Land rejuvenation

Moses

Ngoingwa, Kenya

100% repaid

Entrepreneur

Name

Moses

Member since

February 2016

On-time repayments

36 installments  •  50%

About Me

I am a 31 year old Kenyan male. I was born in a family of three. I was educated in the sciences to college level and I love embracing technology in all aspects. I have a farm where I grow some coffee shrubs. In addition I have diversified by having some dairy cattle for home consumption. The land I have can be made more productive by embracing technology.

My Business

My business entails coffee production and dairy on a small proportion. The coffee is marketed and sold in the cooperative while the dairy products - milk I sell to the local community. Agri based business is profitable in that demand is always present. My costs entail labour, inputs, veterinary charges, advancement costs etc. Most of profits realised I use to pay insurance for my child, reinvesting in more cattle, and embracing technology in my farm.

Loan Proposal

In need of credit to aid in purchase of nitrogenous fertilizers to rejuvenate my land. I got government subsidized fertilizers that had high ammonia concentrations. This needs to be corrected before the next crop cycle starting soon.
Part of the credit will also be pushed to acquisition of AI services including hybrid semen to increase my breed quality.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$202.00

Date disbursed

Jun 16, 2016

Repayment status

On Time

Projected term

4 months

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Ask Moses a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Evans    Nov 25, 2016

    Dear Lenders,
    Have talked to Moses and has informed me that he will clear the remaining balance today (25/11/2016)

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  • Evans    Aug 17, 2016

    Dear Lenders,
    Moses has informed me that he will repay some money today (17/08/2016)

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  • Moses    Jun 21, 2016

    Thanks lenders once again for the second disbursal. This will be well utilized to realize gains as were with the first. I have already acquired some bags of fertilizer to input the same. Short rains have started and this will be a plus to me,.

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  • Moses    Jun 16, 2016

    Disbursal of KShs 20,014.00 received. This will be used to increase yield at my farm. Updates will always be given on the progress.

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  • Moses    Jun 15, 2016

    Thank lenders for the nice gesture. Appreciative. Was meant for land rejuvenation

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  • Moses    Jun 15, 2016

    Thank lenders for the nice gesture. Appreciative. Was meant for land rejuvenation

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  • Moses    Jun 14, 2016

    Hi Zidisha. I would love to access my deposit now. Thanks for the help that Zidisha has offered

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  • Moses    Jun 11, 2016

    Re

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  • Moses    Jun 11, 2016

    Farming has seen me start construction of a permanent home

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  • Moses    Jun 11, 2016

    Preparation for intercropping. Piece to have maize crop

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  • Moses    Jun 11, 2016

    Had an extension services officer at the field today to advice on proper farm management. Hope to implement what was adviced

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  • Moses    Jun 11, 2016

    I intend to get nitrogenous fertilisers adviced by an extension officer to rejuvenate a block with coffee. These have a budget of 120 dollars. Also labor costs to a sum of 40 dollars will be catered for by this credit facility. I have started sourcing for AI services. Needs to upgrade with the Guernsey breed. Price ranges between 10 and 17 dollars for semen.

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  • Moses    Jun 6, 2016

    Hi lenders. I need assistance to access the reserve I had on the Zidisha. Planning for land rejuvenation

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  • Moses    Jun 2, 2016

    My previous loan helped me achieve good returns. I however got messed by the inputs sourced that call for my farm to be rejuvenated. I need to make preparations for incoming season. I need fertilizers to increase the nitrogen concentration of the farm. In addition need to go AI on the cows.

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  • Moses    Jun 1, 2016

    Dear lenders. I was able to clear the Kshs 14931.00 remaining on my credit from proceeds from coffee sales I got. That helped me realise returns from this crop season. I had challenges since the subsidised fertiliser I got had surplus ammonia content that caused leaching. This wil call for rejuvenation of some shrubs hence will need to access my reserve and get another credit facility before the start of next crop season. Will perform posting pictures soon.
    The cows are doing great. Thanks to the rains experienced. Thanks lenders and hope to interact more.

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  • Evans    May 29, 2016

    Dear Lenders,
    Moses has informed me that he had difficulties due to alot of rains that we have been experiencing here in Kenya and was not able to make sales.
    He has promised me that he will start making payments as from 5/06/2016

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    • Moses    Jun 1, 2016

      Hi Omari. I was able to clear the Kshs 14931.00 . Greatful as I was able to realize returns from the field. Had a challenge though as I purchased the subsidised fertiliser that later turned to have surplus ammonia. Will need to access my reserve and make a new request too to carry me through the next season.

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  • Evans    Apr 26, 2016

    Dear Lenders,
    Moses has informed me that he will make payment today(26/04/2016)

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  • DocHolliday    Apr 23, 2016

    Hello - thank-you for your repayments and the hard work behind them. I hope that you are seeing increased yields from the use of the fertilizers.

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    • Moses    Jun 1, 2016

      Hi Doc. Thanks for checking up. Yes I had a great yield. Though as stated I had challenges based on the inputs I acquired. I'm in the process of rejuvenating my farm ready for next crop season. Happy to inform that I cleared the loan due

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  • Moses    Apr 5, 2016

    Lagoons

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  • Moses    Apr 4, 2016

    The rains are here with us. Been rejuvenating and re establishing some coffee shrubs in anticipation of the flowering period. Need more funding for top dressing fertilisers. Hoping that the season will have better crop. The cows also are benefitting from the onset of rains.

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