Digital camera for my photography service

Ngeno

Nyakacho, Kenya

100% repaid

Entrepreneur

Name

Ngeno

Member since

December 2014

On-time repayments

288 installments  •  5%

About Me

I am a Kenyan citizen living in Kericho county aged 28 years and can also communicate in English, Kiswahili and Kalenjin (Native). In our family am the last born in a family of five children and my father is an engineer at Kenya Railways Company Nairobi and my mother is a farmer. After completing my secondary school education in the year 2012 I joined Computer College at Eagle computers Ltd for basic computer literacy program that normally takes a period of one month to complete. During this period I developed an interest in video editing and simple photography which I used to take it as my hobby during my leisure time. I have been taking photos in different schools, churches and various functions within our area. The camera that I have been using was a present that I was given by my elder brother. So I decided instead of depending on them to give me the pocket money, I could as well generate my own money through photography and simple video editing skills that was acquired during my computer training program. I did this especially in the evening after helping my mother at home with simple farming for a period of two years (2yrs) before joining Muranga teachers college in the year 2013 to pursue a teaching training course for which I will complete this year April 2015. In college also I have doing photographs especially during the weekends and producing them at Thika town. This zidisha online program will be of benefit to me because it will enable him to upgrade from what I have started using my little savings to purchase other printing accessories and opened up a big printing studio in kericho town in the coming years

My Business

My source of income will be through photography where I will be taking photos, creating student ID, pass photo, printing other photos for other clients in the business. I will be taking each photo at $2 and the expenditure for the Photo is $1 which will give a profit of $1. In a day I will ensure that at least 50 photos should be taken and that will guarantee me at least an income of $50 per day. Photography in this area is very common and the demand for this is quite very high. Normally towards the end of the season that is December holiday there is good business. The loan which I intended to get from Zidisha lenders will be used to purchase a new Digital camera and the associated printing accessories. In the area of producing student ID for various schools in the region at the cost of $10 especially for those students joining form one in the secondary schools within our region. For other printing solutions to other clients where they will be required to come with their own photos through the storage media like memory cards, CDs/DVDs and flash disks that will be plugged in to our printers for printing at a cost of $1 for every photo that will be taken. Other areas that is likely to generate income is through shooting in various functions like weddings, funerals and special functions that requires pictures and sometimes video generation or editing will be required. We will provide our services for these special functions to make our customers satisfied and proud with the quality photos and videos that we will ensure they get them in the required time as soon as possible. The profits from the business will be re-invested so as to generate more income and the extra will be used to help the needy in the society to further their education. Best regards.

Loan Proposal

This loan will be used for the purchase of another digital camera that will be used for increasing the number of photographs to be taken. This will improve sales and increase the income in my photography business

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$100.00

Date disbursed

Dec 8, 2014

Repayment status

On Time

Projected term

2 months

Other loans

Lenders

J

jamdal

Australia

JL

Joao Leal

United Kingdom

R

Robert

Berlin, Germany

Ask Ngeno a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

Please log in to comment.

  • Malariologist    Oct 11, 2016

    Hello Ngeno,
    I hope you are doing better soon!
    Ines

    Log in to reply • Share
  • Ngeno    Feb 10, 2016

    Reschedule my loan repayment after a very long illness.

    Log in to reply • Share
  • Malariologist    Sep 10, 2015

    Hello Ngeno,

    I hope you are doing well! I just wanted to check in and ask how your business situation is at the moment.

    Best wishes,
    Ines

    Log in to reply • Share
  • Erin Stackowitz    Jul 14, 2015

    Dear Ngeno,

    Thank you for the message and informing us of your situation.

    We believe that regular on-time repayments, no matter how small, are important to preserving a relationship of trust with lenders and our community. For this reason, we do not offer the option to delay payments. Instead, we request that you temporarily reduce your installment to an amount you can afford to pay right now, and go ahead and make that small payment. You may then increase your installment again when you are able.

    To reduce your installment amount, please log into your Zidisha account and click on "Adjust Installment Amount," and follow the instructions there.

    Please let us know if you have any problems,
    The Zidisha Team

    Log in to reply • Share
  • Ngeno    Jul 14, 2015

    To reduce the installment amount..

    Log in to reply • Share
  • Ngeno    Jun 30, 2015

    Please allow me to reschedule my installment amounts

    Log in to reply • Share
  • Ngeno    Apr 29, 2015

    I would like to reduce my install to KES 300

    Log in to reply • Share
  • Ngeno    Apr 13, 2015

    Increase my loan repayment amount to KES 450

    Log in to reply • Share
  • Ngeno    Apr 4, 2015

    Wishing all zidisha Lenders a happy Easter Holiday. Happy to inform you that my internet connection and services has boosted my income and I can inform you that I'm very happy for your funds and repaying the loan will be smooth and efficient. Thanks

    Log in to reply • Share
  • Ngeno    Mar 26, 2015

    Sorry for not having repaid the loan installment at the stipulated time due to the cheques that I was given by one of my client that bounced back due to insufficient funds in his bank account. I have been having court battles with him for the money to be paid for the services offered.

    Log in to reply • Share
  • Ngeno    Mar 11, 2015

    The Orange 3G network failed terribly and hope to adjust the repayment installment when things are good. Thanks

    Log in to reply • Share
  • Ngeno    Feb 25, 2015

    Thanks to zidisha lenders for funding my second loan for which I received the money today via my MPESA registered line. The internet installation will start immediately tomorrow and more updates will follow....BEST REGARDS

    Log in to reply • Share
  • Ngeno    Feb 23, 2015

    Wish everyone a busy and prosperous week..Looking forward to be fully funded this week so as to start with the internet installation process. MANY THANKS.

    Log in to reply • Share
  • Ngeno    Feb 17, 2015

    My customers editing their photos for printing

    Log in to reply • Share
  • Ngeno    Feb 17, 2015

    This is the computer lab that will be used for internet installation

    Log in to reply • Share
  • Ngeno    Feb 13, 2015

    Let me take this opportunity to thank all zidisha lenders for enabling to acquire the first loan that improve my photography business and change the income status. I'm also requesting the 2nd loan to install internet services.

    Log in to reply • Share
  • Ngeno    Feb 12, 2015

    Hope to finish repaying loan as soon as possible..

    Log in to reply • Share
  • Ngeno    Feb 10, 2015

    Request to increase the installment so as to finish the loan before the stipulated date, in order to enable to post for another loan to acquire more computer accessories. Thanks

    Log in to reply • Share
  • Ngeno    Feb 5, 2015

    Glad to inform the lenders that the loan has greatly impacted the business positively, repaying the loan in time so as to post for another loan. Many thanks

    Log in to reply • Share
  • Ngeno    Jan 28, 2015

    Adjust the repayment schedule because the business is doing quite very well. Best regards

    Log in to reply • Share


Loading...

Loading...

Loading...