Laptop for learning

Richard

Berekum, Ghana

100% repaid

Entrepreneur

Name

Richard

Member since

August 2016

On-time repayments

160 installments  •  38%

About Me

My name is Richard Nti i was born on the 31st day of october 1979 at Fetentaa-Berekum in the Brong Ahafo Region of Ghana.
I stated my education at Fetentaa meth. prim and JSS and continoued at Asankrangua senior secondary school where i had my sssce certificate.
I further went to Sunyani Polytechnic to persue a Higher National Diploma in Accounting.
After completing the above programme i was fining it difficult to get job, i wrote series of applications to some financial institutions but no avail.
In jan 2012 i find my self in Dalex finance and leasing co. as a sales executive
where i manage to establish my own business ie a computer shop with one computer and one printer in the Berekum municipality of Ghana.
Now business is growing very fast andi need more cash to support the business.
The Land of Ghana is very fertil and can support many thinks in Ghana.
I am a male single looking forward to get married in the next two years.
My favourate football team is Liverpoool in the barclays premier league.

My Business

The goods and services that i offered to peoples are making photo copies, printing of invitation cards, book binding, Letters,selling of pen drives and printing of examination question for basi schools.
These goods are daily used by people in ghana that is why i choose those goods.
The cost revenue is not static it can sometmes increase and can also decrease but average is around GHc 450 after all expenses ie one month.
The profit will take care of my children. on the other hand profit on this loan has been used in establishing school and is going on very well with me.

Loan Proposal

This loan will be use to purchase one laser jet printer and two desktop computers costing $150 for the printer and $150 for the two desktop computers.
The above iterms will increase the speed of work @ my workplace and can also help me maintain my good will.
By the end of every month I expect that profit be increase to about 60%.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$307.00

