Loan to buy a donkey & a cart

Florence Wanjiku

Limuru, Kenya

100% repaid



Florence Wanjiku

Member since

July 2014

On-time repayments

345 installments  •  52%

About Me

My name is Florence Wanjiku, born in Kiambu County in central Kenya. I come from a family of 8 where I am the 6th born. My parents (both deceased) were small scale farmers who worked very hard to provide for the big family. I am a mother of 3 children - all boys aged 25, 17 and 14. The last two are still in school and the first born just cleared college early this year.

I went to local schools for my primary and secondary education and later joined high school for my advanced level. I then did a course in accounts and I later secured a job as a civil servant.

I also do livestock keeping to supplement my income and this enables me to meet my household expenses. I have kept dairy cows through zero grazing method due to the small size of my land.

I am a staunch Christian and a very active member of my church.

My Business

As stated above, I am a livestock farmer who uses zero grazing method. This is putting the cows in a shed and feeding them within the enclosure. I normally feed them with napier grass and wheat bran which I source from local sellers.

Due to the small size of my piece of land, I normally buy the grass from my neighbors who have are in this business. We cut the grass manually and transport it on my back due to lack of other modes of transport.

The terrain of this place is very rough and the best mode of transport is using a donkey. I have planned to buy a donkey for this purpose but due to competing needs, I have always shelved the idea until now that I have this opportunity to get credit from Zidisha.

Loan Proposal

When I get this loan, it will help me to buy a donkey and a cart for easy transport of my cows' fodder. I am currently transporting this using my back which is both tedious and time consuming.

This problem can be solved if I get a donkey which is very suited for this type of work. This is a very popular mode of transport in my area due to its rough terrain. This will definitely translate into more production and more profit since I will be able to get the fodder from far places at a cheaper price.

The cost of this venture will be as follows:

A healthy donkey will cost $100 and cart will cost $60. This loan with my little savings will be sufficient to fund this ambitious plan.

Thank you.






Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Sep 22, 2014

Repayment status

On Time

Projected term

7 months



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Lahr, Germany

Matching Fund

Sterling, United States


Lidzbark Warminski, Poland


San Francisco, United States



United States

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  • Lilian Kimko    Mar 16, 2021

    I have spoken to florence who has promised to pay her loan by Saturday

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  • Lilian Kimko    Jan 29, 2021

    Halo lenders I have spoken to florence who has said things have been tough on her side but promises to restart repaying her loan sooner

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  • Florence Wanjiku    Jan 20, 2021

    I can't afford to pay more.

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  • Lilian Kimko    Dec 21, 2020

    Florence isn't picking my calls.. same to her references.. will try again later

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  • Lilian Kimko    Nov 21, 2020

    I have spoken to Florence who had promised to start her repayment by end of this month since things were not good on her side

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  • Lilian Kimko    Oct 15, 2020

    Halo lenders, I didn't find Florence of phone but managed to talk to the person who invented her to zidisha who has promised to help her reschedule her payment to an alower amount which she will be able to pay weakly
    Thanks for your patience

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  • Florence Wanjiku    Jun 7, 2020

    I have no income for now. I will adjust later.

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  • Florence Wanjiku    Feb 8, 2020

    I hope to increase soon.

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  • Florence Wanjiku    Jun 1, 2019

    I am down financially. Please allow me to pay this amount.

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  • Florence Wanjiku    Mar 20, 2019

    Allow me to pay this small amount for now till my situation improves.

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  • Florence Wanjiku    Dec 14, 2016

    My business has really gone south. I wish to reduce my payments to this minimum amount until January when I expect my business to pick up. Thanks.

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  • Florence Wanjiku    Oct 21, 2016

    Thank you for the loan. I have now invested the money but the returns will be very slow at first. This will change in a few month's time and then I will revert back to a bigger amount.

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  • Florence Wanjiku    Oct 5, 2016

    Thank you so much for the quick funding. I will use the money to buy a dairy cow as stated on the loan proposal.

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  • Florence Wanjiku    Oct 5, 2016

    Thank you Zidisha lenders for your valuable support. With the last loan, I was able to buy a Jersey cow and this set in motion a change of breed for my herd. I am now on phase two of this change and I hope to complete it with my next loan. May God bless you abundantly.

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  • Florence Wanjiku    May 12, 2015

    This is to let you know that I received KES 33,071 this morning. I am very grateful to my lenders for your support and to Zidisha for coming up with such a wonderful idea.

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  • Florence Wanjiku    May 11, 2015

    To all my lenders, I am very happy that you funded my loan to completion. I can now go ahead and buy the additional heifer for my dairy farm. This is an important addition to my farm as I intend to change my current breed to another one so as to increase productivity.

    I take this opportunity to thank all you for your generosity. I wish you success in your work as well.

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  • Victor Kipkurui    May 11, 2015

    All the best Florence.
    To lenders, kindly visit my page too before my proposal expire.
    Thank you

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  • Onesmus Kithoma    May 11, 2015

    all the best in your venture

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  • Florence Wanjiku    May 7, 2015

    Thank you my new lenders, I am happy with the progress of my loan so far. I hope others will join in as the expiry date draws near.

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  • Florence Wanjiku    May 5, 2015

    Thanks to my two other lenders idris and RobertF. You contribution has pushed me closer to my target.

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