Jeans trousers for resale

Shadrack

Zimmerman, Kenya

11% repaid

Entrepreneur

Name

Shadrack

Member since

June 2014

On-time repayments

107 installments  •  33%

About Me

Am 29 years of age.I hail from Mathira division in Nyeri county.I completed my education at Jodan college in 2007 where i graduated with a diploma in 'Sales and marketing'.Thereafter i joined the 'Blueshield insurance company as a sales executive until 2009.In mid 2009 i ventured into my personal business of direct sales in mobile phones accesories[like batteries,chargers,lines,powerbanks,housings,cardreaders,memorycards etc]upto date.Being in this business for a couple of years i would say it pays since i have been relying in it as my source of income.I also have in mind to own a chain of businessess for instance selling dolly shoes for ladies which is in high demand.I usually visit the childrens home during my leisure time and also adventuring in various game parks.While visiting childrens home i usually carry clothings,blankets,baby toys,bathing soaps and foodstuffs to motivate the kids and keep a good relation with the society.I at times volunteer by sponsoring 2 best candidates by paying trips to various orphanages or museums

My Business

I operate my own business that deals with mobile phone accessories like batteries,housings,chargers,memorycards,flash disks,cardreaders and some selected electronics.In this case i usually distribute the products to their destined places of work which is approximately 250 kilometers from Nairobi town.Most of my customers do prefer my business in that they don't count the cost of getting the products in town plus time consumed because all this is waived since i bring the products to their doorstep.By doing this i gain a rise in number of customers and their trust in my business.Although there are challenges culminating while doing this business like rise in price of the products,i always make them aware of the changes of the products in time to avoid inconveniencies.Being in this business for the last 5 years,i would say it fetches good income because i pocket approximately 25 dollars in a good day and approximately 15 dollars when the market is low.

Loan Proposal

Let me first thank my lenders and the entire team for ensuring that my loan is funded in time.As i said earlier,i have managed to set a very good kiosk comprising of both second hand clothes as well as ladies shoes.The outcome was overwhelming in that i managed to repay my loan and to save some money to open a new shop for selling jeans trousers,but for this dream to come true i need extra 100 dollars to buy 50 trousers .Am looking forward to your generous funding upon application of this loan.Thanks in advance and may God bless you.

Feedback

2

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Loan Info

Project Type

Classic Loan

Disbursed amount

$133.00

Date disbursed

Jan 30, 2016

Repayment status

Late

Projected term

9 months

Lenders

Pranjal

Noida, Kenya

Zidisha

Sterling, United States

Kamil

Lidzbark Warminski, Poland

PG

Paul Graham

United States

Thomas

Sweden, Sweden

JC

juli camrud

United States

Pedro

Meilen, Switzerland

RC

Rudi Chen

United States

P

patrick

United States

SR

Sharyn Ribich

United States

B

Boris

Bern, Switzerland

Carla

United States

SB

Sue Bucholz

Sacramento, United States

MS

Marcus Siegel

San Francisco, United States

K

Kraig

United Kingdom

SS

Sarah Saucedo

United States

C

Cora

Switzerland

A

Amy

United States

SA

Steve A

Newbury, United Kingdom

HPK

Switzerland, Switzerland

SS

Sofia Shields

United States

L

Lauren

Dallas, TX, United States

C

Carlene

United States

L

Linda

United States

Jes-c

United States

B

Brett

Australia

Ask Shadrack a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Shadrack    Aug 2, 2016

    Hallo lenders and the entire Zidisha family.Please let me use this platform first to apologise for the late payment of the loan taken from you which was scheduled to complete early february of thi s year.First i would wish to inform you that it has not been an easy year to me in that i was involved in an attack that occured in Garissa county in the line of duty early January and i have been nursing injuries since then.Business was booming and though i went down abit,i want to assure you that am back in business and at current working towards completing my loan as i promised.Am planning to invest in something different whereby am intending to keep a cosmetics shop for my wife as i still try to revive my shoe selling business which am sure with the help of Zidisha i'll be in a position to get back to where i was before.I hereby thank you lenders for your patience and promise to repay the due remaining in weeks time.Regards,Shadrack.

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  • Stephen    May 8, 2016

    dear lenders I Have made efforts reaching Ndiritu and his phone have been offline.I will update once I reach him through other refferences.

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    • Shadrack    May 17, 2016

      Thank you my mentor Mr.Mungai for your great concern.I would like you to know that I was in a territory where there's no network coverage,the sides of Liboi(Garrisa county).I hereby apologise for that and here I am now in one journey.

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  • Stephen    Mar 2, 2016

    dear lenders Ndiritu is undergoing financial constrains his going to update soonest

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  • Shadrack    Feb 4, 2016

    Its part of what i have done through Zidisha.

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  • Shadrack    Jan 20, 2016

    Hallo lenders,let me use this platform to thank you for your continued support in ensuring that people have benefited from your services.During my first time with this team,i had a small kiosk that could not even hold fifty pairs of shoes but that changed abruptly due to your generous contribution to my loan.Am now a proud owner of a second hand clothes kiosk as well as executive ladies shoes that sells in good money.

