Beads and thread for handcrafted jewelry

Getrude

Nakuru,kenlands Estate, Kenya

100% repaid

Entrepreneur

Name

Getrude

Member since

March 2014

On-time repayments

141 installments  •  67%

About Me

I am Gertrude Joji, born in Nakuru County at Kenlands Estate. My parents still lives at the same estate where I was born. I am a form 4 school leaver and also a business lady in Nakuru. I make and sale African jewelry. I am still single not yet married. I was born in 1994 on November 2nd.

My passion is for business and I am praying and hoping that my small business will pick up quick as I look for more capital because I see there is a lot of demand of African jewelry.

I started my business 6 months ago and I started to make a few jewelries while selling to friends within my home, and later I decided to expand it because I felt it has been liked by so many people. I even get in orders and I deliver in time needed as agreed.

I am so very passionate about my work or business I do, and I want to be one of the best and prominent business owners in Nakuru town.

My Business

I started my business 6 months ago and I started to make a few pieces of jewelry while selling to friends within my home, and later I decided to expand it because I felt they have been liked by so many people. When I started my business, I never knew how it was going to help many, but through small business I do.

Now the main challenge I face is my stock is down, especially on getting beads and other threads and materials which I need to boost my business. That's why I decided to join Zidisha to help me fulfill my life's vision and passion.

My total revenue a month is 15,000ksh, which covers the total expenditures. My profit ranges between 6,500ksh and 7,000ksh monthly, which I feel is a nice profit. I believe upon adding more stock I will attract more customers within and without. I am planning to talk to friends to see if I can even import some of my work outside Kenya.

I do not have a specific place that I sell from, but I make them from the house. I do all the bead work from the house, then I distribute to the person who ordered them. The loan I am asking for will help me meet this need and, through my income revenue from my business, I will be able to pay back in due time as needed. I therefore ask for the support of lenders to meet my dream and make it come true.

Loan Proposal

Dear lenders, I first and more mostly would like
to really thank you so much for the previous
loan that you had given me before, I am truly
grateful for that loan. This time loan I am asking,
I will use it to purchase more beads and threads
for the business of making African jewellery, I am
humbled and grateful for the previous support of
the loan. I will use the ksh20,000 to purchase
beads and the Ksh10,000 I will use to purchase
threads for my business and the rest I will use
to book hearing hooks. I believe by the end of
the week I will have more profit of between Ksh
6000 since I have more demands in my business.
Please I kindly request your support this time
again. Thanks in advance

Show original English  

About Me

I am Gertrude Joji born in Nakuru county at a Kenlands Estate, my parents still lives at the same estate where I was born,I am a form4 school leaver and also business lady in Nakuru, I make and sale African jewelries , I am still single not yet marriage, I was born in 1994 November on 2nd. my passion is on business and I am praying and hoping that my small business will pick up quick as I look for more capital because I see there is a lot of demand of African jewelries.
I started my business 6 months ago and I started to make few jewelries while selling to friends within my home, and later I decided to expand it because I felt it has been like with so many people, even I get in order and I deliver in time needed as agreed.
I am so much passionate about my work or business I do and I want to be one of the best and prominent business men in Nakuru town.

My Business

I started my business 6 months ago and I started to make few jewelries while selling to friends within my home, and later I decided to expand it because I felt it has been like with so many people, when I started by business I never knew how it is going to help many, through small business I do.
Now the main challenge I face is my stock is down especially on getting beads and other threads materials which I need to boost that's why I decided to join zidisha to help me fulfill my life vision and passion.
my total revenue a month is ksh15,000ksh which covers the total expenditures, my profit ranges between ksh6,500ksh and 7,000ksh monthly. of which I feel is a nice profit, I believe upon adding more stock will attract more customers within and without, I am planning to talk to friends I see if I can even import some of my work outside Kenya.
I do not have a specific place that I sell from, but I make them from the house, I do all the bead work from the house them I distribute to the person who ordered them.the loan I am asking will help me meet this needs and through my income revenue from my business, I will be able to pay back in due time as needed.
I there for ask for the support of lenders to meet my dream and make it come true.

Loan Proposal

Dear lenders, I first and more mostly would like
to really thank you so much for the previous
loan that you had given me before, I am truly
grateful for that loan. This time loan I am asking,
I will use it to purchase more beads and threads
for the business of making African jewellery, I am
humbled and grateful for the previous support of
the loan. I will use the ksh20,000 to purchase
beads and the Ksh10,000 I will use to purchase
threads for my business and the rest I will use
to book hearing hooks. I believe by the end of
the week I will have more profit of between Ksh
6000 since I have more demands in my business.
Please I kindly request your support this time
again. Thanks in advance

