Entrepreneur
Name
Alfred
Member since
February 2016
On-time repayments
224 installments • 72%
About Me
My name is Alfred Sangpour from Lawra in the Upper West region, Wa-Ghana. I am the first born of the family of four but with step siblings of seven.
I am someone with a very difficult childhood. My parents are peasant farmers so often times, school fees was a problem. By the grace of God and kindness of friends and relatives, I was able to make it to university and now am a teacher. I am married with one kid. I want to work hard in order to provide for my family and circles.
My Business
I wish to engage in mini importation alongside my teaching job. I financed the shop with personal savings and credit facility from a credit union I belong to. My turnover weekly is well over $350 with a profit margin of 35%.
I believe with extra capital injection, my revenue would greatly increase and return profit of over 50%.
I therefore counting on zidisha for this loan to establish and obtain increased profit to change my economic situation and to support my family and circles.
Loan Proposal
The loan when granted would be used to achieve the following:
1. 85% of the loan be used to stock cosmetic products of my beauty products Company limited. The would help me overcome products shortage.
2. Previous and Potential lenders, 5% of the to be given loan would be channelled into research and business development in the Research and Development division of the organisation. Research has the positive potential to assisting me detect, anticipate and satisfy change in demand and change in quantity and quality demanded of the various cosmetic products I offer.
3. Sirs/Madams, the remaining 10% of the to be granted loan be used to meeting marketing expenses.My business intend to engaging Direct Sales Agents (DSA) in supplying cosmetic products to non -Shop visiting clients and potential customers.
4. 5% of the would-be loan would be used to meet business meetings and business travel expenses. The business meetings are about having gathering with same industry plays and the business travel cost has to do with taking products deliveries.
Thank you.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$653.00
Date disbursed
Jan 23, 2019
Repayment status
Late
Projected term
26 months
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Summary
Amount repaid
$312.64
Amount remaining
$340.38
Expected completion
Apr 3, 2021
Status
Repaying late
Installment amount
$11.59
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Feb 2, 2019 | $10.35 | Feb 5, 2019 | $10.35 |
| Feb 9, 2019 | $10.35 | Feb 15, 2019 | $10.35 |
| Feb 16, 2019 | $10.35 | Feb 15, 2019 | $10.35 |
| Feb 23, 2019 | $10.35 | Mar 3, 2019 | $10.35 |
| Mar 2, 2019 | $0.00 | ||
| Mar 9, 2019 | $10.35 | Mar 3, 2019 | $10.35 |
| Mar 16, 2019 | $10.35 | Mar 31, 2019 | $10.35 |
| Mar 23, 2019 | $10.35 | Mar 31, 2019 | $10.35 |
| Mar 30, 2019 | $10.35 | Mar 31, 2019 | $10.35 |
| Apr 6, 2019 | $10.35 | Mar 31, 2019 | $10.35 |
| Apr 13, 2019 | $10.35 | Apr 24, 2019 | $10.35 |
| Apr 20, 2019 | $0.00 | ||
| Apr 27, 2019 | $10.35 | Apr 24, 2019 | $10.35 |
| May 4, 2019 | $0.00 | ||
| May 11, 2019 | $0.00 | ||
| May 18, 2019 | $0.00 | ||
| May 25, 2019 | $0.00 | ||
| Jun 1, 2019 | $0.00 | ||
| Jun 8, 2019 | $10.35 | Jun 6, 2019 | $10.35 |
| Jun 15, 2019 | $10.35 | Jun 6, 2019 | $10.35 |
| Jun 22, 2019 | $10.35 | Jun 6, 2019 | $10.35 |
