Entrepreneur
Name
Karanja
Member since
March 2014
On-time repayments
297 installments • 73%
About Me
My names are John K. Kinyua born in 1984 2nd Oct having a small business in town of Naivasha. I am from a family of three brothers and one sister, both are in different horns of Kenya, my sister being the last born she is married with four children. She is also a business woman who purchase clothes, new shoes from a foreign country bordering Kenya, Uganda and have a market place in Kenya.
Second born is my brother who is a local farmer living in Kiambu with his family.
Am the third born, am ambitious i have a faith i will be a big businessman in future with a target of being a self employed.Doing something very different as many fellow youth only ought after collage, universities to be employed.thank a lot Zidisha.
My Business
I have been in a business for a period of two and a half years. Before I decide to start a business I first lay out a research and find out the ladies tend to go to market often, man rarely. Ladies strictly stick to fashion, while men rarely do. with this research and many more i choose to stand a business of ladies in nature. (selling shoes and some clothing). My business earns an average of ksh.15000 per month and more of the amount at the end of the year IE (October, November and December). The risk that will mostly occur is that at times i do sell my goods at a hire purchase so it delay to add stock.business is the only way in Kenya.sometimes back i only relayed on employment but i find out is not lucky on me because it was on contract basis, so solution for that was to self- employment.what i do like in the business is that i will work for long hours than the Kenya recommended hours for people employed.moreover in case of emergency or an avoided circumstance i can either close my business or someone help on that.thanks alot Zidisha and Lenders.
Loan Proposal
With this amount am requesting to the lenders, I am going to increase my current stock with at least more new ladies fashion, clothes. Am also planning to introduce some gents fittings and also ladies shoe wear. I will also be able to increase my savings with a slight percentage of at least 10.2% from the previous amount. My current business status so far is doing alright and am trying at my very best to make it more productive that is (profit wise).
Feedback
Positive
2
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$150.00
Date disbursed
Apr 13, 2014
Repayment status
On Time
Projected term
11 months
Other loans
Lenders
United States
United States
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Summary
Amount repaid
$160.26
Amount remaining
$0.00
Date repaid
Oct 4, 2014
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Apr 26, 2014 | $3.27 | Apr 26, 2014 | $3.27 |
| May 3, 2014 | $3.27 | Apr 26, 2014 | $0.01 |
| May 3, 2014 | $3.26 | ||
| May 10, 2014 | $3.27 | May 3, 2014 | $3.27 |
| May 17, 2014 | $3.27 | May 3, 2014 | $3.27 |
| May 24, 2014 | $3.27 | May 3, 2014 | $1.26 |
| May 10, 2014 | $2.01 | ||
| May 31, 2014 | $3.27 | May 10, 2014 | $1.87 |
| May 17, 2014 | $1.40 | ||
| Jun 7, 2014 | $3.27 | May 17, 2014 | $1.89 |
| May 23, 2014 | $1.38 | ||
| Jun 14, 2014 | $3.27 | May 23, 2014 | $2.15 |
| Jun 4, 2014 | $1.12 | ||
| Jun 21, 2014 | $3.27 | Jun 4, 2014 | $3.27 |
| Jun 28, 2014 | $3.27 | Jun 4, 2014 | $1.46 |
| Jun 14, 2014 | $1.81 | ||
| Jul 5, 2014 | $3.27 | Jun 14, 2014 | $3.27 |
| Jul 12, 2014 | $3.27 | Jun 14, 2014 | $3.15 |
| Jun 28, 2014 | $0.12 | ||
| Jul 19, 2014 | $3.27 | Jun 28, 2014 | $3.27 |
| Jul 26, 2014 | $3.27 | Jun 28, 2014 | $1.32 |
| Jul 7, 2014 | $1.95 | ||
| Aug 2, 2014 | $3.27 | Jul 7, 2014 | $3.27 |
| Aug 9, 2014 | $3.27 | Jul 7, 2014 | $0.66 |
| Jul 12, 2014 | $2.61 | ||
| Aug 16, 2014 | $3.27 | Jul 12, 2014 | $1.39 |
| Jul 19, 2014 | $1.88 | ||
| Aug 23, 2014 | $3.27 | Jul 19, 2014 | $1.65 |
| Jul 23, 2014 | $1.62 | ||
| Aug 30, 2014 | $3.27 | Jul 23, 2014 | $3.27 |
| Sep 6, 2014 | $3.27 | Jul 23, 2014 | $3.27 |
| Sep 13, 2014 | $3.27 | Jul 23, 2014 | $3.27 |
| Sep 20, 2014 | $3.27 | Jul 23, 2014 | $0.33 |
| Aug 3, 2014 | $2.94 | ||
| Sep 27, 2014 | $3.27 | Aug 3, 2014 | $3.27 |
| Oct 4, 2014 | $3.27 | Aug 3, 2014 | $3.27 |
| Oct 11, 2014 | $3.27 | Aug 3, 2014 | $2.28 |
| Aug 11, 2014 | $0.99 | ||
| Oct 18, 2014 | $3.27 | Aug 11, 2014 | $3.27 |
| Oct 25, 2014 | $3.27 | Aug 11, 2014 | $1.62 |
| Aug 17, 2014 | $1.65 | ||
| Nov 1, 2014 | $3.27 | Aug 17, 2014 | $3.27 |
| Nov 7, 2014 | $3.27 | Aug 17, 2014 | $3.27 |
| Nov 14, 2014 | $3.27 | Aug 17, 2014 | $0.05 |
| Aug 23, 2014 | $3.22 | ||
| Nov 21, 2014 | $3.27 | Aug 23, 2014 | $3.27 |
| Nov 28, 2014 | $3.27 | Aug 23, 2014 | $2.68 |
| Aug 30, 2014 | $0.59 | ||
| Dec 5, 2014 | $3.27 | Aug 30, 2014 | $3.27 |
| Dec 12, 2014 | $3.27 | Aug 30, 2014 | $3.27 |
| Dec 19, 2014 | $3.27 | Aug 30, 2014 | $3.27 |
| Dec 26, 2014 | $3.27 | Aug 30, 2014 | $0.95 |
| Sep 6, 2014 | $2.32 | ||
| Jan 2, 2015 | $3.27 | Sep 6, 2014 | $3.27 |
| Jan 9, 2015 | $3.27 | Sep 6, 2014 | $3.12 |
| Sep 13, 2014 | $0.15 | ||
| Jan 16, 2015 | $3.27 | Sep 13, 2014 | $3.27 |
| Jan 23, 2015 | $3.27 | Sep 13, 2014 | $3.27 |
| Jan 30, 2015 | $3.27 | Sep 13, 2014 | $2.72 |
| Sep 20, 2014 | $0.55 | ||
| Feb 6, 2015 | $3.27 | Sep 20, 2014 | $3.27 |
| Feb 13, 2015 | $3.27 | Sep 20, 2014 | $2.18 |
| Sep 27, 2014 | $1.09 | ||
| Feb 20, 2015 | $3.27 | Sep 27, 2014 | $3.27 |
| Feb 27, 2015 | $3.27 | Sep 27, 2014 | $3.27 |
| Mar 6, 2015 | $3.27 | Sep 27, 2014 | $3.27 |
| Mar 14, 2015 | $3.27 | Sep 27, 2014 | $3.27 |
| Mar 21, 2015 | $3.27 | Sep 27, 2014 | $0.41 |
| Oct 4, 2014 | $2.86 | ||
| Mar 28, 2015 | $3.27 | Oct 4, 2014 | $3.27 |
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