Inventory for phone and phone accessories-handset,batteries

Dismas

Kipsingori Village, Kenya

100% repaid

Entrepreneur

Name

Dismas

Member since

May 2015

On-time repayments

61 installments  •  62%

About Me

About Me
Am Dismas Koech Korir ,a first born in a family of six , My education ended up in Class eight and I majored in entrepreneurship. I borrowed capital to begin my business from my brother which I was able to open a phone accessories shop which I sell phone housing,batteries,handset,Simcard replacement to the neighbouring customers. Therefore I request zidisha for a little loan to boost my business in terms of capacity.
The business is situated at kipsingori village in UasinGishu county and has been in operation for over 1 year.
I started the business to fill a gap which existed at the location due to unmatched demand and supply.
With the zidisha loan, I will buy more stock which increases the supply in the locality and also meet the demand of various customers

My Business

My Business
As i previously mentioned, the business deals with phone accessories and other electronics,although competition exist in the area but i usually employ competitive tactics and also offer them at an affordable prices.
The business faces risks such as competition from similar businesses and also decreased purchasing power of consumer.
The business generates 50 USD in a month in terms of profit and 15 USD as expenses.
Currently, the business can sell around 50 units of handsets in a week and this is not sufficient to meet customers demand due to increased population.
The profit from the business i use it to increase the capital base of the business and the balance to educate my children.

________________________________________

Loan Proposal

Dear Lenders,
The previous loan made me overcome so many challenges of fund shortages and I congratulate my lenders once again for full support and corporation over the entire period.Once again,drafting my request for additional fund to support my business and to expand it to various regions.My budget for this time is as follows;
1)20 new phones Nokia type@ kshs 5,000 costing US Dollars 1000/.
2)10 Handsets @ kshs 100 costing US Dollars 10.
3)10 new Safaricom lines @ kshs 30 costing US Dollars 3.
Total cost in Dollars=1013.
This will increase my earnings further by 20 US Dollars and also enable me employ more people in the locality and hence improve their standards of living.
Thanks in advance.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$191.00

Date disbursed

Nov 29, 2015

Repayment status

On Time

Projected term

9 months

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Melbourne, Australia

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LIER, Belgium

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UD

Ulf D

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Peter R

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Bruce

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Switzerland

Max Lettenberger

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Jani

Finland

JT

JW Tabacchi

United States

Kevin

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J

Julie

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RT

Rakesh Tondon

United States

M

Marc

Newcastle upon Tyne, United Kingdom

DB

Divya Bhat

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KD

Kent Don

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EB

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Jennifer Weber

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Summary

Amount repaid

$200.77

Amount remaining

$0.00

Date repaid

Sep 7, 2016

Status

Fully repaid

Repayment History

Expected Payments Actual Payments
Dec 6, 2015 $5.00 Dec 11, 2015 $5.00
Dec 13, 2015 $5.00 Dec 18, 2015 $5.00
Dec 20, 2015 $5.00 Dec 25, 2015 $5.00
Dec 27, 2015 $5.00 Jan 1, 2016 $5.00
Jan 3, 2016 $5.00 Jan 14, 2016 $5.00
Jan 10, 2016 $5.00 Jan 14, 2016 $5.00
Jan 17, 2016 $5.00 Jan 14, 2016 $5.00
Jan 24, 2016 $5.00 Jan 24, 2016 $5.00
Jan 31, 2016 $5.00 Feb 9, 2016 $5.00
Feb 7, 2016 $5.00 Feb 9, 2016 $5.00
Feb 14, 2016 $5.00 Feb 9, 2016 $5.00
Feb 21, 2016 $5.00 Mar 12, 2016 $5.00
Feb 28, 2016 $5.00 Mar 12, 2016 $5.00
Mar 6, 2016 $5.00 Mar 12, 2016 $5.00
Mar 13, 2016 $5.00 Mar 12, 2016 $5.00
Mar 20, 2016 $5.00 Apr 8, 2016 $5.00
Mar 27, 2016 $5.00 Apr 8, 2016 $5.00
Apr 3, 2016 $5.00 Apr 8, 2016 $5.00
Apr 10, 2016 $5.00 Jun 4, 2016 $5.00
Apr 17, 2016 $5.00 Jun 4, 2016 $5.00
Apr 24, 2016 $5.00 Jun 4, 2016 $5.00
May 1, 2016 $5.00 Jun 4, 2016 $5.00
May 8, 2016 $5.00 Jun 4, 2016 $5.00
May 15, 2016 $5.00 Jul 21, 2016 $5.00
May 22, 2016 $5.00 Jul 21, 2016 $5.00
May 29, 2016 $5.00 Jul 21, 2016 $5.00
Jun 5, 2016 $5.00 Jul 21, 2016 $5.00
Jun 12, 2016 $5.00 Jul 21, 2016 $5.00
Jun 19, 2016 $5.00 Jul 21, 2016 $3.00
Aug 24, 2016 $2.00
Jun 26, 2016 $5.00 Aug 24, 2016 $5.00
Jul 3, 2016 $5.00 Aug 24, 2016 $5.00
Jul 10, 2016 $5.00 Aug 24, 2016 $5.00
Jul 17, 2016 $5.00 Aug 24, 2016 $5.00
Jul 24, 2016 $5.00 Aug 24, 2016 $5.00
Jul 31, 2016 $5.00 Aug 24, 2016 $5.00
Aug 7, 2016 $5.00 Aug 24, 2016 $5.00
Aug 14, 2016 $5.00 Aug 24, 2016 $3.00
Sep 7, 2016 $2.00
Aug 21, 2016 $5.00 Sep 7, 2016 $5.00
Aug 28, 2016 $5.00 Sep 7, 2016 $5.00
Sep 4, 2016 $5.00 Sep 7, 2016 $5.00
Sep 11, 2016 $0.77 Sep 7, 2016 $0.77

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