Entrepreneur
Name
Ralph
Member since
April 2015
On-time repayments
301 installments • 66%
About Me
I am a Ralph Keter born on 26th march 1987 and the only son in a family of nine; my mother, seven sisters and I. I was born to a single mother who brought me up and educated me. I have seven sisters, I am the fifth born, at the moment I have five sisters after we lost two due to illness. My early life has been like for any ordinary kid born to a simple African family with no much to boast for. Apart from the challenges of a single mother family I had a normal and to my standards a happy life.
Our mother did all she could to ensure that we got the best education that she could afford as much as possible. Personally I went to primary school then went to a minor seminary and finally joined Moi University for my Bachelors Degree. At Moi University I did a course in Business Management where I specialized in Purchasing and Supplies Management. After university I was able to engage in small contracts here and there and at the moment I am a tutor at Alphax College Eldoret where I have been teaching for the last one year.
I have a family of my own of four; I, my wife and two kids. I have been doing all the necessary to provide to them the best I could and because of the challenges I went through while growing up, the I have been able be innovative enough and venture into business to be able to boost my income so that we don’t lack the basics. While growing up I was forced to learn how to survive on my own so that I could not bother my mother who was struggling to educate us on small things like upkeep money. I learned to do small businesses while in school like selling biscuits and sweets so that I could earn a little money for myself.
I love business and at the moment I am working on expanding my business so that with time that can be my full time job. This is because I love doing it and since I started doing it has never failed me.
my children always want to be people of leadership and their different fields and i strive to give them the best educations so that their dreams may come true.
At my free time i love taking time to be with the youth so that i can share with them my life experience and encourage them to move on and avoid things that could affect them in life like drugs and bad company.
My Business
I appreciate the achievement i was able to gain from the previous loan. currently i have a retail shop to supplement my income.
It is a two months old business, however I need more funds to have it well stock with all the goods needed by my clients.
Based on how the sales have been for the last 3 months, I can say that the business is able to give a gross profit of Kshs. 1200 per days.
I got the last facility of kshs. 19,000 which I really appreciated. The amount however was not sufficient to meet the budget.
