Loan for larger water pump to help me farm

Esther

Nairobi, Kenya

100% repaid

Entrepreneur

Name

Esther

Member since

November 2016

On-time repayments

141 installments  •  14%

About Me

I was born in Nyeri, Central Kenya, a village with about 100 households. I was educated in the village up to standard eight and then schooled in Nanyuki up to form four. I was an average student and my father was able to sponsor me to [attend] university, where I undertook a degree in Environmental Studies. I started farming by pumping water from a dam in my home area. There is a high demand for organic food in Nairobi due to high rate of lifestyle diseases. I love to spend time watching nature documentaries, learning new trends, and spending time with friends and family.

I enrolled to pursue a Master's in Renewable Energy​ Technology, which I have yet to complete and still need to pay for the last two semesters.

My Business

I am a licensed Environmental Associate Expert. I also train in online article and blog writing. I farm and resell farm foods.

I was desperate for work and therefore decided to use whatever resources I had to make profit. My father bought me a half an acre of land. The total cost and revenue are about 60% of the sales. [Through this work] I support my mother, brother, and sisters, and I pay my university fees and invest in SACCOs (Savings and Credit Cooperative Organizations). The farming project is a joint venture of me and my sister; we use the profits I get for our basic facilitation, school, and reinvesting in the land. I have also started a side business of importing cotton shirts from China, which has good returns.

The first three semesters of school I used the returns from the farm and the shirts business. Now due to elections that were ongoing (and even now not everything is settled), business has been slow.

Loan Proposal

First of all I would like to appreciate the help you provide those of us in need. I am requesting loan to purchase a larger water pump for my farm. My land is located on the shores of a dam but farming is not easy without an easy water supply. Once I purchase the pump I just connect it and pump water to already set up tanks inside the land. That way food production will increase, I ll pay my masters course school fees, my sister's secondary fee, my mother's basic needs and my sibling's needs. We will in turn have a higher standard living .

Show original English  

About Me

I am was born in Nyeri, Central Kenya a village with about 100 households, educated in the village upto standard eight and then schooled in Nanyuki up to form four. i was an average student and my father was able to sponsor me to university where i undertook degree in Environmental Studies. I started farming by pumping water from a dam in my home area.There is a high demand for organic food in Nairobi due to high rate of lifestyle diseases. I love to spend time watching nature documentaries, learning new trends, spending time with friends and family.
I enrolled to pursue Master in Energy​ Technology which am yet to complete paying for the last two semesters.

My Business

I am a licensed Environmental Associate Expert, i also train online article and blog writing. i farm and resell farm foods. I was desperate for work and therefore decided to use whatever resource i have to make profit. My father had bought me a half an acre of land. Total cost and revenue are about 60% of the sales. i support my mother, brother, sisters, i pay my University fees and invest in saccos, the farming project is a joint venture of me and my sister, we use the profits i get for our basic facilitation, school and also re invest in the land. I have also started a side hustle of importing cotton shirts from China that has good return. The first three semesters of I used the returns from the farm and the shirts business, now due to elections that were ongoing and a little not everything is settled, business has been slow.

Loan Proposal

First of all I would like to appreciate the help you provide those of us in need. I am requesting loan to purchase a larger water pump for my farm. My land is located on the shores of a dam but farming is not easy without an easy water supply. Once I purchase the pump I just connect it and pump water to already set up tanks inside the land. That way food production will increase, I ll pay my masters course school fees, my sister's secondary fee, my mother's basic needs and my sibling's needs. We will in turn have a higher standard living .

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$790.00

Date disbursed

Apr 11, 2017

Repayment status

On Time

Projected term

7 months

Lenders

ads68

Melbourne, Australia

Paul Buchheit

Mountain View, United States

Craig Newmark

United States

The Zinc Team

San Francisco, United States

Humble Bundle Community

San Francisco, United States

A

Anonymous

United States

Paul Buchheit

Mountain View, United States

A

Anonymous

United States

CN

Craig Newmark

United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

A

Anonymous

United States

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  • Esther    May 19, 2023

    First and foremost I sincerely apologize for being late on my payment. I am sorry for the inconveniences I have caused

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  • Esther    May 19, 2023

    Hello . I am blessed to be a beneficiary of this community, I am greatful for everything you people have done for me. It changed my life. It hasn't been an easy couple of years, I have lost so much and was almost losing my account. I promise to make progress in paying my loan.

