Inventory of latest fashion skirts

Miller

Kisii, Kenya

1% repaid

Entrepreneur

Name

Miller

Member since

April 2014

On-time repayments

236 installments  •  13%

About Me

Miller Omwenga is my name, am a young kenyan busines man "Mitumba" clothes seller, who is ambitious, humble and a go getter. I try to exploit every opportunity that comes my way and above all i see God as my Hero and puts every trust in Him. Am a firstborn in a family of five a position that equips me with responsibility self reliance and action taker so as to set a good example to my younger siblings and other youths in my community and the society at large. Being born and raised in a humble christian background makes respect a core value in dealing with each and every person from all walks of life.

My Business

Am kenyan business man "Mitumba" clothes seller, who is ambitious, humble and a go getter. I try to exploit every opportunity that comes my way and above all i see God as my Hero and puts every trust in Him. Am a firstborn in a family of five a position that equips me with responsibility self reliance and action taker so as to set a good example to my younger siblings and other youths in my community and the society at large. Being born and raised in a humble christian background makes respect a core value in dealing with each and every person from all walks of life.

Loan Proposal

Describe what you will do with the loan in at least 200 characters
fashion is the latest trend among ladies and they usually love to be appreciated. with emerging trends of new fashion dresses among ladies. i will specifically go for skirts pencil shapes which will yield good returns as the demand for them is very high.

Feedback

None

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$97.00

Date disbursed

Jul 22, 2016

Repayment status

Late

Projected term

42 months

Lenders

Zidisha

Sterling, United States

Matching Fund

Sterling, United States

PG

Paul Graham

United States

Craig Newmark

United States

The Zinc Team

San Francisco, United States

Humble Bundle Community

San Francisco, United States

A

Anonymous

United States

A

Anonymous

United States

A

Anonymous

United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

Ask Miller a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Miller    Mar 23, 2024

    Am back to my feet I will be paying on time without delays

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  • Henry    Dec 26, 2014

    CONGATULATION MILLER IN YOUR BUSINESS , MAY GOD BLESS YOU AMEN.

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  • Brian    Dec 15, 2014

    Hi please help me,i choose you as my Vm.I have got 8dys lèft and i have not been funded what might be the problem?

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  • Sputnik    Oct 6, 2014

    Hi Miller. How are you doing?

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  • Dennis    Sep 2, 2014

    hey Miller, how long do you think it will take for the money 100% funded to me to be disbursed to me? It is now 2Days since funded fully.

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  • Brian    Aug 14, 2014

    i applied last week n sijapata io loan...are this guys realiable

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    • Harbard    Aug 14, 2014

      Please Brian Ogega be patient because we have many borrowers to deal with hence we are apologetic and we ask you always to use full English because almost of the lenders are not Kenyans

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  • Miller    Jul 22, 2014

    Davidhenning (kenya client relationship manager) and I. When he paid me a visit at my place, lenders kindly fund my loan bid to 100% so that i am able to achieve ma goals.

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  • jossy2011    Jul 22, 2014

    Hey,
    Am a newbies here,I have thrown a few dollars your way.I expect you to Rate me and recommend for a loan to me,
    I trust you shall reciprocate the gesture when I list for my loan soon,
    Best wishes!
    Thanks

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  • DavidHenning    Jul 21, 2014

    Dear all,

    I met Miller Omwenga in Kisii town. Together we took a bodaboda (motorcycle taxi), three people on a small motorbike is the most normal thing in the world here, to his residence a bit on the outskirt of town. It is a student apartment, and thus only has one room, but it is spacious and gives you a pleasant feeling upon entry.

    Miller is currently studying business administration at the local university. He has two businesses at the moment, in total giving him a profit of 340 USD a month, allowing him to both finance his fees and support his family. However, this was always the case.

