Loan request to construct a clothes selling shed
Virginia
Miroreni, Kenya
100% repaid
Entrepreneur
Name
Virginia
Member since
June 2016
On-time repayments
59 installments • 85%
About Me
My name is Virginia Wanjiku. I am a Kenyan citizen. I reside in the Miroreni area of Nakuru County, near Kabazi town. I am a mother with 1 kid who is at her early schooling. I am an entrepreneur and I started selling clothes about 2 years ago. I have worked within various sectors as a casual laborer before venturing into the business world; this has made me grow well because of the discipline I acquired from the employment fraternity. I get my clothes stock mostly from Nakuru town and also Nairobi because of the quality and good prices. I am an active member of my local church in Kabazi and do also participate in community service activities.
My Business
I run a clothing sales business. The clothes business is so viable as the business is so good and it doesn't make someone to be more exhausted in stock taking every evening. The business is located in Kabazi Town Centre. Doing this business encourages me so much because the new clothes move very fast due to the high number of people visiting the town and the growing population in Kabazi town at large and the farming. The community is at least financially stable. That's why the people have to dress smartly and that is why the business is so good and more profitable. I have been able so far to sustain my family and myself with the profit I get from total sales.
To get my business moving, I usually stock it after every 3-4 weeks and I usually buy the new clothes.
Loan Proposal
I am requesting zidisha loan so as to construct a clothes selling shed in my business, this project has been neccessitated by the harsh weather that we are experiencing meaning that most of the time we close down for weather to improve. with this loan i am going to purchase ironsheets and beams preferably timber. This will ensure continuity of my business despite the weather. I would wish to expand my business but this is long term goal and after completing my loan with zidisha, i look forward for applying for another loan which will be substantive enough for expansion of my business. I estimate total cost to be about USD 100 for completion of this business. i plan to top up what I will get from Zidisha to make this project a success.
About Me
My names are Virginia Wanjiku I am a Kenyan citizen. I am a mother with 1 girl who is at ECD Top. I am a business lady for the last 3 years and my business being source of my livelyhood, I always strive to ensure that I give my best. During startup I faced so many challenges since i was new in the market. With experience i have learnt alot. In my first days I used to buy in small quantities and from local suppliers, this reduced my profit margins, with time I decided to get to Nairobi from suppliers and at a lower price.
My Business
My business entails sales of clothes, clothes are my main stock and it includes ladies, men, children clothes, shoes, school uniform and other clothings like caps. I also do sewing particulary children sweaters and marvins which I sell at a profit. In some days my business is not busy and hence I prefer to engage my self sewing according to customers orders. I have just completed my first wedding gown that was customized and the reaction from many of my customers and potential customers was positive. I will take this advantage to ensure that I make contacts and eventually be able to convince them that am the best.
Loan Proposal
I am requesting zidisha loan so as to construct a clothes selling shed in my business, this project has been neccessitated by the harsh weather that we are experiencing meaning that most of the time we close down for weather to improve. with this loan i am going to purchase ironsheets and beams preferably timber. This will ensure continuity of my business despite the weather. I would wish to expand my business but this is long term goal and after completing my loan with zidisha, i look forward for applying for another loan which will be substantive enough for expansion of my business. I estimate total cost to be about USD 100 for completion of this business. i plan to top up what I will get from Zidisha to make this project a success.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$90.00
Date disbursed
Jul 13, 2016
Repayment status
On Time
Projected term
12 months
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