Add stock to my clothing & tailoring business
Matilda
Mtwapa, Kenya
11% repaid
Entrepreneur
Name
Matilda
Member since
January 2013
On-time repayments
101 installments • 8%
About Me
Am matilda Masika Ngala, a resident of mtwapa and a business lady in mtwapa. Am a single lady living with my parents here in mtwapa. Am a primary school lever having done my KCPE Examination in 2007, i did not get the chance of joining to a secondary school because of my family's financial status.After my primary education i went to a tailoring course which i trained at a tailoring shop here in mtwapa. This place really had the best and qualified personnel and i really acquired the best knowledge i needed. After this i was employed at that shop where i worked for two years before starting my own.with the saving i had from my salary i managed to buy my own sewing machine which has been helping me so far.With the experience i got from my previous employee am so happy that my customers are satisfied with the services that i provide.The services i provide at my tailor shop are like designing of different types of wears both lady's and gent's wears. i also have few customers for school uniforms from nearby private schools. With the profit i ge i buy food for my family, despite being single i have a role to play in my family since am the elder and only working person in my family so i have to support my parents in family needs. i also pay school fees for my brother who is in secondary school in form four. i also pay rent at the shop as i shifted my tailor shop from my home in search of good business site.I also save the remaining amount in my account
My Business
Am a tailor by profession having done this type of business for almost four years now.I do this business in mtwapa area. In this business i repair worn out cloths, design new cloths as well. i also have some schools whom i design school uniforms for them. I get the raw materials from dealers and some time i buy the materials from a neighboring country, Tanzania.Most people like the Tanzania materials because they are the latest design and fashionable.This business has been so wonderful to me as i make a profit in this business.risks in this business are like late payments, and othe times fluctuation of prices in the raw materials. In this business i make a monthly income of ksh 20,000 per month. With this amount i use ksh 5,000 paying school fees, ksh 2,000 paying rent at the shop,ksh 5,000 is used in buying food for the family. so i save ksh 8,000 per month.With this amount i can repay my zidisha loan with out any problems. As a youth i want to create employment to my fellow youths. in this i want to expand this business to a higher level so that i can employ others.
Loan Proposal
I intend to constructively use this loan to add stock to my clothing business. My business is doing do well ad my customer base is grown.
I believe that i will be able to maintain my repayment record as it is and be able to take bigger loans and help my business grow more and more.
Feedback
Positive
1
