Entrepreneur
Name
James
Member since
February 2016
On-time repayments
221 installments • 45%
About Me
james ombui araka the first born in a family of six,born in the year 1963 at a place known as nyanchega,matongo sub location matongo location.
matongo location
at the age of seven i went to masakwe primary school i.e from 1972 to 1978,when i sat for my k.s.c.e and attained division 3,i joined jogoo college in 1986 to 1987 where i deed a diploma in sales and marketing,i joined lodra ltd as a salesman for five years from 1988 to 1992.i left lodra ltd because i was being paid very low.it took me three years lookinng for a source of income.this is when i decided to start my own small business of selling vegetables and fruits on the roadside of nakuru town.in the year 2006 i started to think of developing the plot ,i joined a micro finance (krep)which comprised of a group of five people.
My Business
in the year 2006 i started a group of five people,where we used to save some small savings i.e 200 per week from there i got a loan of ksh 100,000/=which i used to construct six temporal rooms i.e iron sheets and muddy,i rented four room@ ksh 2000 and i am using two with my family,on this same plot i constructed a kiosk (small shop) for my wife who is using it to sell her vegetables and paraffin to surrounding people,from the kiosk we are able to generate an income of 30,000ksh per month from rent we are able to collect ksh 8,000/= per month,i need this loan to repair rental rooms i.e painting ksh.10,000,2.add stock to our kiosk 7,000ksh,3.miscellaneous 3000ksh.my business will improve the environment of those staying in my rooms.it will add some income to me since i will increase rent. it will enable us supply vegetables regularly to the increasing number of people around us .currently i am concentrating on supplying vegetables and renting of my four rooms,once i get more money i intend to add another four rooms,if my business is stocked more it will add profit of 10,000ksh to bring to around 40,000ksh per month
Loan Proposal
given the loan i will promote my kiosk that normally gives a profit of ksh 40,000/=by increasing stock ksh 20,000 and renovate my other remaining rooms with ksh24,000. from the rentals i will get ksh 6000 extra income every month.
Feedback
Positive
None
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$450.00
Date disbursed
Nov 2, 2016
Repayment status
Late
Projected term
44 months
Other loans
Lenders
United States
United States
Summary
Amount repaid
$269.00
Amount remaining
$181.01
Expected completion
Jul 10, 2020
Status
