Loan to buy bales of second-hand clothes and shoes
Bephine
Kisumu, Kenya
100% repaid
Entrepreneur
Name
Bephine
Member since
February 2015
On-time repayments
111 installments • 86%
About Me
My names are Bephine Nyawera I grew up in a small village called Kisasi in Western Province.I come from a very humble background of 2 sisters and 2 brothers. I am the eldest in our family. My dad passed away due to Aplastic Anaemia leaving my mum a widow who is jobless, but being the eldest in our home we joined hands with my mum to do small scale farming inorder to help my siblings to go to school to achieve their dreams. Life has not been easy the small shamba we had was not enough to produce for large sale of good to the market hence a friend of mine introduced me to the world of selling second hand clothes.
My Business
I looked fora job and my friend had a business stall where she could sell a bale of used second hand clothes for children. I could help market the clothes for her in institutions selling to teachers and workers second hand clothes for their children. The business grew so big until my boss now was able to bring and we sell about three bales of mixed clothes including kids clothes, mens shirts and women skirts. With time she encouraged me and from my little savings I was able to start my own Second hand clothing (Mitumba) business. So far I have only one bale of used women dresses but I am hoping that with the help of Zidisha lenders they will help me to grow in business and buy and sell more bales of used clothes and also to grow my family my kids will be able to go to school without fee arrears.
Loan Proposal
I am applying for a loan to stock up for more bales of second hand clothes and shoes. I have diversified in other markets hence i need more stock. Customers are streaming up more and more thanks to zidisha.
Feedback
Positive
4
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$1,307.00
Date disbursed
Feb 15, 2017
Repayment status
On Time
Projected term
8 months
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Summary
Amount repaid
$1,276.52
Amount remaining
$0.00
Date repaid
Nov 29, 2017
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Feb 27, 2017 | $36.39 | Feb 26, 2017 | $36.39 |
| Mar 6, 2017 | $36.39 | Feb 26, 2017 | $2.95 |
| Mar 5, 2017 | $33.44 | ||
| Mar 13, 2017 | $36.39 | Mar 5, 2017 | $10.82 |
| Mar 13, 2017 | $25.57 | ||
| Mar 20, 2017 | $36.39 | Mar 13, 2017 | $18.69 |
| Mar 20, 2017 | $17.70 | ||
| Mar 27, 2017 | $36.39 | Mar 20, 2017 | $26.56 |
| Mar 26, 2017 | $9.84 | ||
| Apr 3, 2017 | $36.39 | Mar 26, 2017 | $34.42 |
| Apr 3, 2017 | $1.97 | ||
| Apr 10, 2017 | $36.39 | Apr 3, 2017 | $36.39 |
| Apr 17, 2017 | $36.39 | Apr 3, 2017 | $5.90 |
| Apr 9, 2017 | $30.49 | ||
| Apr 24, 2017 | $36.39 | Apr 9, 2017 | $13.77 |
| Apr 16, 2017 | $22.62 | ||
| May 1, 2017 | $36.39 | Apr 16, 2017 | $21.64 |
| Apr 23, 2017 | $14.75 | ||
| May 8, 2017 | $36.39 | Apr 23, 2017 | $29.51 |
| Apr 30, 2017 | $6.88 | ||
| May 15, 2017 | $36.39 | Apr 30, 2017 | $36.39 |
| May 22, 2017 | $36.39 | Apr 30, 2017 | $0.98 |
| May 8, 2017 | $35.41 | ||
| May 29, 2017 | $36.39 | May 8, 2017 | $8.85 |
| May 14, 2017 | $27.54 | ||
| Jun 5, 2017 | $36.39 | May 14, 2017 | $16.72 |
| May 21, 2017 | $19.67 | ||
| Jun 12, 2017 | $36.39 | May 21, 2017 | $24.59 |
| May 29, 2017 | $11.80 | ||
| Jun 19, 2017 | $36.39 | May 29, 2017 | $32.46 |
| Jun 4, 2017 | $3.93 | ||
| Jun 26, 2017 | $36.39 | Jun 4, 2017 | $36.39 |
| Jul 3, 2017 | $36.39 | Jun 4, 2017 | $3.93 |
| Jun 12, 2017 | $9.84 | ||
| Jun 14, 2017 | $19.67 | ||
| Jun 15, 2017 | $2.95 | ||
| Jul 10, 2017 | $36.39 | Jun 15, 2017 | $6.88 |
| Jun 20, 2017 | $29.51 | ||
| Jul 17, 2017 | $36.39 | Jun 20, 2017 | $14.75 |
| Jun 27, 2017 | $21.64 | ||
| Jul 24, 2017 | $36.39 | Jun 27, 2017 | $22.62 |
| Jul 4, 2017 | $13.77 | ||
| Jul 31, 2017 | $36.39 | Jul 4, 2017 | $15.74 |
| Jul 6, 2017 | $9.84 | ||
| Jul 10, 2017 | $10.82 | ||
| Aug 7, 2017 | $36.39 | Jul 10, 2017 | $28.52 |
| Jul 22, 2017 | $7.87 | ||
| Aug 14, 2017 | $36.39 | Jul 22, 2017 | $31.47 |
| Aug 20, 2017 | $4.92 | ||
| Aug 21, 2017 | $36.39 | Aug 20, 2017 | $36.39 |
| Aug 28, 2017 | $36.39 | Aug 20, 2017 | $2.95 |
| Aug 29, 2017 | $29.51 | ||
| Sep 6, 2017 | $3.93 | ||
| Sep 4, 2017 | $36.39 | Sep 6, 2017 | $15.74 |
| Sep 18, 2017 | $20.65 | ||
| Sep 11, 2017 | $36.39 | Sep 18, 2017 | $18.69 |
| Sep 19, 2017 | $17.70 | ||
| Sep 18, 2017 | $36.39 | Sep 19, 2017 | $36.39 |
| Sep 25, 2017 | $36.39 | Sep 19, 2017 | $4.92 |
| Sep 28, 2017 | $31.47 | ||
| Oct 2, 2017 | $36.39 | Sep 28, 2017 | $17.70 |
| Oct 2, 2017 | $18.69 | ||
| Oct 9, 2017 | $36.39 | Oct 2, 2017 | $30.49 |
| Oct 9, 2017 | $5.90 | ||
| Oct 16, 2017 | $36.39 | Oct 9, 2017 | $34.92 |
| Oct 15, 2017 | $1.48 | ||
| Oct 23, 2017 | $36.39 | Oct 15, 2017 | $36.39 |
| Oct 30, 2017 | $2.85 | Oct 15, 2017 | $2.46 |
| Nov 29, 2017 | $0.39 | ||
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