As at now I require additional Kshs. 50,000 to enable me to stock more cereals and also have a separate electricity meter.
I am also employed with a stable monthly income and your support will be highly appreciated.
Loan Proposal
The loan is to top up on the amount i have so that i can be able to purchase a laptop to be used for both my business and research activities.
Currently i am using a desktop which is not potable hence making it difficult for me to operate outside the office.
I will really appreciate if i will be funded to acquire it, this in turn will help improve not only my own living standard but also for the people who depend on me.
Feedback
Positive
None
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$192.00
Date disbursed
Jul 20, 2016
Repayment status
On Time
Projected term
44 months
Other loans
Lenders
Hong Kong, Hong Kong
Waterloo, Canada
Syracuse, United States
Baltimore, United States
Belgium
United States
United States
Germany
Switzerland
United States
Netherlands
United States
United Kingdom
United States
Summary
Amount repaid
$201.60
Amount remaining
$0.00
Date repaid
Apr 28, 2019
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Jul 31, 2016 | $5.04 | Jul 31, 2016 | $5.04 |
| Aug 7, 2016 | $5.04 | Aug 6, 2016 | $5.04 |
| Aug 14, 2016 | $1.51 | Aug 13, 2016 | $1.51 |
| Aug 21, 2016 | $1.51 | Aug 21, 2016 | $1.51 |
| Aug 28, 2016 | $1.51 | Aug 27, 2016 | $1.51 |
| Sep 4, 2016 | $1.51 | Aug 27, 2016 | $0.50 |
| Sep 5, 2016 | $1.01 | ||
| Sep 11, 2016 | $1.51 | Sep 5, 2016 | $0.50 |
| Sep 12, 2016 | $1.01 | ||
| Sep 18, 2016 | $1.51 | Sep 12, 2016 | $0.15 |
| Sep 12, 2016 | $1.31 | ||
| Oct 1, 2016 | $0.05 | ||
| Sep 25, 2016 | $1.51 | Oct 1, 2016 | $1.11 |
| Oct 10, 2016 | $0.40 | ||
| Oct 2, 2016 | $1.51 | Oct 10, 2016 | $1.51 |
| Oct 9, 2016 | $1.51 | Oct 10, 2016 | $1.51 |
| Oct 16, 2016 | $1.51 | Oct 10, 2016 | $0.60 |
| Oct 25, 2016 | $0.91 | ||
| Oct 23, 2016 | $1.51 | Oct 25, 2016 | $1.51 |
| Oct 30, 2016 | $0.71 | Oct 25, 2016 | $0.10 |
| Nov 17, 2016 | $0.60 | ||
| Nov 6, 2016 | $0.00 | ||
| Nov 13, 2016 | $0.00 | ||
| Nov 20, 2016 | $0.00 | ||
| Nov 27, 2016 | $1.01 | Nov 26, 2016 | $1.01 |
| Dec 4, 2016 | $1.01 | Dec 5, 2016 | $1.01 |
| Dec 11, 2016 | $1.01 | Dec 5, 2016 | $1.01 |
| Dec 18, 2016 | $1.01 | Dec 18, 2016 | $1.01 |
| Dec 25, 2016 | $1.01 | Dec 18, 2016 | $1.01 |
| Jan 1, 2017 | $1.01 | Dec 18, 2016 | $1.01 |
| Jan 8, 2017 | $1.01 | Dec 18, 2016 | $1.01 |
| Jan 15, 2017 | $1.01 | Jan 14, 2017 | $1.01 |
| Jan 22, 2017 | $1.01 | Jan 14, 2017 | $1.01 |
| Jan 29, 2017 | $1.01 | Jan 29, 2017 | $1.01 |
| Feb 5, 2017 | $1.01 | Feb 5, 2017 | $1.01 |
| Feb 12, 2017 | $1.01 | Feb 5, 2017 | $1.01 |
| Feb 19, 2017 | $1.01 | Feb 5, 2017 | $1.01 |
| Feb 26, 2017 | $1.01 | Feb 5, 2017 | $1.01 |
| Mar 5, 2017 | $1.01 | Mar 5, 2017 | $1.01 |
| Mar 12, 2017 | $1.01 | Mar 12, 2017 | $1.01 |
| Mar 19, 2017 | $1.01 | Apr 3, 2017 | $1.01 |
