Loan to buy bales of second-hand clothes and shoes

Bephine Nyawera

Kisumu, Kenya

100% repaid

Entrepreneur

Name

Bephine Nyawera

Member since

February 2015

On-time repayments

111 installments  •  86%

About Me

My names are Bephine Nyawera I grew up in a small village called Kisasi in Western Province.I come from a very humble background of 2 sisters and 2 brothers. I am the eldest in our family. My dad passed away due to Aplastic Anaemia leaving my mum a widow who is jobless, but being the eldest in our home we joined hands with my mum to do small scale farming inorder to help my siblings to go to school to achieve their dreams. Life has not been easy the small shamba we had was not enough to produce for large sale of good to the market hence a friend of mine introduced me to the world of selling second hand clothes.

My Business

I looked fora job and my friend had a business stall where she could sell a bale of used second hand clothes for children. I could help market the clothes for her in institutions selling to teachers and workers second hand clothes for their children. The business grew so big until my boss now was able to bring and we sell about three bales of mixed clothes including kids clothes, mens shirts and women skirts. With time she encouraged me and from my little savings I was able to start my own Second hand clothing (Mitumba) business. So far I have only one bale of used women dresses but I am hoping that with the help of Zidisha lenders they will help me to grow in business and buy and sell more bales of used clothes and also to grow my family my kids will be able to go to school without fee arrears.

Loan Proposal

I am applying for a loan to stock up for more bales of second hand clothes and shoes. I have diversified in other markets hence i need more stock. Customers are streaming up more and more thanks to zidisha.

Feedback

4

None

None



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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,276.52

