Entrepreneur
Name
Gloria
Member since
March 2016
On-time repayments
159 installments • 64%
About Me
I am 32yrs of age and was born in kakamega county kakamega town ikonyero village.Had a happy childhood and enjoyed love from both my parents.Am a third born in a family of 5.Schooled in Kakamega primary school and later went to Archbishop Njenga Girls High School.scored mean grade of C+.I later joined Masinde Muliro University of science and technology for bachelors of business management procurement option.
My parents had to struggle to raise my siblings fee and mine and most of the time I had to skip classes to wait for my parents to pay my fees.this struggle made me work harder n score good grades.I chose being self employed because it brings self dependence.chose mitumba (second-hand) clothes because they sell quickly and of high quality.most people in kenya prefer second-hand clothes because of cheaper prices.this business is the best thing that ever happened to me and as I apply for zidisha loan I have hopes that I will expand my business to help me cater for my family's needs.Kenyan people value there cultures and traditions so much.like this case is very unique in our land,specifically western part of kenya after four or five years young teenage boys get circumcised and go live in the forest to learn more about their cultures n traditions and how to value them.I have two children and now I already see them as champions.bringing them up just like my parents did is a big challenge.would like my children to grow up God fearing and value our cultures,to get education and be the greatest doctors the world has never had.well,I like travelling a lot,interacting with people from different walks and learning their cultures
My Business
I sell second-hand clothes and shoes commonly known in Kenya as mitumba in kenya.busia town being a developing town and a growing population it provides a very wide market for my mitumba business.main reason as to why I chose this business is having identified the growing need for quality clothes and shoes in my are and I believe that my shop will continue to meet this demand.
My whole business is currently worth USD 250.this includes current stock and shop.with this amount I am able to get and make a profit of USD 150 a month.I intend to expand my business to at least USD 1000with which I trust and am confident enough that the profits will increase to USD750.that's why I would wish to advance advance a loan from zidisha and enable me expand my business and be able to meet my market demand which for the past month it has increased.I intend to use the profits from this business to reinvest in this business and possibly start another by the end of this year.also would like to have a capital base of more than USD1000 which will enable me expand in my business as well as education support.
