Entrepreneur
Name
Ngeno
Member since
December 2014
On-time repayments
288 installments • 5%
About Me
I am a Kenyan citizen living in Kericho county aged 28 years and can also communicate in English, Kiswahili and Kalenjin (Native). In our family am the last born in a family of five children and my father is an engineer at Kenya Railways Company Nairobi and my mother is a farmer. After completing my secondary school education in the year 2012 I joined Computer College at Eagle computers Ltd for basic computer literacy program that normally takes a period of one month to complete. During this period I developed an interest in video editing and simple photography which I used to take it as my hobby during my leisure time. I have been taking photos in different schools, churches and various functions within our area. The camera that I have been using was a present that I was given by my elder brother. So I decided instead of depending on them to give me the pocket money, I could as well generate my own money through photography and simple video editing skills that was acquired during my computer training program. I did this especially in the evening after helping my mother at home with simple farming for a period of two years (2yrs) before joining Muranga teachers college in the year 2013 to pursue a teaching training course for which I will complete this year April 2015. In college also I have doing photographs especially during the weekends and producing them at Thika town. This zidisha online program will be of benefit to me because it will enable him to upgrade from what I have started using my little savings to purchase other printing accessories and opened up a big printing studio in kericho town in the coming years
My Business
My source of income will be through photography where I will be taking photos, creating student ID, pass photo, printing other photos for other clients in the business. I will be taking each photo at $2 and the expenditure for the Photo is $1 which will give a profit of $1. In a day I will ensure that at least 50 photos should be taken and that will guarantee me at least an income of $50 per day. Photography in this area is very common and the demand for this is quite very high. Normally towards the end of the season that is December holiday there is good business. The loan which I intended to get from Zidisha lenders will be used to purchase a new Digital camera and the associated printing accessories. In the area of producing student ID for various schools in the region at the cost of $10 especially for those students joining form one in the secondary schools within our region. For other printing solutions to other clients where they will be required to come with their own photos through the storage media like memory cards, CDs/DVDs and flash disks that will be plugged in to our printers for printing at a cost of $1 for every photo that will be taken. Other areas that is likely to generate income is through shooting in various functions like weddings, funerals and special functions that requires pictures and sometimes video generation or editing will be required. We will provide our services for these special functions to make our customers satisfied and proud with the quality photos and videos that we will ensure they get them in the required time as soon as possible. The profits from the business will be re-invested so as to generate more income and the extra will be used to help the needy in the society to further their education. Best regards.
