Inventory of a brand new hair drier machine to my salon

Reginah Nduku

Wendiga Estate,mweiga, Kenya

Funds disbursed

$0 to go

100% funded of $264 goal

days left

Follow Reginah Nduku

How it Works

Entrepreneur

Name

Reginah Nduku

Member since

December 2014

On-time repayments

45 installments • 33%

About Me

I am Reginah Nduku Mweloh.I am 28 years old,a mother of two children and a wife to Mr.Josephat Githui.I was born,brought up and went to school also in Kangundo,Eastern part of Kenya.After i completed my O level education,i was forced to drop in favor of our other small children who were still going to school in various classes.This forced me to have no hope in college.This made me to walk away and went to my Aunt here in Mweiga,Central part of Kenya and i started looking for an employment.After like one month time i got an employment in a farm in Kiganjo and it was strictly in farming, harvesting and ploughing the land.This made me to degrade myself and i was determined that one day,i will own my land for my own farming.This didn't turned to be right,instead,i got a humble husband who changed my minds in working for others.He later managed to take me to a nearby hair college for me to attain the knowledge of beauty.This happened and after 2 years i was able to attain my certificate in Hair & beauty .This is what made me to be determined to start my own salon and from that time i have employed two more ladies who we work along with them.Thanks

My Business

I am Reginah nduku Mweloh.I am a small scale business-lady here in Mweiga town.I own a salon by the name Flexies Beauty Point.It is in Witeithie building,mezzanine floor room 11B.It is in a strategic and busy place and i am proud to be offering the best services ever you can admire compared to my competitors within the town.I offer services like:braiding,weaving chemical application,Manicure & pedicure,Curl-kit,wash & set,styling among other services to make you beauty.For a normal week i can get a profit of between Kes.6,500 to Kes.10,000.This can be more once I buy a brand new hair drier machine
With the injection of some capital from the Zidisha Microfinance,i can do much better and also get more new clients due to my efficiency.Currently the implements i am using i had acquired them after the zidisha first loan ,although I had got more new clients at the moment making the services more faster,though I sometimes lease the Drier machine to style my clients from my competitor within the area.Am seeking for a boost to buy a brand new drier machine to cater for my daily clients coming for the styling and settings.The Drier machine will greatly boost my efficiency in my business and at the end it will increase my profit.Thank you all.

Loan Proposal

Thank you all the lending panel and the Zidisha team management for making my first loan a successful one.From the first loan,I was able to buy a blow-dry machine which has really put a new face to my salon and also fastens my services while attending to their hair for a beauty look.
I am back to you once again for my second loan to kindly request for a boost to buy a brand new hair drier machine.
The new Wahl hair Drier machine currently it costs at Kes.21,000.(In U.S.D-231)
Addition of 48 pieces of short hair weaves at a cost of Kes.3,500.(In U.S.D-38.50)
The remaining Kes.350.(In U.S.D- 3.80),will be for the matatu fare from town.Thank you.
I am humbly requesting all my lenders an the other willing lenders to participate in my loan funding to enable me buy the said hair drier machine and the weaves.Welcome all for the funding.Thank you in advance

Feedback

Positive

Neutral

None

Negative

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$264.00

Date disbursed

May 6, 2015

Repayment status

Late

Projected term

6 months

Other loans

Dec 2014: $100

Lenders

fairspirit

Utrecht, Netherlands

Bob Fitzjohn

Fontvielle, Monaco, Yemen

Marin county, United States

idris

United States

Sam D

Canada

Franmiguel

Perth, Australia

Ask Reginah Nduku a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

Please log in to comment.

Frankline Jul 2, 2015

Dear Borrowers. My name is Frankline I am the volunteer mentor for Reginah Nduku. Following her lateness to repaying the loan, iu have tried to reach her and find out what the issue is but I have not yet been able to do so till now. I will update you as soon as I am able to reach her.