Repaying late
Installment amount
$2.01
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Nov 11, 2016 | $12.09 | Nov 11, 2016 | $12.09 |
| Nov 18, 2016 | $12.09 | Nov 18, 2016 | $12.09 |
| Nov 25, 2016 | $12.09 | Nov 26, 2016 | $12.09 |
| Dec 2, 2016 | $0.00 | ||
| Dec 9, 2016 | $5.04 | Dec 3, 2016 | $5.04 |
| Dec 16, 2016 | $5.04 | Dec 3, 2016 | $5.04 |
| Dec 23, 2016 | $5.04 | Dec 3, 2016 | $2.01 |
| Dec 14, 2016 | $3.02 | ||
| Dec 30, 2016 | $5.04 | Dec 14, 2016 | $2.01 |
| Dec 29, 2016 | $3.02 | ||
| Jan 6, 2017 | $5.04 | Dec 29, 2016 | $5.04 |
| Jan 13, 2017 | $5.04 | Dec 29, 2016 | $2.01 |
| Jan 19, 2017 | $3.02 | ||
| Jan 20, 2017 | $5.04 | Jan 19, 2017 | $5.04 |
| Jan 27, 2017 | $5.04 | Jan 19, 2017 | $2.01 |
| Feb 9, 2017 | $3.02 | ||
| Feb 3, 2017 | $5.04 | Feb 9, 2017 | $2.01 |
| Feb 16, 2017 | $3.02 | ||
| Feb 10, 2017 | $5.04 | Feb 16, 2017 | $2.01 |
| Feb 23, 2017 | $3.02 | ||
| Feb 17, 2017 | $5.04 | Feb 23, 2017 | $2.01 |
| Mar 13, 2017 | $3.02 | ||
| Feb 24, 2017 | $5.04 | Mar 13, 2017 | $5.04 |
| Mar 3, 2017 | $5.04 | Mar 13, 2017 | $2.01 |
| May 26, 2017 | $3.02 | ||
| Mar 10, 2017 | $5.04 | May 26, 2017 | $5.04 |
| Mar 17, 2017 | $2.01 | May 26, 2017 | $2.01 |
| Mar 24, 2017 | $0.00 | ||
| Mar 31, 2017 | $0.00 | ||
| Apr 7, 2017 | $0.00 | ||
| Apr 14, 2017 | $0.00 | ||
| Apr 21, 2017 | $0.00 | ||
| Apr 28, 2017 | $0.00 | ||
| May 5, 2017 | $0.00 | ||
| May 12, 2017 | $0.00 | ||
| May 19, 2017 | $0.00 | ||
| May 26, 2017 | $0.00 | ||
| Jun 2, 2017 | $0.00 | ||
| Jun 9, 2017 | $0.00 | ||
| Jun 16, 2017 | $2.01 | Jun 13, 2017 | $2.01 |
| Jun 23, 2017 | $2.01 | Jun 13, 2017 | $2.01 |
| Jun 30, 2017 | $2.01 | Jun 13, 2017 | $1.01 |
| Jun 23, 2017 | $1.01 | ||
| Jul 7, 2017 | $2.01 | Jun 23, 2017 | $2.01 |
| Jul 14, 2017 | $2.01 | Jun 23, 2017 | $2.01 |
| Jul 21, 2017 | $2.01 | Jul 13, 2017 | $2.01 |
| Jul 28, 2017 | $2.01 | Jul 13, 2017 | $2.01 |
| Aug 4, 2017 | $2.01 | Aug 4, 2017 | $2.01 |
| Aug 11, 2017 | $2.01 | Aug 11, 2017 | $2.01 |
| Aug 18, 2017 | $2.01 | Aug 21, 2017 | $2.01 |
| Aug 25, 2017 | $2.01 | Aug 29, 2017 | $2.01 |
| Sep 1, 2017 | $2.01 | Aug 29, 2017 | $2.01 |
| Sep 8, 2017 | $2.01 | Sep 13, 2017 | $2.01 |
| Sep 15, 2017 | $2.01 | Sep 13, 2017 | $2.01 |
| Sep 22, 2017 | $2.01 | Sep 26, 2017 | $2.01 |
| Sep 29, 2017 | $2.01 | Sep 26, 2017 | $2.01 |
| Oct 6, 2017 | $2.01 | Oct 12, 2017 | $2.01 |
| Oct 13, 2017 | $2.01 | Oct 12, 2017 | $2.01 |
| Oct 20, 2017 | $2.01 | Oct 23, 2017 | $2.01 |
| Oct 27, 2017 | $2.01 | Oct 23, 2017 | $2.01 |
| Nov 3, 2017 | $2.01 | Nov 8, 2017 | $2.01 |
| Nov 10, 2017 | $2.01 | Nov 8, 2017 | $2.01 |