I plan to buy new bunch of clothing for women and children (under the age of5 )
First bunch of clothing which is about 410 pieces will cost USD400. I intend to raise USD 0.44 profit per piece of a clothing. Total profit will be at most approximately USD 180.
My target market is women and children and I intend to help them benefit because it will be fairly affordable. Consequently I will able to practice entrepreneurial skills learnt in college.
Thank you so much
Loan Proposal
I plan to buy new bunch of clothing for women and children (under the age of 14 years).
First bunch of clothing which is about 410 pieces will cost USD400. I intend to raise USD 0.44 profit per piece of a clothing. Total profit will be at most approximately USD 180.
My target market is women and children and I intend to help them benefit because it will be fairly affordable. Consequently I will able to develop my entrepreneurial skills learnt in college
Feedback
Positive
None
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$250.00
Date disbursed
Mar 22, 2016
Repayment status
On Time
Projected term
51 months
Other loans
Lenders
United States
United States
Summary
Amount repaid
$249.37
Amount remaining
$0.00
Date repaid
Mar 19, 2019
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Apr 2, 2016 | $10.07 | Apr 3, 2016 | $10.07 |
| Apr 9, 2016 | $0.00 | ||
| Apr 16, 2016 | $0.00 | ||
| Apr 23, 2016 | $5.04 | Apr 17, 2016 | $5.04 |
| Apr 30, 2016 | $5.04 | Apr 17, 2016 | $5.04 |
| May 7, 2016 | $5.04 | Jun 27, 2016 | $5.04 |
| May 14, 2016 | $5.04 | Jun 27, 2016 | $5.04 |
| May 21, 2016 | $0.00 | ||
| May 28, 2016 | $0.00 | ||
| Jun 4, 2016 | $0.00 | ||
| Jun 11, 2016 | $0.00 | ||
| Jun 18, 2016 | $0.00 | ||
| Jun 25, 2016 | $0.00 | ||
| Jul 2, 2016 | $2.01 | Jun 28, 2016 | $2.01 |
| Jul 9, 2016 | $2.01 | Jun 28, 2016 | $2.01 |
| Jul 16, 2016 | $2.01 | Jun 28, 2016 | $2.01 |
| Jul 23, 2016 | $2.01 | Jun 28, 2016 | $2.01 |
| Jul 30, 2016 | $2.01 | Jun 28, 2016 | $2.01 |
| Aug 6, 2016 | $2.01 | Jun 28, 2016 | $2.01 |
| Aug 13, 2016 | $2.01 | Jun 28, 2016 | $2.01 |
| Aug 20, 2016 | $2.01 | Jun 28, 2016 | $2.01 |
| Aug 27, 2016 | $2.01 | Jun 28, 2016 | $2.01 |
| Sep 3, 2016 | $2.01 | Jun 28, 2016 | $2.01 |
| Sep 10, 2016 | $10.07 | Sep 13, 2016 | $10.07 |
| Sep 17, 2016 | $1.01 | Sep 17, 2016 | $1.01 |
| Sep 24, 2016 | $1.01 | Sep 24, 2016 | $1.01 |
| Oct 1, 2016 | $1.01 | Oct 3, 2016 | $1.01 |
| Oct 8, 2016 | $1.01 | Oct 14, 2016 | $1.01 |
| Oct 15, 2016 | $1.01 | Oct 14, 2016 | $1.01 |
| Oct 22, 2016 | $1.01 | Oct 26, 2016 | $1.01 |
| Oct 29, 2016 | $1.01 | Oct 26, 2016 | $1.01 |
| Nov 5, 2016 | $1.01 | Nov 6, 2016 | $1.01 |
| Nov 12, 2016 | $1.01 | Nov 6, 2016 | $1.01 |