| Jun 29, 2019 | $10.35 | Jun 6, 2019 | $10.35 |
| Jul 6, 2019 | $10.35 | Jun 6, 2019 | $10.35 |
| Jul 13, 2019 | $10.35 | Jun 6, 2019 | $10.35 |
| Jul 20, 2019 | $0.00 | ||
| Jul 27, 2019 | $0.00 | ||
| Aug 3, 2019 | $0.00 | ||
| Aug 10, 2019 | $0.00 | ||
| Aug 17, 2019 | $6.21 | Aug 19, 2019 | $6.21 |
| Aug 24, 2019 | $6.21 | Aug 19, 2019 | $6.21 |
| Aug 31, 2019 | $6.21 | Aug 19, 2019 | $6.21 |
| Sep 7, 2019 | $6.21 | Sep 13, 2019 | $6.21 |
| Sep 14, 2019 | $6.21 | Sep 13, 2019 | $6.21 |
| Sep 21, 2019 | $6.21 | Sep 13, 2019 | $6.21 |
| Sep 28, 2019 | $0.00 | ||
| Oct 5, 2019 | $0.00 | ||
| Oct 12, 2019 | $0.00 | ||
| Oct 19, 2019 | $0.00 | ||
| Oct 26, 2019 | $4.14 | Jan 3, 2020 | $4.14 |
| Nov 2, 2019 | $4.14 | Jan 3, 2020 | $4.14 |
| Nov 9, 2019 | $2.07 | Jan 3, 2020 | $2.07 |
| Nov 16, 2019 | $0.00 | ||
| Nov 23, 2019 | $0.00 | ||
| Nov 30, 2019 | $0.00 | ||
| Dec 7, 2019 | $0.00 | ||
| Dec 14, 2019 | $0.00 | ||
| Dec 21, 2019 | $0.00 | ||
| Dec 28, 2019 | $0.00 | ||
| Jan 4, 2020 | $4.14 | Jan 3, 2020 | $4.14 |
| Jan 11, 2020 | $4.14 | Jan 3, 2020 | $4.14 |
| Jan 18, 2020 | $4.14 | Feb 9, 2020 | $4.14 |
| Jan 25, 2020 | $0.00 | ||
| Feb 1, 2020 | $0.00 | ||
| Feb 8, 2020 | $0.00 | ||
| Feb 15, 2020 | $4.14 | Feb 9, 2020 | $4.14 |
| Feb 22, 2020 | $4.14 | Feb 9, 2020 | $4.14 |
| Feb 29, 2020 | $0.00 | ||
| Mar 7, 2020 | $0.00 | ||
| Mar 14, 2020 | $0.00 | ||
| Mar 21, 2020 | $0.00 | ||
| Mar 28, 2020 | $0.00 | ||
| Apr 4, 2020 | $0.00 | ||
| Apr 11, 2020 | $4.14 | Apr 20, 2020 | $4.14 |
| Apr 18, 2020 | $4.14 | Apr 20, 2020 | $4.14 |
| Apr 25, 2020 | $2.07 | May 5, 2020 | $2.07 |
| May 2, 2020 | $2.07 | May 5, 2020 | $2.07 |
| May 9, 2020 | $2.07 | May 5, 2020 | $2.07 |
| May 16, 2020 | $2.07 | May 5, 2020 | $2.07 |
| May 23, 2020 | $0.00 | ||
| May 30, 2020 | $0.00 | ||
| Jun 6, 2020 | $0.00 | ||
| Jun 13, 2020 | $2.07 | Jun 21, 2020 | $2.07 |
| Jun 20, 2020 | $2.07 | Jun 21, 2020 | $2.07 |
| Jun 27, 2020 | $2.07 | Jun 21, 2020 | $2.07 |
| Jul 4, 2020 | $2.07 | Jun 21, 2020 | $2.07 |
| Jul 11, 2020 | $2.07 | Jun 21, 2020 | $2.07 |
| Jul 18, 2020 | $0.00 | ||
| Jul 25, 2020 | $0.00 | ||
| Aug 1, 2020 | $0.00 | ||
| Aug 8, 2020 | $0.00 | ||
| Aug 15, 2020 | $2.07 | Dec 2, 2020 | $2.07 |
| Aug 22, 2020 | $2.07 | Dec 2, 2020 | $2.07 |
| Aug 29, 2020 | $0.00 | ||
| Sep 5, 2020 | $0.00 | ||
| Sep 12, 2020 | $0.00 | ||
| Sep 19, 2020 | $0.00 | ||
| Sep 26, 2020 | $0.00 | ||
| Oct 3, 2020 | $0.00 | ||
| Oct 10, 2020 | $0.00 | ||
| Oct 17, 2020 | $0.00 | ||
| Oct 24, 2020 | $0.00 | ||
| Oct 31, 2020 | $0.00 | ||
| Nov 7, 2020 | $0.00 | ||
| Nov 14, 2020 | $0.00 | ||
| Nov 21, 2020 | $0.00 | ||
| Nov 28, 2020 | $0.00 | ||
| Dec 5, 2020 | $4.14 | Dec 5, 2020 | $4.14 |
| Dec 12, 2020 | $4.14 | Dec 5, 2020 | $4.14 |
| Dec 19, 2020 | $4.14 | Dec 22, 2020 | $4.14 |
| Dec 26, 2020 | $4.14 | Jan 6, 2021 | $4.14 |
| Jan 2, 2021 | $4.14 | Mar 12, 2021 | $4.14 |
| Jan 9, 2021 | $4.14 | Mar 30, 2021 | $4.14 |
| Jan 16, 2021 | $0.00 | ||
| Jan 23, 2021 | $0.00 | ||
| Jan 30, 2021 | $11.59 | Apr 7, 2021 | $4.14 |
| Apr 29, 2021 | $4.14 | ||
| May 13, 2021 | $3.31 | ||
| Feb 6, 2021 | $11.59 | May 13, 2021 | $0.83 |
| Feb 13, 2021 | $11.59 | ||
| Feb 20, 2021 | $11.59 | ||
| Feb 27, 2021 | $11.59 | ||
| Mar 6, 2021 | $103.52 | ||
| Mar 13, 2021 | $103.52 | ||
| Mar 20, 2021 | $16.15 | ||
| Mar 27, 2021 | $16.15 | ||
| Apr 3, 2021 | $55.49 | ||
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