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  • Shadrack    Jan 16, 2016

    Hallo lenders and happy new year?Despite some predicaments culminating in business am still pressing on by repaying the due amount remaining.I expanded my business and thus hoping for the best this year.Let me take this opportunity to thank my lenders and the entire Zidisha family for their continued support plus their endless patience on me.Thank you very much and may God bless you all.

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  • Shadrack    Dec 11, 2015

    Hallo lenders,let me use this platform first to appreciate your good job for lifting the livelihood of many people especially the young generation.Second i want to notify you that despite some business predicaments here and there that detered to poor payment of my due installment in time,i hereby reschedule since my shoe business has hit back to normal.I ave already set some measures to ensure late payments won't repeat itself again.I thank you for your patience and may God bless you all.

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  • Shadrack    Sep 11, 2015

    Hi lenders,this is to inform you that my shoe business is still running smoothly despite the fact that this past week i slipped in that i had orders for shoes with specific sizes. But unfortunately the pairs that were packed could not fit my customers thus decided to pack them back to the wholesale shop for exchange,and this affected my weekly sales and thus decided to adjust my installment to keep my account stable.Thank you for remaining supportive to me and may God bless you abundantly.
    Thank you,
    Shadrack.

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  • Shadrack    Sep 6, 2015

    Hi lenders,let me use this opportunity to thank you my kind lenders for using this platform to help me to be who i am today.My life have changed abruptly since i embraced your services to me with your first loan.Today am a proud owner of a 'ladies shoes kiosk' that i started with zidisha loan.Reflecting on my first loan,am proud to say that my daily sales have gone up from $10 to $ 30 which have help me in bringing more stock to the kiosk plus repaying my loan without any problem.Once again am proud of your good work.
    Thank you,
    Shadrack.

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  • Shadrack    Aug 14, 2015

    Hallo lenders,should i take this opportunity to let you know that i received the loan amounting 100.11 dollars.I'll be receiving the shoes i ordered by today evening and i'll let you see them upon arrival.Am so grateful for you lenders and i can assure you without any doubt that i'll make it to repay the installments time,i thank you all and may God bless you abundantly.
    Regards,
    Shadrack.

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  • Shadrack    Aug 10, 2015

    As i said earlier,am set to add some more stock by purchasing upcoming ladies shoes{dolls}which will help me to raise funds to repay my loan and also generate my business since i will have a variety to choose from.The reason why i opted for ladies shoes is because the are highly marketable and their price is pocket friendly.In this case should i take this opportunity to thank my lenders for your continued support by funding my loan.Once again thank you very much.

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  • jan73    Aug 2, 2015

    Shadrack,
    Please consider posting your loan again. There are so many new members that it has been difficult to fund every loan on the first try. I will have some repayments to re-lend soon.
    I have confidence in you because of the persistence you showed in repaying your previous loans.
    Best wishes!
    Jan

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  • Shadrack    Aug 2, 2015

    Hallo lenders may i take this opportunity to thank you for your continued support in making the livelihood of borrowers have a meaning.Am therefore looking forward to the funding of the loan that i applied,already set for a go ahead.
    Thanks,
    Shadrack.

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  • Joseph    Jul 20, 2015

    Thankyou shadrack for keeping your word. wishing you all the best in your fundraising loan.

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  • Shadrack    Jul 19, 2015

    Hi lenders,let me take this opportunity to express my gratitude to you in generally and my mentor in particular.Unity is strength,and it is by your great support that am where i am at the moment.I am looking forward in joining hands with you in building a strong team.Once again am humbled by your support.Shadrack.

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  • Joseph    Jul 16, 2015

    Hello lenders i have been i touch with shadrack concerning his loan and as he indicates in his comment he has been having some problems but now they are solved he said that he will clear the remaining balance by end month.
    Regards
    Joseph

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  • Shadrack    Jul 4, 2015

    Hi lenders,let me take this opportunity to thank you very much for your continued support though i was in tough moments for a couple of months back.Through my mentor i have been able to work on some issues to revive my business and i can assure you it is doing well and thus hoping to complete the dues soon.Once again i thank you.
    Shadrack Ndiritu.

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  • Shadrack    Jul 1, 2015

    Hi lenders,i am here to congratulate you and the entire Zidisha team paticularly for your patience and great support you have shown in general.Am looking forward working and growing with you.Thank you.

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  • Joseph    Jun 14, 2015

    Hi lenders, I contacted shadrack concerning his repayments and he said that he is very sorry for the delay in repaying his loan this has been caused by the fact that he used a lot of money to repay his sons bills and this it impossible to service his loan but he indicated that he is working on it.
    regards
    Joseph

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  • Shadrack    May 30, 2015

    Hi lenders,am taking this opportunity to apologise again for the delay in repaying my installment.This has came at a time when i have been fighting with hospital bills for my bedridden son,with this regard i would like to assure all of you that i will pay the remaining amount due effective this friday as per i have adjusted the amount above.Thank you for your patience and God bless you once again.

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