Mouhamed
Niamey, Niger
$0 to go
100% funded of $100 goal
0
days left
Name
Mouhamed
Member since
March 2013
On-time repayments
15 installments • 0%
I am the son of Khamed Moussa Amadou. He is the head of the village of Afenatess, situated 7 km from the department of Abalak. Myself, I live in Niamey in the Abidjan quarter, not far from the Arewa dispensary. I'm an expert at crafts, I am an artist. I never went to school, but I speak a little French. I sell jewelry in French. The idea of being independent, as the son of the village chief, got me into starting up a business in order to be able to finance my expenses and those of my family. I have one wife and two children. The profits of my trade serve to pay the rice, oil, meal, milk, rent and bills as well as fuel for my car. My extended family does not rely on me, being the family of a village chief.
My business consists of various arts and crafts. You know, I am a teacher in this field. I don't leave for Europe or the United States. Those who do leave give my work in the form of orders, because nobody can do the work I do and I forbid anyone whosoever to imitate my creations or models. The high demand of my jewelry is thanks to the explanation from above. The customers are also forwarded to my by others who have bought from my and who were truly satisfied with my work. The business is profitable quite simply because I receive a steady flow of orders, there's always an order waiting for me. To my knowledge there's no risk at all. It would be difficult to tell you specifically what the monthly costs are, apart from that I know the price of a sack of rice, milk, oil necessary each month or fuel for my car etc. The income of the sales goes up to about 600.000 CFA francs each month. If the profit, i.e. the difference between my monthly costs and my sales, I think I make a very good profit, because I don't smoke or drink alcohol, in short I don't have any useless expenses.
I want to buy metals such as pure silver, nickel, bronze, copper powder, Araldite glue, pins, brushes, acid and all one needs for this line of work. After having bought pure silver and nickel, I go to the machine first to melt the stuff and then to make necklaces, rings and earrings.
JE SUIS LE FILS DE KHAMED MOUSSA AMADOU. IL EST LE CHEF DU VILLAGE D'AFENATESS VILLAGE SITUE A 7 KILOMETRES DU DEPARTEMENT D'ABALAK. MOI JE VIE A NIAMEY AU QUARTIER ABIDJAN NON LOIN DU DISPENSAIRE AREWA. JE SUIS EXPERT EN ARTISANAT JE SUIS ARTISTE. JAI PAS ETE A L'ECOLE MAIS JE PARLE FRANCAIS UN PEU. JE VEND MES BIJOUX EN FRANCAIS. L'IDEE D'ETRE INDEPENDENT BIEN QUE JE SUIS FILS DU CHEF DE VILLAGE M'A POUSSER A LANCER UN COMMERCE AFIN D'ETRE CAPABLE DES FINANCER MES DEPENSES ET CELLES DE MA FAMILLE. JAI UNE FEMME ET 2 ENFANTS. LES GAINS DE MON COMMERCE SERT A PAYER LE RIZ HUILE VIANDE DU LAIT PAYER LOYER ET FACTURES ET DU CARBURANT POUR MA BAGNOLE. MA GRANDE FAMILLE NA PAS BESOIN DE MOI CAR ETANT UNE FAMILLE DU CHEF DU VILLAGE.
LES PRODUITS ARTISANAUX DIVERS SONT LES MARCHANDISES QUE FOURNI MON COMMERCE. VOUS SAVER JE SUIS MAITRE EN TERME D'ARTISANAT. JE NE PART NI EN EUROPE NI AU ETATS UNIS. CEUX QUI PARTENT ME DONNE DU TRAVAIL SOUS FORME DES COMMANDES. CAR NUL NE PEUT FAIRE MON TRAVAIL. ET J'INTERDIS A QUICONQUE QUI IMMITE MA CREATION OU MODELE. LA FORTE DEMANDE DE MES BIJOUX EST DUE A L'EXPLICATION D'EN HAUT. LES CLIENTS EUX AUSSI SONT REFERER CHEZ MOI PAR D'AUTRES QUI ONT ACHETER AVEC MOI ET QUI ETAIENT VRAIMENT SATISFAIT DU TRAVAIL. LE COMMERCE EST RENTABLE TOUT SIMPLEMENT PARCEQUE JE RECOIS DES COMMANDES SURES ET CERTAINES CE DIRE QUE JAI TOUJOUR UNE COMMANDE QUI ATTENDE. A MA CONNAISSANCE YA PAS DE RISQUE. IL SERAIT TRES DIFFICILE DE DIRE SPECIFIQUEMENT LES COUTS MENSUELS A PART QUE JE SAIS COMBIEN COUTE LE SAC DU RIZ LAIT HUILE NECESSAIRE PAR MOIS OU LE CARBURANT DE MA VOITURE..ECT. LES REVENUS DE VENTES VA JUSQU'A 600000 FCFA LE MOIS. SI LES BENEFICES C'EST LA DIFFERENCE ENTRE MES COUTS MENSUELS ET MES VENTES JE PENSE QUE JE FAIS DES TRES BELLES BENEFICES. PUISQUE JE NE FUME PAS PREND PAS D'ALCOL BREF TOUT CE QUI VA ME FAIRE DE DEPENSES UNITILES
JE VEUX ACHETER DU METEL COMME SUIS ARGENT PUR NIKEL BRONZE CUIVRE POUDRE COLLE ARRALDIT PINSE PINSEAU ACID ET TOUS CE QU IL FAUT POUR CE TRAVAIL ET APRES AVOIR ACHETER DE L ARGENT PUR NIKEL JE PAR A LA MACHINE POUR LE FONDRE D ABORT ET REVENIR FAIRE LE TRAVAIL DES COLIER BAGUES ET BOUCLE D OREILLE
Positive
None
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$100.00
Date disbursed
Jul 30, 2013
Repayment status
Late
Projected term
15 months
Amount repaid
$0.00
Amount remaining
$116.62
Expected completion
Nov 4, 2014
Status
Repaying late
Installment amount
$9.29
Expected Payments | Actual Payments | ||
---|---|---|---|
Sep 5, 2013 | $0.00 | ||
Oct 5, 2013 | $0.00 | ||
Nov 4, 2013 | $9.29 | ||
Dec 4, 2013 | $9.29 | ||
Jan 4, 2014 | $9.29 | ||
Feb 4, 2014 | $9.29 | ||
Mar 4, 2014 | $9.29 | ||
Apr 5, 2014 | $9.29 | ||
May 5, 2014 | $9.29 | ||
Jun 5, 2014 | $9.29 | ||
Jul 5, 2014 | $9.29 | ||
Aug 5, 2014 | $9.29 | ||
Sep 5, 2014 | $9.29 | ||
Oct 5, 2014 | $9.29 | ||
Nov 4, 2014 | $5.18 |
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