Inventory of fibric and also some cartains

Alice

Mazeras, Kenya

41% repaid

Entrepreneur

Name

Alice

Member since

July 2014

On-time repayments

156 installments  •  21%

About Me

My name is Alice Wanjiru kamau married and now with one baby boy, i schooled at Gikodi primary school then proceeded to Nginda Secondary school,I dint have the chance to join colled cause of financial difficalties i started a small howking business(bananas) i now have started a more decent job(boutique).I live in Mazeras in Kilifi county,i love socializing with people that i know and also with those i don'nt know sharing developing ideas in business.I have a boutique business that i started last year,Through this business i have managed to pay off some bills and also support my family like paying off school fees for my little sister who is in form two.

My Business

After High school i started a small hawking business that gave me some small savings, i joined a microfinance and after months of savings i was able borrow a loan of twenty thousands approximetly usd 240. I was now able to start a botique and managed to payback the loan,due to high intrest rates i left and concentrated on my profits to help expand my business,After learning about Zidisha's low intrest rates from John, i now wish to apply a loan and chip in the money to my shop to expand it even more.We don't own a house but have a rental house both for the business and where i live.Most of my customers are from the EPZ(export processing zone) that has about 4000 workers majority of them being women(roughly 3000).

Loan Proposal

fist i will buy fabrics which i will sell as garments which is worthy 86.51usdolarsand also invest a sewing machine which will help in cutting fabrics to garment which is worthy 54.07us dollars finally i will also add some curtains since they are in high demand in the area when selling fabrics as garments i will gain a lot since i will be able to sell even to those small upcoming tailors in these i expect my profit to increase at a higher percent God willing.

Feedback

2

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Loan Info

Project Type

Classic Loan

Disbursed amount

$198.00

Date disbursed

Apr 6, 2015

Repayment status

Late

Projected term

33 months

Lenders

Franmiguel

Perth, Australia

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  • Alice    Nov 9, 2016

    hello dear zidisha team, am glad to you for having patient for not paying on time.i would like to change repayment schedul since my investment has improved

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  • Alice    Jan 5, 2016

    This is because my business is not running well especially in this month of January ,so i would like to reduce my payment according to my income.I also want to retain my stock so that i may not end up to finishing my business.

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  • Samuel    Oct 9, 2015

    I phoned Alice today at 1.40pm. She says she will send in her repayments today.

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  • Samuel    Aug 25, 2015

    I phoned Alice today at 11.01pm. She says she will send in something in the afternoon when she is back from town.

    Thanks.

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  • Samuel    Jul 9, 2015

    I phoned Alice today at 2.48pm. She says she will send in her repayments today.

    Thanks.

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  • Alice    May 11, 2015

    Hi zidisha team and my lenders ,i am very sory for not repaying my loan on time but it is due to some unavoidable circumstances .My step sister was admitted to hospital where by she needed an operation worth seventy thousand and i and my brother we are the one to take care of the .the amount is very high and we have reached to a point where we cannot do any more therefore we opted for a small fundraising so that well wishers can assist, this is the reason why i would like to rechedulemy repayment amount.

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    • Franmiguel    May 31, 2015

      Hi Alice,
      I am sorry to hear your news. I hope that your step sister is now feeling better.
      Regards
      Michael

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  • Samuel    May 1, 2015

    I phoned Alice but she was unavailable on phone. I will call her again later or find her at her business. We are neighbours here.

    Thanks

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  • Franmiguel    Apr 6, 2015

    Hi Alice
    Again thanks for being such a great borrower.
    I am happy to hear that the loan has helped you in your business.
    All the best in the future.
    Michael

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    • Alice    Apr 15, 2015

      Hi,franmiguel,my lenders and zidisha team am very greatful that I received the amount thankyuo I pray that God will help me to laern it .

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  • Alice    Apr 3, 2015

    dear my lender and zidisha team i would like to thank you because my business is now doing well i have a great improvement through your loan may you live longer to help many in order to move away poverty in the whole world

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  • Alice    Mar 17, 2015

    Dear lenders am sorry that am reducing my loan repayments, my mother got sick and I and my brother were to cater for the hospital bill so I used the little tha i had that is why I was unable to repay on time

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    • Franmiguel    Mar 17, 2015

      Hi Alice,
      I am sorry to hear of your mothers illness.
      I hope that she is feeling better now.
      Please take whatever action you need to in rescheduling your loan, I would not like to see you add financial strain to your worries.
      All the best
      Michael

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      • Alice    Mar 24, 2015

        Hi, franmiguel and the zidisha team i thank God that my mother is feeling well thankyou for accepting my request.

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  • Franmiguel    Jan 31, 2015

    Hi Alice,
    Thanks for being a great borrower.
    I really hope that it has helped your business.
    All the best in the future.
    Michael

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    • Alice    Feb 6, 2015

      Thanks to you all i rely feel great with you so far i have invested curtains and fabric which are doing very well each day am making profit of 1500 sh. 16.444$ be blessed.

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  • Alice    Jan 29, 2015

    Hi, to you all my lenders am very grateful to you that you have really improved my business by lending me a loan i pray that God may bless you abundantly.

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  • Alice    Jan 28, 2015

    Thanks all my lenders and the Zidisha team for this first loan.i managed to add some kids clothes as i had promised earlier during loan application,i have now increased my profits and now wish to pay a higher amount .

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    • Franmiguel    Jan 28, 2015

      Hi Alice,
      I am really happy to hear that you have increased your profits!
      Well done.
      Regards
      Michael

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  • Alice    Dec 9, 2014

    had a problem cropping my photo lemme keep on trying

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  • Alice    Dec 9, 2014

    Thanks a lot Franmiguel i just saw you funded my loan fully.I am so grateful and i appreciate, God bless you.

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    • Franmiguel    Dec 9, 2014

      Hi Alice,
      I really hope that adding to your stock helps you to add to your profits!
      All the best with your business.
      Michael

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