0.98 | Apr 20, 2018 | $0.98 |
Aug 7, 2018 | $0.98 | Apr 23, 2018 | $0.98 |
Aug 14, 2018 | $0.98 | Apr 23, 2018 | $0.98 |
Aug 21, 2018 | $0.98 | Apr 30, 2018 | $0.98 |
Aug 28, 2018 | $0.98 | Apr 30, 2018 | $0.98 |
Sep 4, 2018 | $0.98 | May 10, 2018 | $0.98 |
Sep 11, 2018 | $0.98 | May 10, 2018 | $0.98 |
Sep 18, 2018 | $1.96 | May 21, 2018 | $1.96 |
Sep 25, 2018 | $1.96 | May 31, 2018 | $1.96 |
Oct 2, 2018 | $2.46 | Jun 30, 2018 | $1.96 |
Jul 9, 2018 | $0.49 | ||
Oct 9, 2018 | $2.46 | Jul 9, 2018 | $2.46 |
Oct 16, 2018 | $2.46 | Jul 19, 2018 | $2.46 |
Oct 23, 2018 | $2.46 | Jul 19, 2018 | $2.46 |
Oct 30, 2018 | $2.46 | Jul 19, 2018 | $2.46 |
Nov 6, 2018 | $2.46 | Jul 19, 2018 | $0.04 |
Jul 25, 2018 | $2.42 | ||
Nov 13, 2018 | $2.46 | Jul 25, 2018 | $2.46 |
Nov 20, 2018 | $2.46 | Jul 25, 2018 | $1.02 |
Aug 1, 2018 | $1.43 | ||
Nov 27, 2018 | $2.46 | Aug 1, 2018 | $2.46 |
Dec 4, 2018 | $2.00 | Aug 1, 2018 | $2.00 |
Dec 11, 2018 | $2.95 | Aug 2, 2018 | $2.95 |
Dec 18, 2018 | $2.95 | Aug 2, 2018 | $2.95 |
Dec 25, 2018 | $2.95 | Aug 8, 2018 | $2.95 |
Jan 1, 2019 | $2.95 | Aug 8, 2018 | $2.95 |
Jan 8, 2019 | $2.95 | Aug 13, 2018 | $2.95 |
Jan 15, 2019 | $2.95 | Aug 13, 2018 | $2.95 |
Jan 22, 2019 | $5.89 | Aug 16, 2018 | $5.89 |
Jan 29, 2019 | $5.89 | Aug 22, 2018 | $5.89 |
Feb 5, 2019 | $5.89 | Aug 24, 2018 | $5.89 |
Feb 12, 2019 | $5.89 | Aug 24, 2018 | $3.93 |
Aug 26, 2018 | $1.96 | ||
Feb 19, 2019 | $5.89 | Aug 26, 2018 | $5.89 |
Feb 26, 2019 | $5.89 | Aug 26, 2018 | $1.96 |
Aug 29, 2018 | $3.93 | ||
Mar 5, 2019 | $5.89 | Aug 29, 2018 | $5.89 |
Mar 12, 2019 | $8.84 | Sep 3, 2018 | $8.84 |
Mar 19, 2019 | $8.84 | Sep 19, 2018 | $8.84 |
Mar 26, 2019 | $8.84 | Sep 24, 2018 | $8.84 |
Apr 2, 2019 | $8.84 | Sep 26, 2018 | $8.84 |
Apr 9, 2019 | $8.84 | Oct 2, 2018 | $8.84 |
Apr 16, 2019 | $12.77 | Oct 9, 2018 | $12.77 |
Apr 23, 2019 | $12.77 | Oct 16, 2018 | $12.77 |
Apr 30, 2019 | $12.77 | Oct 26, 2018 | $12.77 |
May 7, 2019 | $12.77 | Oct 26, 2018 | $12.77 |
May 14, 2019 | $12.77 | Oct 31, 2018 | $12.77 |
May 21, 2019 | $12.77 | Nov 7, 2018 | $12.77 |
May 28, 2019 | $12.77 | Nov 12, 2018 | $12.77 |
Jun 4, 2019 | $12.77 | Nov 12, 2018 | $0.98 |
Nov 28, 2018 | $11.79 | ||
