Renovations to my vehicle-washing center

Samuel

Berekum, Jamdede, Ghana

100% repaid

Entrepreneur

Name

Samuel

Member since

August 2015

On-time repayments

221 installments  •  42%

About Me

Samuel Effah is my name. I am a Ghanaian by nationality. I am 45 years of age, married with four children, two boys and two girls. I completed Boamponsem secondary school. right from there, I pursued into university of Ghana Legon and came out to establish my own business , the washing bay named SAMFAK washing bay. I currently stay in Berekum Jamdede, managing my own business.

My Business

Washing bay is one of the lucrative ventures as far as the transportation business keep ongoing .I started my washing bay business on 3rd March, 2010 with only one pressure washing machine and two laborers. At that time, I used to buy water from Ghana Water Company before I could wash cars. About few months later, I got money from the business and tapped water from the above mentioned company and stopped buying water from them again . About a year later, I had money and hired a drilling machine to drill a mechanized bore hole, which I have been using up to date. I now have twenty laborers with only two pressure washing machine, one poly tank and 8feet by 80feet uncompleted structure meant for washing room for customers (drivers), snack bar and mini super market which I hope will fetch money when completed. The ground of the washing bay is measured 100feet by 160 feet , which is not cemented and it causes a lot of inconveniences , more especially on the rainy seasons .the business has become the source of daily bread for many people and therefore need to meet an international standard .Thank you.

Loan Proposal

Dear Zidisha, washing bay being lucrative venture need to be equipped all the time to meet the demand of the customers, drivers. We always need strong pressure washing machines, good environment with toilet facilities, bath houses and neat floor .Entertainment places for customers whiles waiting for their car on washed. All these need strong financial support before they are done I am therefore appealing to you to come into my aid so that I can put up all these. I also need money to complete the 8feet by80feet structure to meet the demand of the customers, also the ground of 100feet by160feet to be cemented to put stop to the inconveniences caused during the rainy seasons. Since I want to meet the international standard, I need to get more strong pressure washing machines, quality submersible pump.

Feedback

3

None

None



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Loan Info

Project Type

Classic Loan

Disbursed amount

$569.00

Date disbursed

Jun 18, 2016

Repayment status

On Time

Projected term

3 months

Lenders

R

Rotterdammer

Rotterdam, Netherlands

Svenip

Vienna, Austria

J

Jessica

Patagonia, Argentina

kuebel

Vienna, Austria

D

Darish

Clarksville, United States

P

Prysdahl

Marshall, United States

O

ocnis

Seattle, United States

H

Habroukema

Austin, United States

M

Margi

Littleton, United States

NA

NO ACCOUNT

Bluba, Germany

Paul Buchheit

Mountain View, United States

TyrynyRed

United States

K

KarinV

United States

SuperMario28

Cudahy, United States

V

vasco27

Portugal

Nigel Titley

Milton Keynes, United Kingdom

TS

Taylor Shann

United States

UN

Uwe Neumann

Frankfurt Germany, Denmark

Dean Cress

United States

Lou Kaucic

Sanbornton, NH, United States

Eugen Stamm

Zurich, Switzerland

T

Tucker

United States

AG

abel ghita

Bucharest, Romania, Italy

B

Bramlage

United States

OH

Orion H.

United States

UK

Uday Kolluri

New York, Singapore

P

Peter

Germany

Y

YTSJ

London, United Kingdom

TW

Tyler Wood

United States

Philip Schueler

Newbridge, Ireland, Ireland

metab

Estados Unidos, Hong Kong

EthicalHost

Toronto, Canada

Claire

San Fransico, United States

LK

Leslie Kelly

United States

Iris

Ireland

I

isaac

United Kingdom

KK

karl kerksiek

United States

feisty penguin

United States

MK

Michael K

United States

W

Wim

Netherlands

NM

Neil M

London, United Kingdom

K

Kenny

United States

Angela Linwood

Minneapolis, Minnesota, United States

DM

Dustin Maz

United States

L

Lucas

United States

J Laufs

Germany

I

ixeldog

atlanta, United States

GA

Giovanni and Yelena

New York, Ny, United States

E

Elle

New York, United States

L

Laura

San Francisco, United States

emilio

Sestri Levante, Italy

J

jeananne

United States

G

Gary

United States

Romesh Fernndo

Perth Australia, Australia

MO

Mark Owens

United States

MS

Merel S

Netherlands

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  • Samuel    May 31, 2019

    Dear lenders I will like to reduce my installment to this amount so that I can repay it in time because recently I have been improving my workshop and this has cost me a lot.