Log in to reply • Share
Franmiguel May 30, 2015

Hi Reginah,
I just thought that I would touch base and see how you are doing.
Regards
Michael

Log in to reply • Share
RN
Reginah Nduku May 6, 2015

To my worthy dear lenders,I am very happy for the kind gesture you have attributed to my loan by the way of funding the zidisha loan.I am overjoy as i am certain that out of the loan,my salon will acquirer a brand new hair drier machine to fasten the services to my customers.Thank you so much my lenders and remember the Hand that giveth is the one receiveth.I will keep you updated about my business progress.Much regards to you all..

Log in to reply • Share
RN
Reginah Nduku May 4, 2015

Thank you Sam D for your advance contributions in my loan.I promise you that the loan will be of good use in my salon business.To the other lenders please lend me to buy a new hair drier machine.Regards.

Log in to reply • Share
RN
Reginah Nduku May 4, 2015

hey my worthy lenders.I am pleading to you to bid my loan so that i can buy a new hair drier machine.The new implement will increase my net revenue and at the same increase my customers trust by a way of fastening the hair styling & drying their hair faster after the chemical application.Remember,supporting a mother is supporting the Nation.Kindly support my loan.Much regards.

Log in to reply • Share
RN
Reginah Nduku May 1, 2015

To all my worthy lenders.I am happy for your consistence generous support you have been giving me.I assure you that the funds was of great help and out of the first loan you gave me,I was able to buy a new blow-dry machine for my salon,which enabled me to get more clients from the quality & fast service ,thus attending more clients than before.
Now I am back to you once again to request all the lenders to fund me in order for me to buy a new hair drier machine.The said machine make all my clients to get all the services in my salon and conviniently compared to now.Kindly help me to meet my target.Thank you in davance.

Log in to reply • Share
RN
Reginah Nduku Apr 30, 2015

To my worthy dear lenders and the entire Zidisha team.I am totally happy for the continuous support you have been giving my salon business.Through your support and the loan,I was able to buy a blow-dry machine which so far still fastens my ability to attend as many clients as possible and within a short time period.I am thanking you all for this unique gesture you rendered my business.Surely I am proud to be a Zidisha member for life.Long live Zidisha.

Log in to reply • Share
RN
Reginah Nduku Apr 25, 2015

To all lenders and the management of zidisha team,I would like to take this precious opprtunity to tell the lenders that my salon has advanced by the support you have been giving me.Currently the new blow-dry machine has made my services simple by saving my customers time and money.For now I will be able to offset my remaining loan balance with the profit i got come the paying day.

Log in to reply • Share
- Franmiguel Apr 29, 2015
  
  Hi Reginah,
  Thanks for being such a great borrower.
  I am really happy to hear that there has been an increase in customers and that this is benefiting both you and your business.
  All the best in the future
  Michael
  
  Log in to reply • Share
RN
Reginah Nduku Apr 15, 2015

Thank you my Zidisha team members and the lenders who have really supported my business to improve.Since i bought the new blow-drier,i have been getting more new clients daily and the word has really spread to my other clients,making the business to be good.From the profit i have been getting for the last few weeks now,I will be able to pay more until i clear my loan.Thank you lenders and the whole team for making this a success.Love you all.

Log in to reply • Share
RN
Reginah Nduku Apr 14, 2015

To all my lenders,I am greatful for the support you have been giving my small salon.I can see that since i added the new blow-drier,my customers have been waiting for less time compared to the time they had been waiting initially.I tell you this"YOU ARE STRONG & GOOD PEOPLE ON EARTH,ready to assist small businesses like mine to be a big entrepreneur in near future.Thank you all & have a super day.
Regards,
Reginah Nduku Mwelo

Log in to reply • Share
- Franmiguel Apr 14, 2015
  
  Hi Reginah,
  Thanks for your kind words.
  I am really happy to hear that the added blow-drier is helping you in your business.
  I will now have a super day, knowing that you are moving from being a small businesswoman, to being a big entrepreneur!
  All the best and wishing you continued success.
  Michael
  
  Log in to reply • Share
  - RN
    
    Reginah Nduku Apr 15, 2015
    
    Thanks Franmiguel for your prompt reply and good & encouraging comments.Hope one day through your support,I will where i am aiming at,being an entrepreneur on my own.Good day and say a big Hi to all your family members.Regards.
    