Loan Proposal
The intended loan will be used for the purchase of internet installation accessories. These include routers at $10, D-link switch at $5, RJ-45 at $10, Ethernet cables at $5 and wall cabinet at $8. My customers have been asking for several internet services a part from printing photographs to many other internet services including the following; email creation, facebook, KRA pin generation and E-learning resource centre. With this services in place, I will increase the monthly income to about $200 per month and also pay for my masters program at the Kenyatta University Kericho Campus. The charges for the use of internet services will range from $0.5 per minute for the internet surfing or browsing and for the five computers will generate over $50 per day.
Feedback
Positive
None
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$297.00
Date disbursed
Feb 24, 2015
Repayment status
Late
Projected term
65 months
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Summary
Amount repaid
$29.20
Amount remaining
$387.51
Expected completion
Jul 19, 2020
Status
Repaying late
Installment amount
$1.67
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Mar 8, 2015 | $2.53 | Mar 10, 2015 | $2.53 |
| Mar 15, 2015 | $4.44 | Mar 31, 2015 | $4.44 |
| Mar 22, 2015 | $4.44 | Mar 31, 2015 | $4.44 |
| Mar 29, 2015 | $4.44 | Mar 31, 2015 | $4.44 |
| Apr 5, 2015 | $4.44 | Apr 6, 2015 | $4.44 |
| Apr 12, 2015 | $0.00 | ||
| Apr 19, 2015 | $5.00 | Apr 21, 2015 | $5.00 |
| Apr 26, 2015 | $0.00 | ||
| May 3, 2015 | $1.67 | Jun 18, 2015 | $1.67 |
| May 10, 2015 | $0.00 | ||
| May 17, 2015 | $0.00 | ||
| May 24, 2015 | $0.00 | ||
| May 31, 2015 | $0.00 | ||
| Jun 7, 2015 | $0.00 | ||
| Jun 14, 2015 | $0.00 | ||
| Jun 21, 2015 | $0.00 | ||
| Jun 28, 2015 | $0.00 | ||
| Jul 5, 2015 | $1.67 | Jul 8, 2015 | $1.67 |
| Jul 12, 2015 | $0.00 | ||
| Jul 19, 2015 | $0.56 | Dec 3, 2015 | $0.56 |
| Jul 26, 2015 | $0.00 | ||
| Aug 2, 2015 | $0.00 | ||
| Aug 9, 2015 | $0.00 | ||
| Aug 16, 2015 | $0.00 | ||
| Aug 23, 2015 | $0.00 | ||
| Aug 30, 2015 | $0.00 | ||
| Sep 6, 2015 | $0.00 | ||
| Sep 13, 2015 | $0.00 | ||
| Sep 20, 2015 | $0.00 | ||
| Sep 27, 2015 | $0.00 | ||
| Oct 4, 2015 | $0.00 | ||
| Oct 11, 2015 | $0.00 | ||
| Oct 18, 2015 | $0.00 | ||
| Oct 25, 2015 | $0.00 | ||
| Nov 1, 2015 | $0.00 | ||
| Nov 8, 2015 | $0.00 | ||
| Nov 15, 2015 | $0.00 | ||
| Nov 22, 2015 | $0.00 | ||
| Nov 29, 2015 | $0.00 | ||
| Dec 6, 2015 | $0.00 | ||
| Dec 13, 2015 | $0.00 | ||
| Dec 20, 2015 | $0.00 | ||
| Dec 27, 2015 | $0.00 | ||
| Jan 3, 2016 | $0.00 | ||
| Jan 10, 2016 | $0.00 | ||
| Jan 17, 2016 | $0.00 | ||
| Jan 24, 2016 | $0.00 | ||
| Jan 31, 2016 | $0.00 | ||
| Feb 7, 2016 | $0.00 | ||
| Feb 14, 2016 | $1.67 | ||
| Feb 21, 2016 | $1.67 | ||
| Feb 28, 2016 | $1.67 | ||
| Mar 6, 2016 | $1.67 | ||