| Nov 17, 2017 | $2.01 | Nov 15, 2017 | $2.01 |
| Nov 24, 2017 | $2.01 | Nov 29, 2017 | $2.01 |
| Dec 1, 2017 | $2.01 | Nov 29, 2017 | $2.01 |
| Dec 8, 2017 | $2.01 | Dec 21, 2017 | $2.01 |
| Dec 15, 2017 | $2.01 | Dec 21, 2017 | $2.01 |
| Dec 22, 2017 | $2.01 | Dec 21, 2017 | $2.01 |
| Dec 29, 2017 | $2.01 | Jan 3, 2018 | $2.01 |
| Jan 5, 2018 | $2.01 | Jan 3, 2018 | $2.01 |
| Jan 12, 2018 | $2.01 | Jan 12, 2018 | $2.01 |
| Jan 19, 2018 | $2.01 | Jan 29, 2018 | $2.01 |
| Jan 26, 2018 | $2.01 | Jan 29, 2018 | $2.01 |
| Feb 2, 2018 | $2.01 | Feb 10, 2018 | $2.01 |
| Feb 9, 2018 | $2.01 | Feb 10, 2018 | $2.01 |
| Feb 16, 2018 | $2.01 | Feb 23, 2018 | $2.01 |
| Feb 23, 2018 | $2.01 | Feb 23, 2018 | $2.01 |
| Mar 2, 2018 | $2.01 | Mar 9, 2018 | $2.01 |
| Mar 9, 2018 | $2.01 | Mar 9, 2018 | $2.01 |
| Mar 16, 2018 | $2.01 | Mar 26, 2018 | $2.01 |
| Mar 23, 2018 | $2.01 | Mar 26, 2018 | $2.01 |
| Mar 30, 2018 | $2.01 | May 3, 2018 | $2.01 |
| Apr 6, 2018 | $2.01 | May 3, 2018 | $2.01 |
| Apr 13, 2018 | $2.01 | May 3, 2018 | $2.01 |
| Apr 20, 2018 | $2.01 | May 3, 2018 | $2.01 |
| Apr 27, 2018 | $0.00 | ||
| May 4, 2018 | $0.00 | ||
| May 11, 2018 | $0.00 | ||
| May 18, 2018 | $0.00 | ||
| May 25, 2018 | $0.00 | ||
| Jun 1, 2018 | $0.00 | ||
| Jun 8, 2018 | $0.00 | ||
| Jun 15, 2018 | $0.00 | ||
| Jun 22, 2018 | $0.00 | ||
| Jun 29, 2018 | $0.00 | ||
| Jul 6, 2018 | $0.00 | ||
| Jul 13, 2018 | $1.02 | Jul 13, 2018 | $1.02 |
| Jul 20, 2018 | $1.02 | Jul 13, 2018 | $1.02 |
| Jul 27, 2018 | $1.02 | Jul 13, 2018 | $1.02 |
| Aug 3, 2018 | $1.02 | Jul 13, 2018 | $1.02 |
| Aug 10, 2018 | $1.02 | Jul 13, 2018 | $0.97 |
| Aug 7, 2018 | $0.05 | ||
| Aug 17, 2018 | $2.01 | Aug 7, 2018 | $2.01 |
| Aug 24, 2018 | $2.01 | Aug 7, 2018 | $2.01 |
| Aug 31, 2018 | $2.01 | Aug 7, 2018 | $0.96 |
| Sep 10, 2018 | $1.06 | ||
| Sep 7, 2018 | $2.01 | Sep 10, 2018 | $2.01 |
| Sep 14, 2018 | $2.01 | Nov 27, 2018 | $2.01 |
| Sep 21, 2018 | $2.01 | Nov 27, 2018 | $2.01 |
| Sep 28, 2018 | $2.01 | Nov 27, 2018 | $2.01 |
| Oct 5, 2018 | $2.01 | Nov 27, 2018 | $2.01 |
| Oct 12, 2018 | $2.01 | Nov 27, 2018 | $2.01 |
| Oct 19, 2018 | $2.01 | Nov 27, 2018 | $2.01 |
| Oct 26, 2018 | $2.01 | Nov 27, 2018 | $2.01 |
| Nov 2, 2018 | $2.01 | Nov 27, 2018 | $2.01 |
| Nov 9, 2018 | $2.01 | Nov 27, 2018 | $2.01 |
| Nov 16, 2018 | $2.01 | Nov 27, 2018 | $2.01 |
| Nov 23, 2018 | $2.01 | Nov 28, 2018 | $2.01 |
| Nov 30, 2018 | $2.01 | Mar 26, 2019 | $2.01 |
| Dec 7, 2018 | $2.01 | Mar 26, 2019 | $2.01 |
| Dec 14, 2018 | $2.01 | Mar 26, 2019 | $2.01 |
