Expand the inventory of wines and spirits in my shop

Dinah

Nairobi, Kenya

62% repaid

Entrepreneur

Name

Dinah

Member since

May 2014

On-time repayments

71 installments  •  38%

About Me

First and fore most my sincere thanks goes to Zidisha lenders and Zidisha as whole fraternity for their first loan that they gave me for some time back. As you are aware i had applied for a second loan but unfortunately it expired but i thank all the lenders and zidisha team who helped me but i i believe that with God everything is possible. I managed to repay my loans on time. I like my job because it gives me something by the end of the day. This business some times it is difficult in most cases when you do not have enough stock, since most of our customers need to satisfy them selves by booking large stock which means one must be equipped with enough stock like most stock of kenya brewaries and those of landon dstillers which are quite expensive since one box cost approximately USD 30 and i need like 10 cuttons of each so
that customers will have enough confident. It has forced me to go in for my second loan from Zidisha. My story starts from this business of mine dealing with distribution of wines and spirits .I live in kasarani Nairobi. I decided to start this business after tarmacking for a long without securing a good job. I have a higher diploma in business administration and secretarial studies. Normally after I do my sales I restock the shop once again such that my customers don't lack anything at their time of needy. My hobbies are reading research books, traveling and visiting the less fortunate.during my free time I like listening to gospel music and at times visit the needy.

My Business

The source of my income is personal business. There is demand for these goods because I sell original things from the company and also these are goods that are perishable mainly many costumers prefer my business because I am always there for them and they get all types of wines and sprits that they need from me. Another thing is that my customers know that I don't delay in delivering the goods. The business is profitable. We people in this business we face a lot of challenges since sometimes we have other people who seems to produce fake products of the same, but today we are trying to train our customers on how to distinguish between fake and original products. For me my customers have a lot of confident since as from the past I have been training my self on how to be trust worth. In every month since I got my my first loan from Zidisha I am enjoying a profit of USD 391.792 per month. I am hoping immediately as I qualify for this loan then I will add anonymously stock to my business
Thanks a lot.

Loan Proposal

after i get the loan of USD 450, i will enlarge my business.i will also but some other products that i don't have in the shop right now that i know that my customers are demanding such as kenya brewaries products,African spirit,UDV and london distillers which cost approximately USD 100 per cotton and i will need like 10 cottons of each,my business being a busy shop i will also introduce new products to my customers and enlighten them on the same.these include kingfisher,and V&A , Afri-gold and Konyagi. This loan will really help me since i know that i will make business and at the same time i will be able to repay and get another one.

Feedback

None

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$450.00

Date disbursed

Sep 6, 2014

Repayment status

Late

Projected term

16 months

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  • Dinah    Sep 22, 2015

    I want to finish paying so that i can get another one to boost my business

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  • Dinah    Sep 21, 2015

    Kindly update my account so that i can increase my payment since i want to complete paying and get another one.thanks

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  • Dinah    Sep 21, 2015

    JIJ942S6HR Confirmed. Ksh500.00 sent to Zidisha Inc. for account 0723810570 on 19/9/15 at 9:37 AM New M-PESA balance is Ksh2,705.20. Dial *234# for Lipa Na MPESA


    charges.i leanders, thanks for your support all through.kindly note that my last instalment has not yet been updated.i have forwarded the message on the same.thanks

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  • Dinah    Aug 13, 2015

    right no alcohol business not doing well in kenya.

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  • Dinah    Aug 5, 2015

    i would like to reduce my payment since here in kenya alcohol business is not doing well since some products have been burned.

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  • Dinah    Jul 27, 2015

    good morning zidisha team..first and foremost let me thank you for your continued support all through.i got a challege in paying my loan through this month since here in kenya we had a challege of wines and spirits since they were all suspended by the government because there were people who were selling unothorized spirits.kindly i request you bear with me but once i get a way out i will let you know.Thanks.

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  • Dinah    Jul 13, 2015

    Thank you for your support all through

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  • Dinah    Jun 25, 2015

    My business has picked up and want to finish paying so that i can get anotherbloan to boost my business.

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  • Dinah    May 20, 2015

    Business quite down coz of heavy rains here in kenya.i also been unwell the whole of this month.thanks

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  • Dinah    Apr 13, 2015

    i would like to increase my payment since my business has now picked and i want to finish paying fast so that i can get another one.

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  • Dinah    Apr 13, 2015

    good afternoon lenders,i wish to extend my gratitude to you towards the growth of my business. a few months ago business was not good here in Kenya but i thank God now that things are okay.thank you for your support all through.

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  • Dinah    Mar 24, 2015

    i wish i increase the amount so that i can be able to complete my lone fast and get another loan.

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  • Dinah    Feb 14, 2015

    Hi,first and formost i take this opportunity to thank the Zidisha team and all my lenders.i also take this chance to apologize for my late payment.since january my business has been so down because the money which i had i used to get licence which costed me alot of money to an extent of suspending my business.i will start paying my instalment as from next week wednesday.thank you for your continued support.

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  • Namaste250    Dec 30, 2014

    Hi Dinah,
    Happy New Year!
    Best wishes to you and your family for a healthy, joyous and prosperous 2015, Ann

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  • Dinah    Nov 23, 2014

    First of all i thank you for the loan that was given to me once again. The reason for scheduling my payment is because there is too much competition since most of the products like for UDV prices have gone up so most of the customers cannot afford because of selling price leading to inflation,but when the business picks up i can go back to my normal payment schedule.

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  • Namaste250    Sep 7, 2014

    Good luck with your new purchases. I hope the customers follow your lead in trying in new things.
    Best wishes, Ann

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    • Dinah    Sep 7, 2014

      Thanks for your wishes.i will try and make my customers happy in my purchase.

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  • Dinah    Sep 7, 2014

    Thank you so much i got my loan yesterday and now am set to do exploits on my business.To our zidisha lenders may God bless you fot your support.Thank you once again.

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  • Dinah    Sep 5, 2014

    Ooh thank you so much our zidisha lenders.finally my loan is fully funded.am so happy with you since i know my business wont lapse.God bless you all.

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  • Dinah    Sep 5, 2014

    Thank you so much our zidisha lenders for being there for us.its only 11 hours left for my loan to expire.i relly tresure you all for your support all through.kindly assist in funding the remaining bit of my loan before it expires.thank you so much and may God bless you.

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  • Alex    Sep 4, 2014

    dear lenders have a look at my loan proposal and help in funding me.your efforts will be highly appreciated,thanks in advance

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