    Log in to reply • Share
Franmiguel Feb 26, 2015

Hi Reginah,
Great to see that you are consistently making repayments.
I note that due to the repayment reschedule, the loan period has increased and the cost of the interest has also increased.
If I could make a recommendation...
If business has improved and you are finding it easy to make the current repayments, you might want to consider rescheduling to pay the loan off earlier.
That way you could save interest!!!
As I am sure you know, that is always a good business outcome.
All the best
Michael.

Log in to reply • Share
- RN
  Reginah Nduku Mar 5, 2015
  
  Hi Franmiguel,Thank you so much for your kind advice.I am working hard to see that in the next three weeks to come i change my payments to a bigger amount,whereby the interest will automatically drop.Otherwise sorry for not replying on time due to the power shortage we have been experiencing in our area.My business is still doing fine and i am saying THANK YOU for the support you rendered me.I am looking forward to send my next installment come the 8th march.Thank you and have a peaceful day full of God's protection.
  Regards,
  Reginah.
  
  Log in to reply • Share
RN
Reginah Nduku Jan 28, 2015

Good morning Zidisha team and my dear lenders for making dreams a reality.I have just paid this week installments though i know it takes two to three days to reflect in my loan account.I thank all the lenders for reviving my salon back to life again.Truly,this was the gift to me for the new year.Through your kind & generous support i have moved my salon to another level.Thank you and have a successful week.
Regards,Reginah Mweloh.

Log in to reply • Share
- Franmiguel Jan 28, 2015
  
  Hi Reginah,
  Don't worry if the payment doesn't show up immediately.
  I am happy to hear that your salon is doing well.
  Regards
  Michael
  
  Log in to reply • Share
RN
Reginah Nduku Jan 17, 2015

Hi to all my lenders.Today being on Tuesday has been a great day to me and to my family too.Though i have not opened the salon today since i was going to renew my license for operating the business from the county's offices.This will make me to reduce this week payments to kshs.200,promising that by next week,there will be some changes in my payments.This was affected by the profit i had got,to renew the license.Thank you for now and have a good day.

Log in to reply • Share
RN
Reginah Nduku Jan 17, 2015

Hi to all my lenders.Today being on Tuesday has been a great day and sunny day.To me and to my family we are very fine too.Though i have not opened the salon today since i was going to renew my license for operating my business for this year 2015,from the county's offices.This will make me to reduce this week payments to kshs.200,promising that by next week,there will be some changes in my payments.This was affected by the profit i had got,to renew the license.Thank you for now and have a good day.

Log in to reply • Share
Anthony Dec 30, 2014

Hi Reginah. I tried to contact you but couldn't reach you. I will try some other time. I am glad to be your VM.

Log in to reply • Share
RN
Reginah Nduku Dec 30, 2014

Good morning zidisha team and the lenders.It is my happiness that the lenders have faith in me through their sincere and kind support of the loan.I want to send my heartfelt appreciation to Franmuguel from Australia,who have made this possible.I am certain that after i purchase the new Drier machine , hair chemical,and shampoos,i will be good to go for the betterment of my salon and for the lenders too.Thank you so much Franmiguel and be blessed.Happy new year to you all.

Log in to reply • Share
RN
Reginah Nduku Dec 29, 2014

Thank you all the willing lenders and the zidisha Microfinance management for supporting my business.I am inviting all the lenders to support me in buying the salon implements.I promise you that i will be punctual in my weekly payments.Thank you in advance and God bless you all.

Log in to reply • Share
- Anthony Dec 30, 2014
  
  Congratulations Reginah Nduku. Your loan is now fully funded.
  
  Log in to reply • Share