Date disbursed

Feb 15, 2017

Repayment status

On Time

Projected term

8 months

Cost to entrepreneur

Service fee: $53.90

Lenders

T

Tmann

Los Angeles, United States

Q

Quomar

Żmigród, Poland

K

Krokslatt

Mölndal, Sweden

cyrus0302

San Francisco, United States

AltruisticSelfishnes

Chicago, United States

ErikN

Stockholm, Sweden

Kjartan

Oslo, Norway

Pere

Barcelona, Spain

T

ToddK

Indianapolis, IN, USA, United States

C

cjmenchaca

Austin, United States

E

elkbrett

Bradenton, United States

TheWhiteCat

Surrey, United Kingdom

Dan Haynes

Bozeman, United States

indeh

London, United Kingdom

Cloudways

Malta, Malta

B

BClay

Campbell, United States

L

leniwiec

Poznan, Poland

ads68

Melbourne, Australia

P

Prysdahl

Marshall, United States

Christopher

Copenhagen, Denmark

M

mkellerman

Shanghai, China

JC

Jordi Cohen

New York, NY, United States

fairspirit

Utrecht, Netherlands

Gordons28

Santa Monica, United States

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

GarmdGriek

Oslo, Norway

gseletko

South Perth, Australia

mojobob

Hayward, United States

P

Pavane

Kungsbacka, Sweden

JonB

London, United Kingdom

C

cranejoad

cazenovia, United States

xtrahardware

Cazenovia, United States

Richard Griebe

La Jolla, United States

E

E

Marin county, United States

C

Clben7

Cincinnati, United States

Evan Lamos

Brussels, Belgium

G

guggl

Vienna, Austria

Paul Buchheit

Mountain View, United States

BuckeyeBob

Ohio, United States

S

sarah4d2

Saint Louis, United States

mepster

San Francisco, Ca, United States

W

wesbh89

United States

Mun

Orlando, FL, United States

Grant Xavier Storer

Seattle, Wa, United States

Loungin

United States

Bryan

Houston, United States

S

satheajay

United States

SuperMario28

Cudahy, United States

Kyle Hoback

Jersey City, NJ, United States

Voscke

Utrecht, Netherlands

Mike and Jacqui

United Kingdom

S

Stephan

Netherlands

Haim Si

Mexico, Mexico

Frank Termathe

Frankfurt Main, Germany

E

Erich

Zurich, Switzerland

M

Marcus86257

United States

Family Mueller

Petershagen, Germany

D

dsfranz

Gaeta, Italy

MW

Matt Willis

United States

Elly

Woudrichem, United Kingdom

MB

michael breen

United Kingdom

M

Marc

Newcastle upon Tyne, United Kingdom

T

Trish

New Zealand

ME

Manaal Eisa

Washington DC, United States

F

Florian

Munich, Germany

Pedro R-C

Cambridge, United States

Martin Nielsen

Aarhus, Denmark

PG

Paul Graham

United States

A

Andrei

United States

A

Adam

United Kingdom

SH

Steven Huntington

London, United Kingdom

Thomas

Sweden, Sweden

kt

Brush Prairie, United States

JC

Justin cohan

United States

K

Katka

St Albans, United Kingdom

DK

Danny Kelly

United States

SR

Sharyn Ribich

United States

A

anniewynkoop

United States

H

Heather

United States

JA

Jan Andresen

Hamburg, Germany

Sinan Taifour

Munich, Germany, Germany

J

Jon

United States

cchhrriiss

Munich, Germany

Craig Newmark

United States

The Zinc Team

San Francisco, United States

Benjamin Kniaz

Boston, United States

MO

Mark Owens

United States

SH

Stephanie He

United States

WS

Warren Shen

United States

Humble Bundle Community

San Francisco, United States

BE

Bob Ewing

United States

D

Dalton

San Francisco, United States

A

Anonymous

United States

The Weltys

Averill Park, NY, United States

E

ericb321

Republic of Korea

Helper

United States

MH

Meika Harris

United States

KK

Kurt Kellner

United States

A

Andrew

United States

R

RMIM

United States

DW

Dan Winetsky

United States

Paul Buchheit

Mountain View, United States

A

Anonymous

United States

John Barnett

United States

R

rica

United States

D

dsf

United States

SF

steven frank

United States

AB

Ashira Blazer

United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

MR

Mary Reardon

United States

JS

jackson silvey

United Kingdom

Ask Bephine a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

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Summary

Amount repaid

$1,276.52

Amount remaining

$0.00

Date repaid

Nov 29, 2017

Status

Fully repaid

Repayment History

Expected Payments Actual Payments
Feb 27, 2017 $36.39 Feb 26, 2017 $36.39
Mar 6, 2017 $36.39 Feb 26, 2017 $2.95
Mar 5, 2017 $33.44
Mar 13, 2017 $36.39 Mar 5, 2017 $10.82
Mar 13, 2017 $25.57
Mar 20, 2017 $36.39 Mar 13, 2017 $18.69
Mar 20, 2017 $17.70
Mar 27, 2017 $36.39 Mar 20, 2017 $26.56
Mar 26, 2017 $9.84
Apr 3, 2017 $36.39 Mar 26, 2017 $34.42
Apr 3, 2017 $1.97
Apr 10, 2017 $36.39 Apr 3, 2017 $36.39
Apr 17, 2017 $36.39 Apr 3, 2017 $5.90
Apr 9, 2017 $30.49
Apr 24, 2017 $36.39 Apr 9, 2017 $13.77
Apr 16, 2017 $22.62
May 1, 2017 $36.39 Apr 16, 2017 $21.64
Apr 23, 2017 $14.75
May 8, 2017 $36.39 Apr 23, 2017 $29.51
Apr 30, 2017 $6.88
May 15, 2017 $36.39 Apr 30, 2017 $36.39
May 22, 2017 $36.39 Apr 30, 2017 $0.98
May 8, 2017 $35.41
May 29, 2017 $36.39 May 8, 2017 $8.85
May 14, 2017 $27.54
Jun 5, 2017 $36.39 May 14, 2017 $16.72
May 21, 2017 $19.67
Jun 12, 2017 $36.39 May 21, 2017 $24.59
May 29, 2017 $11.80
Jun 19, 2017 $36.39 May 29, 2017 $32.46
Jun 4, 2017 $3.93
Jun 26, 2017 $36.39 Jun 4, 2017 $36.39
Jul 3, 2017 $36.39 Jun 4, 2017 $3.93
Jun 12, 2017 $9.84
Jun 14, 2017 $19.67
Jun 15, 2017 $2.95
Jul 10, 2017 $36.39 Jun 15, 2017 $6.88
Jun 20, 2017 $29.51
Jul 17, 2017 $36.39 Jun 20, 2017 $14.75
Jun 27, 2017 $21.64
Jul 24, 2017 $36.39 Jun 27, 2017 $22.62
Jul 4, 2017 $13.77
Jul 31, 2017 $36.39 Jul 4, 2017 $15.74
Jul 6, 2017 $9.84
Jul 10, 2017 $10.82
Aug 7, 2017 $36.39 Jul 10, 2017 $28.52
Jul 22, 2017 $7.87
Aug 14, 2017 $36.39 Jul 22, 2017 $31.47
Aug 20, 2017 $4.92
Aug 21, 2017 $36.39 Aug 20, 2017 $36.39
Aug 28, 2017 $36.39 Aug 20, 2017 $2.95
Aug 29, 2017 $29.51
Sep 6, 2017 $3.93
Sep 4, 2017 $36.39 Sep 6, 2017 $15.74
Sep 18, 2017 $20.65
Sep 11, 2017 $36.39 Sep 18, 2017 $18.69
Sep 19, 2017 $17.70
Sep 18, 2017 $36.39 Sep 19, 2017 $36.39
Sep 25, 2017 $36.39 Sep 19, 2017 $4.92
Sep 28, 2017 $31.47
Oct 2, 2017 $36.39 Sep 28, 2017 $17.70
Oct 2, 2017 $18.69
Oct 9, 2017 $36.39 Oct 2, 2017 $30.49
Oct 9, 2017 $5.90
Oct 16, 2017 $36.39 Oct 9, 2017 $34.92
Oct 15, 2017 $1.48
Oct 23, 2017 $36.39 Oct 15, 2017 $36.39
Oct 30, 2017 $2.85 Oct 15, 2017 $2.46
Nov 29, 2017 $0.39

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