| Mar 13, 2016 | $1.67 | ||
| Mar 20, 2016 | $1.67 | ||
| Mar 27, 2016 | $1.67 | ||
| Apr 3, 2016 | $1.67 | ||
| Apr 10, 2016 | $1.67 | ||
| Apr 17, 2016 | $1.67 | ||
| Apr 24, 2016 | $1.67 | ||
| May 1, 2016 | $1.67 | ||
| May 8, 2016 | $1.67 | ||
| May 15, 2016 | $1.67 | ||
| May 22, 2016 | $1.67 | ||
| May 29, 2016 | $1.67 | ||
| Jun 5, 2016 | $1.67 | ||
| Jun 12, 2016 | $1.67 | ||
| Jun 19, 2016 | $1.67 | ||
| Jun 26, 2016 | $1.67 | ||
| Jul 3, 2016 | $1.67 | ||
| Jul 10, 2016 | $1.67 | ||
| Jul 17, 2016 | $1.67 | ||
| Jul 24, 2016 | $1.67 | ||
| Jul 31, 2016 | $1.67 | ||
| Aug 7, 2016 | $1.67 | ||
| Aug 14, 2016 | $1.67 | ||
| Aug 21, 2016 | $1.67 | ||
| Aug 28, 2016 | $1.67 | ||
| Sep 4, 2016 | $1.67 | ||
| Sep 11, 2016 | $1.67 | ||
| Sep 18, 2016 | $1.67 | ||
| Sep 25, 2016 | $1.67 | ||
| Oct 2, 2016 | $1.67 | ||
| Oct 9, 2016 | $1.67 | ||
| Oct 16, 2016 | $1.67 | ||
| Oct 23, 2016 | $1.67 | ||
| Oct 30, 2016 | $1.67 | ||
| Nov 6, 2016 | $1.67 | ||
| Nov 13, 2016 | $1.67 | ||
| Nov 20, 2016 | $1.67 | ||
| Nov 27, 2016 | $1.67 | ||
| Dec 4, 2016 | $1.67 | ||
| Dec 11, 2016 | $1.67 | ||
| Dec 18, 2016 | $1.67 | ||
| Dec 25, 2016 | $1.67 | ||
| Jan 1, 2017 | $1.67 | ||
| Jan 8, 2017 | $1.67 | ||
| Jan 15, 2017 | $1.67 | ||
| Jan 22, 2017 | $1.67 | ||
| Jan 29, 2017 | $1.67 | ||
| Feb 5, 2017 | $1.67 | ||
| Feb 12, 2017 | $1.67 | ||
| Feb 19, 2017 | $1.67 | ||
| Feb 26, 2017 | $1.67 | ||
| Mar 5, 2017 | $1.67 | ||
| Mar 12, 2017 | $1.67 | ||
| Mar 19, 2017 | $1.67 | ||
| Mar 26, 2017 | $1.67 | ||
| Apr 2, 2017 | $1.67 | ||
| Apr 9, 2017 | $1.67 | ||
| Apr 16, 2017 | $1.67 | ||
| Apr 23, 2017 | $1.67 | ||
| Apr 30, 2017 | $1.67 | ||
| May 7, 2017 | $1.67 | ||
| May 14, 2017 | $1.67 | ||
| May 21, 2017 | $1.67 | ||
| May 28, 2017 | $1.67 | ||
| Jun 4, 2017 | $1.67 | ||
| Jun 11, 2017 | $1.67 | ||
| Jun 18, 2017 | $1.67 | ||
| Jun 25, 2017 | $1.67 | ||
| Jul 2, 2017 | $1.67 | ||
| Jul 9, 2017 | $1.67 | ||
| Jul 16, 2017 | $1.67 | ||
| Jul 23, 2017 | $1.67 | ||
| Jul 30, 2017 | $1.67 | ||
| Aug 6, 2017 | $1.67 | ||
| Aug 13, 2017 | $1.67 | ||
| Aug 20, 2017 | $1.67 | ||
| Aug 27, 2017 | $1.67 | ||
| Sep 3, 2017 | $1.67 | ||
| Sep 10, 2017 | $1.67 | ||
| Sep 17, 2017 | $1.67 | ||
| Sep 24, 2017 | $1.67 | ||
| Oct 1, 2017 | $1.67 | ||
| Oct 8, 2017 | $1.67 | ||
| Oct 15, 2017 | $1.67 | ||
| Oct 22, 2017 | $1.67 | ||
| Oct 29, 2017 | $1.67 | ||
| Nov 5, 2017 | $1.67 | ||
| Nov 12, 2017 | $1.67 | ||
| Nov 19, 2017 | $1.67 | ||
| Nov 26, 2017 | $1.67 | ||
| Dec 3, 2017 | $1.67 | ||
| Dec 10, 2017 | $1.67 | ||
| Dec 17, 2017 | $1.67 | ||
| Dec 24, 2017 | $1.67 | ||
| Dec 31, 2017 | $1.67 | ||
| Jan 7, 2018 | $1.67 | ||
| Jan 14, 2018 | $1.67 | ||
| Jan 21, 2018 | $1.67 | ||
| Jan 28, 2018 | $1.67 | ||
| Feb 4, 2018 | $1.67 | ||
| Feb 11, 2018 | $1.67 | ||
| Feb 18, 2018 | $1.67 | ||
| Feb 25, 2018 | $1.67 | ||
| Mar 4, 2018 | $1.67 | ||
| Mar 11, 2018 | $1.67 | ||
| Mar 18, 2018 | $1.67 | ||
| Mar 25, 2018 | $1.67 | ||
| Apr 1, 2018 | $1.67 | ||
| Apr 8, 2018 | $1.67 | ||
| Apr 15, 2018 | $1.67 | ||
| Apr 22, 2018 | $1.67 | ||
| Apr 29, 2018 | $1.67 | ||
| May 6, 2018 | $1.67 | ||
| May 13, 2018 | $1.67 | ||
| May 20, 2018 | $1.67 | ||