    After finishing high school in 2008 he applied to several colleges in Kenya. He also got admitted to most of them, but his family was unable to pay the fees. Miller started taking small jobs wherever he could to at least sustain himself. Being the first born in a Kenyan family he is considered to be a third parent, carrying a huge responsibility to both act as a role model for his 4 younger siblings and help his parents provide for them. He worked among other things as a barber for some time, but none of the jobs enabled him to earn a satisfying amount. In June last year one of his friends introduced him to the concept of selling data bundles. Being a person who grabs any opportunity that comes his way, the concept immediately caught Millers attention, and soon after he was online selling data bundles to customers. Having built up a base of regular costumers this business today gives him around 230 USD a month, significantly more than anything he earned before. The business is easy to manage, as it is all online (quite similar to Zidisha), and he can use his phone to control selling and buying bundles for his customers.

    However, this was not enough for Miller. Partly to increase his profits but mostly to employ his brother, who was looking for work, he opened up a second business, a cloth-selling shop. He started it with his own capital, but it did not go well, earning only 23 USD a month. With the first loan he acquired through Zidisha he stocked up his cloth supplies and added bed sheets to his inventory. This lead to a great improvement in the business, which steadily developed now earning him an approximate 115 USD a month! As the business was improving he saw himself in need of more people. Employing one after the other he now has 3 people under his supervision to deal with the cloth business. Being the first born, the fruits of his labor are not solely enjoyed by him. With the money he is also helping his parents to provide for his siblings, currently paying the school fees for 2 of his younger siblings in addition to covering his own fees and living costs.

    With a further loan he would be able to expand his cloth-selling business and further improve the situation for him and his family. His future plan is to firstly finish his degree, upon which he hopes to find a job. However, as he already has two businesses running, which are improving steadily, he will not be in a rush and can if necessary simply continue expanding his business and make a comfortable living.

    Miller is energetic, devoted and really wishes to help himself, his family and his surroundings. As a volunteer mentor (clients of ours that volunteer to help other clients), he personally meets with people whenever possible, and really tries to understand their situation and help them to the best of his capabilities. It was a pleasure to watch such devotion within a young man only a few years older than myself.

    David Henning
    Client Relationship Manager, Kenya

    1. Divican in his student house

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  • Divican    Jul 17, 2014

    CONGRATULATIONS MILLER WE SALUTE YOU WITH DAVID

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  • Henry    Jul 10, 2014

    CONGRATULATION MILLER OMWENGA

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  • (Comment deleted by author)

    • Felix    Jun 28, 2014

      I have no plans to do anything to you my friend. I do not even know you. Please act with decorum and integrity I beg you. Stop this please, please, please

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  • Felix    Jun 27, 2014

    Miller, don't you think you are being overdramatic, unprofessional, and very unfair with your comments on my Zidisha profile? I beg you to approach all communications with a sober and mature mind. I forgive your outburst noting you are a young man and probably don't have much experience learning courtesy. But please delete the unfair comments and make an apology. While at it, also note that my loan is not only paid up to date but even paid ahead of schedule. You really had no reason to post on my profile. Additionally, the time we spoke was on 7th June. That is 20 days ago my friend. Within that period, I have made 3 payments to Zidisha and by the time you posted you had not contacted me or checked to see what my current status is. Please let us guard reputations and act professionally at all times. Thanks

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  • Erick Makori    Jun 25, 2014

    hi miller i would like you to tell me why they are turning down disbursement of my loan annd later inform me that i do not meet the qualifications to receive a zidisha loa. Am confused since even my loan ws fully funded only to its disbursement for them to teel me all those.i had plans and its like am failing.please see to it

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  • Gilbert    Jun 18, 2014

    hallo lenders am left wiith two days for my loan to expire please assist for me to access it.

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  • Divinah    Jun 18, 2014

    Am Divinah, Miller I applied for my loan two weeks ago but they have not confirmed me fully plz your assistance is of great value
    Thanks Zidisha team.

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  • (Comment deleted by author)

    • Felix    Jun 28, 2014

      I'm sorry to say this but you are ruining the Zidisha experience for genuine borrowers like me. You can find the Volunteer Mentor Code of Ethics by accessing this page

      www.zidisha.org/index.php?p...

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