| Nov 19, 2016 | $2.01 | Nov 17, 2016 | $2.01 |
| Nov 26, 2016 | $2.01 | Nov 17, 2016 | $1.01 |
| Dec 4, 2016 | $1.01 | ||
| Dec 3, 2016 | $2.01 | Dec 4, 2016 | $1.01 |
| Dec 5, 2016 | $1.01 | ||
| Dec 10, 2016 | $2.01 | Dec 18, 2016 | $2.01 |
| Dec 17, 2016 | $2.01 | Dec 18, 2016 | $2.01 |
| Dec 24, 2016 | $1.01 | Dec 30, 2016 | $1.01 |
| Dec 31, 2016 | $1.01 | Dec 30, 2016 | $1.01 |
| Jan 7, 2017 | $1.01 | Jan 7, 2017 | $1.01 |
| Jan 14, 2017 | $1.01 | Jan 13, 2017 | $1.01 |
| Jan 21, 2017 | $1.01 | Jan 24, 2017 | $1.01 |
| Jan 28, 2017 | $1.01 | Jan 31, 2017 | $1.01 |
| Feb 4, 2017 | $1.01 | Jan 31, 2017 | $1.01 |
| Feb 11, 2017 | $1.01 | Feb 13, 2017 | $1.01 |
| Feb 18, 2017 | $1.01 | Feb 13, 2017 | $1.01 |
| Feb 25, 2017 | $1.01 | Mar 3, 2017 | $1.01 |
| Mar 4, 2017 | $1.01 | Mar 3, 2017 | $1.01 |
| Mar 11, 2017 | $1.01 | Mar 15, 2017 | $1.01 |
| Mar 18, 2017 | $1.01 | Mar 15, 2017 | $1.01 |
| Mar 25, 2017 | $1.01 | Apr 2, 2017 | $1.01 |
| Apr 1, 2017 | $1.01 | Apr 2, 2017 | $1.01 |
| Apr 8, 2017 | $1.01 | Apr 20, 2017 | $1.01 |
| Apr 15, 2017 | $1.01 | Apr 20, 2017 | $1.01 |
| Apr 22, 2017 | $1.01 | Apr 25, 2017 | $1.01 |
| Apr 29, 2017 | $1.01 | May 4, 2017 | $1.01 |
| May 6, 2017 | $1.01 | May 4, 2017 | $1.01 |
| May 13, 2017 | $1.01 | May 8, 2017 | $1.01 |
| May 20, 2017 | $1.01 | May 8, 2017 | $1.01 |
| May 27, 2017 | $1.01 | Jun 2, 2017 | $1.01 |
| Jun 3, 2017 | $1.01 | Jun 2, 2017 | $1.01 |
| Jun 10, 2017 | $1.01 | Jun 29, 2017 | $1.01 |
| Jun 17, 2017 | $1.01 | Jun 29, 2017 | $1.01 |
| Jun 24, 2017 | $1.01 | Jul 5, 2017 | $1.01 |
| Jul 1, 2017 | $1.01 | Jul 5, 2017 | $1.01 |
| Jul 8, 2017 | $1.01 | Jul 10, 2017 | $1.01 |
| Jul 15, 2017 | $1.01 | Jul 20, 2017 | $1.01 |
| Jul 22, 2017 | $1.01 | Jul 20, 2017 | $1.01 |
| Jul 29, 2017 | $1.01 | Aug 14, 2017 | $1.01 |
| Aug 5, 2017 | $1.01 | Aug 14, 2017 | $1.01 |
| Aug 12, 2017 | $1.01 | Aug 14, 2017 | $1.01 |
| Aug 19, 2017 | $1.01 | Sep 8, 2017 | $1.01 |
| Aug 26, 2017 | $1.01 | Sep 8, 2017 | $1.01 |
| Sep 2, 2017 | $1.01 | Sep 17, 2017 | $1.01 |
| Sep 9, 2017 | $1.01 | Sep 17, 2017 | $1.01 |
| Sep 16, 2017 | $1.01 | Sep 23, 2017 | $1.01 |
| Sep 23, 2017 | $1.01 | Sep 23, 2017 | $1.01 |
| Sep 30, 2017 | $1.01 | Sep 25, 2017 | $1.01 |
| Oct 7, 2017 | $1.01 | Sep 26, 2017 | $1.01 |
| Oct 14, 2017 | $1.01 | Sep 27, 2017 | $1.01 |
| Oct 21, 2017 | $1.01 | Oct 1, 2017 | $1.01 |
| Oct 28, 2017 | $1.01 | Oct 1, 2017 | $1.01 |
| Nov 4, 2017 | $1.01 | Oct 8, 2017 | $1.01 |
| Nov 11, 2017 | $1.01 | Oct 9, 2017 | $1.01 |
| Nov 18, 2017 | $1.01 | Oct 9, 2017 | $1.01 |
| Nov 25, 2017 | $1.01 | Oct 20, 2017 | $1.01 |
| Dec 2, 2017 | $1.01 | Oct 20, 2017 | $1.01 |
| Dec 9, 2017 | $1.01 | Dec 7, 2017 | $1.01 |
| Dec 16, 2017 | $1.01 | Dec 14, 2017 | $1.01 |
| Dec 23, 2017 | $1.01 | Dec 23, 2017 | $1.01 |