| May 27, 2018 | $1.67 | ||
| Jun 3, 2018 | $1.67 | ||
| Jun 10, 2018 | $1.67 | ||
| Jun 17, 2018 | $1.67 | ||
| Jun 24, 2018 | $1.67 | ||
| Jul 1, 2018 | $1.67 | ||
| Jul 8, 2018 | $1.67 | ||
| Jul 15, 2018 | $1.67 | ||
| Jul 22, 2018 | $1.67 | ||
| Jul 29, 2018 | $1.67 | ||
| Aug 5, 2018 | $1.67 | ||
| Aug 12, 2018 | $1.67 | ||
| Aug 19, 2018 | $1.67 | ||
| Aug 26, 2018 | $1.67 | ||
| Sep 2, 2018 | $1.67 | ||
| Sep 9, 2018 | $1.67 | ||
| Sep 16, 2018 | $1.67 | ||
| Sep 23, 2018 | $1.67 | ||
| Sep 30, 2018 | $1.67 | ||
| Oct 7, 2018 | $1.67 | ||
| Oct 14, 2018 | $1.67 | ||
| Oct 21, 2018 | $1.67 | ||
| Oct 28, 2018 | $1.67 | ||
| Nov 4, 2018 | $1.67 | ||
| Nov 11, 2018 | $1.67 | ||
| Nov 18, 2018 | $1.67 | ||
| Nov 25, 2018 | $1.67 | ||
| Dec 2, 2018 | $1.67 | ||
| Dec 9, 2018 | $1.67 | ||
| Dec 16, 2018 | $1.67 | ||
| Dec 23, 2018 | $1.67 | ||
| Dec 30, 2018 | $1.67 | ||
| Jan 6, 2019 | $1.67 | ||
| Jan 13, 2019 | $1.67 | ||
| Jan 20, 2019 | $1.67 | ||
| Jan 27, 2019 | $1.67 | ||
| Feb 3, 2019 | $1.67 | ||
| Feb 10, 2019 | $1.67 | ||
| Feb 17, 2019 | $1.67 | ||
| Feb 24, 2019 | $1.67 | ||
| Mar 3, 2019 | $1.67 | ||
| Mar 10, 2019 | $1.67 | ||
| Mar 17, 2019 | $1.67 | ||
| Mar 24, 2019 | $1.67 | ||
| Mar 31, 2019 | $1.67 | ||
| Apr 7, 2019 | $1.67 | ||
| Apr 14, 2019 | $1.67 | ||
| Apr 21, 2019 | $1.67 | ||
| Apr 28, 2019 | $1.67 | ||
| May 5, 2019 | $1.67 | ||
| May 12, 2019 | $1.67 | ||
| May 19, 2019 | $1.67 | ||
| May 26, 2019 | $1.67 | ||
| Jun 2, 2019 | $1.67 | ||
| Jun 9, 2019 | $1.67 | ||
| Jun 16, 2019 | $1.67 | ||
| Jun 23, 2019 | $1.67 | ||
| Jun 30, 2019 | $1.67 | ||
| Jul 7, 2019 | $1.67 | ||
| Jul 14, 2019 | $1.67 | ||
| Jul 21, 2019 | $1.67 | ||
| Jul 28, 2019 | $1.67 | ||
| Aug 4, 2019 | $1.67 | ||
| Aug 11, 2019 | $1.67 | ||
| Aug 18, 2019 | $1.67 | ||
| Aug 25, 2019 | $1.67 | ||
| Sep 1, 2019 | $1.67 | ||
| Sep 8, 2019 | $1.67 | ||
| Sep 15, 2019 | $1.67 | ||
| Sep 22, 2019 | $1.67 | ||
| Sep 29, 2019 | $1.67 | ||
| Oct 6, 2019 | $1.67 | ||
| Oct 13, 2019 | $1.67 | ||
| Oct 20, 2019 | $1.67 | ||
| Oct 27, 2019 | $1.67 | ||
| Nov 3, 2019 | $1.67 | ||
| Nov 10, 2019 | $1.67 | ||
| Nov 17, 2019 | $1.67 | ||
| Nov 24, 2019 | $1.67 | ||
| Dec 1, 2019 | $1.67 | ||
| Dec 8, 2019 | $1.67 | ||
| Dec 15, 2019 | $1.67 | ||
| Dec 22, 2019 | $1.67 | ||
| Dec 29, 2019 | $1.67 | ||
| Jan 5, 2020 | $1.67 | ||
| Jan 12, 2020 | $1.67 | ||
| Jan 19, 2020 | $1.67 | ||
| Jan 26, 2020 | $1.67 | ||
| Feb 2, 2020 | $1.67 | ||
| Feb 9, 2020 | $1.67 | ||
| Feb 16, 2020 | $1.67 | ||
| Feb 23, 2020 | $1.67 | ||
| Mar 1, 2020 | $1.67 | ||
| Mar 8, 2020 | $1.67 | ||
| Mar 15, 2020 | $1.67 | ||
| Mar 22, 2020 | $1.67 | ||
| Mar 29, 2020 | $1.67 | ||
| Apr 5, 2020 | $1.67 | ||
| Apr 12, 2020 | $1.67 | ||
| Apr 19, 2020 | $1.67 | ||
| Apr 26, 2020 | $1.67 | ||
| May 3, 2020 | $1.67 | ||
| May 10, 2020 | $1.67 | ||
| May 17, 2020 | $1.67 | ||
| May 24, 2020 | $1.67 | ||
| May 31, 2020 | $1.67 | ||
| Jun 7, 2020 | $1.67 | ||
| Jun 14, 2020 | $1.67 | ||
| Jun 21, 2020 | $1.67 | ||
| Jun 28, 2020 | $1.67 | ||
| Jul 5, 2020 | $1.67 | ||
| Jul 12, 2020 | $1.67 | ||
| Jul 19, 2020 | $2.51 | ||
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