| Dec 21, 2018 | $2.01 | Mar 26, 2019 | $2.01 |
| Dec 28, 2018 | $2.01 | Mar 26, 2019 | $2.01 |
| Jan 4, 2019 | $2.01 | Mar 26, 2019 | $2.01 |
| Jan 11, 2019 | $2.01 | Mar 26, 2019 | $2.01 |
| Jan 18, 2019 | $2.01 | Mar 26, 2019 | $2.01 |
| Jan 25, 2019 | $2.01 | Mar 26, 2019 | $2.01 |
| Feb 1, 2019 | $2.01 | Mar 26, 2019 | $2.01 |
| Feb 8, 2019 | $2.01 | Mar 26, 2019 | $2.01 |
| Feb 15, 2019 | $2.01 | Mar 26, 2019 | $2.01 |
| Feb 22, 2019 | $2.01 | Mar 26, 2019 | $2.01 |
| Mar 1, 2019 | $2.01 | Mar 26, 2019 | $2.01 |
| Mar 8, 2019 | $2.01 | Mar 26, 2019 | $2.01 |
| Mar 15, 2019 | $2.01 | Mar 26, 2019 | $2.01 |
| Mar 22, 2019 | $2.01 | Mar 26, 2019 | $2.01 |
| Mar 29, 2019 | $2.01 | ||
| Apr 5, 2019 | $2.01 | ||
| Apr 12, 2019 | $2.01 | ||
| Apr 19, 2019 | $2.01 | ||
| Apr 26, 2019 | $2.01 | ||
| May 3, 2019 | $2.01 | ||
| May 10, 2019 | $2.01 | ||
| May 17, 2019 | $2.01 | ||
| May 24, 2019 | $2.01 | ||
| May 31, 2019 | $2.01 | ||
| Jun 7, 2019 | $2.01 | ||
| Jun 14, 2019 | $2.01 | ||
| Jun 21, 2019 | $2.01 | ||
| Jun 28, 2019 | $2.01 | ||
| Jul 5, 2019 | $2.01 | ||
| Jul 12, 2019 | $2.01 | ||
| Jul 19, 2019 | $2.01 | ||
| Jul 26, 2019 | $2.01 | ||
| Aug 2, 2019 | $2.01 | ||
| Aug 9, 2019 | $2.01 | ||
| Aug 16, 2019 | $2.01 | ||
| Aug 23, 2019 | $2.01 | ||
| Aug 30, 2019 | $2.01 | ||
| Sep 6, 2019 | $2.01 | ||
| Sep 13, 2019 | $2.01 | ||
| Sep 20, 2019 | $2.01 | ||
| Sep 27, 2019 | $2.01 | ||
| Oct 4, 2019 | $2.01 | ||
| Oct 11, 2019 | $2.01 | ||
| Oct 18, 2019 | $2.01 | ||
| Oct 25, 2019 | $2.01 | ||
| Nov 1, 2019 | $2.01 | ||
| Nov 8, 2019 | $2.01 | ||
| Nov 15, 2019 | $2.01 | ||
| Nov 22, 2019 | $2.01 | ||
| Nov 29, 2019 | $2.01 | ||
| Dec 6, 2019 | $2.01 | ||
| Dec 13, 2019 | $2.01 | ||
| Dec 20, 2019 | $2.01 | ||
| Dec 27, 2019 | $2.01 | ||
| Jan 3, 2020 | $2.01 | ||
| Jan 10, 2020 | $2.01 | ||
| Jan 17, 2020 | $2.01 | ||
| Jan 24, 2020 | $2.01 | ||
| Jan 31, 2020 | $2.01 | ||
| Feb 7, 2020 | $2.01 | ||
| Feb 14, 2020 | $2.01 | ||
| Feb 21, 2020 | $2.01 | ||
| Feb 28, 2020 | $2.01 | ||
| Mar 6, 2020 | $2.01 | ||
| Mar 13, 2020 | $2.01 | ||
| Mar 20, 2020 | $2.01 | ||
| Mar 27, 2020 | $2.01 | ||
| Apr 3, 2020 | $2.01 | ||
| Apr 10, 2020 | $2.01 | ||
| Apr 17, 2020 | $2.01 | ||
| Apr 24, 2020 | $2.01 | ||
| May 1, 2020 | $2.01 | ||
| May 8, 2020 | $2.01 | ||
| May 15, 2020 | $2.01 | ||
| May 22, 2020 | $2.01 | ||
| May 29, 2020 | $2.01 | ||
| Jun 5, 2020 | $2.01 | ||
| Jun 12, 2020 | $2.01 | ||
| Jun 19, 2020 | $2.01 | ||
| Jun 26, 2020 | $2.01 | ||
| Jul 3, 2020 | $2.01 | ||
| Jul 10, 2020 | $46.03 | ||
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