| Dec 30, 2017 | $1.01 | Jan 17, 2018 | $1.01 |
| Jan 6, 2018 | $1.01 | Jan 17, 2018 | $1.01 |
| Jan 13, 2018 | $1.01 | Jan 18, 2018 | $1.01 |
| Jan 20, 2018 | $1.01 | Jan 18, 2018 | $1.01 |
| Jan 27, 2018 | $1.01 | Feb 1, 2018 | $1.01 |
| Feb 3, 2018 | $1.01 | Feb 1, 2018 | $1.01 |
| Feb 10, 2018 | $1.01 | Feb 15, 2018 | $1.01 |
| Feb 17, 2018 | $1.01 | Feb 15, 2018 | $1.01 |
| Feb 24, 2018 | $1.01 | Mar 16, 2018 | $1.01 |
| Mar 3, 2018 | $1.01 | Mar 16, 2018 | $1.01 |
| Mar 10, 2018 | $1.01 | Mar 16, 2018 | $1.01 |
| Mar 17, 2018 | $1.01 | Mar 23, 2018 | $1.01 |
| Mar 24, 2018 | $1.01 | Apr 4, 2018 | $1.01 |
| Mar 31, 2018 | $1.01 | Apr 11, 2018 | $1.01 |
| Apr 7, 2018 | $1.01 | Apr 11, 2018 | $1.01 |
| Apr 14, 2018 | $1.01 | Apr 13, 2018 | $1.01 |
| Apr 21, 2018 | $1.01 | Apr 13, 2018 | $1.01 |
| Apr 28, 2018 | $1.01 | Apr 25, 2018 | $1.01 |
| May 5, 2018 | $1.01 | May 30, 2018 | $1.01 |
| May 12, 2018 | $1.01 | Jun 3, 2018 | $1.01 |
| May 19, 2018 | $1.01 | Jun 3, 2018 | $1.01 |
| May 26, 2018 | $1.01 | Jun 6, 2018 | $1.01 |
| Jun 2, 2018 | $1.01 | Jun 6, 2018 | $1.01 |
| Jun 9, 2018 | $1.01 | Jul 1, 2018 | $1.01 |
| Jun 16, 2018 | $1.01 | Jul 1, 2018 | $1.01 |
| Jun 23, 2018 | $1.01 | Jul 1, 2018 | $1.01 |
| Jun 30, 2018 | $1.01 | Jul 5, 2018 | $1.01 |
| Jul 7, 2018 | $1.01 | Jul 30, 2018 | $1.01 |
| Jul 14, 2018 | $1.01 | Aug 4, 2018 | $1.01 |
| Jul 21, 2018 | $1.01 | Aug 4, 2018 | $1.01 |
| Jul 28, 2018 | $1.01 | Aug 24, 2018 | $1.01 |
| Aug 4, 2018 | $1.01 | Sep 4, 2018 | $1.01 |
| Aug 11, 2018 | $1.01 | Sep 4, 2018 | $1.01 |
| Aug 18, 2018 | $1.01 | Sep 4, 2018 | $1.01 |
| Aug 25, 2018 | $1.01 | Sep 4, 2018 | $1.01 |
| Sep 1, 2018 | $1.01 | Sep 4, 2018 | $1.01 |
| Sep 8, 2018 | $1.01 | Oct 6, 2018 | $1.01 |
| Sep 15, 2018 | $1.01 | Oct 16, 2018 | $1.01 |
| Sep 22, 2018 | $1.01 | Oct 24, 2018 | $1.01 |
| Sep 29, 2018 | $1.01 | Oct 30, 2018 | $1.01 |
| Oct 6, 2018 | $1.01 | Oct 30, 2018 | $1.01 |
| Oct 13, 2018 | $1.01 | Nov 12, 2018 | $1.01 |
| Oct 20, 2018 | $1.01 | Nov 20, 2018 | $1.01 |
| Oct 27, 2018 | $1.01 | Dec 5, 2018 | $1.01 |
| Nov 3, 2018 | $1.01 | Dec 5, 2018 | $1.01 |
| Nov 10, 2018 | $1.01 | Dec 25, 2018 | $1.01 |
| Nov 17, 2018 | $1.01 | Dec 25, 2018 | $1.01 |
| Nov 24, 2018 | $1.01 | Dec 25, 2018 | $1.01 |
| Dec 1, 2018 | $1.01 | Mar 19, 2019 | $1.01 |
| Dec 8, 2018 | $1.01 | Mar 19, 2019 | $1.01 |
| Dec 15, 2018 | $1.01 | Mar 19, 2019 | $1.01 |
| Dec 22, 2018 | $1.01 | Mar 19, 2019 | $1.01 |
| Dec 29, 2018 | $1.01 | Mar 19, 2019 | $1.01 |
| Jan 5, 2019 | $1.01 | Mar 19, 2019 | $1.01 |
| Jan 12, 2019 | $1.01 | Mar 19, 2019 | $1.01 |
| Jan 19, 2019 | $1.01 | Mar 19, 2019 | $1.01 |
| Jan 26, 2019 | $1.01 | Mar 19, 2019 | $1.01 |
| Feb 2, 2019 | $1.01 | Mar 19, 2019 | $1.01 |
| Feb 9, 2019 | $1.01 | Mar 19, 2019 | $1.01 |