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$429.00
Date disbursed
Jun 25, 2016
Repayment status
Late
Projected term
20 months
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Summary
Amount repaid
$50.42
Amount remaining
$400.04
Expected completion
Mar 23, 2018
Status
Repaying late
Installment amount
$5.04
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Jul 8, 2016 | $5.04 | Jul 8, 2016 | $5.04 |
| Jul 15, 2016 | $5.04 | Jul 22, 2016 | $5.04 |
| Jul 22, 2016 | $5.04 | Jul 30, 2016 | $5.04 |
| Jul 29, 2016 | $5.04 | Aug 19, 2016 | $5.04 |
| Aug 5, 2016 | $5.04 | Aug 19, 2016 | $5.04 |
| Aug 12, 2016 | $5.04 | Aug 19, 2016 | $5.04 |
| Aug 19, 2016 | $5.04 | Oct 7, 2016 | $5.04 |
| Aug 26, 2016 | $5.04 | Oct 7, 2016 | $5.04 |
| Sep 2, 2016 | $5.04 | Oct 7, 2016 | $5.04 |
| Sep 9, 2016 | $5.04 | Oct 7, 2016 | $5.04 |
| Sep 16, 2016 | $5.04 | ||
| Sep 23, 2016 | $5.04 | ||
| Sep 30, 2016 | $5.04 | ||
| Oct 7, 2016 | $5.04 | ||
| Oct 14, 2016 | $5.04 | ||
| Oct 21, 2016 | $5.04 | ||
| Oct 28, 2016 | $5.04 | ||
| Nov 4, 2016 | $5.04 | ||
| Nov 11, 2016 | $5.04 | ||
| Nov 18, 2016 | $5.04 | ||
| Nov 25, 2016 | $5.04 | ||
| Dec 2, 2016 | $5.04 | ||
| Dec 9, 2016 | $5.04 | ||
| Dec 16, 2016 | $5.04 | ||
| Dec 23, 2016 | $5.04 | ||
| Dec 30, 2016 | $5.04 | ||
| Jan 6, 2017 | $5.04 | ||
| Jan 13, 2017 | $5.04 | ||
| Jan 20, 2017 | $5.04 | ||
| Jan 27, 2017 | $5.04 | ||
| Feb 3, 2017 | $5.04 | ||
| Feb 10, 2017 | $5.04 | ||
| Feb 17, 2017 | $5.04 | ||
| Feb 24, 2017 | $5.04 | ||
| Mar 3, 2017 | $5.04 | ||
| Mar 10, 2017 | $5.04 | ||
| Mar 17, 2017 | $5.04 | ||
| Mar 24, 2017 | $5.04 | ||
| Mar 31, 2017 | $5.04 | ||
| Apr 7, 2017 | $5.04 | ||
| Apr 14, 2017 | $5.04 | ||
| Apr 21, 2017 | $5.04 | ||
| Apr 28, 2017 | $5.04 | ||
| May 5, 2017 | $5.04 | ||
| May 12, 2017 | $5.04 | ||
| May 19, 2017 | $5.04 | ||
| May 26, 2017 | $5.04 | ||
| Jun 2, 2017 | $5.04 | ||
| Jun 9, 2017 | $5.04 | ||
| Jun 16, 2017 | $5.04 | ||
| Jun 23, 2017 | $5.04 | ||
| Jun 30, 2017 | $5.04 | ||
| Jul 7, 2017 | $5.04 | ||
| Jul 14, 2017 | $5.04 | ||
| Jul 21, 2017 | $5.04 | ||
| Jul 28, 2017 | $5.04 | ||
| Aug 4, 2017 | $5.04 | ||
| Aug 11, 2017 | $5.04 | ||
| Aug 18, 2017 | $5.04 | ||
| Aug 25, 2017 | $5.04 | ||
| Sep 1, 2017 | $5.04 | ||
| Sep 8, 2017 | $5.04 | ||
| Sep 15, 2017 | $5.04 | ||
| Sep 22, 2017 | $5.04 | ||
| Sep 29, 2017 | $5.04 | ||
| Oct 6, 2017 | $5.04 | ||
| Oct 13, 2017 | $5.04 | ||
| Oct 20, 2017 | $5.04 | ||
| Oct 27, 2017 | $5.04 | ||
| Nov 3, 2017 | $5.04 | ||
| Nov 10, 2017 | $5.04 | ||
| Nov 17, 2017 | $5.04 | ||
| Nov 24, 2017 | $5.04 | ||
| Dec 1, 2017 | $5.04 | ||
| Dec 8, 2017 | $5.04 | ||
| Dec 15, 2017 | $5.04 | ||
| Dec 22, 2017 | $5.04 | ||
| Dec 29, 2017 | $5.04 | ||
| Jan 5, 2018 | $5.04 | ||
| Jan 12, 2018 | $5.04 | ||
| Jan 19, 2018 | $5.04 | ||
| Jan 26, 2018 | $5.04 | ||
| Feb 2, 2018 | $5.04 | ||
| Feb 9, 2018 | $5.04 | ||
| Feb 16, 2018 | $5.04 | ||
| Feb 23, 2018 | $5.04 | ||
| Mar 2, 2018 | $5.04 | ||
| Mar 9, 2018 | $5.04 | ||
| Mar 16, 2018 | $5.04 | ||
| Mar 23, 2018 | $1.75 | ||
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