Entrepreneur
Name
James
Member since
February 2015
On-time repayments
81 installments • 19%
About Me
My name is James Gichuhi Mwangi and I was born in the year 1986 at Gilgil town which is in Nakuru County, I joined St Patrick primary School In the year 1992 and for eight year I was a pupil in that school doing my primary education, in 1999 I did my final exam which I did well. In the year 2000 I joined Nakuru Day Secondary School for my secondary education up to the year 2004 where I did my K.C.S.E. which is the final secondary exam here in Kenya and passed with a mean grade of B-. In the year 2006 I joined Kenya Polytechnic University College where by i was pursuing a diploma in accountancy course. However, i was unable to finish the course due to financial difficulties hence i was forced to drop out. I was lucky to get employed by Gilgil Telecoms Industries on casual basis for 1 year before the company was closed. In the year 2013 i started learning how to do article writing on the net and i did this for 2 years before i started writing the articles for payment. in the year 2014 i was able to get my own account and i officially started doing academic research and article writing especially those that deals with business topis. This is my business up to date. I am a married man and God has blessed with one son.
My Business
My Business
My main business is basically writing articles and academic research on the internet and am based in Gilgil town. I started this job after having realized that the demand of writers especially academic research writers on the internet was very high and being in a position to write i joined the venture. My business does very well and on a good day i am able to make upto US $ 9(This leaves me with a net profit of US$ 7 after having deducted US$ 2 which i pay for the cybecafer that i use).
The little profit that i get is very helpful to me since am able to cater for my family and also pay rent. The main challenge that am facing is that i would like to be writing the articles while at my home and the only problem that am facing is that i do not have a modem. I hope that with Zidisha platfrorm will be able to overcome this loan and hence be in a position to get a loan to buy a modem.
Looking forward to being a helpful zidisha member
Loan Proposal
Having just cleared paying the previous loan and also recruiting a new member in my article writing business. I feel its now good to buy a moderm so that we can stop sharing the same desktop. At the moment we are using the same machine hence delaying the us when it comes to delivering our articles.
I want to buy a Lenovo G50-70-15.6" laptop which goes for USD 352. So far i have been able to save USD 262. I would really appreciate if you will be able to give me another loan of USD 90.
This Laptop will be of great help since i will be in a position to increase the income of my business by delivering the articles on time and it will also give me ample time to teach the 3 new members that am about to recruit.
I expect to increase my net profit per week by USD 15
Feedback
Positive
None
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$93.00
Date disbursed
Jul 25, 2015
Repayment status
Late
Projected term
16 months
Other loans
Lenders
Hong Kong
Jake Gibson and Beverly Picardo
San Francisco, United States
Summary
Amount repaid
$34.02
Amount remaining
$63.16
Expected completion
Dec 11, 2016
Status
Repaying late
Installment amount
$1.55
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Aug 2, 2015 | $7.22 | Aug 17, 2015 | $7.22 |
| Aug 9, 2015 | $0.00 | ||
| Aug 16, 2015 | $0.00 | ||
| Aug 23, 2015 | $0.00 | ||
| Aug 30, 2015 | $0.00 | ||
| Sep 6, 2015 | $0.00 | ||
| Sep 13, 2015 | $0.00 | ||
| Sep 20, 2015 | $5.15 | Sep 14, 2015 | $5.15 |
| Sep 27, 2015 | $5.15 | Sep 14, 2015 | $2.06 |
| Oct 7, 2015 | $3.09 | ||
| Oct 4, 2015 | $5.15 | Oct 7, 2015 | $4.12 |
| Nov 2, 2015 | $1.03 | ||
| Oct 11, 2015 | $5.15 | Nov 2, 2015 | $5.15 |
| Oct 18, 2015 | $1.03 | Nov 2, 2015 | $1.03 |
| Oct 25, 2015 | $0.00 | ||
| Nov 1, 2015 | $0.00 | ||
| Nov 8, 2015 | $0.00 | ||
| Nov 15, 2015 | $0.00 | ||
| Nov 22, 2015 | $0.00 | ||
| Nov 29, 2015 | $0.00 | ||
| Dec 6, 2015 | $3.09 | Jan 19, 2016 | $3.09 |
| Dec 13, 2015 | $0.00 | ||
| Dec 20, 2015 | $0.00 | ||
| Dec 27, 2015 | $0.00 | ||
| Jan 3, 2016 | $0.00 | ||
| Jan 10, 2016 | $0.00 | ||
| Jan 17, 2016 | $0.00 | ||
| Jan 24, 2016 | $0.00 | ||
| Jan 31, 2016 | $0.00 | ||
| Feb 7, 2016 | $2.06 | Feb 8, 2016 | $2.06 |
| Feb 14, 2016 | $0.00 | ||
| Feb 21, 2016 | $0.00 | ||
| Feb 28, 2016 | $0.00 | ||
| Mar 6, 2016 | $1.55 | ||
| Mar 13, 2016 | $1.55 | ||
| Mar 20, 2016 | $1.55 | ||
| Mar 27, 2016 | $1.55 | ||
| Apr 3, 2016 | $1.55 | ||
| Apr 10, 2016 | $1.55 | ||
| Apr 17, 2016 | $1.55 | ||
| Apr 24, 2016 | $1.55 | ||
| May 1, 2016 | $1.55 | ||
| May 8, 2016 | $1.55 | ||
| May 15, 2016 | $1.55 | ||
| May 22, 2016 | $1.55 | ||
| May 29, 2016 | $1.55 | ||
| Jun 5, 2016 | $1.55 | ||
| Jun 12, 2016 | $1.55 | ||
| Jun 19, 2016 | $1.55 | ||
| Jun 26, 2016 | $1.55 | ||
| Jul 3, 2016 | $1.55 | ||
| Jul 10, 2016 | $1.55 | ||
| Jul 17, 2016 | $1.55 | ||
| Jul 24, 2016 | $1.55 | ||
| Jul 31, 2016 | $1.55 | ||
| Aug 7, 2016 | $1.55 | ||
| Aug 14, 2016 | $1.55 | ||
| Aug 21, 2016 | $1.55 | ||
| Aug 28, 2016 | $1.55 | ||
| Sep 4, 2016 | $1.55 | ||
| Sep 11, 2016 | $1.55 | ||
| Sep 18, 2016 | $1.55 | ||
| Sep 25, 2016 | $1.55 | ||
| Oct 2, 2016 | $1.55 | ||
| Oct 9, 2016 | $1.55 | ||
| Oct 16, 2016 | $1.55 | ||
| Oct 23, 2016 | $1.55 | ||
| Oct 30, 2016 | $1.55 | ||
| Nov 6, 2016 | $1.55 | ||
| Nov 13, 2016 | $1.55 | ||
| Nov 20, 2016 | $1.55 | ||
| Nov 27, 2016 | $1.55 | ||
| Dec 4, 2016 | $1.55 | ||
| Dec 11, 2016 | $1.31 | ||
Ask James a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.