Jun 11, 2019 | $2.95 | Nov 28, 2018 | $2.95 |
Jun 18, 2019 | $14.73 | Dec 3, 2018 | $14.73 |
Jun 25, 2019 | $14.73 | Dec 3, 2018 | $4.91 |
Dec 21, 2018 | $9.82 | ||
Jul 2, 2019 | $14.73 | Dec 21, 2018 | $4.91 |
Jan 4, 2019 | $9.82 | ||
Jul 9, 2019 | $14.73 | Jan 4, 2019 | $4.91 |
Jan 15, 2019 | $9.82 | ||
Jul 16, 2019 | $14.73 | Jan 15, 2019 | $4.91 |
Jan 21, 2019 | $9.82 | ||
Jul 23, 2019 | $14.73 | Jan 21, 2019 | $4.91 |
Jan 30, 2019 | $9.82 | ||
Jul 30, 2019 | $4.91 | Jan 30, 2019 | $4.91 |
Aug 6, 2019 | $16.70 | Feb 14, 2019 | $16.70 |
Aug 13, 2019 | $16.70 | Feb 14, 2019 | $16.70 |
Aug 20, 2019 | $16.70 | Feb 14, 2019 | $15.71 |
Mar 15, 2019 | $0.98 | ||
Aug 27, 2019 | $16.70 | Mar 15, 2019 | $16.70 |
Sep 3, 2019 | $16.70 | Mar 15, 2019 | $16.70 |
Sep 10, 2019 | $16.70 | Mar 15, 2019 | $16.70 |
Sep 17, 2019 | $16.70 | Mar 15, 2019 | $16.70 |
Sep 24, 2019 | $16.70 | Mar 15, 2019 | $16.70 |
Oct 1, 2019 | $16.70 | Mar 15, 2019 | $16.70 |
Oct 8, 2019 | $16.70 | Mar 15, 2019 | $16.70 |
Oct 15, 2019 | $16.70 | Mar 15, 2019 | $16.70 |
Oct 22, 2019 | $16.70 | Mar 15, 2019 | $12.77 |
Mar 17, 2019 | $3.93 | ||
Oct 29, 2019 | $16.70 | Mar 17, 2019 | $16.70 |
Nov 5, 2019 | $16.70 | Mar 17, 2019 | $8.84 |
Apr 21, 2019 | $7.86 | ||
Nov 12, 2019 | $16.70 | Apr 21, 2019 | $11.79 |
Apr 26, 2019 | $4.91 | ||
Nov 19, 2019 | $16.70 | Apr 26, 2019 | $14.73 |
May 14, 2019 | $1.96 | ||
Nov 26, 2019 | $16.70 | May 14, 2019 | $16.70 |
Dec 3, 2019 | $16.70 | May 14, 2019 | $16.70 |
Dec 10, 2019 | $16.70 | May 14, 2019 | $16.70 |
Dec 17, 2019 | $16.70 | May 14, 2019 | $16.70 |
Dec 24, 2019 | $16.70 | May 14, 2019 | $16.70 |
Dec 31, 2019 | $16.70 | May 14, 2019 | $16.70 |
Jan 7, 2020 | $16.70 | May 14, 2019 | $16.70 |
Jan 14, 2020 | $16.70 | May 14, 2019 | $16.70 |
Jan 21, 2020 | $16.70 | May 14, 2019 | $16.70 |
Jan 28, 2020 | $16.70 | May 14, 2019 | $16.70 |
Feb 4, 2020 | $16.70 | May 14, 2019 | $16.70 |
Feb 11, 2020 | $16.70 | May 14, 2019 | $16.70 |
Feb 18, 2020 | $16.70 | May 14, 2019 | $16.70 |
Feb 25, 2020 | $16.70 | May 14, 2019 | $16.70 |
Mar 3, 2020 | $9.82 | May 14, 2019 | $2.95 |
May 14, 2019 | $6.87 |
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