| Mar 26, 2017 | $1.01 | Apr 3, 2017 | $1.01 |
| Apr 2, 2017 | $1.01 | Apr 3, 2017 | $1.01 |
| Apr 9, 2017 | $1.01 | Apr 3, 2017 | $1.01 |
| Apr 16, 2017 | $1.01 | Apr 18, 2017 | $1.01 |
| Apr 23, 2017 | $1.01 | Apr 18, 2017 | $1.01 |
| Apr 30, 2017 | $1.01 | Apr 30, 2017 | $1.01 |
| May 7, 2017 | $1.01 | Apr 30, 2017 | $1.01 |
| May 14, 2017 | $1.01 | May 14, 2017 | $1.01 |
| May 21, 2017 | $1.01 | May 26, 2017 | $1.01 |
| May 28, 2017 | $1.01 | May 26, 2017 | $1.01 |
| Jun 4, 2017 | $1.01 | Jun 1, 2017 | $1.01 |
| Jun 11, 2017 | $1.01 | Jun 1, 2017 | $1.01 |
| Jun 18, 2017 | $1.01 | Jun 23, 2017 | $1.01 |
| Jun 25, 2017 | $1.01 | Jun 23, 2017 | $1.01 |
| Jul 2, 2017 | $1.01 | Jun 23, 2017 | $1.01 |
| Jul 9, 2017 | $1.01 | Jul 17, 2017 | $0.50 |
| Jul 31, 2017 | $0.50 | ||
| Jul 16, 2017 | $1.01 | Jul 31, 2017 | $0.50 |
| Aug 19, 2017 | $0.50 | ||
| Jul 23, 2017 | $1.01 | Aug 19, 2017 | $1.01 |
| Jul 30, 2017 | $1.01 | Aug 19, 2017 | $0.50 |
| Aug 29, 2017 | $0.50 | ||
| Aug 6, 2017 | $1.01 | Aug 29, 2017 | $1.01 |
| Aug 13, 2017 | $1.01 | Aug 29, 2017 | $1.01 |
| Aug 20, 2017 | $1.01 | Aug 29, 2017 | $1.01 |
| Aug 27, 2017 | $1.01 | Aug 29, 2017 | $1.01 |
| Sep 3, 2017 | $1.01 | Aug 29, 2017 | $0.50 |
| Oct 21, 2017 | $0.35 | ||
| Nov 2, 2017 | $0.15 | ||
| Sep 10, 2017 | $1.01 | Nov 2, 2017 | $0.86 |
| Nov 6, 2017 | $0.15 | ||
| Sep 17, 2017 | $1.01 | Nov 6, 2017 | $0.86 |
| Nov 6, 2017 | $0.15 | ||
| Sep 24, 2017 | $1.01 | Nov 6, 2017 | $0.86 |
| Nov 6, 2017 | $0.15 | ||
| Oct 1, 2017 | $1.01 | Nov 6, 2017 | $0.86 |
| Nov 6, 2017 | $0.15 | ||
| Oct 8, 2017 | $1.01 | Nov 19, 2017 | $0.10 |
| Nov 19, 2017 | $0.10 | ||
| Dec 3, 2017 | $0.81 | ||
| Oct 15, 2017 | $1.01 | Dec 3, 2017 | $1.01 |
| Oct 22, 2017 | $1.01 | Dec 3, 2017 | $1.01 |
| Oct 29, 2017 | $1.01 | Dec 3, 2017 | $1.01 |
| Nov 5, 2017 | $1.01 | Dec 3, 2017 | $1.01 |
| Nov 12, 2017 | $1.01 | Dec 3, 2017 | $1.01 |
| Nov 19, 2017 | $1.01 | Dec 3, 2017 | $1.01 |
| Nov 26, 2017 | $1.01 | Dec 3, 2017 | $1.01 |
| Dec 3, 2017 | $1.01 | Dec 3, 2017 | $1.01 |
| Dec 10, 2017 | $1.01 | Dec 3, 2017 | $0.91 |
| Dec 8, 2017 | $0.10 | ||
| Dec 17, 2017 | $1.01 | Dec 8, 2017 | $1.01 |
| Dec 24, 2017 | $1.01 | Dec 8, 2017 | $1.01 |
| Dec 31, 2017 | $1.01 | Dec 8, 2017 | $1.01 |
| Jan 7, 2018 | $1.01 | Dec 8, 2017 | $1.01 |
| Jan 14, 2018 | $1.01 | Dec 8, 2017 | $1.01 |
| Jan 21, 2018 | $1.01 | Dec 8, 2017 | $1.01 |
| Jan 28, 2018 | $1.01 | Dec 8, 2017 | $1.01 |
| Feb 4, 2018 | $1.01 | Dec 8, 2017 | $1.01 |
| Feb 11, 2018 | $1.01 | Dec 8, 2017 | $1.01 |
| Feb 18, 2018 | $1.01 | Dec 8, 2017 | $1.01 |
| Feb 25, 2018 | $1.01 | Dec 8, 2017 | $0.10 |
| Mar 3, 2018 | $0.91 | ||
| Mar 4, 2018 | $1.01 | Mar 3, 2018 | $0.10 |
| Mar 3, 2018 | $0.91 | ||
| Mar 11, 2018 | $1.01 | Mar 3, 2018 | $0.10 |
| Apr 5, 2018 | $0.91 | ||
| Mar 18, 2018 | $1.01 | Apr 5, 2018 | $0.10 |
| Apr 5, 2018 | $0.91 | ||