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  • Samuel    Mar 25, 2019

    Dear lenders I thank you for your loan and I wish to repay you in time so I will like to reduce the installment to 10 GHS in order for me to repay it in time

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  • Samuel    Feb 4, 2019

    Dear lenders i promised to repay the loan on time but due to some circumstances that occur last year i would like to reduce my installement that will help me to repay my loan on time.

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  • Samuel    Oct 28, 2018

    Dear Zidisha,
    I appreciate the aid you have given me so far very much. As I explained earlier that I was attacked by armed robbers some time ago, I have found it very difficult to get back on my feet once again. The attack forced me to rent machines for my business. These rented machines made things worse as they were not very effective. This has greatly affected my income to the extent that I as much as I tried, I could not even afford to send my ward to a medical school.
    Currently I have returned the rented machines. I hope to attain a reasonable income from my citrus farm next year January so as to enable me resume work and pay off my debt.
    I therefore wish to reduce my payment installment to 5GHS starting from my next weekly installment.

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  • Samuel    May 13, 2018

    Dear lenders,with reference with the last comment about the attack on my work. Work ceased due to the attack which resulted in the stolen of my tools and machines for work.we went bankrupt and now with God grace i have generated a little amount of money to purchase another machines to commenced my work again.
    I am sorry for any inconvinece and promised to resume my weekly payment on 20th may 2018 with my wife Georgina Acheampomaa who is also a member.
    Thank you.

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  • Samuel    Jul 17, 2017

    Dear lenders,the failure of my weekly repayment since 25 June was due to the fact that we were attacked and looted by an armed robbery group on 22 June. Our monies and mobile phones were taking away. By God's grace we have started working now with my wife Acheampomaa Georgina who is also a member of zidisha ,hope to settle all our arrears in no time. Thanks.

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  • Samuel    May 7, 2017

    I want to change the Ghs 15 weekly installment to Ghs 50 to enable me to pay my loan fast and on time and enable me get another loan to help me run my business thank you

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  • Samuel    Oct 21, 2016

    This reschedule is done in order to be able to repay the loan given to me without disappointing the lenders. You shall be notified of any change or improvement in the business. Thanks.

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  • Samuel    Oct 3, 2016

    Dear lenders, am so grateful for your support. I really appreciate it so much. I therefore thank each and everyone who gave me a helping hand. This loan is going to be used to purchase another pump and some spraying guns. Thank you for funding this loan for me at this time. Thank you.

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  • Samuel    Sep 28, 2016

    Thank you so much lenders. My business is going on well.

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  • Samuel    Aug 14, 2016

    These are my kids that am also using part of the money to pay their school fees.

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  • Samuel    Aug 3, 2016

    Effah Yeboah Dorothy. Second Year Student at University of Education Wineba. Ghana

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  • Samuel    Aug 3, 2016

    Effah Adjei Susana. First Year Student at Christ The King Academy. Berekum Ghana

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  • Samuel    Aug 3, 2016

    Effah Kyere Emmanuel. Second Year Student. Church of Christ Senior high School. Ejisu Ash. Ghana

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  • Samuel    Aug 3, 2016

    Dennis Effah Nimako.Final year Student. Saint James Seminary Schools. Sunyani Ghana

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  • Samuel    Jun 28, 2016

    May the Lord richly blessed all my lenders for their continues support to me. The loan has helped me to improve upon my business and also support ed in my children 'education and I want to invest more into the way business by adding restaurant to serve the customer s

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  • Samuel    Jun 27, 2016

    I have received my loan. Thank you so much for your support. It has been so beneficial to me. I have purchased more different pumping machines to expand my business. It has also helped me to pay my bills and other taxes I own the government. I really thank you so much. Actually the business is rapidly improving. Thank you.

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  • Samuel    Jun 16, 2016

    I am more than happy to see that my loan has been funded quickly. This loan will help me to expand my business business . I am therefore going to use this loan to buy more spraying guns in order to improve on my business. I thank you so much dear lenders for funding this loan for me at this time. God bless you all.

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  • Samuel    Jun 11, 2016

    Dear Lenders, I am most grateful for your support. I have completely paid off my loan and I optimistic you will give me another support in order to expand this profitable business. Thank you.

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  • Samuel    May 2, 2016

    Hi lenders, still there is an improvement in my business. Am earning more profit nowadays. New customers are locating me due to the good work we are doing here. As at now, I have been able pay all the school fees of my three children, one at the University level, and the two at the senior high school. It would not have been easy without the help from zidisha and its lenders. Thank you so much.

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