Date disbursed

Nov 29, 2016

Repayment status

On Time

Projected term

4 months

Lenders

Daniel

Brussels, Belgium

T

Tmann

Los Angeles, United States

Q

Quomar

Żmigród, Poland

G

GalantnostS

Hong Kong, Hong Kong

D

Delph007

Den Haag, Netherlands

A

arenk

Karlsruhe, Germany

B

BRWorthington

San Francisco, United States

HI

Highly Improbable

Saskatoon, Canada

J

jgpryor

Williamsport, PA, United States

investor

Candiac, Canada

TG

The Gwarden

Göteborg, Sweden

K

Krokslatt

Mölndal, Sweden

Umair Mahmood

Raleigh, United States

BelleStarr

Albuquerque, United States

cyrus0302

San Francisco, United States

G

Gastao

Covilhã, Portugal

S

sebseb

The Hague, Netherlands

DeanDropshot

Oslo, Norway

Charmonica

London, United Kingdom

AndreaBravi

London, UK, Canada

F

Fiodal

Helsinki, Finland

artnking

College Place, United States

Kjartan

Oslo, Norway

L

louisela

Eugene, Oregon, United States

sebastienrosa

Quebec, Canada

T

ToddK

Indianapolis, IN, USA, United States

P

Purllyn

Dillon, United States

J

JakeA

Wellington, New Zealand

quozl

Dublin, Ireland

P

PeaceandLove

Morro Bay, United States

C

cjmenchaca

Austin, United States

Jeff and Marcie

Portland, OR, United States

H

Halli

Bottrop, Germany

J

jdhowa2

Louisville, KY, United States

HansLindgren

Uppsala, Sweden

C

chrita446

Nashville, United States

Krtecek

Balzers, Liechtenstein

beverly

Vancouver, Canada

G D Export

Kolkata, India

J

jjonas

berlin, Germany

T

tmsaddress

Orlando, Florida, United States

HE

help each other

Glasgow, United Kingdom

indeh

London, United Kingdom

athomas

Chevy Chase, United States

gbnbca

Janeville, Canada

M

missjoyy

Munich, Germany

Moyeji

Australia

H

HildeK

Rogaland, Norway

D

Divergent

Bethesda, United States

Shasta

Erie, United States

T

tomdeneire

Eke, Belgium

T

toscoman

Adliswil, Switzerland

kickerofelves

Sao Paulo, Brazil

G

glomardor

Leonardtown, United States

Cloudways

Malta, Malta

IA

Ismini and Jerry

Stamford, USA, United States

A

aiban

Austin, United States

J

jzidi

Los Angeles, United States

B

boourns

Newmarket, United Kingdom

A

Austrian

Graz, Austria

A

argos

Zurich, Switzerland

C

ChrisG

Charlestown, Australia

K

Katehar

Maple Valley, WA, United States

B

BobJames

Toulouse, France

ads68

Melbourne, Australia

M

michaelangers

Toronto, Canada

FrederikMatthijs

ghent, Belgium

S

Scodeb123

Huntsville, United States

B

BGRRisz

Arlington, United States

Christopher

Copenhagen, Denmark

H

hchsmicroloans

New York, United States

Bhayl

Stavanger, Norway

worldcitizen

Kutztown, Pa, United States

OlyRhys

Olympia, United States

J

jerryq

Redding, United States

T

Tui1974

nuenen, Netherlands

C

cngilkd

gaithersburg, United States

A

Andy

Berlin, United States

chadgibbs

Loveliest Village, United States

JC

Jordi Cohen

New York, NY, United States

fairspirit

Utrecht, Netherlands

camilberlin

Berlin, Germany

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

Zal0m0n

Atlantis!!!! x), Mauritania

gseletko

South Perth, Australia

F

Forfex

Zurich, Switzerland

dmirpuri

Bangkok, Thailand

Matthieu

Switzerland, France

C

cranejoad

cazenovia, United States

xtrahardware

Cazenovia, United States

S

Sjors

Eindhoven, Netherlands

HealthcareProvider

Baltimore, United States

E

E

Marin county, United States

Evan Lamos

Brussels, Belgium

G

guggl

Vienna, Austria

G

GanSatya

United States

sderickson

Berkeley, CA, United States

M

Malibu

Westwood, United States

John Makongo

Kitale, Kenya

G

gbelote

United States

D

drorm

United States

ColinHicks

Chichester, United Kingdom

G

geoff

United States

S

spivurno

United States

Paul Buchheit

Mountain View, United States

J

jay12

Germany

bb4dogs

United States

P

Panda6689

United States

Loungin

United States

A

AlexH

United Kingdom

K

KiraDee

United States

S

Stephan

Netherlands

Haim Si

Mexico, Mexico

Dave Bogard

New York, United States

MZ

Matt Zirwas

United States

Joe Lamantia

Reston, Virginia, United States

The Zinc Team

San Francisco, United States

Humble Bundle Community

San Francisco, United States

A

Anonymous

United States

Paul Buchheit

Mountain View, United States

A

Anonymous

United States

Ask Richard a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Richard    Apr 18, 2022

    Business went down due to some circumstances.
    Now business is back and moving on well for me.
    Thank You
    Richard

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  • Richard    Apr 16, 2022

    Business is not functioning properly.
    Now gathering momentum to get thins better hopeful things will get better in the next months
    Thank you
    Richard

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  • Richard    Apr 16, 2022

    Business is not functioning well.
    Now trying to mobilizer funds to expand the business

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  • Richard    Jul 9, 2019

    Business is not good this week
    Thank You
    Richard Nti

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  • Richard    Jun 19, 2019

    Dear Lenders
    I had a serious problem in my work place that is why instalment amount was not coming, now it has been resolved and I promise not to fail any instalment when they fall due.
    Thank you Lenders for your patience.
    Richard Ntu

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  • Richard    Jun 18, 2019

    Dear Lenders
    I want to increase the instalment rate since the business is now florishing

    Thank You

    Nti

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  • Richard    Feb 19, 2018

    Business rundown
    That's I encountered a lot of challenges which will be resolved by April 2018.
    Thank You
    Richard Nti

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  • Richard    Dec 11, 2017

    Please margin this week is not encouraging
    Thank You

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  • Richard    Nov 21, 2017

    There is a challenge with one of my machines due to that i cannot pay the installment due.
    Thank You
    Richard Nti

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  • Richard    Nov 5, 2017

    Dear Lenders
    I have received the loan
    Thank You very very much
    Richard Nti

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  • Richard    Nov 2, 2017

    Dear Lenders
    Thank you very much for funding my loan.
    Firstly I will buy one photo copier machine , one laser jet printer and rest will be use to buy pen drives.
    This equipment will help me to increase my profit margin as well as repayment of the loan.
    Thank you once again my lenders.

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  • Richard    Oct 21, 2017

    Dear Lenders
    Please the previous loan was a fantastic and it helped me to expand my business to a level in which I was not expected to reach
    Thank You for assistance.

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  • Richard    Oct 15, 2017

    Dear Zidisha Team
    Please payment made on the 10th of Oct.17 has still not been credited to my account.
    Amt 730
    Date 10-10-17
    Mtn no 0242143538
    Thanks
    Richard Nti

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  • Richard    Oct 13, 2017

    Dear Lenders
    Payment made on the 10th of oct.17. has still not been credited to the account.
    Amt 730
    Thanks
    Richard Nti

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  • Richard    Oct 10, 2017

    Business is now good for me

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  • Richard    Sep 30, 2017

    Dear zidisha team
    Payment made on the 26th sept.has still not been credited to my account.
    Amt ghc5
    Kindly fix it .
    Thank You

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  • Richard    Jun 20, 2017

    Business has falling below average.

    Log in to reply • Share
  • Richard    May 2, 2017

    business is not booming this week due to heavy rain fall.

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  • Richard    Apr 11, 2017

    Dear Lenders
    I have received the loan .The amount is Ghc1815
    I will buy photo copier machine and pen drives.
    Thank you very much my lenders I will not disappoint you in paying the loan.
    Kindest regards
    Richard

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  • Richard    Apr 10, 2017

    Dear lenders
    I firstly want to say thank you my lenders for approving my loan .I will continue to pay the loan on time.
    Firstly I will use the money to buy one photo copier machine costing four hundred dollars $400 and six additional pen drives costing fifty dollars $50.
    Secondly with this amount I can increase my profit margin from 40% to 50%.
    Thank you all my lenders for this big time opportunity.
    Best regards
    Richard

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