| Feb 16, 2019 | $1.01 | Mar 19, 2019 | $1.01 |
| Feb 23, 2019 | $1.01 | Mar 19, 2019 | $1.01 |
| Mar 2, 2019 | $1.01 | Mar 19, 2019 | $1.01 |
| Mar 9, 2019 | $1.01 | Mar 19, 2019 | $1.01 |
| Mar 16, 2019 | $1.01 | Mar 19, 2019 | $1.01 |
| Mar 23, 2019 | $1.01 | Mar 19, 2019 | $1.01 |
| Mar 30, 2019 | $1.01 | Mar 19, 2019 | $1.01 |
| Apr 6, 2019 | $1.01 | Mar 19, 2019 | $1.01 |
| Apr 13, 2019 | $1.01 | Mar 19, 2019 | $1.01 |
| Apr 20, 2019 | $1.01 | Mar 19, 2019 | $1.01 |
| Apr 27, 2019 | $1.01 | Mar 19, 2019 | $1.01 |
| May 4, 2019 | $1.01 | Mar 19, 2019 | $1.01 |
| May 11, 2019 | $1.01 | Mar 19, 2019 | $1.01 |
| May 18, 2019 | $1.01 | Mar 19, 2019 | $1.01 |
| May 25, 2019 | $1.01 | Mar 19, 2019 | $1.01 |
| Jun 1, 2019 | $1.01 | Mar 19, 2019 | $1.01 |
| Jun 8, 2019 | $1.01 | Mar 19, 2019 | $1.01 |
| Jun 15, 2019 | $1.01 | Mar 19, 2019 | $1.01 |
| Jun 22, 2019 | $1.01 | Mar 19, 2019 | $1.01 |
| Jun 29, 2019 | $1.01 | Mar 19, 2019 | $1.01 |
| Jul 6, 2019 | $1.01 | Mar 19, 2019 | $1.01 |
| Jul 13, 2019 | $1.01 | Mar 19, 2019 | $1.01 |
| Jul 20, 2019 | $1.01 | Mar 19, 2019 | $1.01 |
| Jul 27, 2019 | $1.01 | Mar 19, 2019 | $1.01 |
| Aug 3, 2019 | $1.01 | Mar 19, 2019 | $1.01 |
| Aug 10, 2019 | $1.01 | Mar 19, 2019 | $1.01 |
| Aug 17, 2019 | $1.01 | Mar 19, 2019 | $1.01 |
| Aug 24, 2019 | $1.01 | Mar 19, 2019 | $1.01 |
| Aug 31, 2019 | $1.01 | Mar 19, 2019 | $1.01 |
| Sep 7, 2019 | $1.01 | Mar 19, 2019 | $1.01 |
| Sep 14, 2019 | $1.01 | Mar 19, 2019 | $1.01 |
| Sep 21, 2019 | $1.01 | Mar 19, 2019 | $1.01 |
| Sep 28, 2019 | $1.01 | Mar 19, 2019 | $1.01 |
| Oct 5, 2019 | $1.01 | Mar 19, 2019 | $1.01 |
| Oct 12, 2019 | $1.01 | Mar 19, 2019 | $1.01 |
| Oct 19, 2019 | $1.01 | Mar 19, 2019 | $1.01 |
| Oct 26, 2019 | $1.01 | Mar 19, 2019 | $1.01 |
| Nov 2, 2019 | $1.01 | Mar 19, 2019 | $1.01 |
| Nov 9, 2019 | $1.01 | Mar 19, 2019 | $1.01 |
| Nov 16, 2019 | $1.01 | Mar 19, 2019 | $1.01 |
| Nov 23, 2019 | $1.01 | Mar 19, 2019 | $1.01 |
| Nov 30, 2019 | $1.01 | Mar 19, 2019 | $1.01 |
| Dec 7, 2019 | $1.01 | Mar 19, 2019 | $1.01 |
| Dec 14, 2019 | $1.01 | Mar 19, 2019 | $1.01 |
| Dec 21, 2019 | $1.01 | Mar 19, 2019 | $1.01 |
| Dec 28, 2019 | $1.01 | Mar 19, 2019 | $1.01 |
| Jan 4, 2020 | $1.01 | Mar 19, 2019 | $1.01 |
| Jan 11, 2020 | $1.01 | Mar 19, 2019 | $1.01 |
| Jan 18, 2020 | $1.01 | Mar 19, 2019 | $1.01 |
| Jan 25, 2020 | $1.01 | Mar 19, 2019 | $1.01 |
| Feb 1, 2020 | $1.01 | Mar 19, 2019 | $1.01 |
| Feb 8, 2020 | $1.01 | Mar 19, 2019 | $1.01 |
| Feb 15, 2020 | $1.01 | Mar 19, 2019 | $1.01 |
| Feb 22, 2020 | $1.01 | Mar 19, 2019 | $1.01 |
| Feb 29, 2020 | $1.01 | Mar 19, 2019 | $1.01 |
| Mar 7, 2020 | $1.01 | Mar 19, 2019 | $1.01 |
| Mar 14, 2020 | $0.56 | Mar 19, 2019 | $0.56 |
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