Inventory to restock/expand my chemist

Joyce

Wanjohi Township,ol-kalou Location,nyandarua County,kenya, Kenya

100% repaid

Follow Joyce How it Works

Entrepreneur

Name

Joyce

Member since

January 2016

On-time repayments

44 installments  •  41%

About Me

I am Joyce Kamau,a Kenya born citizen.I am a female and a wife and a mother too.My home town is Wanjohi township,Ol-Kalou location,Nyandarua county,Kenya-East-Africa.I work as a business lady at Stema shopping centre and I deal with selling human drugs in my small shop known as Good Health Pharmacy .
My hobbies are walking, meeting new friends,visiting the needy & sick people,Reading informative materials,e.t.c.

My Business

My business is in Health category.I own a chemist here in Stema shopping centre,Wanjohi town,next to Kass-mart supermarket.I specifically deals in selling human drugs.I have been doing the business now for the last four years,immediately after I graduated in pharmacy course in a government college.
My clients are the inhabitants of this town,neighbouring villagers,among others.I normally source my drugs from the Government supply agents(Kepsa). Mostly I sell the originals and generics as the people are not equal pocket wise.The originals are somehow expensive compared to generics.
In my weekly sales I averagely gets a total sales of Kshs.45,000.After I restock the drugs,I averagely get a profit of Kshs.3,500 per week.Part of the profit(55%) gets back into the business,(30%) goes to my daily expenses plus bills,15% savings.I normally re-invest back so that my chemist can grow and finally it will be able to cater for itself in future.
This has taken a while now while my chemist could improve,forcing me to look for another source of financial support.This has landed me at Zidisha Microfinance team.I am therefore kindly requesting the Zidisha team to stand with me so that I can expand my chemist into a modern pharmacy.I am intending to use the loan to restock more ARV's drugs,Diabetes insulins,malaria tabs,children's oral syrups(Amoxyl,cafenol,paracetamols,among others.)This will make my clients afford them at a reduced prices,thus making a good sales.Thank you all and May God bless Zidisha team.

Loan Proposal

I am intending to use the Zidisha loan to restock more ARV's drugs,Diabetes insulins,De-wormers,anti-malaria tabs (adults & children),children's oral syrups(Amoxyl,cafenol,paracetamols,betafen plus,among others.),e.t.c.I am intending to purchase the above goods at about 120 dollars from the main government depot.
This will make my clients afford them nearer to their homes and at a reduced prices compared to my competitors,thus making a good sales.Thank you all and May God bless all the Zidisha team.To all willing lenders please support my loan through your kind and generosity contributions.God bless you all in advance.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$200.00

Date disbursed

Jan 17, 2016

Repayment status

On Time

Projected term

3 months

Other loans

May 2016:  $507

Lenders

D

Divergent

Bethesda, United States

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

mepster

San Francisco, Ca, United States

M

mbarbier

United States

B

Bernhard

Baden - Baden, Germany

BP

Bing-shu Pan

Taiwan

MW

Matt Willis

United States

PG

Paul Graham

United States

Rosario von Li

San Jose, Ca, United States

MS

Mike Sutherland

United Kingdom

KT

Kate Turner

United States

SH

Sara Harmenberg

Sweden

RR

Richard Rabinowitz

United States

PW

Peter Wang

United States

Ask Joyce a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

Please log in to comment.

  • Miriam    Nov 3, 2016

    Please communicate with the lenders on how you are doing and how the loan given to you has helped you. If possible post pictures. You can also adjust loan repayment to a figure comfortable to you.

    Log in to reply • Share

  • Miriam    Nov 3, 2016

    Hi Joyce, hope all is well with you. Kindly communicate to the lenders how you are fairing on and how loan granted has helped you. Adjust repayment amount if need be. All the best.

    Log in to reply • Share

  • Joyce    Aug 9, 2016

    Hello Zidisha fraternity.I would like to kindly request to minimize my payments down-wards for now.I will reschedule to normal soon.Thank you in advance to you all.