| Mar 25, 2018 | $1.01 | Apr 5, 2018 | $0.10 |
| Apr 5, 2018 | $0.91 | ||
| Apr 1, 2018 | $1.01 | Apr 5, 2018 | $0.10 |
| Apr 5, 2018 | $0.91 | ||
| Apr 8, 2018 | $1.01 | Apr 5, 2018 | $0.10 |
| Apr 15, 2018 | $0.91 | ||
| Apr 15, 2018 | $1.01 | Apr 15, 2018 | $0.10 |
| Apr 24, 2018 | $0.91 | ||
| Apr 22, 2018 | $1.01 | Apr 24, 2018 | $0.10 |
| Apr 24, 2018 | $0.91 | ||
| Apr 29, 2018 | $1.01 | Apr 24, 2018 | $0.10 |
| Jun 7, 2018 | $0.91 | ||
| May 6, 2018 | $1.01 | Jun 7, 2018 | $0.10 |
| Jun 7, 2018 | $0.91 | ||
| May 13, 2018 | $1.01 | Jun 7, 2018 | $0.10 |
| Jun 7, 2018 | $0.91 | ||
| May 20, 2018 | $1.01 | Jun 7, 2018 | $0.10 |
| Jun 7, 2018 | $0.91 | ||
| May 27, 2018 | $1.01 | Jun 7, 2018 | $0.10 |
| Jun 7, 2018 | $0.91 | ||
| Jun 3, 2018 | $1.01 | Jun 7, 2018 | $0.10 |
| Jun 8, 2018 | $0.91 | ||
| Jun 10, 2018 | $1.01 | Jun 8, 2018 | $0.10 |
| Jun 8, 2018 | $0.91 | ||
| Jun 17, 2018 | $1.01 | Jun 8, 2018 | $0.10 |
| Jun 17, 2018 | $0.91 | ||
| Jun 24, 2018 | $1.01 | Jun 17, 2018 | $0.10 |
| Jun 23, 2018 | $0.91 | ||
| Jul 1, 2018 | $1.01 | Jun 23, 2018 | $0.10 |
| Jun 30, 2018 | $0.91 | ||
| Jul 8, 2018 | $1.01 | Jun 30, 2018 | $0.10 |
| Jun 30, 2018 | $0.91 | ||
| Jul 15, 2018 | $1.01 | Jun 30, 2018 | $0.10 |
| Jul 29, 2018 | $0.91 | ||
| Jul 22, 2018 | $1.01 | Jul 29, 2018 | $0.10 |
| Jul 29, 2018 | $0.91 | ||
| Jul 29, 2018 | $1.01 | Jul 29, 2018 | $0.10 |
| Aug 12, 2018 | $0.91 | ||
| Aug 5, 2018 | $1.01 | Aug 12, 2018 | $0.10 |
| Aug 23, 2018 | $0.91 | ||
| Aug 12, 2018 | $1.01 | Aug 23, 2018 | $0.10 |
| Sep 4, 2018 | $0.91 | ||
| Aug 19, 2018 | $1.01 | Sep 4, 2018 | $0.10 |
| Sep 4, 2018 | $0.91 | ||
| Aug 26, 2018 | $1.01 | Sep 4, 2018 | $0.10 |
| Sep 4, 2018 | $0.91 | ||
| Sep 2, 2018 | $1.01 | Sep 4, 2018 | $0.10 |
| Sep 28, 2018 | $0.91 | ||
| Sep 9, 2018 | $1.01 | Sep 28, 2018 | $1.01 |
| Sep 16, 2018 | $1.01 | Sep 28, 2018 | $1.01 |
| Sep 23, 2018 | $1.01 | Sep 28, 2018 | $1.01 |
| Sep 30, 2018 | $1.01 | Sep 28, 2018 | $1.01 |
| Oct 7, 2018 | $1.01 | Sep 28, 2018 | $0.10 |
| Oct 31, 2018 | $0.91 | ||
| Oct 14, 2018 | $1.01 | Oct 31, 2018 | $1.01 |
| Oct 21, 2018 | $1.01 | Oct 31, 2018 | $1.01 |
| Oct 28, 2018 | $1.01 | Oct 31, 2018 | $0.10 |
| Nov 28, 2018 | $0.91 | ||
| Nov 4, 2018 | $1.01 | Nov 28, 2018 | $1.01 |
| Nov 11, 2018 | $1.01 | Nov 28, 2018 | $1.01 |
| Nov 18, 2018 | $1.01 | Nov 28, 2018 | $1.01 |
| Nov 25, 2018 | $1.01 | Nov 28, 2018 | $1.01 |
| Dec 2, 2018 | $1.01 | Nov 28, 2018 | $1.01 |
| Dec 9, 2018 | $1.01 | Nov 28, 2018 | $0.10 |
| Jan 1, 2019 | $0.91 | ||
| Dec 16, 2018 | $1.01 | Jan 1, 2019 | $1.01 |
| Dec 23, 2018 | $1.01 | Jan 1, 2019 | $1.01 |
| Dec 30, 2018 | $1.01 | Jan 1, 2019 | $1.01 |
| Jan 6, 2019 | $1.01 | Jan 1, 2019 | $1.01 |
| Jan 13, 2019 | $1.01 | Jan 1, 2019 | $0.10 |
| Jan 13, 2019 | $0.91 | ||
| Jan 20, 2019 | $1.01 | Jan 13, 2019 | $1.01 |
| Jan 27, 2019 | $1.01 | Jan 24, 2019 | $1.01 |