Feedback

9

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$441.00

Date disbursed

Jul 10, 2014

Repayment status

On Time

Projected term

10 months

Lenders

T

Tmann

Los Angeles, United States

Kylie

Mount Martha, Australia

K

k9rich

Bay Shore, United States

G

guenter

Bremen, Germany

HansLindgren

Uppsala, Sweden

ads68

Melbourne, Australia

D

drexeldragon

Tucson, United States

P

PHU99

Zwingenberg, Germany

I

ificouldfly

Sofia, Bulgaria

K

kjustad

Asker, Norway

Stefano Bertolo

Luxembourg, Luxembourg

Sarasota

Sarasota, Fl, United States

Matthieu

Switzerland, France

G

GreenMoney

Lahr, Germany

John Makongo

Kitale, Kenya

Matching Fund

Sterling, United States

M

merk85

United States

Agerfar

Aarhus, Denmark

Laparo

Dusseldorf, Germany

S

samanthaellen

United States

Loungin

United States

Mikers

Netherlands

H

hizuka

Philippines

Ask Getrude a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • John    Mar 1, 2017

    I called Getrude but unfortunately her phone was switched off. I tried calling her community leader, family and neighbours and did not manage to get any of them.

    John
    VM

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  • John    Jan 16, 2017

    Hi Zidisha Staff and lenders, I called Getrude but unfortunately her phone was switched off. I tried calling her community leader, family and neighbours and did not manage to get any of them. Will try again later.

    John
    VM

    Log in to reply • Share
  • John    Dec 7, 2016

    Hallo Zidisha Team and lenders, today I called Getrude but my phone call could not get connected. I then went on to call her community leader who's phone was also not reachable. I will try and contact them later.

    John.

    Log in to reply • Share
  • Getrude    Oct 1, 2016

    Hello Zidisha lenders,i am sorry I haven't been able to make any payment,offlate I have been going through hard time especially when I lost my dad,it has been the worst moment and season of my life,please forgive me,i will résumé soonest to make payments

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  • John    Sep 23, 2016

    Hallo Zidisha Staff and lenders, today I called Getrude and I was unable to reach her through her phone.

    I was however able to reach out to her Community Leader a Mr Makongo who was very helpful.

    He informed me that Getrude's father died recently and that could be the reason for her delayed repayment.

    He went on to tell me that he will talk to her at the nearest opportunity so that she can continue with her loan repayment.

    John
    VM
    Kenya.

    Log in to reply • Share
  • Getrude    Sep 10, 2016

    I am experiencing help problem

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  • Getrude    Aug 1, 2016

    I am expecting to pay next week

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  • John    Jun 18, 2016

    I called Getrude and her phone could not connect. I also tried calling her family member but the phone was not working either.

    John
    VM

    Log in to reply • Share
  • Getrude    Jun 6, 2016

    Wishing to mentain the repayment amount of 100 ,I will increase as time goes by

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  • Getrude    Apr 3, 2016

    Hello lenders, allow me pay my loan bit by bit due to some family issues

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  • Getrude    Mar 9, 2016

    Thanks

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  • Getrude    Mar 1, 2016

    dear lenders, i am grateful for the loan you gave me previously, i am thankful and am hoping to pay more and more

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  • Getrude    Feb 10, 2016

    Hello lenders, I wanted to let you know that, I lost my father last week on Sunday, he died after being so sick for four years, I am asking for your prayers and support since we are experiencing problems for financial, we will be laying him to rest this Saturday at 10am. Please remember my family in prayers

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  • Getrude    Jan 29, 2016

    Hi lenders, I thoguth to passby and say thank you, so far i have introduced 13 people to zidisha since I joined, and this happened because of the positive results I saw in zidisha, it is better and best than banks but you will be denied loan and they require so many things of which you fail to meet them, but at zidisha, you just feel at home

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  • Getrude    Jan 3, 2016

    Thanks to you all lenders and happy new year and prosperous year to you all

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  • Getrude    Dec 12, 2015

    hello lenders, i am increasing my loan payments to atlist a little more. my business is doing more better

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  • Getrude    Nov 16, 2015

    Thanbks lenders, just thought post this note leting you know that i am doing well and my business too

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  • Getrude    Nov 2, 2015

    Hello lenders, I hope you are doing well, i am doing well too despite of small financial and health challenges but we are still moving on and doing well here in Nakuru,kenya, I am tankful for the loan and also I am thankful for giving me an opportunity to grow my business, my business is doing well even though we have challenges here and there. but with time since we are approaching Christmas, things will be back soon to normal. once again thanks, yours faithfully Joji

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  • Getrude    Oct 26, 2015

    Greetings lenders at Zidisha. Am doing well and for sure I cant complain my business and my health is doing well. I want to appreciate Zidisha for giving us an opportunity for accessing loans easily and at agood installment unlike banks. I appreciate for that

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  • Getrude    Oct 26, 2015

    Greetings lenders at Zidisha. Am doing well and for sure I cant complain my business and my health is doing well. I want to appreciate Zidisha for giving us an opportunity for accessing loans easily and at agood installment unlike banks. I appreciate for that

    Log in to reply • Share


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