19 installments • 53%
my name is Patrick Gacheru from Nyeri but currently in Nairobi, Ongata Rongai, Kajiado County where I live and I run my business. I am businessman that mainly deals with computer services and maintenance and also operate a cyber at the same site. I am a fourth born from a family of six members, 4 sisters and 2 brothers, whom we work together hand in hand. I live at Jolem Boma house, near mount Sinai hospital house no 3A, which is approximately a Kilometer from the main road and near Rongai Slaughter House,. I hold a diploma in information and technology, from Kiwani Training Center. I run this business of networking and computer maintenance under the name of Kingo Properties.
My business involves computer maintenance and repair, and at the same time I run a cyber cafe which is located a kilometer from the main road near Rongai Slaughter House. I have a long experience in this business that I gained from being employed in a similar industry before. Thereafter i joined classes for the same to advance my skills. There's a high demand for my services in this area that I operate in since there are many colleges and universities around, who happen to be my main customers, giving my business an essence to expand. I have cultivated a client base from these student from the time the join the institutions to the time they graduate.
Let me start by thanking all lenders who bestowed their trust in me by funding my previous loan which was a stepping stone towards my enterprise.From my previous loan i was able to open an M-pesa outlet at my cyber shop which is doing very well. Granted this loan, i intend to open another till and put all the money lend. M-pesa is well paying as i have come to realize you need just to have enough float to serve your customers without them not going to your competitors.As i had earlier projected about making useful of my farm lying idle,plans are underway and its my hope that i will do this with loan from zidisha, coz with zidisha future projection is attainable and achievable.
Sep 4, 2013
Cost to entrepreneur
Lender interest: $559.41 at 5.86% annual rate over 11 months = $30.60
Service fee: $18.87
Aug 10, 2014
|Expected Payments||Actual Payments|
|Oct 10, 2013||$56.85||Oct 18, 2013||$56.85|
|Nov 9, 2013||$56.85||Oct 18, 2013||$0.62|
|Nov 19, 2013||$56.23|
|Dec 9, 2013||$56.85||Nov 19, 2013||$0.67|
|Dec 19, 2013||$56.18|
|Jan 9, 2014||$56.85||Dec 19, 2013||$1.29|
|Jan 15, 2014||$55.56|
|Feb 9, 2014||$56.85||Jan 15, 2014||$1.91|
|Mar 10, 2014||$56.85|
|Apr 10, 2014||$56.85|
|May 10, 2014||$56.85|
|Jun 10, 2014||$56.85|
|Jul 10, 2014||$56.85|
|Aug 10, 2014||$47.62|