Kui's Bureau (typesetting, photocopying, binding, lamination, scanning, and design)

Joyce

Nakuru, Kenya

63% repaid

Entrepreneur

Name

Joyce

Member since

May 2014

On-time repayments

156 installments  •  63%

About Me

Halo, am Joyce Wangui Boro aged 41years single Kenyan woman living and working in Nakuru County. I run a small bureau (typesetting, photocopying, binding, lamination scanning and design) in Nakuru Town (along Kenyatta Avenue off Kenyatta Lane- opposite Highway Towers) Samdan Complex.
I ventured into the business after losing my job during the 2008 clashes. Interest got the best of me and I joined my cousin who was then running a cyber café; funny enough at the same Samdan Complex where I have my business. It was a challenge using the computer, but due to eagerness and interest I conquered and landed myself an intern with her (my cousin). Two years later I opened a shop opposite hers with only a desktop computer. I would get typing jobs, but my cousin would do the printing. I got jealous in a good way and borrowed my Brother Obadiah some cash that helped me acquire my first printer.
The business has growth gradually with ups and down and this far I would say that God has been faithful because i have been able to acquire almost all the machines required to run a bureau. Due to the high competition of business here in Nakuru town, it’s becoming quite challenging to sustain a job better as one would desire, and so it calls for one to think outside the box; hence my hope and trust that ZIDISHA FRATERNITY loan will help me to go an extra mile through buying of more computers that will help change my business into a CYBER CAFÉ since I only have one computer and of course am sure I will be able to create more job opportunity because i will then need an assistant.
With Regards,

My Business

Once again am grateful to you my lenders for your continued support as far as my financial achievements are concerned. I appreciate that you have given me enough time to repay my loan and now that am almost through, i wish to request for a new loan. I have refurbished my new shop as you can see from the pictures located just a meter away from the old shop and this building is called HIGHWAY TOWERS along nakuru Eldoret highway from the previous shop Samdan Complex and now i do sell stationeries, no longer a cyber though i have maintained all the rest products like selling mineral water and sweets. I have also introduced selling of air time credit for safaricom, airtel and orange subscribers. Otherwise business wise am doing supa and i hold you credit for that because if you did not help me in the first place, believe you me i would not have achieved this much, so thank you all and may God/ Allah continually bless you. If accorded another chance please i would appreciate offered another loan of may Kshs.50,000/=. I wish to buy an Epson Printer (an A3 Printer) that is going at the moment for exactly the said amount because for now that's what i need the most. By the way i have gained a lot of mileage and i now have a big shop, and guess what, i have also moved to a new building a better one and big in nice, but a fairly high monthly rent but all the same i am managing and i know buying the new epson printer i will be well placed. Dear lenders what do you think? Thank you, i wait patiently to hear from you soon. So long. Thanking you in advance. Joyce

Best wishes!

Loan Proposal

Thank you lenders for your continued support. Given the money, I intend to buy an Epson Printer (an A3 Printer) which is bigger than the one am using for now Epson A4. The A3 Epson market value as of today 6/6/2016 is Kshs.50,000/= this is because its bigger and ideal for a growing business because with the number of customers am serving the bigger epson will help me a great deal and with it i will be better placed and the fact that we Kenyas are nearing electioneering time hence it will be vital to have this type of epson NB Its also faster than my A4 Epson CX9400Fax. Dear lenders what do you think? Thanking you in advance.

Feedback

None

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1

  • Romesh Fernndo    Mar 3, 2023

    Almost 10 years ago you go this loan from lenders and as off today only 63% PAID. Please pay this loan back