    Log in to reply • Share

  • Joyce    Jun 5, 2016

    Hello good and kind generous lenders.I received your loan and utilized the whole funds to add more quality and original drugs for my clientele.I want to sincerely thank you all for making this possible.I am looking forward for better sales soon courtesy of your help.May God bless you all that you may lack nothing in your storehouses.Love you all.

    Log in to reply • Share

  • Joyce    Jun 1, 2016

    Thank you lenders for entrusting me with your hard earned money to expand my chemist.Now I will be able purchase more drugs to serve my clients well as well as sell them at a discounted price to all.I appreciate you all for the kind gesture in improving my business. Kind regards.

    Log in to reply • Share

  • Henry    May 24, 2016

    HI JOICE HOW ARE YOU IN OL-KALOU IN NYANDARUA COUNTY, BE HAPPY ALWAYS LIKE THAT AND READ PROVERBS 19;17, AND DO THAT ALWAYS AND HELP EACH OTHER, MY NO. IS 0728090249, PLEASE CALL ME I;M ON ALL THE TIME. THANK YOU GOD FOR HELPING ZIDISHA TEEM SO THAT HE HELP US TO MEET OUR GOAL, THANK YOU.

    Log in to reply • Share

  • Joyce    May 22, 2016

    To all my lenders who are still supporting my loan,I congratulate you all and I humbly accept your funds.Thank you once again for the contributions.

    Log in to reply • Share

  • Joyce    May 18, 2016

    Thank dear lenders for making my business a successful one in this region.Now I have more clientele,as most of them normally get their drugs at my store and also with a discounted price.Through you I will achieve more and also help my community too.Thank you and God bless you .

    Log in to reply • Share

  • Joyce    May 5, 2016

    Hello Zidisha team,Today has been very fantastic day to me as I was able to open my store just as usual and most of my clientele was given the services by me.This has made also most of them to put trust by the services I offer through selling the drugs at a discounted prices.Kudos to all lenders for making this possible and to the zidisha team also for making sure that our business has reached to another great level.Thanks alot.

    Log in to reply • Share

  • Joyce    May 4, 2016

    Hi good people in zidisha fraternity.I would like to reduce my loan payments downwards for the time being.The sales are good though I will be settling my business rent for this month by the end of the week,hence making me to scale down my installment.Thanks in advance for your continuous support in my business.

    Log in to reply • Share

  • Joyce    Apr 23, 2016

    Hello good people in the zidisha team.I would like to re-change my loan payments mode to a higher amount this week.The sales has gone up,making me to get good profit in this week sales.I appreciate the lenders efforts and the zidisha fraternity at large.Keep the good work of helping out the needy business people and Our God will never abandon you.Thanks alot and be blessed.

    Log in to reply • Share

  • Joyce    Mar 10, 2016

    Hi my good friends in Zidisha fraternity.I am humbly requesting for a weekly minimal payable amount of Ksh.100.I will reschedule later for larger amount soon.Thank you and be blessed.

    Log in to reply • Share

  • Joyce    Jan 21, 2016

    Hello all the zidisha fraternity.
    I am requesting from you if it's possible to service my weekly loan repayments at a lower amount for the next four weeks period.It has been occasioned by the renewal of my trade license therefore I have remained with little amount to pay for the said weeks.Kindly allow me to change and thank you.

    Log in to reply • Share

  • Joyce    Jan 14, 2016

    I am wishing all the lenders who have already contributed to my loan a THANK YOU and for entrusting me with the loan.I assure you that the loan with be of good benefit to the entire community as they will be able to access affordable medicines and also at their door step(near to their homesteads.)Thank you.

    Log in to reply • Share

  • Joyce    Jan 9, 2016

    Thank you Bernhard for your good start in supporting me through the bidding.I thank you and welcome others also to fund my loan.Thanks.

    Log in to reply • Share

  • Joyce    Jan 7, 2016

    Dear lenders please support my Zidisha loan through your kind contribution.I am looking forward to expand my chemist into another level.Thank you in advance to you all.

    Log in to reply • Share


Loading...

Loading...

Loading...

Explore

Act

Connect

Account

© 2009 - 2024 Zidisha, Inc.   •   Terms and Privacy   •   Contact