| Feb 3, 2019 | $1.01 | Jan 24, 2019 | $1.01 |
| Feb 10, 2019 | $1.01 | Jan 24, 2019 | $1.01 |
| Feb 17, 2019 | $1.01 | Jan 24, 2019 | $1.01 |
| Feb 24, 2019 | $1.01 | Jan 24, 2019 | $1.01 |
| Mar 3, 2019 | $1.01 | Mar 6, 2019 | $1.01 |
| Mar 10, 2019 | $1.01 | Mar 6, 2019 | $1.01 |
| Mar 17, 2019 | $1.01 | Mar 6, 2019 | $1.01 |
| Mar 24, 2019 | $1.01 | Mar 6, 2019 | $1.01 |
| Mar 31, 2019 | $1.01 | Mar 6, 2019 | $1.01 |
| Apr 7, 2019 | $1.01 | Apr 13, 2019 | $1.01 |
| Apr 14, 2019 | $1.01 | Apr 13, 2019 | $1.01 |
| Apr 21, 2019 | $1.01 | Apr 13, 2019 | $1.01 |
| Apr 28, 2019 | $1.01 | Apr 24, 2019 | $1.01 |
| May 5, 2019 | $1.01 | Apr 28, 2019 | $1.01 |
| May 12, 2019 | $1.01 | Apr 28, 2019 | $1.01 |
| May 19, 2019 | $1.01 | Apr 28, 2019 | $1.01 |
| May 26, 2019 | $1.01 | Apr 28, 2019 | $1.01 |
| Jun 2, 2019 | $1.01 | Apr 28, 2019 | $1.01 |
| Jun 9, 2019 | $1.01 | Apr 28, 2019 | $1.01 |
| Jun 16, 2019 | $1.01 | Apr 28, 2019 | $1.01 |
| Jun 23, 2019 | $1.01 | Apr 28, 2019 | $1.01 |
| Jun 30, 2019 | $1.01 | Apr 28, 2019 | $1.01 |
| Jul 7, 2019 | $1.01 | Apr 28, 2019 | $1.01 |
| Jul 14, 2019 | $1.01 | Apr 28, 2019 | $1.01 |
| Jul 21, 2019 | $1.01 | Apr 28, 2019 | $1.01 |
| Jul 28, 2019 | $1.01 | Apr 28, 2019 | $1.01 |
| Aug 4, 2019 | $1.01 | Apr 28, 2019 | $1.01 |
| Aug 11, 2019 | $1.01 | Apr 28, 2019 | $1.01 |
| Aug 18, 2019 | $1.01 | Apr 28, 2019 | $1.01 |
| Aug 25, 2019 | $1.01 | Apr 28, 2019 | $1.01 |
| Sep 1, 2019 | $1.01 | Apr 28, 2019 | $1.01 |
| Sep 8, 2019 | $1.01 | Apr 28, 2019 | $1.01 |
| Sep 15, 2019 | $1.01 | Apr 28, 2019 | $1.01 |
| Sep 22, 2019 | $1.01 | Apr 28, 2019 | $1.01 |
| Sep 29, 2019 | $1.01 | Apr 28, 2019 | $1.01 |
| Oct 6, 2019 | $1.01 | Apr 28, 2019 | $1.01 |
| Oct 13, 2019 | $1.01 | Apr 28, 2019 | $1.01 |
| Oct 20, 2019 | $1.01 | Apr 28, 2019 | $1.01 |
| Oct 27, 2019 | $1.01 | Apr 28, 2019 | $1.01 |
| Nov 3, 2019 | $1.01 | Apr 28, 2019 | $1.01 |
| Nov 10, 2019 | $1.01 | Apr 28, 2019 | $1.01 |
| Nov 17, 2019 | $1.01 | Apr 28, 2019 | $1.01 |
| Nov 24, 2019 | $1.01 | Apr 28, 2019 | $1.01 |
| Dec 1, 2019 | $1.01 | Apr 28, 2019 | $1.01 |
| Dec 8, 2019 | $1.01 | Apr 28, 2019 | $1.01 |
| Dec 15, 2019 | $1.01 | Apr 28, 2019 | $1.01 |
| Dec 22, 2019 | $1.01 | Apr 28, 2019 | $1.01 |
| Dec 29, 2019 | $1.01 | Apr 28, 2019 | $1.01 |
| Jan 5, 2020 | $1.01 | Apr 28, 2019 | $1.01 |
| Jan 12, 2020 | $1.01 | Apr 28, 2019 | $1.01 |
| Jan 19, 2020 | $1.01 | Apr 28, 2019 | $1.01 |
| Jan 26, 2020 | $1.01 | Apr 28, 2019 | $1.01 |
| Feb 2, 2020 | $1.01 | Apr 28, 2019 | $1.01 |
| Feb 9, 2020 | $1.01 | Apr 28, 2019 | $1.01 |
| Feb 16, 2020 | $1.01 | Apr 28, 2019 | $1.01 |
| Feb 23, 2020 | $1.01 | Apr 28, 2019 | $1.01 |
| Mar 1, 2020 | $1.01 | Apr 28, 2019 | $1.01 |
| Mar 8, 2020 | $1.01 | Apr 28, 2019 | $1.01 |
| Mar 15, 2020 | $0.75 | Apr 28, 2019 | $0.75 |
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