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Loan Info

Project Type

Classic Loan

Disbursed amount

$391.00

Date disbursed

Jun 18, 2016

Repayment status

Late

Projected term

13 months

Lenders

K

Kondonassis

Bridgton, United States

W

Walter

Victoria BC, Canada

I

icetwice

Melbourne, Australia

O

Oxfall

Gothenburg, Sweden

Elijah

Hamilton, United States

Vanamo

Helsinki, Finland

R

Rotterdammer

Rotterdam, Netherlands

LA

United States

Svenip

Vienna, Austria

J

Jessica

Patagonia, Argentina

S

SmithTown5000

Dallas Texas, United States

B

betagal

Geneva, Switzerland

D

Darish

Clarksville, United States

valliejc

Edmonton, Canada

Darrylb

Heber City, United States

N

nabeelj

Brampton, Canada

C

cfaul

Seattle, United States

P

Prysdahl

Marshall, United States

F

flaguy999

Tampa, United States

K

Keith

Luxembourg

V

Vivek

Arlington, VA, United States

GA

Giovanni and Yelena

New York, Ny, United States

JA

Jan Andresen

Hamburg, Germany

L

Linn

United Kingdom

LZ

Li Zhang

United Kingdom

K

KH

United Kingdom

E

Elle

New York, United States

K

Kirsty

Netherlands

L

Laura

San Francisco, United States

emilio

Sestri Levante, Italy

VW

Vincent Widmer

Geneva, Switzerland

E

Elizabeth

United States

J

jeananne

United States

MJ

Morgan Jones

United States

G

Gary

United States

SP

Stephanie P

United States

J

Jon

United States

Stuart

London, United Kingdom

A

Auguste

Switzerland

Martin Kraus

Traiskirchen, Austria

Romesh Fernndo

Perth Australia, Australia

MO

Mark Owens

United States

WS

Warren Shen

United States

chessplayer

Berlin, Germany

R

Robert

Chicago, United States

JB

James Brooks

United Kingdom

MP

Max Power

United States

Sergio Romo

United States

J

Jan

Netherlands

HD

Hardik Desai

United Kingdom

BE

Bob Ewing

United States

V

VJ

Canberra, Australia

A

Anonymous

United States

A

Anonymous

United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

Ask Joyce a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Zipporah    Jul 13, 2018

    Hi lender am sorry on behalf of my invitee...joyce..for sure bussiness and economy in our country kenya has gone down thus making nil income.but trust me as thing work out am sure joyce will definetly pay up her loan lindly bear with her.
    Regards
    Zipporah

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  • Joyce    Mar 31, 2017

    All that I wish to say is that am deeply sorry for failing you and myself. I never thought that a time like this will come when I'll be explaining myself toyou on my failure. Businesses here in Kenya are coming to a standstill since last year's initial start of campaigns and it worsening with every new day. But am going to make sure I work extra hard through other avenues to ensure my continuous payment. Please bear this with me.
    Thank you.

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  • Joyce    Jun 23, 2016

    Halo dear Lenders, i wish to convey my gratitude for your continued support. I also wish to rectify the phone number of one of my invite Mary. I missed one of the digits instead of 0719727624, i wrote 0719727625 please change that and am sorry for any inconvient i may have caused. Thank you.

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  • Joyce    Jun 16, 2016

    Thank you, thank you, thank you, am speechless! i checked my account yesterday to see the loan progress and with 4 days remain with a 16% then I got afraid and when I got home I asked God to intervene on my behalf. Now, here I am not afraid but grateful to God for sending Angels in my life. May God/ Allah bless you more abundantly and may He always watch over you dear ones and your families, so long!

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  • Joyce    Jun 11, 2016

    My business card

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  • Joyce    Jun 11, 2016

    Good morning, thank you my friends for your unwavering support, salut!

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  • Joyce    May 26, 2016

    in the shop

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  • Joyce    May 26, 2016

    So far, so good, any more better pictures i will forward to you, thanks.

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  • Joyce    May 26, 2016

    Still another one, my photocopier machine

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  • Joyce    May 26, 2016

    Another one in the shop

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  • Joyce    May 26, 2016

    This is name of the shop at the new location (Kui's Bureau) i have used my name Wangui in short

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  • Joyce    May 26, 2016

    I will try and post a few pictures

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  • Joyce    May 26, 2016

    I am grateful to you my lenders for your continued support where finance is concerned. I appreciate that you have given me enough time to repay my loan and now that am almost through, i wish to request for a new loan. I have refurbished my shop now i do sell stationeries, no longer a cyber though i have maintained all the rest products like selling mineral water and sweets. I have also introduced selling of air time credit for safaricom, airtel and orange subscribers. Otherwise business wise am doing supa and i hold you credit for that because if you did not help me in the first place, believe you me i would not have achieved this much, so thank you all and may God/ Allah continually bless you. If accorded another chance please i would appreciate offered another loan of may Kshs.50,000/=. I wish to buy an Epson Printer (an A3 Printer) that is going at the moment for exactly the said amount because for now that's what i need the most. By the way i have gained a lot of mileage and i now have a big shop, and guess what, i have also moved to a new building a better one and big in nice, but a fairly high monthly rent but all the same i am managing and i know buying the new epson printer i will be well placed. Dear lenders what do you think? Thank you, i wait patiently to hear from you soon. So long.

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  • Joyce    Dec 25, 2015

    Merry Xmas to you dear lenders. I take this opportunity to let you know that am still running my business, but I wish to let you know that I will break for a short time during this holiday and resume my loan payment in the early month of January, 2016; only a break of at least two weeks. Please let me know your decision on that. Thanking you in advance for your favourable consideration.

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  • Joyce    Nov 24, 2015

    Its with great admiration that i take this opportunity to say a BIG THANK YOU! My faithful lender, am grateful!

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  • Joyce    Sep 30, 2015

    Halo my Leader, i take this chance to thank you all for your kindness and continued support and to let you know that am still running my business though with some challenges here and there but am managing. You still remain my number one friends, God bless and keep safe!

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  • Joyce    Jun 14, 2015

    Dear lenders i have been trying to post a photo without success and am not sure why its becoming hard to do that, but i'll keep trying otherwise am still moving on, thank you.

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  • Joyce    May 22, 2015

    The improvments

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  • Joyce    May 22, 2015

    Dear Lenders, so far so good thank you

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  • dlpringle    May 4, 2015

    You're welcome. Good luck.

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