Willy
Nairobi, Kenya
100% repaid
Name
Willy
Member since
January 2015
On-time repayments
175 installments • 30%
My Name is Willy Bett, I live in Uthiru, Kabete that is the outskirts of Nairobi City. I am over 30 years old. Due to financial constraints in my family I managed to study until high school and after that I could not proceed with my studies due to lack of fees and I was forced to look for employment. I have been working with a curio shop since the age of 20 until now as a salesman. This job has been the breadwinner for my family and my sustenance and also I have been saving some little for personal business. Currently I'm planning to provide door to door services to my clients in order to stay competitive in the business and meet the clients demands.
Having worked in a curio shop for 9 years has moulded me enough to think of creating my own business idea. After interaction with some of the curio clients, I decided to venture into online curio business in order to satisfy the untapped market. When the tourist season is low, sales margins are also low hence the need to diversify and provide clients with curios at their convenient locations such as offices and their homes. I have been doing this for the last 3 years but faced some challenges especially in terms of logistics as I had to hire drivers for my delivery services. This had a negative impact on the profits since the cost of hiring a motorcycle rider is high in Kenya.
The Zidisha loan helped improve my curios business and i am so grateful to the organization for this amazing funds. After doing some of the savings i would like to seek another loan to add to my college tuition fee, for my entrepreneurship course. With $ 101.1 i will supplement with my savings. This loan will help in finishing my entrepreneurship course. The course will add me more skills about entrepreneurship and management of my personal business and i believe i will be more competitive i the field on business once i clear. After the course i yearn to improve further my business and reach more markets and from the profits i earn i will use to develop my family and myself. I am grateful for any support which will come to me.
Positive
1
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$101.00
Date disbursed
Aug 24, 2015
Repayment status
On Time
Projected term
8 months
Other loans
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Amount repaid
$105.55
Amount remaining
$0.00
Date repaid
May 1, 2016
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Sep 6, 2015 | $5.00 | Sep 11, 2015 | $5.00 |
Sep 13, 2015 | $5.00 | Sep 18, 2015 | $5.00 |
Sep 20, 2015 | $5.00 | Sep 18, 2015 | $0.20 |
Sep 24, 2015 | $4.80 | ||
Sep 27, 2015 | $5.00 | Sep 24, 2015 | $1.20 |
Oct 14, 2015 | $3.80 | ||
Oct 4, 2015 | $5.00 | Oct 14, 2015 | $5.00 |
Oct 11, 2015 | $5.00 | Oct 14, 2015 | $5.00 |
Oct 18, 2015 | $5.00 | Oct 14, 2015 | $0.20 |
Oct 19, 2015 | $4.80 | ||
Oct 25, 2015 | $5.00 | Oct 19, 2015 | $0.20 |
Oct 26, 2015 | $4.80 | ||
Nov 1, 2015 | $5.00 | Oct 26, 2015 | $0.20 |
Nov 12, 2015 | $4.80 | ||
Nov 8, 2015 | $5.00 | Nov 12, 2015 | $5.00 |
Nov 15, 2015 | $0.20 | Nov 12, 2015 | $0.20 |
Nov 22, 2015 | $0.00 | ||
Nov 29, 2015 | $0.00 | ||
Dec 6, 2015 | $0.00 | ||
Dec 13, 2015 | $2.50 | Dec 4, 2015 | $2.50 |
Dec 20, 2015 | $2.50 | Dec 4, 2015 | $2.50 |
Dec 27, 2015 | $2.50 | Dec 4, 2015 | $2.50 |
Jan 3, 2016 | $2.50 | Dec 4, 2015 | $2.50 |
Jan 10, 2016 | $2.50 | Dec 4, 2015 | $2.50 |
Jan 17, 2016 | $2.50 | Dec 4, 2015 | $2.30 |
Jan 18, 2016 | $0.20 | ||
Jan 24, 2016 | $2.50 | Jan 18, 2016 | $0.30 |
Jan 25, 2016 | $2.20 | ||
Jan 31, 2016 | $2.50 | Feb 1, 2016 | $2.50 |
Feb 7, 2016 | $2.50 | Feb 12, 2016 | $2.50 |
Feb 14, 2016 | $2.50 | Feb 26, 2016 | $2.50 |
Feb 21, 2016 | $2.50 | Feb 26, 2016 | $1.50 |
Mar 7, 2016 | $1.00 | ||
Feb 28, 2016 | $2.50 | Mar 7, 2016 | $2.50 |
Mar 6, 2016 | $2.50 | Mar 7, 2016 | $2.50 |
Mar 13, 2016 | $2.50 | Mar 25, 2016 | $2.50 |
Mar 20, 2016 | $2.50 | Mar 25, 2016 | $2.50 |
Mar 27, 2016 | $2.50 | Mar 25, 2016 | $0.50 |
Mar 30, 2016 | $1.50 | ||
Apr 10, 2016 | $0.50 | ||
Apr 3, 2016 | $2.50 | Apr 10, 2016 | $2.50 |
Apr 10, 2016 | $2.50 | Apr 10, 2016 | $0.50 |
Apr 17, 2016 | $2.00 | ||
Apr 17, 2016 | $2.50 | Apr 20, 2016 | $2.50 |
Apr 24, 2016 | $0.50 | Apr 20, 2016 | $0.50 |
May 1, 2016 | $7.35 | May 1, 2016 | $7.35 |
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