Inventory for shop

Victor

Iten Kaptoo Village, Kenya

100% repaid

Entrepreneur

Name

Victor

Member since

February 2014

On-time repayments

228 installments  •  69%

About Me

PERSONAL PROFILE
KIPKORIR VICTOR KIBOR
Iam known by the following names,born in 1984 kokwao sub-location Tambach division
In Keiyo district.I went to kokwao primary school and finished in the year 1999 thereafter joined Tambach Boys high school for four years.In the year( 2005-2006),went to Mbale progressive high school Uganda for A-level.
In the year (2009-2010),went top Regions group college and acquired a diploma in Business administration thereafter joined Kenya college of accountancy for a professional coure in Certified public accountant.
In the year 2014, i enrolled for a degree course in BCOM Kisii university and i graduated in Dec 2017
Currently in the year,2012 to date,I am employed in Transmara sugar company as an accountant.married in 2013 and blessed with 2 children.

My Business

TRACTOR FOR CANE HAULIAGE TO THE FACTORY FOR CRASHING:
Due to an increasing urge from the community, I opted to purchase one tractor for transporting cane to the factory .The cane will be carried to the factory and crashed and the end products that is Sugar will be used by the community to improve their livelihood's.
The reason for choosing this kind of business is due to an increasing demand by the businessmen for ease of transport of their cane. I have bought 1 tractor complete with a trailer and iam planning to add another one for efficiency.

The costs incurred in this case is as below:
1.A tractor Kes 1,500,000=USD 12,820/
2.Trailer Kes 500,000=USD 4,275/
3.Other spares Kes 200,000 =USD 1,709/

Total=USD 18,804/
The profit received from this will assist me in adding more tractors and employ some casuals in day to day tasks.
With this regards,I thank Zidisha team for there financial support and unity and I hope we shall be together as far as terms and conditions is concerned.
Thanks&Regards.

Loan Proposal

Dear entire lenders for Zidisha,
Due to countable numbers of shops in my village, I eventually decided to venture into it so as to meet the high demand of house hold products like sugar, salts, tea leaves, cooking fat, paraffin and other products. The business kicked off on 15th, Aug.2014 after considering several factors like demand, population density, strategic position and enough capital to gather for large stock. It is for this reasons that led me to abandon the earlier ongoing business. Another main reason for leaving previous business is due to diminishing demand as almost everybody has got knowledge of stocking cereals during harvesting. In this business I am able to buy stock at subsided price from a merchant and sell to a large population including Students from a local school. A bag of sugar costs=Kshs 3,600/ which is equivalent to 41 USD With this regards, I thank Zidisha team for their financial support and unity and I hope we shall be together as far as terms and conditions is concerned.
Kindly, I request zidisha lenders to help me raise my loan bids so as to be able to meet my clients needs as this is also new adventure that have ventured into whereby I do not want to let down my clients.
Thanks Regards
Kibor

Feedback

5

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Loan Info

Project Type

Classic Loan

Disbursed amount

$252.00

Date disbursed

Nov 10, 2014

Repayment status

On Time

Projected term

2 months

Lenders

B

Bernhard75

Vienna, Austria

Jouni

Finland

ads68

Melbourne, Australia

S

SammyGeorge

Belfast, United Kingdom

N

naranburgos

Madrid, Spain

E

elourenco

Porto, Portugal

S

sarah4d2

Saint Louis, United States

Mikers

Netherlands

Voscke

Utrecht, Netherlands

DF

Dennis Furr

United Kingdom

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  • Victor    Jul 24, 2022

    Thanks alot my financiers and God bless you all for making this project success.The amount will help me as a top up to purchase additional tractor for transport.Thanks

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  • Benson    Jul 24, 2022

    Success in your business

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  • Chepkemoic    Jul 20, 2022

    All the best

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  • BienesDar    Jul 16, 2022

    Greetings from BienesDar.org in Spain. We have contributed to this project as we believe will provide jobs and well being for others too. Keep up the good work, Victor!

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    • Victor    Jul 21, 2022

      Thank you BienesDar,this project will definately help and provide job to others

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  • Victor    Jul 15, 2022

    The tractor currently loading cane from farmers land to the Sugar factory.The tractor is of high demand in the area and hence the need to additional one for faster carriage.

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  • Victor    Jul 15, 2022

    The tractor below is in operation right now and its currently carrying sugar cane for farmers to the factory for crashing

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  • Victor    Jul 15, 2022

    Hi Zidisha team members, we are doing fine here in Kenya.Thanks

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  • Victor    Feb 12, 2019

    REQUEST FOR REFUND OF MEMBERS LOAN FUND:
    Hi my lenders,
    Due to other commitments will not be able to raise a loan at the moment and I kindly request for my refund of members fund in order to repay school fees for my children, Your quick action will be highly appreciated.

    Thanks

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  • Victor    Feb 4, 2019

    Good morning my lenders,
    Iam very happy this morning to express my gratitude for your financial support, I enjoyed your company since we started, due to other commitments, I kindly request for a refund of my members fund so as to enable me to use in repaying my children's school fees.
    Thanks and regard,

    Victor

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  • Victor    Jan 30, 2019

    Good afternoon,
    I am sorry and I think you will accept my sincere apology, I have reduced the installment because since last year I was repaying other loans which I was given to pay my university fees and iam very grateful because I will finish in two months time.Just bear with me please.

    Regards.

    Victor

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  • Victor    Oct 19, 2018

    Dear lender,
    I have been having a problem in paying my loans because I was under medication but now iam abit better. Sorry for inconvenience.

    Regards,
    Victor

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  • Jason    Sep 22, 2018

    Can't reach Victor or any of his references

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  • Jason    Aug 21, 2018

    Can't reach Victor or any of his reference

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  • Jason    Jun 27, 2018

    Can't be reached anymore or the reference

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  • Jason    May 27, 2018

    He is financially unstable but will pay soon

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  • Jason    May 27, 2018

    Financially unstable by know

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  • Victor    Mar 28, 2018

    The reason I am reducing the installment is that for the next 1 month from now, iam busy planting cane and maize and this requires huge amount of money thereafter I will resume to pay the normal installment.
    Regards.
    Victor

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  • Victor    Mar 16, 2018

    Goodmorning my lenders,
    Yesterday I received amount kes 6,684.I will use this money to buy additional seedcane for my sugarcane farm and pay casuals who will help me weed the farm.Thanks once again for the loan.

    Regards.

    Victor

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  • Victor    Mar 14, 2018

    Thanks to my lenders,
    Thank you once again to Paul Buchhet,Emma and Ahmad for your financial support.

    Regards.

    Victor

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  • Victor    Mar 10, 2018

    Hi my lenders,
    The rainy season has started and many farmers now are preparing to plant crops. Thanks to Emma and Ahmad for your contributions.
    Regards.
    Victor.

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