    I would wish to make a request, is it possible for me to get more loan to lift my daycare business in addition to the one I already have? Probably to reach my current credit limit. ..with addition loan, I will be able to make frequent payments at least every week. I do not take your kindness for granted. .

    As a mother now, I have learnt new things, I have learnt to be greatgul for the little things in life, I have a passion for babies, it's my true calling, I wish to expand my daycare to accommodate more babies so while other mother's are out there working, they are relaxed since their babies are well taken care of.

    It will be a miracle for me , God bless you

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  • Esther    Apr 23, 2021

    Hello. It has been a rough 2+ years, first with low business , second with the pandemic, I have not been able to fulfil my part of the deal in repaying this loan. However, in all honesty my plan has not and will never be to never pay back the loan, my plan, wish and desire is to make sure I repay the loan in full.

    I apologize sincerely for the inconveniences I have caused for failing to pay up yet , things aren't working out at the moment but with hope they will and I will be able to complete. Thank you.

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  • Esther    Dec 11, 2019

    Good morning, my sincere apologies to all my generous donors on LATE loan repayment, i wish to assure you that it has not been an intentional fail, i have been going through serious life changes and therefore have been low emotionally, physically and mentally to mean that i have not been able to work or carry out any business. I would sincerely wish you will forgive me. I will make a promise to you and to myself that i will begin repaying without fail as i have been doing my previous loans. Hope you find it in your hearts to forgive me. Thank you and God bless You all.

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  • Auguste    Sep 7, 2018

    Keep at it Esther!

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  • Esther    Jul 12, 2018

    I wish to apologise to my generous donors for repaying late, this is due to slow business and high financial constraints , however am happy am doing well.in school, you saved me but I promise to start repaying on time from today since I have got a project and I am getting paid weekly. Thank you for your patience. God bless you always

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  • Esther    Dec 6, 2017

    Due to little financial hickups I request to reduce my loan repayment amount until I stabilize and will increase so as to finish repayment fastm

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  • Esther    Nov 3, 2017

    I would wish to adjust my loan repayment to ksh. 500 weekly every Sunday due to slow business here resulting from strained political environment we are experiencing. Thanks you

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  • Victor    Nov 3, 2017

    Esthers business has been low, i have advised her to redjust the loan to a smaller amount and she is to resume repayment of the loan immediately

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  • Esther    Oct 5, 2017

    Due to low business currently, I ll only be able to pay smaller amount. Thanks for understanding.

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  • Esther    Sep 19, 2017

    Thank you very much for this loan. I have received full amount of my loan. Be blessed

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  • Esther    Sep 9, 2017

    I take this opportunity to thank all of my lenders for giving me another chance to better my life through education. I sincerely appreciate every of your efforts. God bless you all. Thank you

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  • Megan    Sep 3, 2017

    I am also studying for a master's degree, so I know how hard you are working. Best of luck!!

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  • Esther    Aug 27, 2017

    1. Graduated with my undergraduate Environmental Studies degree in July 2014.
    2. You gave me a loan to buy electric water pump, farming cabbages has never been that easy
    3. I was able to enrol to pursue Masters in Renewable Energy Technology three semesters down, two more to go.
    4. Noticable life change .

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  • Esther    Aug 23, 2017

    First I ll start by appreciating this website for lifting me from grass to Grace. Your help has been seen and felt in form of the positive change in my life by family and friends. I request that you continue helping me and I ll also lend a hand and help others grow. Thank you in advance

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  • Esther    May 13, 2017

    I sold a part of my cabbages that i was able to water and they were in demand so i made good money and was also able to purchase a laptop for my school thesis, and work.

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  • Esther    May 13, 2017

    So everything's has been super great after receiving the loan. Am able to pay on time comfortable so am happy. Thanks so much

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  • Esther    Apr 17, 2017

    2. My cabbage farm, with sprinkler on operation on the freshly planted cabbages (lhs)

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  • Esther    Apr 17, 2017

    1.

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  • Esther    Apr 16, 2017

    1. Using sprinkler to water my cabbage farm two weeks after my loan disbursed.

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