Lucky
Ongata Rongai, Kenya
100% repaid
Name
Lucky
Member since
March 2016
On-time repayments
65 installments • 58%
Well, my childhood was much good having been born and brought up in town, though I knew little, I was taken to school just like any other child where I pursued my primary and secondary education.
Being the first born of three, I watched as my parents struggles to work and make every effort to feed and educate us. My mother was a civil servant and my dad was self employed and worked as a Mechanic. When i completed the secondary school, there was no much money to take me to a technical school. This is where my dad was so wise enough to introduce me to his career as a mechanic. I used to help my dad with his job and learn in depth the mechanical and operation of the entire automobile. While at my dad's work place, I gathered enough experience and my dad opened another Garage where I used to supervise and work in it. I came a time when my dad lastly gave me the full ownership of the new garage.
I was so happy renovated it to look well spacious and added some more work equipment. This is how i came to own a business. What is unique about the place i live is that people work hard and help one another.
My children would like to be well brought up and get educated to acquire skills to work. My unique hobby is preaching peace and educates youths to fit in the society. I also like traveling and swimming.
Thank you.
My business is simply offering services.
I offer Automobile repair and services. These are vehicles of different types and Tracters.These services are always on demand because every vehicle is a must to be given services mostly after covering a set of miles. On the other hand, normal wearing and tearing requires vehicles to be maintained and repaired.Thaus making my services an all time on demand.
I choose this business because it is the one I am so much conversant with and well experienced. This is besides giving me a huge profit to meet my expenses. My typical cost are the cost of buying car service products like oil, brake pads, oil filter, air cleaners and general spare parts for common vehicles like Toyota made.
Other costs are rent, security and transport of the spares. My profit usually goes towards reinvesting in my stock of service and spare parts. I use some other money to meet my personal expenses and helping my parents whenever they need my help.
Thank you.
Withe my first loan i will buy the most asked items.
I will buy Brake pads at $12.00,oil filters at $16.00.
Also on the list will be Air cleaners at a cost of $14.00.
I will also buy head lamp lenses at a cost of $20.00.
Also on the list will be welding rods and Battery cable terminal at $23.00 and $17.00.
These are commonly used items that amount to highest of the profit i get per day.
With an additional of the about items, my profit will be up from the current USD40.00 to 70.00.
This will be great achievement to me and my business as i plan to expand by opening another branch n another location.
I will be grateful to you lenders.
Thank you.
Positive
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Neutral
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Negative
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Project Type
Classic Loan
Disbursed amount
$250.00
Date disbursed
Mar 22, 2016
Repayment status
On Time
Projected term
5 months
Other loans
Amount repaid
$262.50
Amount remaining
$0.00
Date repaid
Aug 29, 2016
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Apr 3, 2016 | $6.04 | Apr 6, 2016 | $6.04 |
Apr 10, 2016 | $2.32 | Apr 13, 2016 | $2.32 |
Apr 17, 2016 | $2.32 | Apr 18, 2016 | $2.32 |
Apr 24, 2016 | $2.32 | Apr 21, 2016 | $2.32 |
May 1, 2016 | $2.32 | Apr 26, 2016 | $2.32 |
May 8, 2016 | $2.32 | May 3, 2016 | $2.32 |
May 15, 2016 | $2.32 | May 20, 2016 | $2.32 |
May 22, 2016 | $0.00 | ||
May 29, 2016 | $1.01 | May 28, 2016 | $1.01 |
Jun 5, 2016 | $1.01 | Jun 10, 2016 | $1.01 |
Jun 12, 2016 | $1.01 | Jun 18, 2016 | $1.01 |
Jun 19, 2016 | $1.01 | Jun 26, 2016 | $1.01 |
Jun 26, 2016 | $1.01 | Jun 30, 2016 | $1.01 |
Jul 3, 2016 | $1.01 | Jul 6, 2016 | $1.01 |
Jul 10, 2016 | $23.17 | Jul 13, 2016 | $23.17 |
Jul 17, 2016 | $1.51 | Jul 18, 2016 | $1.51 |
Jul 24, 2016 | $0.00 | ||
Jul 31, 2016 | $35.31 | Jul 31, 2016 | $35.31 |
Aug 7, 2016 | $35.31 | Aug 3, 2016 | $35.31 |
Aug 14, 2016 | $35.31 | Aug 16, 2016 | $35.31 |
Aug 21, 2016 | $35.31 | Aug 17, 2016 | $35.31 |
Aug 28, 2016 | $35.31 | Aug 28, 2016 | $35.31 |
Sep 4, 2016 | $35.30 | Aug 29, 2016 | $35.30 |
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